Kyle Kubota is a financial advisor at Merrill with five years of industry experience and holds a Series 66 designation. His work history includes positions at Merrill and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Adam Levi is a Wealth Management Advisor with Merrill Lynch Wealth Management. He advises individuals, families, and small business owners on asset and liability management strategies. Adam has been with Merrill since 2015 and has worked as a financial advisor since 2012. He focuses on areas including college education planning, family wealth management strategies, retirement income, tax minimization, and small business strategies. Adam holds a B.A. in Economics from the University of California, Riverside, where he graduated summa cum laude and was a member of the Phi Beta Kappa Honor Society. He earned his MBA from UCLA Anderson School of Management, conducting research in quantitative finance centered on the US equity market. Adam is a member of the CFA Institute and the CFA Society of Los Angeles. In addition to his professional work, Adam participates in community activities, including volunteering with the Fox Foundation. His personal interests include gardening, golfing, running, table tennis, tennis, and spending time with his family.

Lily Huang is a Financial Advisor with Merrill Lynch Wealth Management. She specializes in financial planning and investment management, aiming to help clients achieve financial freedom through personalized strategies that respond to evolving market conditions. Her client focus includes education planning, family wealth management, legacy planning, socially responsible investing, retirement income, and other areas. Lily was raised and educated in Sydney, Australia, where she earned a Bachelor of Applied Science in Chemistry from the University of Technology Sydney. Her professional background encompasses securities investment, banking, real estate, chemistry, nuclear radiation, and quality assurance. She holds the Personal Investment Advisor (PIA) designation and is fluent in six languages, including English, Chinese, Mandarin, Yue (Cantonese), Vietnamese, and Taiwanese. Committed to community involvement, Lily volunteers with organizations such as Festival of Children Foundation and serves as a mentor for foster children at Orangewood Foundation. She is also active with Career Village.org and the Rotary Club. In her free time, she enjoys hiking, line dancing, and playing musical instruments including the violin, piano, and mandolin.

Pamela Carter is a Wealth Management Advisor and Vice President with Merrill Lynch Wealth Management. She specializes in designing tailored wealth management strategies to help clients pursue their financial goals, serving a diverse clientele including business owners, corporate executives, women, retirees, multigenerational families, professional athletes, coaches, agents, entertainment personalities, and creatives. Pamela focuses on organizing wealth, developing tax-sensitive strategies, and guiding clients through detailed financial plans and priority setting. With over two decades of experience as a Financial Advisor, Pamela joined Merrill Lynch Wealth Management in 2022, having previously worked at the firm and at UBS. She holds a Bachelor of Science degree in Industrial Engineering from California State Polytechnic University, Pomona, and an MBA with an emphasis in Finance from the Drucker-Ito School of Management at Claremont Graduate University. Pamela's professional credentials include the CERTIFIED FINANCIAL PLANNER® certification, Chartered Retirement Planning Counselor designation, Certified Exit Planning Advisor designation, and the Sports & Entertainment Accredited Wealth Management Advisor designation. She is also a qualified Portfolio Manager within Merrill Lynch Wealth Management. Born and raised in California, Pamela spends time with her husband and daughter, engaging in activities such as traveling, golf, and fitness. She also participates in a weekly global book club where she practices and speaks French.

David Martin is a financial advisor at Edward Jones in Orange, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he was self-employed as a realtor for over 20 years and held several roles related to real estate and home loans. He maintains an active real estate license in California for personal use. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of over 23,000 financial advisors.

Amir Kompanian is a Financial Advisor and Senior Portfolio Advisor with Merrill Lynch Wealth Management. He brings extensive experience in wealth management, specializing in college education planning, employee benefits, executive and equity compensation, family wealth strategies, institutional consulting, and focused areas such as LGBT and women’s wealth planning. Amir’s approach integrates comprehensive financial strategies with estate planning while collaborating closely with clients’ external advisors, including attorneys and tax professionals. Amir began his career in private equity in Istanbul before moving to the United States in 2014. His professional background includes launching a start-up and roles at Bank of America and Merrill Lynch Wealth Management since 2015. Having lived in six countries, his global perspective supports a culturally fluent advisory style suited to clients with international ties or complex financial circumstances. Amir holds a Bachelor’s degree in Management Information Systems and an MBA from Eastern Mediterranean University. He holds the Personal Investment Advisor (PIA) designation and communicates fluently in English, Persian, and Turkish. Outside of his professional work, Amir’s personal interests include bungee jumping, cooking, and various sports such as pickleball, skiing, soccer, table tennis, tennis, and refereeing.

Meredith Levin is a Wealth Management Advisor with Merrill Lynch Wealth Management, where she has been part of the team since 2008. She has been in the financial services industry since 2004, focusing on comprehensive financial strategies designed to build wealth and maintain financial security throughout all stages of life. Meredith assists clients with portfolio management, wealth planning, and a range of services including college education planning, family wealth management strategies, retirement planning, tax minimization, and retirement income. Meredith holds a Bachelor's Degree in Business Administration and a Master's of Business Administration in Finance, both from Baylor University. She is also a Certified Investment Management Analyst (CIMA) and a Personal Investment Advisor (PIA). Throughout her career, she has helped clients manage their wealth through multiple market cycles by defining financial goals and tracking results with comprehensive planning. She lives in Huntington Beach with her husband and two daughters. Meredith enjoys spending time outdoors, including activities such as baseball, dancing, football, reading, traveling, yoga, as well as visiting Disneyland with her family. She is involved in her community through organizations such as Beachcities Community Church, Christ Lutheran School, Eader Elementary School, Girl Scouts of Orange County, and Seaview Little League.

Wendy Yu is a Series 66 licensed financial advisor at Merrill with one year of industry experience. Her prior roles include positions at Merrill Lynch, Moss Adams, and The Gap, as well as teaching experience at Cal Poly SLO and local schools. Outside of her advisory work, she is employed by Zinco Education, where she uploads content onto a learning platform. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Timothy Scudder is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his career in financial services at Merrill in 1993 after serving six years on active duty as a helicopter avionics technician in the U.S. Army. Timothy draws on his extensive experience to provide clients with considered advice and counsel aimed at helping them grow and manage their wealth effectively. Timothy's expertise encompasses a broad range of areas including college education planning, personal retirement planning, portfolio management services, small business strategies, socially responsible and values-based investing, tax minimization, and retirement income. He holds a Master’s degree from Golden Gate University and a Bachelor’s degree from Troy University. He also holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Timothy is a member of The Planetary Society and actively participates in community programs including the LGBT Pride Employee Network and Ally Program as a Silver Level Ally, as well as volunteering with the Military Support & Assistance Group at Bank of America/Merrill. Outside of work, Timothy’s personal interests include music, photography, and reading. He approaches his role with a planning-based methodology to asset and liability management, focusing on creating customized, tax-efficient strategies aligned with each client’s unique financial goals.

Doris Cortes is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and has worked at Bank of America and Merrill since 2014. Outside of her advisory role, she operates a sole proprietorship focused on supporting a private practice by organizing patient files and managing office tasks. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth individuals, pension plans, corporations, and charitable organizations.

Tony Wang is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2010. He began his career in the financial services industry in 2003. Tony focuses on developing strategies and providing investment guidance for individuals, families, and businesses by understanding their short and long-term financial objectives. He offers expertise in areas such as college education planning, family wealth management, legacy planning, philanthropic planning, and portfolio management services. Tony holds a bachelor's degree in Biology from the University of California at Irvine. He is also a Personal Investment Advisor (PIA) and serves as a Portfolio Manager, managing personalized investment strategies. He works closely with clients to create plans aligned with their life priorities and financial goals. Residing in Newport Coast with his wife Christine and their three children, Tony is active in supporting children in need within the community. In addition to his professional commitments, he has interests in baseball, basketball, football, softball, surfing, and swimming.

Jeffrey Flaherty is a financial advisor with Merrill in Newport Beach, CA, holding Series 63 and Series 66 licenses and 15 years of industry experience. He has worked at Merrill and Bank of America since 2017, and has involvement in private business ventures including serving as General Partner and Managing Member of an asset protection entity owning an aircraft. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Cassandra Calhoun is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has been with Merrill since 2016. The firm, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sydney Wilson is a financial advisor at Merrill with a Series 66 designation and seven years of industry experience. Wilson’s work history includes multiple roles at Merrill, as well as positions at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joshua Ellin is a financial advisor with Merrill, holding a Series 66 designation and 26 years of industry experience. He has been with Merrill since 2009 and has also worked with Bank of America, N.A. since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutions, supported by internal Chief Investment Office teams and third-party managers.

Blake De Boer is a financial advisor at Merrill with seven years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2018. Prior to joining Merrill, he was associated with Bank of America, N.A., and also worked at Errands Group Inc. and Chapman University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies constructed by internal and third-party managers.

Zahira Martinez is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has worked at Bank of America, Merrill, and First Republic Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Niemiec is a financial advisor at Merrill with one year of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, City National Bank, the University of Pennsylvania, and JPMorgan Chase. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Chia Hsin Chen is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in working with newly resident clients from the Asia Pacific region, including China, Taiwan, Singapore, and Hong Kong. Chen brings to her role extensive knowledge of the financial concerns these clients face in the US market, assisting them in customizing family financial plans upon their arrival in the United States. With over 17 years of experience managing assets for high net worth individuals, families, and institutions, Chen focuses on areas such as college education planning, liquidity management, managing new wealth, tax minimization, and retirement income. She holds a bachelor's degree from National Taiwan University and a master's degree from Boston University. Additionally, she is designated as a Personal Investment Advisor (PIA). Outside of her professional responsibilities, Chen enjoys interior decorating, spending time with her family, swimming, and traveling.

Christopher Doherty is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in comprehensive strategic wealth management for families, focusing on identifying and setting goals, analyzing current situations, developing strategic plans, implementing those plans, and tracking their progress to help clients achieve their financial objectives. He holds a Bachelor's Degree in Finance from the California State University system and a Master's Degree in Real Estate Development from the University of Southern California. Christopher has earned several professional designations, including Accredited Portfolio Management Advisor (APMA), CERTIFIED FINANCIAL PLANNER (CFP), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He is involved in organizations such as the Rotary of Mission Viejo and the USC Alumni Association. Christopher is proficient in English and Thai. His community involvement includes participation with the Boys and Girls Club of San Juan Capistrano, Childhelp, Habitat for Humanity, Kure It Foundation, Make-A-Wish Orange County, and the Roosters Foundation. He enjoys activities such as basketball, biking, golfing, hiking, rock climbing, running, and tennis.