Ritchie Gomez is an International Wealth Advisor at Merrill Lynch Wealth Management, where he has been employed since 1997. He leads a team of twelve investment professionals across the New York and Miami offices, managing diverse portfolios and offering services including Corporate Executive Services, International Wealth Management, Portfolio Management, and Sports & Entertainment client focus areas. Ritchie began his financial services career with eight years at Citicorp, gaining experience in both domestic and international banking. In 1999, he co-founded the New York International Group (NYIG), which he continues to lead. He holds the designation of accredited Merrill International Wealth Advisor and is a qualified Senior Portfolio Manager, enabling him to construct and manage personalized investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party strategies. He manages these strategies on a discretionary basis through Merrill's Investment Advisory Program. Ritchie earned his Bachelor’s degree in Finance from Marist College and maintains Series 7, 63, and 65 FINRA registrations as well as insurance licenses. He is fluent in English, Spanish, and Portuguese. In 2017, he was recognized with the Bank of America Corporation’s David Brady Community Service Award. Outside of his professional role, Ritchie is involved in philanthropic activities focused on leadership and education. He lives in New York with his wife, Jane, and their three sons Jonathan, James, and Jack.

David Browne is a Financial Advisor and Portfolio Advisor at Merrill Lynch Wealth Management based in New York City. Originally from Westchester, New York, he works with individuals and families to help them make informed financial decisions and pursue their long-term goals with confidence. He specializes in developing customized financial, investment, retirement, and wealth planning strategies tailored to each client's unique priorities and circumstances. He assists clients with retirement income planning, education funding, cash flow management, and planning for major life events. David also helps evaluate and consolidate retirement accounts to simplify financial lives and create coordinated strategies for the future. Leveraging the capabilities of Merrill and Bank of America, he provides guidance in portfolio management, tax-aware wealth strategies, and legacy planning to support clients in building, preserving, and transferring wealth across generations. David graduated from the Martin J. Whitman School of Management at Syracuse University with a Bachelor of Science in Finance. He holds the FINRA Series 7, 63, and 65 registrations, and the Personal Investment Advisor (PIA) designation. Outside of work, David enjoys skiing, hockey, golf, science fiction, and spending time with his family.

Michael Cannon is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has developed a practice focused on assisting successful professionals, athletes, entertainers, and executives in making informed financial decisions throughout the growth of their careers and opportunities. Michael holds the certifications of Personal Investment Advisor (PIA) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Michael earned a Bachelor's degree in Economics from Wheaton College and an MBA from the Olin School of Business at Babson College. He is fluent in Polish, which allows him to connect with diverse communities and industries. His background includes experience as a former collegiate basketball captain, and he applies leadership, discipline, and a team-first mindset from athletics to his financial advisory work. Outside of his professional responsibilities, Michael is engaged in community activities, serving on various boards including Courtside Moms Media and the Washington Heights Chamber of Commerce. He also volunteers as a high school basketball coach and assistant scoutmaster for Boy Scout Troop 729. He enjoys playing basketball and golfing in his personal time.

Josefina "Bea" Ang is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since beginning her career at Merrill Lynch in 1998, she joined The JLO Group as a Financial Advisor in 2001. She leverages Merrill's global resources to assist clients in achieving their financial objectives. Bea's areas of focus include college education planning, liquidity management, personal retirement planning, socially responsible and ESG investing, women and wealth, tax minimization, and retirement income. She works with individuals, families, institutions, and non-profit organizations, aiming to build long-standing generational relationships through customized financial strategies. She holds a Bachelor's Degree from the College of the Holy Spirit and has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Bea is proficient in English, Chinese, and Tagalog (Filipino). Personal interests include interior decorating, music, spending time with family, and traveling.

Brian Lee is a financial advisor with Merrill in New York, NY, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at Merrill since 1991 and previously at Dean Witter Reynolds starting in 1988. Outside of advising, he teaches basic introduction to digital photography through his sole proprietorship, Images by BRL. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Vincent Ambroselli is an International Wealth Advisor based in the Fifth Avenue Financial Center in New York City. He has been with Merrill Lynch Wealth Management since 1990, serving affluent clients by developing personalized investment management and wealth transfer strategies. Leveraging Merrill Lynch’s global resources and collaborating with specialists, he provides a broad range of services including discretionary portfolio management, stock option analysis, advanced retirement planning, hedging and monetization of concentrated equity positions, life insurance funding, and wealth preservation and transfer services. He also manages corporate retirement plans and corporate stock option plans. Vincent holds multiple professional designations, including Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is among a select group of advisors with the International Wealth Management Advisor designation, enabling him to assist international clients. Vincent graduated with academic honors from Marist College, earning a Bachelor of Science in accounting. In addition to his professional responsibilities, Vincent participates in community activities and dedicates time to volunteering with local organizations. His personal interests include baseball, music, and spending time with his family.

Erin Mccloskey is a financial advisor with Merrill in New York, NY, holding Series 63 and Series 66 credentials and having 22 years of industry experience. She has been with Merrill since 2012. Outside of her advisory role, she is the owner of a rental property in Bend, Oregon. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Lewton is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining Merrill in 1983, he has provided a wide array of investment planning services, including retirement and college planning, as well as portfolio development. He is a qualified Portfolio Manager who builds and manages personalized and defined investment strategies that incorporate individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment options. Mr. Lewton holds several professional designations, including Chartered Retirement Planning Counselor™ (CRPC™), Retirement Accredited Financial Advisor (RAFA), and Certified Plan Fiduciary Advisor (CPFA). He is also registered as a General Securities Sales Supervisor under FINRA Series 9 and 10, though he currently does not perform sales supervisory responsibilities. Prior to his advisory role, Mr. Lewton worked in Merrill's Corporate Government Relations Office, focusing on tax, banking, and securities issues, and managed the firm's Political Action Committee in Washington, D.C. He holds a Bachelor's degree cum laude from Columbia College and a Master's degree (M.LITT.) in International Economic Relations from Balliol College, University of Oxford. His academic research included a thesis on the unsuccessful negotiation to establish a World Trade Organization in 1946. Mr. Lewton is also involved in community activities such as Read Ahead, a New York City Board of Education program providing reading tutors to elementary school children, and participates in the University Glee Club of New York City.

Thomas Moore is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his career in 1994 at Lebenthal & Co., which merged with Merrill Lynch Wealth Management in 2005. In his current role, Thomas provides planning-based wealth management services to a select group of affluent families and businesses. His expertise includes portfolio management, market research, wealth preservation, retirement planning, income solutions, and lending services through Bank of America, N.A. Thomas holds a Bachelor's Degree from the University of Georgia and has earned the Personal Investment Advisor (PIA) designation. He works alongside specialists to deliver a comprehensive approach to managing clients’ wealth. Emphasizing a personalized strategy, he aims to be a trusted advisor helping clients pursue their long-term financial goals. Residing in Bronxville, NY, Thomas lives with his wife, Augusta, and their children, Walker and Leila. Outside of his professional responsibilities, he enjoys playing golf and tennis and coaches his children’s sports teams. He is also involved in community activities, reflecting his commitment to the traditions upheld by Merrill Lynch in serving local communities.

Douglas Mellert is an International Wealth Advisor at Merrill Lynch Wealth Management. He began his Wall Street career with Merrill Lynch in 1987 and has held leadership roles including top salesman in the institutional fixed-income division and Managing Director within MDA. In his current role, he works closely with affluent families, individuals, corporations, foundations, endowments, nonprofit organizations, and retirement plans to develop strategies tailored to clients' specific goals. Doug holds a Bachelor's Degree from Bucknell University and a Master's Degree from NYU Stern School of Business. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His expertise spans family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, portfolio management services, sports and entertainment, individual and corporate investment strategy, tax minimization, and retirement income. He resides in Greenwich, Connecticut, with his wife and three children. Doug is involved in community organizations such as Who We Play For and Sacred Heart Greenwich.

Matthew Chait is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. In his role, he develops personalized financial strategies tailored to clients' unique goals and circumstances, focusing on investment management, retirement planning, and broader wealth planning. He leverages the resources of Merrill and Bank of America to provide comprehensive guidance in portfolio management, tax-aware planning strategies, and wealth preservation and transfer planning. Matt graduated from The Pennsylvania State University with a Bachelor of Science degree in Economics. He holds the FINRA Series 7, Series 63, and Series 65 registrations and the Chartered Retirement Planning Counselor™ (CRPC™) designation. Prior to joining Merrill, he worked as a Wealth Management Associate at Morgan Stanley, gaining experience in various financial planning and investment needs. Outside of work, Matt enjoys golfing, skiing, fitness, reading, and spending time with his wife, Gabi, and their puppy, Ella.

Kedar Wilson is a Financial Advisor at Merrill Lynch Wealth Management, bringing over 10 years of experience in the financial services industry. He joined Merrill Lynch in 2023 from Ethic Inc, a WealthTech Asset Manager, and has held various roles including Director of Advisor Services at Tidal Financial Group and positions at UBS, Morgan Stanley, and J.P. Morgan. Kedar specializes in areas such as college education planning, executive compensation, family wealth management strategies, employee financial health, liquidity management, tax minimization, and retirement income. He focuses on helping clients optimize their assets and liabilities with an emphasis on longevity, liquidity, and legacy. Kedar holds a Professional Investment Advisor (PIA) designation and earned a bachelor's degree from Stony Brook University. Outside of his professional work, Kedar enjoys basketball, biking, bowling, cooking, football, music, reading, running, spending time with his family, and traveling. His personal philosophy centers on understanding what matters to clients and their families to develop strategies that pursue their financial goals.

Theodore Knowles is a Financial Advisor with Merrill Lynch Wealth Management, working as a member of The Dupuis Group. He has been with the group since 2021 following his graduation from the University of Richmond, where he also interned in the summer of 2020. The Dupuis Group specializes in detailed wealth planning, estate planning, and money management for a client base that includes high net worth individuals, corporate executives, business owners, retirees, and nonprofit organizations. Teddy graduated cum laude from the University of Richmond with a Bachelor of Science in Business Administration, concentrating in Finance, and earned Dean's List honors during his studies. His professional designations include Accredited Portfolio Management Advisor (APMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). His expertise aligns with client needs in areas such as corporate executive services, education planning, family wealth management, legacy planning, and retirement planning. Residing in New York City, Theodore spends his free time exercising, reading, coaching youth lacrosse, and volunteering with the Special Olympics, reflecting his commitment to community involvement outside of his professional role.

Jorge Ferreira is an International Wealth Advisor with Merrill Lynch Wealth Management. He has been with Merrill for the past 14 years and has over 30 years of experience in the financial services industry. Jorge began his career at Citibank, where he worked for 16 years in various roles within the US Securitization unit and the International Citi Private Bank division in New York. Jorge's expertise includes family wealth management strategies, international wealth management, liquidity management, managing new wealth, personal retirement planning, and retirement income. He is committed to delivering tailored financial services that address each client's unique needs and priorities. Jorge is fluent in English, Portuguese, and Spanish, and holds the Personal Investment Advisor (PIA) designation. He earned a Bachelor's degree in Business Administration from Pace University. Residing in upstate New York, Jorge lives with his wife, Daniella, and their two daughters. He is actively connected to his Portuguese heritage and community and has personal interests that include travel, gardening, and sports, with a particular passion for soccer.

Max Leuik Young is a financial advisor at Merrill with 19 years of industry experience and holds a Series 66 designation. He has worked at Merrill since 2005 and concurrently at Bank of America, N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Rothman is a Wealth Management Advisor and senior partner of the Rothman Adler Group at Merrill Lynch Wealth Management. His practice focuses on the needs of high net worth families, entrepreneurs, foundations/endowments, and small to mid-size businesses. The approach is planning based, designing customized strategies tailored to each client’s financial goals and risk tolerance. Portfolio construction incorporates a combination of active and passive strategies, and, when appropriate, alternative investments. Mr. Rothman joined Merrill Lynch Wealth Management in 2017 after spending 9 years at UBS as a Senior Vice President in Wealth Management and 23 years at Bernstein Global Wealth Management as a Principal in the Private Client Group. He holds a Bachelor of Science degree from SUNY Albany, a Juris Doctorate from American University’s Washington College of Law, and an MBA from NYU Stern School of Business. He is a CERTIFIED FINANCIAL PLANNER® professional trained in personal wealth management, retirement planning, and estate planning strategies. He has lived for over 20 years in Larchmont, New York, with his wife, Amy, and three children, and recently moved to New Rochelle. In addition to his professional work, he serves on several boards and community organizations. His personal interests include biking, hiking, ice skating, running, and skiing.

Lawrence Liebers is a Wealth Management Advisor with over 40 years of experience in the financial services industry, including 38 years at Merrill Lynch Wealth Management. He specializes in debt securities and assists sophisticated clients with managing fixed-income financing and complex hedging strategies. As a qualified Portfolio Manager, Lawrence offers traditional advice and guidance and develops personalized or defined investment strategies that may incorporate individual stocks, bonds, Merrill Lynch model portfolios, and third-party strategies. He may manage these strategies on a discretionary basis through the firm's Investment Advisory Program. Lawrence takes a straightforward and disciplined approach to financial decision-making, encouraging clients to remove emotion from their investments. He acknowledges the diverse stages of clients' financial lives and provides support in managing, growing, and preserving wealth. Supported by Merrill Lynch's extensive resources and local specialists, he brings expertise in liquidity management, trust and estate planning services, and other financial areas to his practice. Lawrence earned a Bachelor of Science degree in Accounting from Brooklyn College. He began his career at The Value Line Investment Survey and worked as a municipal finance specialist before joining Merrill Lynch in 1984. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Lawrence resides in Greenwich, Connecticut with his wife Karen and their two sons. His personal interests include gardening, ice hockey, spending time with family, and tennis.

Paolo Bianco is an International Wealth Advisor at Merrill Lynch Wealth Management based in New York. He specializes in assisting finance and business professionals, as well as international clients, with wealth planning and investments. His approach involves identifying clients' life priorities, analyzing their financial situation, and implementing strategies tailored to achieve their long-term goals. Paolo offers portfolio management services, including discretionary management of personalized or defined strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment solutions. Prior to joining Merrill, Paolo was the principal of a U.S. boutique investment bank where he served financial professionals in selecting European stocks. He also has a background as an equity research analyst with Societe Generale, ABN Amro, and Barclays, focusing on the Financial Services and Energy sectors. Paolo holds the Chartered Financial Analyst® (CFA®) designation and is a Personal Investment Advisor (PIA). He earned his BS and MS degrees in Economics from Bocconi University in Milan, Italy, and an MS in Real Estate Finance from New York University. Outside of his professional work, Paolo is involved with the Italy-America Chamber of Commerce and Friends of Bocconi University. He participates in initiatives promoting business interchange between Italy and the United States. Paolo and his wife Betsy live in New York City with their two children, Anna and Luca. In his free time, he enjoys skiing, scuba diving, soccer, tennis, hiking, and exploring the city's cultural and culinary scenes.

Brendan Kaylor is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he leads a team of investment professionals in providing customized financial strategies for high net worth individuals and families. He focuses on understanding each client's unique goals to develop personalized approaches to wealth management that prioritize client interests. Brendan's areas of expertise include executive compensation, equity compensation services, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, sports and entertainment, and retirement income. He holds a Bachelor's degree from Marist College and an MBA in Finance and Managerial Analytics from Mercy College. Brendan is also a Personal Investment Advisor (PIA) and a member of professional organizations such as Delta Mu Delta, Financial Planning Association, Phi Kappa Sigma International Fraternity, and The Friendly Sons of St. Patrick - NYC Chapter. He has served on the Mercy College Alumni Advisory Board and is actively involved in his community. Brendan resides in Queens with his wife, Victoria, and their daughter, Alessandra. In his spare time, he enjoys spending time with family, playing basketball, and traveling.

Kristina Vikis is a Wealth Management Advisor at Merrill Lynch Wealth Management and founder of The Vikis Group. She leads a team that works with families, entrepreneurs, executives, business owners, and family offices to preserve, grow, and transition their financial, family, and social capital. Her approach involves designing personalized strategies that align with clients' ambitions and values. Kristina's services encompass investment and retirement income planning, risk management, tax minimization, estate and wealth transfer strategies, and exit planning. Kristina holds several professional certifications including Certified Financial Planner (CFP), Certified Investment Management Analyst (CIMA) awarded by the Investments & Wealth Institute in conjunction with The Wharton School, Certified Private Wealth Advisor (CPWA), and Certified Exit Planning Advisor (CEPA). She earned her bachelor's degree from Harvard University and is affiliated with professional organizations such as the CFP Board of Standards, Exit Planning Institute, Investments and Wealth Institute, and The Harvard Club of New York City. Outside her professional role, Kristina enjoys activities such as hiking, running, traveling, and practicing yoga.