Michael Gonzalez is a Series 66 registered advisor at Merrill with 16 years of industry experience. He has worked at Merrill since 2016 and joined Bank of America, N.A. in 2024. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rebecca Altabe is a financial advisor at Merrill with 17 years of industry experience and holds a Series 66 designation. She has worked at Merrill since 2007 and Bank of America since 2014. Outside of her professional role, she serves as youth committee chair for Congregation Ohr Torah in West Orange, New Jersey, where she helps coordinate events for children in her community. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by both internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jason Vincent is a financial advisor with Merrill in New York, NY, holding a Series 66 designation and bringing 23 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers a range of model-based and discretionary strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Heptig is a Senior Financial Advisor and partner of the Heptig Kempkes Group at Merrill Lynch Wealth Management. He specializes in working with wealthy families to achieve their financial objectives, including retirement planning, generational and philanthropic planning. He also holds the designation of Personal Investment Advisor (PIA) and has expertise in family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, portfolio management, and tax minimization. Before his career in finance, Thomas served as a pilot in the U.S. Navy, where he was a P-3C Orion Plane Commander conducting missions in Bosnia, Kosovo, the Caribbean, and off the coast of New York City following the events of 9/11. He earned a Bachelor of Science degree from the United States Naval Academy and an MBA from Norwich University. He resides in Rockville Centre, NY, with his wife and two sons. Thomas is actively involved in veteran-oriented non-profit organizations and serves as a Blue and Gold Officer for the U.S. Naval Academy’s Admissions Office. Additionally, he is a member of the Board of Fellows for Norwich University’s College of Graduate and Continuing Studies. His personal interests include camping, fishing, golfing, reading, running, and spending time with his family.

Hugh Graham is an International Wealth Advisor with Merrill Lynch Wealth Management. He began his career with the firm in the International Private Client Group Office in Spain and leads a team focused on serving business owners, entrepreneurs, Fortune 100 executives, private equity investors, athletes, entertainers, and various institutions with an international perspective. Hugh's expertise includes guiding clients through income, investment, and wealth transfer strategies across global markets. His team assists clients with investments and wealth management in multiple regions, including Latin America, Southeast Asia, Europe, and the United States. He holds multiple professional designations including Chartered Financial Analyst (CFA), CERTIFIED FINANCIAL PLANNER (CFP), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and others. He earned a Bachelor's degree from Washington University in Saint Louis and a Master's degree from Middlebury College. Hugh is fluent in Spanish and English. Outside his professional activities, he is involved in community service with organizations such as the Food Bank for New York City.

Sara Sadresfahani is a Series 66 credentialed financial advisor at Merrill with 10 years of industry experience. She has been with Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jack De Stefano is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2016, with a concurrent role at Bank of America, N.A. beginning in 2024. His background also includes professional periods at Penn State University and Ice Butler. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes manager selection and monitoring through multiple program strategies and leverages integration with Bank of America affiliates to support a broad range of financial activities.

Jonathan Deutsch is a Financial Advisor at Merrill Lynch Wealth Management. He helps guide clients in making decisions that bring them confidence and clarity in their financial lives. Jonathan holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the University of Maryland in 2022. Prior to his current role, Jonathan began his career as a Consultant at Deloitte, where he developed a foundation in problem-solving and client service. Outside of work, he enjoys golfing, reading, and following his favorite sports teams.

Jacob Anderson is a Wealth Management Advisor at Merrill Lynch Wealth Management located in the 5th Avenue Financial Center. In his role, he analyzes each client’s unique circumstances to understand their needs and goals and provide tailored financial guidance. He works with clients at various stages of their financial journey, applying a range of strategies to simplify, streamline, and optimize their financial lives. Jacob primarily serves attorneys, bankers, and consultants, assisting them in growing their net worth in a tax-efficient manner, financing major life investments, and addressing individual compliance requirements. He holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Jacob earned his bachelor's degree from Georgetown University.

Joseph Debono serves as a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings extensive experience in fixed income and equity trading, having begun his career at Goldman Sachs in 1996 and subsequently worked at DLJ under a top-ranked Institutional Investor High Yield Bond Research Analyst. He also has expertise consulting institutional investors and plan sponsors on investment managers’ performance through Greenwich Associates and contributed to the development of advanced portfolio management platforms at S Plus. Prior to joining Merrill Lynch, he re-engineered Merrill’s Investment Manager Due Diligence process and consulted on portfolio optimization and risk management. Joe’s educational background includes a Bachelor of Arts in Chemistry from College of the Holy Cross, where he was a Navy ROTC full-scholarship recipient and varsity soccer team captain, and an MBA from Northwestern University’s Kellogg School of Management. At Kellogg, he was the Aronson Memorial Scholar in Accounting and scored in the 99th percentile on the GMAT. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Before his financial career, Joe served as a Naval Officer, receiving over ten medals including the Navy Commendation Medal during the Persian Gulf War and the Humanitarian Relief Medal. He was entrusted with a Top Secret Clearance and served on an Admiral’s staff. His focus is on providing wealth management and investment consulting to ultra-high net worth individuals, family offices, foundations, and institutional clients, emphasizing sophisticated strategies for long-term wealth accumulation and preservation. Joe resides in New York with his family and is involved in community and philanthropic activities, including founding a nonprofit organization supporting job creation in economically challenged communities.

Marvin Waltuch is a financial advisor with Merrill in New York, NY, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Merrill since 2000 and has been affiliated with Bank of America, N.A. since 2011. Outside of his advisory role, Waltuch serves as Vice President of Congregation Keter Torah. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Edward Abitanta is a financial advisor with Merrill in New York, NY, holding a Series 63 designation and over 40 years of industry experience. He has been associated with Merrill since 1984 and has also worked with Bank of America, N.A. since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for a range of clients including individuals, high-net-worth clients, and institutional investors.

Frederick Bremer is a financial advisor at Merrill with Series 63 and Series 65 credentials and 44 years of industry experience. He has been with Merrill since 1981 and also with Bank of America, N.A. since 2011. Outside of his advisory work, he is a passive holder of a family-owned wheat farm in North Dakota that has been in his family for three generations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals and institutions.

Ryan Antonacci is a Wealth Management Advisor with Merrill Lynch Wealth Management, leading a retirement planning and wealth advisory team that serves retirement plan sponsors, their employees, and high net worth families nationwide. He focuses on helping clients and their families understand how their wealth can work to meet their goals, emphasizing education and collaboration to simplify complex financial issues into attainable action plans. Ryan began his career in 2001 at Morgan Stanley Smith Barney in Boston, specializing in constructing municipal bond portfolios, and later worked at Deutsche Bank's municipal remarketed trading desk in New York City. In 2006, he joined Merrill Lynch Wealth Management, where he expanded his role to managing institutional portfolios as well as executive wealth and estate planning needs. He is a portfolio manager who manages personalized and defined strategies incorporating individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Ryan holds a Bachelor's degree in Finance from the Boston University School of Management and carries several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is based in New York City and participates in community volunteer activities.

Ronald Di Prinzio is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has worked at Merrill since 1984 and has also been affiliated with Bank of America, N.A. since 2011. Outside of his advisory role, he serves as a committee member and secretary on the board of the Helen Hayes Hospital Foundation, a charitable organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ivan Briggiler is an International Wealth Advisor at Merrill Lynch Wealth Management, where he has worked since 1996. He specializes in international wealth management, LGBT wealth planning, and managing new wealth, guiding clients in setting and pursuing their personalized long-term financial goals. Ivan holds the Certified Financial Planner (CFP) certification, the Certified Investment Management Analyst (CIMA) designation, and the Personal Investment Advisor (PIA) credential. He is fluent in English, Spanish, and Portuguese. Before joining Merrill Lynch, Ivan gained experience as a credit risk analyst at Citigroup Argentina and worked on the money market trading desk at Banco Itaú in Argentina. He earned a Bachelor's degree in Economics from Universidad de Buenos Aires. Ivan's approach to investing incorporates both economic analysis and technical factors such as trend following, price, and volume to understand market trends and portfolio construction. Outside of his professional work, Ivan enjoys hobbies such as biking, choir singing, building dry stone walls, and spending time with his family. Born in Argentina, he moved to the United States in 1996 and is married with three children. His philosophy emphasizes patience, humility, and dialogue in building long-term client relationships and portfolios.

Imagbe Igbinedion is a financial advisor at Merrill with two years of industry experience and holds a Series 66 designation. Prior to joining Merrill, he worked at UBS Financial Services, Aflac, and Chapel Hill Denham, among other roles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional clients.

Dilini Weerasooriya is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she leads the team’s Full Balance Sheet approach to planning and strategy. She helps clients define objectives, manage risk, and track progress to reach financial goals. Dilini also oversees Fiduciary Advisory Retirement Plan Services for Small Businesses and Non-Profits, collaborating with senior leadership to design benefits offerings appropriate for each organization. Dilini holds multiple professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered SRI Counselor (CSRIC), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), Sports & Entertainment (SE), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Her education includes a Bachelor's Degree from the University of Texas System, an MBA from IAE Business School, and a Master's Degree from the College for Financial Planning. She is multilingual, speaking Spanish, Portuguese, German, and English. Before joining financial services, Dilini spent five years as a Management Consultant working with Top 100 firms, sovereign nations, and NGOs in Latin America. Her prior experience also includes roles in non-profit and civil service organizations such as Mother Jones Magazine, AmeriCorps, and Jollyville Fire Department & EMS. She is involved with community organizations including the Austin Children’s Shelter and SAFE (Stop Abuse For Everyone) in Austin, TX.

John Halliday is a Senior Financial Advisor at Merrill Lynch Wealth Management and a third-generation financial advisor. Based in Brooklyn, he works on a team with over 30 years of experience in the financial industry. John and his team provide clients with tailored solutions to address complex financial challenges by utilizing a broad range of investment, trust, insurance, and brokerage products to help meet clients' short- and long-term financial goals. John holds a Bachelor's Degree from Bard College and is a Personal Investment Advisor (PIA). He is fluent in English and Mandarin and is a member of the Saint Andrew's Society of the State of New York. His areas of expertise include legacy planning, LGBT wealth planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, socially responsible and ESG investing, women and wealth, sports and entertainment, and tax minimization. John participates in his community through volunteer work with organizations such as CHiPS. In his personal time, he enjoys biking, drawing/sketching, golfing, music, reading, skiing, spending time with his family, swimming, traveling, and watching movies.

Matthew Dupuis is a Senior Financial Advisor at Merrill Lynch Wealth Management. He leads The Dupuis Group, providing tailored investment management strategies and comprehensive financial planning. With 19 years of experience in the financial services industry, including 16 years at Merrill, Matthew and his team utilize the firm's global resources to offer a broad range of wealth management services. Matthew specializes in areas such as college education planning, corporate benefits, equity compensation services, managing new wealth, personal retirement planning, and women and wealth. His team has expertise in integrating corporate benefit programs—including equity compensation, defined benefit, defined contribution, and non-qualified deferred compensation plans—into long-term financial strategies emphasizing risk management. Currently, Matthew holds the Chartered Retirement Planning Counselor™ (CRPC™) designation and the Personal Investment Advisor (PIA) designation. Matthew earned a Bachelor's Degree in Communications-Advertising with a Minor in Business Marketing from Loyola University Maryland, where he was recognized on the Dean's List and received a four-year full athletic scholarship for Division 1 Lacrosse. He resides in Larchmont, NY, with his wife Laura and their children Sophie, Charlotte, Jack, and Tommy. Matthew and his family are active in their community; he serves as a board member and Commissioner of the boys' travel division for the Larchmont-Mamaroneck Youth Lacrosse League. He also enjoys fishing, gardening, golfing, swimming, and coaching his children in youth sports.