Brett Sharpe is a Financial Advisor with Merrill Lynch Wealth Management. In his role as a Merrill Financial Solutions Advisor, he works closely with clients to define their financial goals and develop portfolio strategies tailored to help them achieve those objectives. Brett provides ongoing advice and adapts portfolios as clients' situations evolve. His areas of expertise include education planning, equity compensation services, liquidity management, managing new wealth, and tax minimization. Brett enjoys getting to know clients personally to understand what matters most to them and their families so he can provide strategies aligned with their priorities. He offers guidance on topics ranging from general investing and retirement planning to saving for unexpected events. Brett holds a Bachelor's Degree from the University of South Carolina and is a chartered retirement planning counselor (CRPC) and personal investment advisor (PIA). He is affiliated with the professional organization Delta Kappa Epsilon. Outside of his professional life, Brett's personal interests include chess, football, golfing, pickleball, soccer, and traveling.

Kin Ma is a financial advisor at Merrill with 15 years of industry experience. He previously worked at Oppenheimer & Co Inc for three years before joining Merrill in 2018. He holds the Series 66 designation and is based in New York, NY. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Bertrand Wong is an International Wealth Advisor with Merrill Lynch Wealth Management. He specializes in family wealth management strategies, portfolio management services, and individual and corporate investment strategy. Bertrand works closely with clients to develop personalized financial strategies aimed at helping them pursue their long-term goals. He holds a Master's Degree from McMaster University and a Bachelor's Degree from the University of Western Ontario. Bertrand has earned professional designations as a Chartered Financial Analyst (CFA) and a Personal Investment Advisor (PIA). In addition to his professional work, he is actively involved in community volunteer organizations and has interests that include biking, golfing, and traveling.

Claudia Berman is a financial advisor at Merrill with 15 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2014. Outside of her advisory role, she serves as an advisory board member for Partners for Women and Justice, a nonprofit organization that supports low-income victims of domestic violence, and also works part-time as a management consultant for IV Revolution, a health and wellness medical spa. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Janine Politano Marotta is a financial advisor at Merrill with 31 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 1989. She also worked at Bank of America, N.A. from 2016 to present. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Antonio Amato is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been since 1994. He focuses on creating customized financial strategies tailored to clients' risk tolerance, investment objectives, time horizon, liquidity needs, overall investment goals, and associated costs. His areas of expertise include college education planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Prior to his current role, Antonio served as Vice President at Merrill Lynch Corporate Audit from 1994 to 1998 and worked as an accountant at KPMG from 1992 to 1994. He is a graduate of Pace University and holds the designation of Certified Public Accountant as well as Personal Investment Advisor (PIA). In 2007, he received the Bank of America Corporation's David Brady Community Service Award, recognizing his commitment to client service and community involvement. Antonio resides in Staten Island with his wife Carina and their three children, Juliana, Marc, and Ava. He is involved in community volunteer work and has personal interests that include baseball, football, spending time with his family, and watching movies.

Anthony De Falco is a Financial Advisor at Merrill Lynch Wealth Management. He began his career at Merrill Finance Solutions in 2021, focusing on client education and the implementation of financial strategies to help grow and preserve wealth. Anthony collaborates with individuals and families to define long-term goals, execute customized financial plans, and monitor their progress. He graduated from Pennsylvania State University in 2020 with a Bachelor of Science in Economics, concentrating in Finance and Banking. Anthony has also completed an Accredited Certificate Program from New York University. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Anthony's areas of expertise include college education planning, divorce transition planning, equity compensation services, investment consulting for defined contribution plans, legacy planning, portfolio management services, and retirement income. Outside of his professional responsibilities, he enjoys golfing, music, and watching movies.

Gregg Toubin is a financial advisor at Merrill with 19 years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2018. Merrill, in partnership with Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Robert Dudley is a financial advisor at Merrill with 17 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Merrill and Bank of America N.A. since 2011 and 2012, respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Govic is a financial advisor at Merrill with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Joseph Gunnar & Co., Oppenheimer, and JPMorgan Chase Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Alexander is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial strategies that align with their long-term goals and adapt to changing market conditions. William leverages the investment insights of Merrill and the banking and lending solutions of Bank of America to provide comprehensive wealth management services. His areas of expertise include college education planning, corporate executive services, equity compensation services, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. William emphasizes a one-on-one approach, gaining a deep understanding of each client's financial situation and priorities to tailor strategies accordingly. William holds a Bachelor's Degree from Northeastern University and holds the CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA) designations. Outside of his professional role, he enjoys a variety of sports and outdoor activities, including baseball, basketball, biking, boating, golfing, skiing, and tennis.

John Millett is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in creating personalized financial plans that address individual priorities and long-term family goals. His approach incorporates clarity and straightforwardness to navigate the complexities of investing and wealth planning. John holds a Bachelor's Degree from the University of Mary Washington. He has earned several professional designations, including Certified Investment Management Analyst (CIMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). These credentials reflect his expertise in investment management and retirement planning.

Noel Bigman is a financial advisor at Merrill with 25 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2000 and Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kathleen Wilson is a Wealth Management Advisor with Merrill Lynch Wealth Management. She began her career with Merrill on the institutional side and transitioned to wealth management in 2005. Kathleen holds a Bachelor's Degree from Villanova University and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In her role, Kathleen helps clients and their families achieve their goals by developing comprehensive, customized financial strategies supported by a disciplined and coordinated approach to investments. She works closely with clients on areas such as college education planning, divorce transition planning, family wealth management strategies, retirement income, tax minimization, and personal retirement planning, among others. Kathleen is committed to providing ongoing advice, guidance, and outstanding personal service throughout her clients' financial journeys. Outside of her professional work, Kathleen is a mother of two daughters and lives in Basking Ridge, NJ. She enjoys cooking, gardening, hiking, reading, soccer, and softball. Kathleen is also involved in her community, serving as a youth softball coach for Hoboken RBI and participating in the Wallace Elementary School PTO.

Akiko Kamata is a Private Wealth Advisor at Merrill Private Wealth Management. In her role, she provides wealth management services to entrepreneurs, corporate executives, business professionals, and professional athletes. She has been recognized on the Forbes "Best In-State Wealth Advisors" list from 2021 through 2025 and on the "Top Women Wealth Advisors Best-in-State" list from 2022 through 2026. Prior to joining Merrill in 2014, Akiko was Executive Director at JP Morgan Private Bank, managing the Asia team in New York. Before that, she served as a private banker at Citi Private Bank. Akiko earned her Bachelor's degree in International Relations from Tsuda College in Japan. She holds the Certified Private Wealth Advisor (CPWA), Certified Investment Management Analyst (CIMA) designations, and is a CERTIFIED FINANCIAL PLANNER (CFP) professional. Akiko is fluent in Japanese and English.

Steven Long is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and 22 years of industry experience. Prior to joining Merrill in 2023, he worked at UBS Financial Services from 2016 to 2022. He is based in New York, NY. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Andreas Thienel is a Senior Financial Advisor with Merrill Lynch Wealth Management. He holds multiple professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Mr. Thienel earned both his Bachelor's and Master's degrees from Pace University. His education and credentials support his expertise in retirement planning and fiduciary responsibilities in wealth management.

Harry Fanto is a Financial Advisor at Merrill Lynch Wealth Management, where he works closely with individuals and families to develop personalized financial strategies. His role involves understanding clients' goals, whether related to retirement planning, education funding, or wealth building, and creating plans that provide clarity in a dynamic financial environment. He leverages Merrill Lynch's investment insights and the resources of Bank of America to offer comprehensive financial solutions. Harry's areas of focus include family wealth management strategies, managing new wealth, portfolio management, sports and entertainment, tax minimization, and retirement income. He emphasizes building long-term relationships and delivering guidance tailored to each client's unique priorities and evolving needs. With his Personal Investment Advisor (PIA) designation, Harry supports clients through a range of financial decisions from general investing to planning for unforeseen circumstances. He holds a Bachelor's Degree from Fairfield University. Outside of his professional activities, Harry enjoys basketball, biking, chess, football, golfing, hiking, running marathons, spending time with his family, swimming, and watching movies.

John Byren is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has worked since 1987. He has focused his career on assisting clients with various financial services including intergenerational wealth transfers, strategic and tactical asset allocation strategies, wealth preservation, and wealth-building strategies. John and his team serve approximately 250 clients across the United States, providing strategies to address complex financial and investment challenges. John holds a bachelor's degree in economics from Bucknell University and has earned professional designations including Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), Sports & Entertainment (SE), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He has been named to the Forbes "Best-in-State Wealth Advisors" list for multiple consecutive years from 2018 through 2026. Beyond his advisory work, John has served on the boards of directors for Covenant House International from 2009 to 2017 and currently serves on the board of Rising Treetops at Oakhurst, an organization dedicated to improving the lives of children and adults with special needs. He lives in Rumson, New Jersey, with his wife and four children and enjoys activities such as surfing, skiing, paddleboarding, boating, fishing, golfing, music, and volleyball.

Edgardo Santiago is a Senior Vice President and Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in financial advisory services. He is a Certified Investment Management Analyst (CIMA) and focuses on investment management consulting. Edgardo emphasizes long-term success through careful planning and disciplined execution of portfolio strategies, advocating for tailored planning and proactive investment management to help clients achieve their long-term objectives. With over two decades of experience in wealth management, Edgardo has held positions at several prominent financial institutions. Prior to joining Merrill Lynch in 2023, he spent eleven years at Morgan Stanley Wealth Management advising ultra and high net worth families from Venezuela, the Dominican Republic, Ecuador, and the United States. He also spent seven years at UBS AG Wealth Management, where he provided comprehensive client coverage for families from Venezuela and Colombia and served as Desk Head and Team Leader for the Latin America North and Andean regions. He began his wealth management career at Citi Private Bank in 1998, working with families from Venezuela and Brazil. Edgardo holds a Bachelor's degree from Rutgers University and is fluent in English and Spanish. He is involved with various community organizations, including Feed America, Good+, NY Blood Center, and NY Cares. Outside of his professional work, his personal interests include running, marathon running, skiing, spending time with family, tennis, and watching movies.