Vincent Grennan is a financial advisor at Merrill with 11 years of experience at the firm and a total of 7 years in the industry. He holds a Series 66 designation. Prior to joining Merrill, he worked at the University of San Francisco from 2013 to 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies designed by internal and third-party teams.

Giselle Neu is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In her role, she works closely with clients to understand their priorities and develop strategies to pursue their short-, mid-, and long-term financial goals. Her responsibilities include providing guidance on investing, retirement planning, and saving for unexpected events, with access to additional specialists in banking, credit, home financing, and small business solutions through Bank of America. Giselle specializes in helping clients manage competing financial demands, such as buying a home, funding college education, caregiving, and healthcare planning. She offers personalized portfolio strategies that adapt as clients' needs evolve, delivering ongoing advice and support. Giselle holds a Bachelor's degree from the University of Texas System and maintains professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She is a member of the National Association of Women Business Owners and communicates with clients in both English and Spanish.

Justin Carfora is a financial advisor at Merrill with a Series 66 designation and seven years of industry experience. He has worked at Merrill since 2018 and is currently associated with Bank of America. Earlier in his career, he was employed at Georgeson and worked at the College of the Holy Cross. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Margaret McGrath is a financial advisor at Merrill with 47 years of industry experience. She holds Series 63 and Series 65 registrations and has worked at Merrill since 1981, including 15 years concurrently at Bank of America, N.A. in New York, NY. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dukalion Tsapalas is a Financial Advisor at Merrill Lynch Wealth Management. He provides strategic guidance and personalized financial planning to individuals with highly concentrated stock positions and successful business owners seeking more comprehensive advice beyond traditional investment management. Dukalion focuses on helping clients pursue their short-, mid-, and long-term financial goals by developing tailored strategies that address their unique needs. His expertise includes tax-efficient liquidity and diversification events, concentrated stock and equity compensation strategies, cash management and lending opportunities, business growth and expansion, and business retirement planning. Dukalion employs a consultative, relationship-driven approach to financial planning, aiming to help clients navigate complex financial situations with clarity. Dukalion holds a Bachelor's Degree from Babson College and has earned the Personal Investment Advisor (PIA) designation. He facilitates client access to a broad range of resources, including specialists in banking, credit, home financing, and small business solutions to support comprehensive financial planning.

Lliam Finn is a Senior Financial Advisor at Merrill Lynch Wealth Management specializing in financial planning and retirement benefits consultation. He serves individuals, families, and businesses by providing a balanced, goals-based wealth management approach that focuses on integrity and transparency. His expertise includes corporate benefits, employee benefits planning, family wealth management strategies, services for defined benefit plans, investment consulting for defined contribution plans, legacy planning, small business strategies, and retirement income. Mr. Finn holds professional designations including Certified 401(k) Professional (CkP), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor's Degree from the United States Naval Academy and a Master of Business Administration (MBA) from Fordham University. He is a member of the USNA Alumni Association and the Surface Navy Association. In addition to his professional work, Lliam is involved with community organizations such as the Brooklyn Crescents Lacrosse Club and Homes Veterans of NYC. His personal interests include adventure sports, running, and spending time with his family.

Henry Hinz is a financial advisor with Merrill in New York, NY, holding a Series 66 designation and bringing 16 years of industry experience. He has worked at Bank of America and Merrill since 2017 and was previously with Morgan Stanley Smith Barney from 2011 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a variety of client types including individuals, high-net-worth clients, and charitable organizations.

James Elliott is an International Wealth Advisor with Merrill Lynch Wealth Management based in New York City. He leads a team of ten professionals managing assets for ultra high net worth families and individuals. His primary responsibilities include financial strategy and portfolio management, as well as leading credit and structured lending initiatives. James has received national recognition from Forbes and Barron's, including placements on the Top 100 Private Wealth Teams by Barron's in 2021, Best-In-State Wealth Advisors by Forbes in 2021, and America's Top Next Generation Advisors by Forbes from 2017 to 2021. He holds a bachelor's degree from Georgetown University and maintains the Personal Investment Advisor (PIA) designation. Outside of his professional work, James enjoys cooking, music, skiing, and spending time with his family.

Devin O'Connor is a financial advisor at Merrill with 10 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Salvatore Bonomo is a Client Experience Advisor at Merrill Lynch Wealth Management. He works directly with clients to understand their financial situations and to introduce solutions offered through Merrill and Bank of America. In his role, Salvatore focuses on empowering clients with knowledge and tools to manage their financial lives effectively. His areas of expertise include college education planning, family wealth management strategies, personal retirement planning, and retirement income. As a Personal Investment Advisor (PIA), Salvatore takes the time to get to know clients and understand their priorities in order to develop strategies that support their financial goals. Salvatore holds a Bachelor's Degree from the College of Staten Island. Outside of his professional work, he enjoys cooking, hiking, ice hockey, pickleball, skiing, soccer, spending time with his family, and watching movies.

Toni Joergens is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has been with Merrill since 2001, beginning her career as a Registered Client Associate and advancing to her current advisory role. Toni works with high-net-worth individuals, families, business owners, and corporate executives, focusing on comprehensive financial strategies that address life transitions and wealth management objectives. She has expertise in areas including divorce transition planning, family wealth management strategies, executive and equity compensation, personal retirement planning, and values-based investing. Toni has particular experience supporting women, including divorced women and widows, and clients undergoing significant life events. Toni earned a Bachelor’s Degree in Finance from Robert Morris University and holds several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP®), Certified Divorce Financial Analyst® (CDFA®), and Chartered Retirement Planning Counselor™ (CRPC™). She is an active member of professional organizations such as the Association of Divorce Financial Planners, the Financial Planning Association, the Institute for Divorce Financial Analysts, and the International Academy of Collaborative Professionals. A native of Pittsburgh, Toni is involved in her community through the Junior League of Pittsburgh and other local organizations. Outside of work, she enjoys gardening, genealogy, reading, running marathons, and spending time with her family and her dogs.

Kenneth Weitzman is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 1999 as a Corporate Controller in the Institutional Equities division, where he managed balance sheet, income, and expense reporting to senior management. In 2006, Ken transitioned to the firm’s Global Private Client Group, focusing on investment portfolio development, financial modeling, and retirement planning. Since 2008, he has been part of Merrill Private Wealth Management, where he works on portfolio construction, asset allocation, and manager due diligence, providing wealth management and retirement planning strategies for clients with assets under $10 million. Ken holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification awarded by the Certified Financial Planner Board of Standards, Inc., and maintains FINRA Series 7 and 66 registrations. He began his career in public accounting, earning his CPA designation before joining Merrill. Ken has a bachelor’s degree from the University at Buffalo. In his current role, he does not provide tax advice. Outside of work, Ken lives in Battery Park City with his wife and two children. He is a marathon runner and enjoys attending live sporting events. His personal interests include baseball, basketball, football, reading, running, soccer, tennis, yoga, and spending time with his family.

Jesse Gold is a financial advisor with Merrill in New York, NY. He holds the Series 66 designation and has recently started his career in the financial industry. Prior to joining Merrill and Bank of America in 2026, his background includes roles at Fox Corporation and experience in education. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Rebecca Lerner is a Wealth Management Advisor and Managing Director leading The Lerner Group at Merrill Lynch Wealth Management. She has been with Merrill Lynch since 1997 and focuses on assisting high-net-worth individuals and families with generational financial planning. Rebecca leads her team using a cash-centric approach to develop and implement investment plans tailored to the financial and life goals of each client, regularly reviewing portfolios to maintain desired risk parameters and tax efficiency. Rebecca holds a Bachelor's Degree from the University of Georgia and has earned the CERTIFIED FINANCIAL PLANNER (CFP) and Chartered Retirement Planning Counselor (CRPC) designations. As a qualified Portfolio Manager, she manages discretionary investment advisory accounts and provides guidance across various asset classes using the resources available through Merrill Lynch Wealth Management and Bank of America. In addition to her professional roles, Rebecca participates in the Financial Women's Association Mentorship Program and is a member of the Financial Women's Association and GWIM Women's Exchange. She resides in Westchester, New York, and is a single mother of two sons.

Noelle Zanetti is a financial advisor at Merrill with nine years of industry experience. She holds Series 63 and Series 66 registrations and has been with Merrill since 2016. Based in New York, NY, she works within a large institutional environment. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Collette Troyano is a Financial Advisor with Merrill Lynch Wealth Management. Since beginning her career in finance in 2016 as a client associate, she has developed expertise in portfolio management and investment selection. Her responsibilities include the trading and implementation of client portfolios, focusing on advisory-based customized strategies tailored to individual financial goals. Collette holds a dual bachelor's degree in economics and political science from the University of Connecticut. She also maintains professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Her client focus areas include education planning, family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, portfolio management services, and retirement income. Outside of her professional work, Collette enjoys cooking, reading, running, skiing, yoga, and spending time with her family. She is dedicated to continuous learning and self-improvement, actively pursuing new certifications, hobbies, and sports.

Abraham Cohen is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on helping clients create personalized wealth management strategies that address their full financial picture and adapt to changing market conditions. His areas of expertise include liquidity management, managing new wealth, sports and entertainment, individual and corporate investment strategy, tax minimization, and retirement income. Cohen holds a Bachelor's Degree from Yeshiva University and has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is committed to building and maintaining strong client relationships through his accessible and knowledgeable approach. In addition to his professional work, Cohen is engaged in community service, dedicating time to volunteering with local organizations. His personal interests include baseball, basketball, football, ice hockey, tennis, traveling, and watching movies.

Luke Smith is a financial advisor at Merrill with Series 63 and Series 65 licenses and two years of industry experience. He previously worked at Equitable Advisors, LLC, and has a varied background including roles in construction and university administration. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mason Conto is a Financial Advisor at Merrill Lynch Wealth Management, serving high-net-worth professionals, business owners, and families in the New York metropolitan area and New England. He specializes in building lasting client relationships rooted in trust, thoughtful guidance, and disciplined planning. Mason works closely with clients to help them navigate important financial decisions and pursue their long-term goals with confidence. His approach includes cash flow management, portfolio strategy, tax-aware wealth management, retirement income planning, and broader long-term financial objectives. Mason comes from a family of financial planners, which provided him with an early understanding of the responsibilities involved in assisting clients. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Mason graduated cum laude from Bucknell University with a bachelor's degree in finance and a minor in legal studies. His career began at Merrill's Sales Department office in Lower Manhattan, where he developed a foundation in wealth management and client service. Originally from Woodbury, Connecticut, Mason now lives and works in Manhattan. Outside of his professional activities, he enjoys spending time with family and friends, traveling, golfing, staying active, and follows the New York Rangers.

George Barrett is a Financial Consultant at Fidelity Investments, a role he has held since 2023. He has been with Fidelity Investments since 2019, progressing through positions including Workplace Planning Consultant, Financial Representative, and Investment Consultant. His professional focus is on understanding clients' unique financial needs through open communication and trust. He works collaboratively with clients to develop customized financial plans aimed at helping them navigate complex financial decisions. Outside of his professional responsibilities, George has personal interests that include comedy, fishing, football, golf, and skiing.