Patrick Birosak is a financial advisor with Merrill in New York, NY, holding a Series 66 designation and 12 years of industry experience. He has been with Bank of America N.A. and Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Locke Jr. is a Financial Advisor at Merrill Lynch Wealth Management. He works closely with clients to develop strategies aimed at pursuing their short-, mid-, and long-term financial goals. His approach includes serving as a resource for areas such as investing, retirement planning, and saving for unexpected expenses, with access to additional Bank of America specialists for services like banking, credit, home financing, and small business solutions. William specializes in education planning, liquidity management, managing new wealth, portfolio management services, and tax minimization. He holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree in Economics from Wake Forest University. Originally from Upstate New York, William began his career there before joining Merrill. Outside of his professional role, William has interests that include baseball, basketball, camping, cooking, football, hiking, and watching movies.

Jeffrey Abramowitz is a financial advisor at Merrill with 20 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Merrill since 2006, including 12 years concurrently with Bank of America, N.A. in New York, NY. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Avesh Baboolal is a Financial Advisor with Merrill Lynch Wealth Management, specializing in providing one-on-one guidance to individuals and families in managing their financial goals. He focuses on areas such as employee financial health, liquidity management, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. Avesh holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Queens College, City University of New York. His professional approach emphasizes building strong relationships and delivering value through consistent communication and trust. Outside of his professional role, Avesh enjoys a variety of personal interests including antiquing, cooking, gardening, golfing, interior decorating, pickleball, soccer, table tennis, tennis, and traveling. He values spending time outdoors and engaging in activities that allow him to connect with family and friends.

Juan Pablo Sanz Rojas is an International Wealth Advisor at Merrill Lynch Wealth Management, where he has been working since 2019. In this role, he focuses on developing long-term relationships with High Net Worth clients and corporations on a global scale. He specializes in creating strategies and comprehensive recommendations tailored to each client's unique priorities, including risk tolerance, time horizon, liquidity needs, and goals. With over 12 years of experience in private wealth management, Juan Pablo brings expertise in areas such as education planning, executive compensation, family wealth management strategies, international wealth management, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and tax minimization. He holds a Master's degree in Management from Ecole Superieure de Commerce (ESC) de Toulouse in France and dual Bachelor's degrees in Economics and Business Administration from Universidad de los Andes in Colombia. Juan Pablo is fluent in English, Spanish, and French, and holds the Certified Investment Management Analyst (CIMA) certification as well as the Personal Investment Advisor (PIA) designation. Outside of his professional work, Juan Pablo's interests include basketball, biking, fishing, hiking, horseback riding, and tennis. His approach emphasizes understanding clients' values and life goals, enabling him to assist in both wealth management and legacy planning.

Suzanne Katz is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing 22 years of experience in the financial services industry. She specializes in developing strategies for high-net-worth individuals, with a focus on supporting women balancing multiple priorities. Suzanne works collaboratively with clients and their legal and tax advisors to address key financial concerns across various life stages, including business ownership and exit planning, wealth transfer, retirement lifestyle maintenance, and eldercare issues. In her role as a Portfolio Manager within the Merrill Lynch Investment Advisory Program, Suzanne offers personalized investment management and comprehensive planning that includes insurance needs such as life, disability, and long-term care. She holds certifications including the CERTIFIED FINANCIAL PLANNER® designation, Certified Exit Planning Advisor (CEPA), and Certified Divorce Financial Analyst (CDFA). She also maintains Series 7, 63, 65, and 3 FINRA registrations, and is certified through New York State's Partnership for Long Term Care. Suzanne earned an MBA and a Master of International Affairs from Columbia University, along with Bachelor of Arts degrees from Barnard College and the Jewish Theological Seminary. She has held leadership roles in her community, including serving as president of her children's school board of trustees, chairing a Barnard alumnae entrepreneurs group, and acting as president emeritus of her synagogue where she currently serves on the investment committee. She resides in New York City with her husband and children.

Gustavo Lopez is a Financial Advisor at Merrill Lynch Wealth Management with over 25 years of experience in operations, management, sales, business development, and financial consulting across multiple industries and sectors. He focuses on delivering comprehensive financial strategies tailored to his clients' short-, mid-, and long-term goals. His expertise includes family wealth management strategies, employee financial health, managing new wealth, personal retirement planning, portfolio management, small business strategies, and individual and corporate investment strategies. Gustavo holds a Personal Investment Advisor (PIA) designation and has completed his education through a High School Diploma from Miami Southwest High School, an Associate's Degree from Miami Dade Community College, and coursework at Nova Southeastern University. He is bilingual in English and Spanish. Outside of his professional role, Gustavo has personal interests in baseball, golfing, and painting.

Craig Scheidt is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since beginning his career in 1993, he has worked in various capacities that deepened his commitment to helping clients navigate complex financial situations. His experience includes overseeing mutual fund due diligence and applying disciplined investment management principles to assist clients through significant market corrections. Craig’s client focus encompasses family wealth management, personal retirement planning, individual and corporate investment strategies, and tax minimization. He aims to positively impact clients’ financial lives by creating structured, adaptable plans tailored to their priorities and changing circumstances. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Craig earned a Bachelor’s degree from Syracuse University. He resides in Westchester, NY, with his wife and three children. In addition to coaching with the Somers Youth Sports Organization, he is actively involved with community organizations such as Harlem RBI, Make-a-Wish Foundation, Meals on Wheels, Relay for Life, and St. Jude. His personal interests include ice hockey, music, and spending time with family.

Galina Tesler is a Series 66-licensed financial advisor at Merrill with 24 years of industry experience. She has been with Merrill since 2002 and has concurrently worked at Bank of America, N.A. since 2014. Based in New York, NY, her career spans over two decades within major financial institutions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Paul Marvin Jr. is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at both Merrill and Bank of America, N.A. since 2016 and 2017, respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Guariglia is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over two decades of experience in financial advisory services. Prior to joining Merrill Lynch Wealth Management, Michael had a successful career in television media focused on finance and sales. He began his relationship with Merrill as a client, which informs his approach to personalized financial strategies. Michael’s expertise encompasses college education planning, family wealth management strategies, personal retirement planning, and retirement income. He works closely with clients to develop individualized financial plans designed to pursue their long-term goals. His professional designation includes Personal Investment Advisor (PIA). Michael holds a Bachelor's Degree from Hofstra University and a Master's Degree from the University of Alaska System. He actively participates in community organizations through volunteering. Outside of work, he is a married father of five who enjoys sports, working out, and reading, particularly about World War II.

John Paul Arpin is a Financial Advisor with Merrill Lynch Wealth Management. He provides tailored financial strategies designed to help clients pursue their personal and family goals, including retirement planning, education funding, and wealth management. His approach emphasizes understanding clients’ unique perspectives and priorities to deliver customized investment and risk management solutions. John Paul began his career at UBS on the institutional side, working closely with corporate executives to develop investment strategies. He then transitioned to Merrill Lynch Wealth Management, where he advises entrepreneurs, real estate professionals, law firm partners, and corporate executives. His areas of expertise include executive compensation, liquidity management, tax minimization, advanced estate planning, and philanthropy. He also holds the Personal Investment Advisor (PIA) designation. He earned a degree in Finance from High Point University and holds a high school diploma from Seacrest Country Day School. John Paul maintains connections with his alma mater, High Point University Phillips School of Business. Outside of work, he enjoys boating, golfing, tennis, and traveling, including visits to Naples, Florida.

Faiez Ahmed is a Senior Financial Advisor at Merrill Lynch Wealth Management and leads The Ahmed Group, which serves founders, executives, and multigenerational families with complex wealth management needs. He focuses on delivering coordinated financial strategies that address investment management, tax-efficient investing, lending, and estate planning in a unified approach similar to a family office. Ahmed's expertise includes executive compensation, equity compensation services, family wealth management strategies, liquidity management, philanthropic planning, portfolio management, and tax minimization. He emphasizes proactive planning for liquidity events, concentrated stock positions, and wealth transfer to the next generation, aiming to help clients navigate and preserve their wealth effectively. He holds a Bachelor's Degree from Cornell University and the Personal Investment Advisor (PIA) designation. Ahmed is also involved in professional organizations such as The Dwight School Alumni Council. He is fluent in English and Arabic. Outside of his professional work, he volunteers with community organizations and has interests that include baseball, basketball, chess, football, golfing, music, running, marathon running, and tennis.

Max Icikson is a financial advisor with Merrill based in New York, NY, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been with Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutions.

Alexis Peters is a financial advisor at Merrill with four years of industry experience. She holds a Series 66 designation and has worked at Bank of America and Merrill since 2021. Prior to her financial career, she was employed at Ye Olde Bake Shoppe in 2020. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Logan Wolf is a financial advisor at Merrill with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Bank of America, Merrill, and JPMorgan in various capacities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Livia is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has over 25 years of experience in the financial industry, with a focus on portfolio construction for high net worth individuals and institutional clients across the United States. His expertise includes customizing equity strategies to meet clients' investment objectives, such as hedging and monetization for concentrated holdings. Prior to joining Merrill Lynch, John was a founding member and Sales Manager at the Smith Barney Private Branch. He also has experience working at Janney Montgomery Scott, where he focused on fixed income, equities, and options strategies for institutional clients. John holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He earned his bachelor's degree from Manhattan College. Outside of his professional life, John enjoys baseball, golfing, music, racquetball, traveling, watching movies, and spending time with his family.

Kevin Reavey is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined the firm in 2013 through the Corporate Analyst Program, where he worked with Fortune 500 companies to implement employee benefits programs such as 401(k) plans, equity awards programs, deferred compensation plans, and health savings accounts. Since transitioning to a financial advisory role in 2014, Kevin focuses on developing detailed financial strategies for corporate executives and private business owners. Kevin holds a bachelor's degree from The College of New Jersey School of Business, where he studied Finance and Management. He has earned his Series 7 and 66 FINRA registrations and holds the Personal Investment Advisor (PIA) designation.

Bradley Brodar is a Wealth Management Advisor with Merrill Lynch Wealth Management. He serves a diverse clientele across more than 20 states, including business owners, executives, professionals, multigenerational families, and various organizations. Brad focuses on providing personalized wealth management advice tailored to his clients' complex financial needs. Since 2006, Brad has built long-standing referral relationships that span multiple generations. He specializes in helping clients navigate concentrated wealth positions and complex financial situations, emphasizing preserving, growing, and transferring wealth through different career stages and retirement. His approach involves understanding clients' lives and aspirations to deliver sophisticated advice combined with attentive and professional service. Brad holds several professional designations, including Certified Investment Management Analyst (CIMA), Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), and Accredited Asset Management Specialist (AAMS). He earned a Master's degree from Fordham University and a Bachelor's degree from the University of Maryland.

Eric Eschenauer is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 1998 and has over twenty years of experience in the financial industry. Eric specializes in helping clients develop investment and wealth management strategies tailored to their financial goals. His expertise includes creating customized portfolio strategies that consider global economic conditions and market changes. Eric works closely with clients to understand their objectives, fears, and values, assisting them in making informed decisions about their financial well-being. He also collaborates with clients' legal and accounting professionals to ensure a cohesive wealth management approach. Eric holds a bachelor's degree in political science and an MBA in finance and taxation from Fordham University in Bronx, New York. He has earned the designation of Personal Investment Advisor (PIA). Eric resides in Northport, New York, with his wife and three children.