George Knudsvig is a Financial Advisor affiliated with Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' financial priorities to help develop their short-, mid-, and long-term goals. He provides guidance on general investing, retirement planning, and strategies for unexpected financial needs. Additionally, he facilitates access to Bank of America specialists covering banking, credit, home financing, and small business solutions. George holds a Bachelor's Degree from St. Lawrence University and carries professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). These credentials support his work in retirement planning, investment management, and tax-efficient strategies. Outside of his professional responsibilities, George enjoys activities such as baseball, basketball, fishing, football, golfing, hiking, music, photography, spending time with family, and traveling.

Amelia Prounis is a Senior Financial Advisor and Senior Vice President with Merrill Lynch Wealth Management at the Fifth Avenue Financial Center complex. She specializes in portfolio management for high net worth individuals both domestically and internationally. Her advisory services extend to small and mid-sized business organizations, including pension funds, endowments, 401(k) plans, and private foundations. Additionally, her expertise encompasses wealth management planning, residential lending, insurance, estate planning, and comprehensive long-term financial strategies through collaboration with Merrill Lynch Wealth Management specialists. Ms. Prounis holds a bachelor's degree from Wellesley College and a master's degree in international business from the School of International and Public Affairs at Columbia University. She carries professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Since joining Merrill Lynch in 1990, she has utilized the firm’s global capabilities and resources to provide asset allocation modeling and discretionary or non-discretionary investment management to her clients. Beyond her professional pursuits, Ms. Prounis has served as a board member of the Grosvenor Neighborhood House in Harlem and has participated in fundraising committees for several New York City cultural and educational institutions such as the Central Park Conservancy, Museum of the City of New York, American Museum of Natural History, New York City Ballet, and the Chapin School. She lives in New York City with her husband and two sons.

Patrick Greene is a Financial Advisor affiliated with Merrill Lynch Wealth Management. He holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and the Personal Investment Advisor (PIA) certification. Patrick applies a goals-based planning approach to offer personalized financial strategies tailored to each client's unique circumstances. With over 40 years of combined experience alongside his partner, Wealth Management Advisor Ken Nersesian, Patrick assists individuals, families, and businesses in addressing a broad spectrum of financial needs, including estate planning, retirement preparation, and tax efficiency. He leverages the extensive resources of Merrill and Bank of America to support clients in pursuing their long-term objectives. Patrick earned his bachelor's degree from Swarthmore College. Outside of his professional role, he enjoys activities such as baseball, cooking, golfing, hiking, music, running, skiing, soccer, traveling, and spending time with his family.

Andrew Harrington is a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, he delivers the resources of Merrill to individuals and families across the United States, focusing on personalized financial strategies. He works closely with his clients to articulate their financial goals through carefully designed investment management plans aimed at the conservation, creation, and transfer of wealth. Andrew specializes in advising entrepreneurs and business leaders who have complex financial needs and demanding lifestyles. His areas of expertise include college education planning, executive and equity compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management, tax minimization, and retirement income. He holds a Bachelor's Degree from Lynchburg College and the Personal Investment Advisor (PIA) designation. Andrew is committed to community involvement and volunteers with local organizations. His personal interests include chess, cooking, fishing, football, golfing, ice hockey, pickleball, spending time with his family, tennis, and traveling.

Michael Davis is a financial advisor at Merrill with 26 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 1997, also serving at Bank of America since 2011. Davis serves as an advisory board member for The Ability Experience, a charitable organization focused on raising funds and supporting projects for people with disabilities. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering a variety of managed account programs and portfolio management services. The firm emphasizes manager selection and tax-efficient investment solutions, supported by its affiliation with Bank of America and its capital-markets platform.

David Paolino is a Wealth Management Advisor and founding member of Paolino & Associates. He specializes in providing financial strategies tailored for individuals and families, including investment management, liability management, access to personal banking services, and legacy and generational planning. His approach emphasizes an income-oriented investment style using equities and bonds to meet retirement income goals while addressing market volatility and inflation. David's expertise extends to lending solutions such as conforming and interest-only mortgages, security-based lending, and HELOCs through Bank of America. He focuses on cash management strategies that prioritize liquidity and asset preservation, including direct purchases of U.S. Treasury debt. Additionally, he collaborates with clients' estate attorneys on legacy planning matters, including trusts, donor-advised funds, and gifting. David began his financial career at Merrill Lynch in 1992. He holds a Bachelor's degree in Engineering from Cornell University and maintains his registration with NMLS (ID 13746). He carries the professional designation of Personal Investment Advisor (PIA) and operates within the Merrill Lynch Wealth Management line of business.

Michael Nussbaum is a Financial Advisor at Merrill Lynch Wealth Management, where he continues his family's legacy in wealth management dating back to the 1970s. He works closely with his team to help high-achieving clients develop and execute customized financial plans tailored to their specific and often complex needs. Michael focuses on serving executives and entrepreneurs in Technology, Professional Services, Media, and Finance, delivering modern client-advisor experiences by integrating the latest technology while maintaining a commitment to client service. Before joining Merrill Lynch in 2024, Michael spent a decade in the Technology and Management Consulting sectors at LinkedIn and IBM. His roles involved business development, partnerships, and digital strategy, where he contributed to initiatives such as launching the LinkedIn Podcast Network and supporting SaaS business growth through API partnerships. At IBM, he advised clients on digital transformation across various industries including Energy, Consumer Packaged Goods, Automotive, Industrials, and Pharmaceuticals. Michael holds a Bachelor of Business Administration with distinction and a minor in Environmental Sciences from the Stephen M. Ross School of Business at the University of Michigan. Outside of his professional pursuits, he is passionate about health and wellness activities, including marathon running, powerlifting, basketball, tennis, and Padel. He is also involved with The Hole in the Wall Gang Group.

Eduardo Herrera Riera is an International Wealth Advisor with Merrill Lynch Wealth Management. In his current role within the GS Group, he focuses on serving clients residing in the U.S. and overseas. His expertise includes executive compensation, family wealth management strategies, institutional and corporate benefit services, international wealth management, legacy planning, liquidity management, managing new wealth, portfolio management services, small business strategies, and sports and entertainment. Eduardo began his career at Merrill Lynch Wealth Management in 2012 as an intern and was hired full-time as a Financial Analyst upon graduating in 2015. He holds a Bachelor’s degree in Economics with a minor in Finance from the University of Miami and an MBA from Duke Fuqua School of Business. Eduardo is a Personal Investment Advisor (PIA) and is fluent in both Spanish and English. Born and raised in Venezuela, Eduardo now resides in New York City. Outside of his professional work, he enjoys running and watching sports.

Sean O'Donnell is a Senior Financial Advisor at Merrill Lynch Wealth Management's flagship 5th Avenue office in New York City. He has been working in the financial services industry since 2005, with prior roles in management and private banking at Citibank and Deutsche Bank. Sean focuses on a comprehensive approach to wealth management that begins with understanding the client's family, financial situation, and priorities to create a customized financial plan. Sean holds the CERTIFIED FINANCIAL PLANNER® designation, Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA) certifications. He earned his Bachelor's degree from the University at Albany, SUNY. Sean provides clients with access to the investment insights of Merrill Lynch and the banking services of Bank of America to address various aspects of their financial lives. Community involvement is important to Sean and he actively participates in volunteering and fundraising activities for The Michael J. Fox Foundation for Parkinson's Research. Outside of work, he enjoys spending time with his wife and two daughters.

Anna Ryan is a Wealth Management Advisor at Merrill Lynch Wealth Management. She specializes in wealth management for individuals, families, and businesses, focusing on helping clients pursue their long-term financial goals. Anna's areas of expertise include college education planning, family wealth management strategies, women and wealth, individual and corporate investment strategy, and retirement income. Anna graduated Magna Cum Laude with a degree in Economics from Smith College. She worked as an equity and fixed income structured products specialist on Wall Street for nine years before stepping away from finance to raise her three sons in Manhattan. She later earned a diploma in Financial Planning from New York University and became a CERTIFIED FINANCIAL PLANNER® Professional, adhering to a comprehensive planning process from understanding client circumstances to overseeing the implementation of financial plans. During her time away from finance, Anna engaged in the arts, co-producing a Tony Award-winning Broadway production and producing a feature film for Showtime Networks. She served on the Board of The Private Theater and studied non-fiction writing at Columbia University. Additionally, she contributed her fund-raising skills to the Development Committee at Trinity School over a ten-year period. Anna is active in community organizations including Hidden Water and FamilyKind. She lives in Manhattan and enjoys dancing, golfing, yoga, and spending time with her family.

Genie Zeigler is a Senior Financial Advisor at Merrill Lynch Wealth Management. She provides comprehensive investment advisory services to affluent families, corporate executives, non-profit organizations, endowments and foundations, as well as high-net-worth individuals. Genie has extensive experience in investments, retirement and estate planning services, asset preservation, risk management, concentrated and restricted stocks, trusts, and portfolio construction and management. She is a Personal Investment Advisor (PIA) and holds an Accredited Certificate Program from New York University as well as a Bachelor's Degree from Stony Brook University. She and her team are actively involved in their communities, supporting charitable organizations such as Dress for Success and Big Brothers, Big Sisters. Genie's approach focuses on creating customized financial strategies to help clients prepare for market downturns and achieve their long-term financial goals.

Katherine Mendez is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she joined the Fifth Avenue Financial Center in 2015. She brings over three decades of experience in the financial services industry, having started her career in 1982 after earning a Bachelor of Arts in Economics from Barnard College. Katherine holds several professional designations including the CERTIFIED FINANCIAL PLANNER (CFP), Chartered SRI Counselor (CSRIC), and Personal Investment Advisor (PIA), along with Series 3, 7, 24, 55, 63, 66, and 79 FINRA registrations. Her expertise focuses on family wealth management strategies, personal retirement planning, socially responsible and ESG investing, women and wealth, and tax minimization. Katherine emphasizes a disciplined and thoughtful planning process aimed at understanding each client's unique needs and priorities to help them achieve their financial objectives. She aims to reduce anxiety and family discord through consistent, personal communication. Katherine resides in New York City with her husband, Raymond Mendez. She is involved in community activities including volunteering with the organization Read Ahead. Outside of her professional work, she enjoys antiquing, dancing, knitting and crocheting, music, and reading.

Jayne Finst is a Wealth Management Advisor with Merrill Lynch Wealth Management in New York City’s flagship office. She serves ultra-high net worth and high net worth individuals and their families, providing personalized financial strategies to organize and create efficiencies within complex financial lives. Jayne offers access to Merrill Lynch Wealth Management and Bank of America’s extensive resources, including investment specialists, wealth strategists, and global capabilities, alongside coordinating with third-party advisors such as CPAs and trust attorneys to deliver an integrated approach. Jayne has worked in the investment industry since 2007, gaining experience at Credit Suisse in private banking and as a Vice President and Senior Financial Analyst at Bank of America Merrill Lynch before her current role. She holds several professional designations, including Certified Private Wealth Advisor® (CPWA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Jayne is registered with FINRA for Series 7 and Series 66 licenses. She earned her Bachelor of Arts degree in Psychology from Brown University, where she was captain of the Division I gymnastics team and set multiple records. Jayne is involved in the athletic community and currently serves on the Brown University Sports Foundation Board of Directors. She was inducted into both the Eastern College Athletic Conference Hall of Fame in 2015 and the Brown University Athletic Hall of Fame in 2016. Jayne co-created Brown Athletics W.O.M.E.N., a women’s opportunity, mentorship, and empowerment network, reflecting her ongoing commitment to leadership and advocacy within athletics.

Kenneth Gordon is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined Merrill in 1993 as a senior portfolio strategist, contributing to the Global Institutional Consulting group's strategic asset allocation and investment policy services. As a member of The DiPrinzio Group, he works closely with institutions to help identify their objectives and pursue investment needs while managing risk. Ken holds the Chartered Financial Analyst (CFA) charter, the Certified Financial Planner (CFP) certification, and the Certified Investment Management Analyst (CIMA) designation. He is a member of the CFA Institute and the Investment Management Consultants Association. Ken earned a bachelor's degree in chemical engineering from Bucknell University and an MBA in finance from Sacred Heart University. He also holds a high school diploma from the American School of Mallorca. In addition to his professional roles, Ken serves on the board of 101: The Fund Begins Here, a nonprofit that awards scholarships to college-bound graduates of Princeton High School. He is a past advisory member of the board of directors of the Helen Hayes Hospital Foundation and an elder of his church. Ken and his wife, Anne, live in Cranbury, New Jersey.

Matthew Sloan is a financial advisor with Merrill, holding a Series 66 designation and five years of industry experience. His prior work includes roles at E*TRADE Capital Management, E*TRADE Securities, Stifel, and REIL Capital. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model‑based and discretionary investment strategies for individuals, high‑net‑worth clients, pension plans, corporations, and charitable organizations.

Clayton Cohen is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works to provide financial education and values respect and professionalism when working with individuals and families. Based in New York City, where he was born and raised, Clayton focuses on understanding his clients' life priorities to create personalized financial strategies aligned with their goals and aspirations. Through his roles as a banker, investment associate, and financial advisor, Clayton has delivered client service addressing a range of needs from simple to complex. As a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA), he guides clients in retirement strategy and planning, education funding, investment portfolio selection, credit and lending solutions, cash management, trust and estate planning, and insurance coverage optimization. His expertise includes employee benefits planning, personal retirement planning, portfolio management, socially responsible and ESG investing, individual and corporate investment strategy, and tax minimization. Clayton holds a Bachelor's Degree from the University of Arizona. Outside of his professional duties, he maintains an active lifestyle by participating in sports and outdoor activities such as basketball, biking, football, golfing, hiking, racquetball, and running. He also values community involvement through volunteering with local organizations.

Yibo Zhang is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since joining Merrill in 2008, Zhang has focused on assisting individuals, families, and business owners in navigating various financial decisions related to investing, lending, retirement planning, and wealth management. Zhang's practice places particular emphasis on privately held business owners, helping them explore strategic retirement plan solutions, manage tax implications, and coordinate wealth transfer strategies including trusts and estate planning. In addition, Zhang works with technology and financial services professionals who have wealth concentrated in company stock, stock options, or other equity-based compensation. Zhang aids clients in balancing their equity compensation within their broader financial portfolios, addressing liquidity needs, retirement objectives, and long-term wealth management strategies. Zhang earned a Master of Science in Computer Science with a minor in Economics from the Illinois Institute of Technology in Chicago and holds a Bachelor's Degree from Guangzhou Foreign Languages University. Professional credentials include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Fluent in English and Chinese, Zhang resides in Westchester County, New York, with family and spends personal time supporting children's activities and pursuing interests such as music.

Chloe Jacques is a financial advisor at Merrill with 10 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2016, previously working at Bank of America. Located in New York, NY, she serves clients through Merrill's managed account platform. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Thornton is a financial advisor at Merrill with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1997 and at Bank of America, N.A. since 2014. In addition to his advisory work, he serves as a trustee for family living trusts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Julio C. Franco is a Senior Vice President and International Wealth Advisor at Merrill Lynch Wealth Management, based in the New York International Complex. He is a qualified Portfolio Manager who provides traditional advisory services and manages personalized strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Julio focuses on transactional clients engaged in active trading strategies across equities (U.S. and international), options, fixed income, and foreign currencies. He also manages a proprietary Global Thematic Equity portfolio and various Merrill model portfolios. With over 30 years of industry experience, Julio previously worked in the International Department of the Institutional Sales and Trading Division at Bear Stearns & Co., Inc. He holds the designations Chartered Financial Analyst (CFA), Financial Risk Manager (FRM), and Chartered Alternative Investment Analyst (CAIA) and is a member of professional organizations including the CFA Institute, CAIA Association, and Global Association of Risk Professionals. Julio earned a Master of Science in Financial Risk Management with top honors from the University of Connecticut and a Bachelor of Arts with honors in Economics and Finance from Rutgers University. He is fluent in English and Spanish and resides in Greenwich, Connecticut. Outside of his professional work, Julio has personal interests that include adventure sports, baseball, chess, football, ice hockey, music, reading, running, and spending time with his family.