Dawn Lewis is a financial advisor at Merrill with 25 years of industry experience. She holds the Series 66 designation and has been with Merrill since 1988. Outside of her advisory role, she operates a part-time sole proprietorship called The Gourmet Cupboard, selling spices and mixes at home parties. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Christine Bernert is a Series 66 licensed financial advisor at Merrill with seven years of industry experience. She has worked at Merrill since 2018 and previously held positions at Helms Bros Mercedes Benz and Queens College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joseph Gilbert is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in developing personalized wealth management strategies tailored to each client's unique financial situation and long-term goals. Joseph offers a comprehensive approach that incorporates investment insights from Merrill and the banking and lending services of Bank of America to address various aspects of clients' financial lives. With a focus on personalized service, Joseph believes in working closely with clients to understand what matters most to them, allowing him to create flexible strategies that adapt to changing market conditions and individual needs. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Virginia. In addition to his professional work, Joseph is engaged in community involvement, dedicating time to volunteer with local organizations in line with Merrill's tradition of community participation.

Carlos M Cajero is a financial advisor at Merrill with 33 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Merrill in 2022, he worked at UBS Financial Services Inc for 11 years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Nicole Giovanniello is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley and New York Community Bank. Her background also includes roles outside traditional finance, such as positions at Ariola Foods and teaching at Monmouth University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Healy is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in developing personalized wealth management strategies tailored to clients' unique financial goals and circumstances. By combining Merrill's investment insights with the banking and lending services of Bank of America, he aims to provide a comprehensive approach to managing wealth in a dynamic market environment. Healy holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from Fordham University and a Master's Degree from Pace University in White Plains, NY. In addition to his advisory role, Healy is actively involved in community service, dedicating time to volunteer with local organizations.

Suzanne Seeber is a Senior Financial Advisor with Merrill Lynch Wealth Management. In her role, she provides financial advisory services to clients, helping them manage and grow their investment portfolios. Suzanne holds the Professional Investment Advisor (PIA) designation, reflecting her expertise in investment strategies and client portfolio management. She earned her Bachelor's Degree from Hunter College. Her background and credentials support her commitment to delivering informed financial guidance tailored to her clients' needs.

Abigail Seymour is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has been with Merrill since 2021 and has prior experience working at Fairfield University and Westboro Tennis and Swim Club. Outside of finance, she has been involved with Boston Sports Clubs. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brooke Garafalo is a financial advisor at Merrill with 24 years of industry experience and holds the Series 66 designation. She has worked at Merrill since 2001 and has been with Bank of America, N.A. since 2011. Outside of her advisory role, she is involved with a for-profit organization related to investments. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Jacqueline Cook is a Financial Advisor with The GCCA Group at Merrill Lynch Wealth Management. She works with multi-generational families, executives, and business owners, helping them navigate key financial inflection points such as liquidity events and long-term wealth planning. Jacqueline brings a background in capital markets and investment management to her role, applying her expertise to assist clients in preserving, growing, and strategically transferring wealth across generations. Prior to joining The GCCA Group, Jacqueline worked at Bank of America Merrill Lynch on the Capital Markets Desk as a Structured Notes Product Specialist. There, she collaborated with financial advisors to integrate sophisticated investment strategies into client portfolios, serving Ultra High Net Worth families. She also previously advised on investment capabilities and developed strategic narratives at Lord Abbett. Her experience includes supporting clients with multi-generational wealth transfer, concentrated stock and equity strategies, tax minimization, trust planning, portfolio management, and philanthropic and legacy planning. Jacqueline holds a Bachelor of Arts degree in Sociology with a minor in Entrepreneurial Studies from Hobart and William Smith Colleges. She has earned the Personal Investment Advisor (PIA) designation. Outside of her professional work, Jacqueline enjoys racquetball, spending time with her family, and traveling. She is involved with philanthropic organizations including A-T Children's Project, Answer The Call - New York Police & Fire Widows' & Children's Benefit Fund, and Girls on the Run.

Robert Schmidt is a Senior Financial Advisor at Merrill Lynch Wealth Management and the founder of Harbor Group. He serves a diverse clientele including individuals, families, business owners, foundations, endowments, non-profit organizations, and corporations. Harbor Group emphasizes customized strategic planning, objectivity, simplicity, and high-touch personal service to provide clients with tailored wealth management experiences. Robert has over 20 years of experience in the financial industry and focuses on areas such as college education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. He holds a bachelor's degree from Manhattanville College, where he double majored in Business and Political Science, and completed a post-graduate program at Columbia University to become a Certified Portfolio Manager (CPM®). Outside of his professional work, Robert is an enthusiast of football, basketball, music, and art. He resides in Litchfield, Connecticut with his wife Marisa and their two children, Charlie and Selah. Robert is actively involved in community service and philanthropy, participating with organizations such as the Bowery Mission Food Pantry and Litchfield Hills Soccer Stars.

Bre Quan Simon is a Financial Advisor at Merrill Lynch Wealth Management. She works closely with clients to develop dynamic financial plans tailored to meet their specific goals and objectives. Bre focuses on a range of client needs including corporate executive services, divorce transition planning, education planning, executive compensation, equity compensation services, family wealth management strategies, liquidity management, personal retirement planning, portfolio management services, and retirement income. Bre holds a Bachelor's Degree from Rider University and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. She is also a member of the Black Professional Group. Outside of her professional responsibilities, Bre enjoys spending time with her family, exploring new foods, training for marathons, and traveling.

Catalina Rubio Ruiz is a financial advisor at Merrill with a Series 66 designation and seven years of industry experience. Her work history includes roles at Bank of America N.A., Merrill Lynch Pierce Fenner & Smith, Atlantic Family Wealth, Smurfit Kappa, J. Crew, and the University of Miami. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

David Gingerella is a Senior Financial Advisor at Merrill Lynch Wealth Management, based in Merrill's World Financial Center flagship office in lower Manhattan. He specializes in helping individuals, families, and businesses develop personalized financial strategies that align with their short and long-term goals. David has been working in the wealth management industry since 2010 and joined Merrill Lynch Wealth Management in 2016. His areas of expertise include asset allocation, education funding, retirement income planning, tax minimization strategies, estate planning services, family wealth management strategies, liquidity management, managing new wealth, portfolio management services, and small business strategies. David holds FINRA Series 7, 63, and 66 registrations, insurance licenses, and the Personal Investment Advisor (PIA) designation. He grew up in Westerly, Rhode Island, and earned a bachelor's degree in accounting from Saint Leo University in Tampa, Florida. Outside of work, David enjoys baseball, football, golfing, and spending time with his family.

Ishaan Jagiasi is a financial advisor at Merrill with Series 66 designation and one year of industry experience. He previously worked at Seers Assets LLC and has held various educational and employment roles since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model‑based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Liam Mckay is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. His prior roles include positions at Bank of America, N.A. and Summit Health Management, as well as teaching roles at Rutgers University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers for a diverse client base including individuals, high-net-worth clients, and institutional accounts.

William Salone is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in areas including College Education Planning, Corporate Benefits, Corporate Executive Services, Divorce Transition Planning, Executive Compensation, Equity Compensation Services, Family Wealth Management Strategies, and Institutional and Corporate Benefit Services. Bill began his career with Merrill in 2015 as a PMD advisor with the GCIAS team in Atlanta, GA, where he gained experience with equity award and 401(k) platforms. In 2018, he transitioned to the Financial Solutions Advisor role and is applying his experience to clients of the PES team. In 2021, Bill and his family moved back to New York to be closer to family and currently reside in Huntington, NY. He holds a Bachelor's Degree from SUNY Binghamton and professional designations including Accredited Portfolio Management Advisor (APMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). In his personal time, Bill enjoys following the Mets, playing golf, and spending time with his wife Kaitlyn and their two daughters.

Daniel Madonia is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has built a career spanning over 37 years since joining the firm in 1985. As a partner of the BMV Group, he focuses on creating and implementing personalized client wealth strategies to help clients achieve their financial goals. His areas of expertise include college education planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and ESG investing, sports and entertainment, individual and corporate investment strategy, tax minimization, and retirement income. Daniel holds professional designations including Personal Investment Advisor (PIA), Sports & Entertainment (SE), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He earned his bachelor's degree in economics from Fairfield University. Daniel and his wife, Katie, reside in Bergen County, New Jersey, with their two children. They enjoy coaching their children's basketball and baseball teams, playing golf, fishing, skiing, reading, and spending time with family and friends. Daniel has been recognized on Forbes' "Best-in-State Wealth Advisors" list from 2018 through 2023 and on the Forbes Best-in-State Wealth Management Teams list in 2023.

Ellis Ryan is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on helping high net worth individuals and families achieve their financial goals through personalized wealth management strategies. Ellis works closely with clients to understand their life priorities and develop custom strategies that align with their short-, mid-, and long-term objectives. He provides access to Merrill's investment insights as well as Bank of America’s banking and lending solutions, supporting clients with comprehensive financial planning. Ellis specializes in areas including college education planning, family wealth management strategies, managing new wealth, personal retirement planning, small business strategies, and retirement income. His approach involves regular meetings with clients to discuss their goals and progress, aiming to guide them confidently from their current financial position toward their desired outcomes. He holds a Bachelor's Degree from Wake Forest University and is a Personal Investment Advisor (PIA). Outside of his professional role, Ellis enjoys following New York sports teams such as the Jets, Mets, and Knicks, and has interests in baseball, basketball, football, golfing, music, pickleball, skiing, soccer, tennis, and traveling.

Elizabeth Cochran is a Series 66-licensed financial advisor with Merrill, based in New York, NY. She has 14 years of industry experience and has worked at Merrill since 2012 as well as Bank of America, N.A. since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.