Justine Rueda is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. She has been with Merrill since 2015 and has prior experience at The University of Arizona Global Campus and Seattle University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers, supported by trading, account administration, and custody services.

Shelby Thai is a financial advisor with Merrill in Newport Beach, CA, holding a Series 66 designation and four years of industry experience. Prior to Merrill, Shelby worked at Wells Fargo Bank and also has experience at California State University Long Beach. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Dorothy Santiago is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been in the financial services industry since 1981 and joined Merrill Lynch in 1989. Dorothy focuses on providing personalized financial strategies tailored to her clients' unique goals, offering guidance across a full range of financial topics rather than one-size-fits-all solutions. She specializes in designing customized asset management strategies and portfolios, taking into account clients' risk tolerance, time horizon, liquidity needs, investment goals, and associated costs. Dorothy’s areas of expertise include college education planning, family wealth management strategies, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, tax minimization, and retirement income. Dorothy earned a Bachelor of Science in Business Administration from Chapman University. She has obtained several professional designations including Certified Private Wealth Advisor®, Certified Divorce Financial Analyst®, Certified Plan Fiduciary Advisor, and Certified Exit Planning Advisor. In addition, she completed an Executive Education program with Harvard Business School and the Wharton School of Business. Outside of her professional work, Dorothy enjoys spending time with her family, traveling, and watching movies.

Yeva Logina is a Financial Advisor at Merrill Lynch Wealth Management with seven years of experience in wealth management. She provides comprehensive financial advisory services, assisting clients with investment planning, retirement strategies, and wealth management tailored to their individual goals. Yeva focuses on understanding clients' priorities to help them develop strategies to pursue their financial objectives. Her expertise includes college education planning, employee benefits planning, family wealth management, legacy planning, LGBT wealth planning, personal retirement planning, portfolio management, women and wealth, individual and corporate investment strategy, and tax minimization. She holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations and earned a Bachelor's degree from Capella University. Yeva is proficient in Russian and English. Outside of her professional role, Yeva is involved in community activities, including Walk Intuit, and is a member of the National Association of Women Business Owners. Her personal interests include golfing, hiking, music, pickleball, reading, table tennis, and tennis.

Nazanin Saidi is a financial advisor with Merrill in Newport Beach, CA, holding the CFP® designation with 17 years of industry experience. She has been with Merrill and Bank of America since 2014. Outside of her advisory role, she serves on the fundraising committee of Harvester's, a group supporting the Second Harvest Food Bank in Orange County, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients of Bank of America through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Shawn Nierman is a financial advisor at Merrill with 13 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has worked at Bank of America, N.A. and Merrill since 2019. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors. The firm integrates strategic asset allocation and tax-aware options within its investment approach.

May Chan is a financial advisor with Merrill in Newport Beach, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has worked at Merrill since 2009 and at Bank of America since 2016. Outside of her advisory role, she is a general partner in a for-profit LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Keith Robinson is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in delivering personalized wealth management strategies focused on understanding clients’ financial situations and priorities. Keith helps clients pursue goals such as college education planning, family wealth management, legacy planning, retirement income, and portfolio management by creating flexible financial strategies that adapt to changing market conditions. He combines investment insights from Merrill with banking and lending solutions from Bank of America to provide comprehensive financial guidance. Keith holds a Bachelor’s Degree from the University of California at Irvine and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He emphasizes educating clients and helping them make informed decisions. Outside of his advisory role, Keith volunteers as a youth softball coach and participates in community activities aligned with Merrill’s tradition of community involvement. His personal interests include baseball, cooking, football, golfing, music, traveling, volleyball, spending time with family, and watching movies.

Christopher Leu is a Senior Financial Advisor with Merrill Lynch Wealth Management, having joined the firm in 2012. He brings over 30 years of experience in financial services, focusing on helping clients develop personalized financial strategies to pursue their long-term goals. Christopher’s areas of expertise include divorce transition planning, executive compensation, institutional and corporate benefit services, institutional investment consulting, philanthropy, international wealth management, tax minimization, and small business strategies. Before joining Merrill Lynch, Christopher was a Financial Advisor with Morgan Stanley from 2010 to 2012. He has held senior roles across banking and investment firms, including President and CEO of United Pacific Bank, President and Managing Director of Seyen Capital Markets, Inc., and Senior Credit Manager at HSBC Group responsible for Credit and Marketing in Southern California. Additionally, he served as Senior Advisor-Asia for Prime Income Asset Management, LLC, advising on cross-border investments between the US and China, and was President and Managing Director for Daystar Capital Partners, Inc., an international investment advisory firm. Christopher holds a Bachelor of Science degree in Business and a Master of Science degree in Systems Management from the University of Southern California, where he also completed Ph.D. course work in International Political Economy. He maintains FINRA Series 7, 31, and 66 registrations and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is fluent in English, Chinese, Mandarin, and Yue (Cantonese). Christopher is a member of professional organizations such as the Hong Kong Association of Southern California and World Vision International. His personal interests include antiquing, golfing, music, reading, running, table tennis, and traveling.

Bingqing Zuo is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, Zuo worked at Citi Bank and NationsBenefits. Zuo has also held roles at Pepperdine University and One World Furniture, LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Qing Zhou is a Senior Financial Advisor at Merrill Lynch Wealth Management. She provides customized financial advice and portfolio management services to help clients pursue their long-term financial goals. Qing focuses on areas including family wealth management strategies, legacy planning, portfolio management, personal retirement planning, tax minimization, and services for endowments, foundations, and non-profits. She holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Qing earned her Bachelor's degree from Shanghai International Studies University and a Master's degree from the University of Illinois System. She is fluent in English, Chinese, and Japanese. Qing is affiliated with Asian Professional Associations. In her spare time, she enjoys hiking, interior decorating, music, reading, traveling, and yoga.

Mae Delabarre is a financial advisor at Merrill with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Bank of America, N.A. and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts, utilizing both internal and third-party managers.

Vince Salvatore is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing 39 years of experience in the financial services industry. Prior to his current role, he worked as a nuclear engineer and was a small business owner. Vince focuses on corporate executive services, family wealth management strategies, small business strategies, and individual and corporate investment strategy. He holds a Bachelor's Degree from the University of Michigan and is a Personal Investment Advisor (PIA). Vince is married with three children and resides in Corona Del Mar, California. His personal interests include football, golfing, and music.

Radoslav Mladineo is a Financial Advisor at Merrill Lynch Wealth Management, where he serves as a strategic advisor to business leaders, entrepreneurs, and high net worth families. Since beginning his career in financial services in 2004 and joining Merrill Lynch in 2011, he has dedicated himself to delivering comprehensive wealth management solutions that combine personalized service with the extensive capabilities of a leading financial firm. Mr. Mladineo holds a Bachelor’s degree from Stanford University and an MBA from the UCLA Anderson School of Management. He earned the Chartered Financial Analyst® (CFA®) designation in 2013, reflecting his commitment to professional excellence and high ethical standards. Supported by a specialized team from Bank of America and Merrill Lynch, he provides expertise in areas including capital markets, trust and estate strategy, charitable giving, and lending. In his work, Mr. Mladineo emphasizes understanding clients’ personal aspirations and challenges to support their financial wellness and legacy planning. Outside of his professional role, he has interests in boating, dancing, hiking, music, and traveling. He is fluent in English and Spanish.

Aleksander Henka is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management, specializing in serving institutional clients as a designated Merrill Institutional Consultant. Since beginning his career with Merrill in 2008, he has worked with a range of organizations, including health care institutions, higher education, religious organizations, nonprofits, private foundations, and family offices, providing tailored investment and wealth management strategies aligned with clients' missions and long-term objectives. His advisory approach emphasizes disciplined portfolio construction, prudent asset allocation, diversification, and thorough due diligence across both traditional and alternative investments. Alek partners closely with boards, trustees, and investment committees to deliver income planning and risk management services, focusing on aligning capital with organizational priorities and fiduciary standards. His areas of expertise include family wealth management strategies, institutional consulting, liquidity management, philanthropic planning, ESG investing, and tax minimization. Aleksander earned a Bachelor of Arts in Business Economics from the University of California, Santa Barbara. He holds the Certified Investment Management Analyst® (CIMA®) designation awarded by the Investments & Wealth Institute™ and the Personal Investment Advisor (PIA) designation. In addition to his professional work, he is involved in community organizations such as Laura's House, Providence Speech and Hearing Center, and Tustin Western Little League. Outside of work, Alek enjoys biking, hunting, and traveling.

Daniel Kaplan is a financial advisor with Merrill in Newport Beach, CA, holding a Series 66 designation and 13 years of industry experience. He has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Stephen Grimes Jr. is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management. He began his financial services career in 2005 and focuses on offering a comprehensive approach to managing wealth that starts with listening to clients' needs to develop personalized financial strategies. Stephen assists clients in building wealth management strategies tailored to their individual goals and circumstances. His expertise includes portfolio management, management of concentrated stock positions, and navigating important financial transitions such as retirement, inheritance, or the sale of a business. He also provides access to trust and estate planning services through Bank of America Private Bank and commercial banking and financing needs through Bank of America. Stephen works collaboratively with clients' attorneys, accountants, and other advisors to coordinate financial and legacy strategies. His client focus areas include corporate and employee benefits planning, family wealth management, services for endowments, foundations and non-profits, small business strategies, sports and entertainment, tax minimization, and retirement income. Stephen holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his High School Diploma from Edmond North. Stephen is involved in community organizations such as the Caviit Kids Foundation, Edmond Fine Arts Institute, Oak Tree Mens Golf Association, and Oklahoma Children's Hospital. He is also affiliated with the PGA of America. His personal interests include basketball, fishing, golfing, hiking, painting, skiing, spending time with family, surfing, traveling, and watching movies.

Wilison Lim is a financial advisor with Merrill in Newport Beach, CA, holding a Series 66 designation and six years of industry experience. His career includes roles at Philippine Savings Bank from 2012 to 2017 and Bank of America since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ole Nielsen is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he leads a team of seven financial professionals serving a select group of wealthy families. His clients include current and past founders and senior executives of private and public companies, as well as multi-generational affluent families. Ole and his team focus on providing clients with simplification, organization, and proactive financial advice, incorporating private banking services through Bank of America alongside estate planning and comprehensive wealth management strategies. Ole's approach is grounded in treating clients' wealth with the same care as his own family's, emphasizing transparency, accountability, relationship-building, competency, and risk management. He holds the Certified Private Wealth Advisor® (CPWA®) designation from the Investments & Wealth Institute™ and has taught in conjunction with the University of Chicago Booth School of Business. He also contributes to the development of new advisors by teaching wealth management during their first four years at Merrill and serves on several non-profit boards. Ole holds a bachelor's degree from California State University Long Beach. Residing in Laguna Beach, California, Ole and his wife Michele enjoy long-distance mountain hiking and international travel. They are active in their local community and spend time with their daughter.

Neil Kessel is a Senior Financial Advisor with a career at Merrill Lynch Wealth Management that began in 1995. He became a Financial Advisor in 2000 and established the Kessel Group in 2004 to provide investment advisory services through complex market cycles. Neil serves individuals and families, including business owners and executives, focusing on goals-based wealth management strategies and risk management. He integrates the investment insights of Merrill and the banking services of Bank of America to address various aspects of his clients' financial lives. Neil holds a Bachelor of Science degree in Economics from the University of California at San Diego. He maintains several FINRA registrations, including Series 7, 31, 65, and 66, as well as a California State Insurance License. Additionally, Neil is a Senior Portfolio Advisor in the Merrill Investment Advisory Program and a member of CBOE. He is also recognized as a Personal Investment Advisor (PIA). Born in South Africa, Neil is married to Desiree, with whom he has two daughters, Lauren and Ava. The family has two King Charles Cavaliers named Remy and Riley. Neil is involved with organizations such as Global Teen and the Juvenile Diabetes Foundation.