David Golden is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on connecting clients to people, plans, and processes tailored to their unique ambitions. He works with clients to plan for goals such as funding education, securing retirement lifestyles, managing healthcare costs, and developing personalized strategies for long-term family objectives. David holds the Personal Investment Advisor (PIA) designation. His educational background includes a High School Diploma from Ramapo High School and an Associate's Degree from Rockland Community College.

George Ralph is a Financial Advisor at Merrill Lynch Wealth Management. He provides investment advice and access to banking and lending services through Bank of America. George works closely with clients to develop personalized investment strategies that align with their financial goals. His approach is guided by a mission to help clients achieve independence, security, and a lasting legacy through clear and disciplined financial planning. George holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from St. John's University. Outside of his professional role, George enjoys adventure sports, basketball, football, golfing, hiking, reading, soccer, traveling, and spending time with his family.

Steven Carter is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior work includes roles at Wells Fargo Clearing, Svenska Handelsbanken, and TD Bank. He established an LLC for potential family IRA assistance that remained inactive. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Boykoff is a Wealth Management Advisor with Merrill Lynch Wealth Management. In this role, he works directly with clients to develop personalized financial strategies that align with their individual goals. He leverages the investment insights of Merrill alongside the banking and lending solutions of Bank of America to provide comprehensive wealth management. Robert holds a Bachelor's Degree from New York University and has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He follows the Merrill tradition of community involvement and spends time volunteering with local organizations.

Harry Zwick is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on providing a comprehensive suite of wealth management and private banking-like services to select clients. His primary role involves leading and executing discretionary investment strategies, managing assets through personalized or defined strategies that incorporate individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment approaches. Harry has experience in areas including college education planning, equity compensation services, legacy and LGBT wealth planning, liquidity management, personal retirement planning, small business strategies, women and wealth, tax minimization, and retirement income. He joined Merrill Lynch Wealth Management in 2022 after spending 11 years at J.P. Morgan as a Private Client Advisor. He holds a Bachelor's Degree from Skidmore College, graduating Cum Laude in 2010 with a dual degree in Business Administration and Economics. Harry lives in Lower Manhattan with his wife, son, daughter, and dog. His personal interests include basketball, golfing, scrapbooking, skiing, spending time with his family, tennis, watching movies, writing, and yoga.

Joshua Kotin is a Financial Advisor with Merrill Lynch Wealth Management. In his role as a Merrill Financial Solutions Advisor, he works closely with clients to develop personalized investment strategies that align with their individual goals and priorities. Joshua provides advice on a range of financial topics including general investing, retirement planning, and saving for unexpected events. He holds a Bachelor's Degree from Binghamton University and has earned professional designations such as Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Joshua emphasizes understanding what matters most to his clients and aims to offer ongoing guidance as their financial needs evolve.

Eugene Avila is a Wealth Management Advisor at Merrill Lynch Wealth Management. He works with high net worth clients throughout the life cycle of wealth, focusing on accumulation, preservation, and distribution. Eugene also assists retirement plan fiduciaries with managing their roles and responsibilities and offers expertise in fiduciary services. His client focus areas include divorce transition planning, equity compensation services, investment consulting for defined contribution plans, philanthropic planning, and portfolio management services, among others. Eugene began his financial services career in 1990 with The Equitable Life Assurance Society’s retirement group. After serving as a Marine in Gulf War I and earning his MBA from Case Western Reserve University, he gained experience in asset management at Kidder Peabody and worked in executive compensation consulting at Frederic W. Cook & Co. He later joined Zurich Scudder Investments’ private equity group, serving on the investment committee and as Chief Financial Officer. Eugene holds a bachelor’s degree from Baruch College and has earned several professional designations including Certified Private Wealth Advisor (CPWA), Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Certified 401(k) Professional (CkP), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is also a member of the Economic Club of New York and is fluent in Spanish. Outside of his professional responsibilities, Eugene is an avid traveler and reader who values gaining broader perspectives through exploring global economies. His personal interests include basketball, golfing, scuba diving, and spending time with his family.

Christine Hopper is a financial advisor at Merrill with 27 years of industry experience and holds Series 63 and Series 66 designations. She has been with Merrill since 1997 and also affiliated with Bank of America since 2014. Outside of her advisory role, she serves as a power of attorney for family members. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Michael Centonza is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on assisting individuals and families in making informed financial decisions to build and preserve their wealth. His approach involves understanding clients' priorities to develop strategies that pursue their short-, mid-, and long-term financial goals. He specializes in areas including family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Michael holds the designation of Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA) and is a Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the College of Staten Island and is affiliated with the City University of New York- College of Staten Island. Outside of his professional role, Michael is involved with the Knights of Columbus. He also enjoys baseball, football, golfing, music, and spending time with his family.

Ryan Humbert is a Senior Financial Advisor with Merrill Lynch Wealth Management. He offers customized wealth management services to a diverse clientele, including affluent families, corporate executives, professionals, and business owners. Operating within Daniel Humbert & Associates since 1992, Ryan focuses on creating personalized wealth management plans that encompass investment portfolio management, retirement and education planning, insurance strategies, liability management, as well as trust and estate planning. Ryan's professional expertise includes corporate executive services, family wealth management strategies, legacy and retirement planning, education funding, and managing new wealth. He is a CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He holds a Bachelor's Degree from the University of Delaware. Beyond his professional commitments, Ryan participates in community activities such as UDance. His approach integrates the personalized attention of a boutique financial advisory with the extensive resources of Bank of America and Merrill Lynch Wealth Management.

Brandon Gene Russo is a Financial Advisor at Merrill, where he serves high-net-worth clients across the New York City Metro area, South Florida, and Silicon Valley. His clientele includes hedge fund and alternative investment professionals, technology executives and founders focused on growth, corporate attorneys, dentists, and business owners preparing for liquidity events. His practice emphasizes capital preservation, cash flow management, and long-term, fundamentals-driven growth in both global public and private markets, with a particular focus on client education. A native of Mahwah, New Jersey, Brandon developed an early interest in entrepreneurship and legacy planning through his family's long-standing luxury furniture manufacturing business, Union City Mirror & Table Co. During his youth, he caddied at Bergen County clubs, which contributed to his development in golf and provided connections in high finance and real estate. He earned All-County honors and served as team captain at Mahwah High School before competing on the University of Delaware club golf team, where he also earned his bachelor's degree. Brandon began his career at Equitable Advisors (formerly AXA), where he obtained his Series 7 and Series 66 FINRA registrations. He later joined Morgan Stanley, supporting a senior advisor team that managed multi-generational families and sophisticated portfolios across public and private markets, working also as an Assistant Portfolio Manager. Currently, Brandon holds the Personal Investment Advisor (PIA) designation and participates in professional organizations such as the Alpha Sigma Phi Board and the NCCGA UD Tournament Team.

Lauren Moore is a financial advisor at Merrill with 10 years of industry experience. She holds a Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Inc. since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Anthony Dimaio is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has been affiliated with Merrill since 2013. Prior to and during his time at Merrill, he has worked at Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Rachel Roberts is a Private Wealth Advisor on the Private Executive Services (PES) Team at Merrill Private Wealth Management. She has been with Merrill and the PES Team since 2009, providing wealth management services to ultra-high net worth individuals and families, including C-suite and senior executives of public and private companies. Rachel offers customized investment advice by developing tailored asset allocation and implementation strategies to meet clients’ goals, risk tolerance, and preferences. As a member of the PES team, she conducts due diligence on asset managers, monitors portfolios, and implements tactical and strategic changes. She also collaborates with colleagues to produce research presentations for both team meetings and clients. Her areas of expertise include corporate executive services, equity compensation, liquidity management, tax minimization, socially responsible investing, and retirement planning. She holds the Chartered Financial Analyst (CFA), Certified Investment Management Analyst (CIMA), and Personal Investment Advisor (PIA) designations. Rachel graduated Phi Beta Kappa from Bucknell University in 2009 with a BA in Economics and Spanish with Honors. She is involved in mentoring through the Women’s Exchange at Merrill and volunteers with Invest in Girls, an organization focused on enhancing financial literacy for high school-aged girls. Rachel lives in New York City and enjoys hiking, reading, running, soccer, tennis, traveling, and spending time with her family.

Henry Asemota is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 20 years of professional experience in retirement and investment planning, risk management, wealth planning strategies, and estate and charitable planning services. He is a member of a multi-generational wealth management team with a nationwide practice, recognized as a comprehensive and caring resource for customized financial solutions. Henry’s approach to advising is grounded in building open and honest relationships, emphasizing listening, proactive planning, and understanding clients' perspectives before engaging in financial discussions. Throughout his career, Henry has worked with a diverse client base, including business owners, corporate executives, physicians, attorneys, and professional women. He also leads Merrill’s national non-profit practice as part of Boyd Britton & Pope Wealth Management, collaborating with executive leadership and boards of directors to support foundations, endowments, and other nonprofit organizations in managing fiduciary risk, investing prudently, and pursuing long-term goals. Before joining Merrill, Henry held roles as a Regional Vice President with New York Life/MainStay Investments and worked with WisdomTree Investments, OppenheimerFunds, and Legg Mason Wood Walker, Inc. Henry holds the Certified Plan Fiduciary Advisor® (CPFA®) designation, Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC) credentials. He earned a bachelor's degree from the University of Maryland-Baltimore County, an Honors University. Based in New York, Henry is actively involved with charities in the tristate area, including Friends of the Children New York and Every Mother Counts. His personal interests include basketball, biking, football, golfing, music, photography, running marathons, tennis, and traveling.

Jennifer Kary is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. She previously worked at BTIG LLC and spent four years at the College of the Holy Cross. Outside of her advisory role, she teaches tennis to children ages 3 to 10 on weekends. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Emiliano Pereira Olivo is a Financial Advisor at Merrill Lynch Wealth Management, working with individuals and families to help them understand and manage their financial picture. He specializes in preparing clients for retirement and supports them through life's financial transitions. Emiliano focuses on aligning financial strategies with clients' personal values and goals. His expertise encompasses areas such as family wealth management strategies, investment consulting for defined contribution plans, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and tax minimization. Emiliano also has experience with sports and entertainment clients, individual and corporate investment strategy, and addresses complex financial decisions by considering their broader impact. Emiliano holds a Bachelor's Degree from Central University of Venezuela and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is fluent in English and Spanish. Outside of his professional work, Emiliano enjoys baseball, bowling, cooking, hiking, pickleball, running marathons, soccer, spending time with his family, swimming, and traveling.

Alyssa Di Leo is a Financial Advisor at Merrill Lynch Wealth Management, where she works closely with clients to develop personalized financial strategies that align with their unique goals and life stages. She specializes in helping individuals and families navigate important financial decisions with confidence, including wealth building, retirement planning, managing inheritances, business sales, and career transitions. Alyssa focuses on simplifying complex financial matters to empower her clients throughout their financial journeys. Her areas of expertise include financial planning, wealth management, retirement planning, investment strategies, 401(k) and retirement account rollovers, workplace benefits and equity compensation, estate and legacy planning, and cash management strategies. Alyssa's approach emphasizes building lasting relationships and providing thoughtful guidance tailored to each client's situation. She holds a Bachelor's Degree from Binghamton University and the Personal Investment Advisor (PIA) designation. Outside of her professional work, Alyssa enjoys dancing, pickleball, spending time with her family, traveling, volleyball, watching movies, and practicing yoga.

Peter Gonzalez is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he serves as a founding member of a large team in New York City. He focuses on building deep client relationships and helping develop personalized wealth management strategies tailored to individual financial goals. His client specialties include institutional and corporate benefit services, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic and special needs planning strategies, women and wealth, sports and entertainment, and individual and corporate investment strategies. Peter’s career in financial services began with his fascination with the stock market in high school, leading him to roles as a stockbroker and an equities trader before joining Merrill Lynch. He holds a Bachelor's Degree from St. John's University and professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Personal Investment Advisor (PIA), and Sports & Entertainment (SE). Peter emphasizes clear communication to help clients understand complex financial topics and make informed decisions aligned with their long-term goals. Outside of his professional role, Peter enjoys baseball, boating, chess, cooking, fishing, football, golfing, music, spending time with his family, and surfing.

Hailey Rocchio is a financial advisor at Merrill with nine years of industry experience and holds a Series 66 designation. She has been with Merrill since 2016 and has worked at Bank of America, N.A. since 2020. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.