Lisha Geng is a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, she provides clients with personalized wealth management strategies tailored to their individual financial situations and goals, leveraging the investment insights of Merrill along with banking and lending solutions from Bank of America. Lisha holds a Master of Business Administration (MBA) from the University of Southern California and is a Personal Investment Advisor (PIA). She offers services in both English and Mandarin. Committed to community involvement, Lisha participates in volunteer activities within the communities served by Merrill.

Denise Turner is a Senior Financial Advisor with Merrill Lynch Wealth Management. In her role, she collaborates with clients to develop personalized financial strategies that align with their long-term goals. Drawing on investment insights from Merrill and the banking and lending services of Bank of America, she focuses on creating flexible wealth management plans that adapt to changing market conditions. Denise holds a Bachelor's Degree from the University of Southern California and an Associate's Degree from the California State University System. She holds professional designations as a Certified Exit Planning Advisor (CEPA) and a Personal Investment Advisor (PIA). Committed to community involvement, Denise participates in local organizations, reflecting the Merrill tradition of service. Outside of work, Denise enjoys hiking, biking, boating, camping, cooking, music, reading, skiing, traveling, and yoga. She has a passion for travel and exploring new cultures, and often spends her free time either on hiking trails or riding her peloton.

Tino Pagano is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in Newport Beach, California. He brings extensive experience in delivering comprehensive wealth management services to a diverse clientele, including affluent families, business executives, entrepreneurs, and professionals. Tino’s approach focuses on understanding clients’ financial situations, goals, and priorities to design clear strategies that address wealth growth, preservation, and transfer, as well as retirement income, tax minimization, and philanthropic planning. He has a particular expertise in working with women at significant life transitions, supporting them in managing their finances effectively. With a career in financial services spanning since 1984 and joining Merrill in 1991, Tino has developed long-term relationships with multiple generations of clients. He emphasizes ongoing dialogue to stay aligned with evolving client needs and collaborates with other advisors when appropriate to provide integrated financial solutions. Tino is a CERTIFIED FINANCIAL PLANNER™ (CFP), Certified Plan Fiduciary Advisor (CPFA™), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA), demonstrating his commitment to professional excellence. Tino holds a Bachelor of Science degree in Finance and Business Economics from the University of Southern California, where he was a walk-on for the football team. He has strong ties to the Southern California community, having served on the board of the Make-A-Wish Foundation for Orange County and the Inland Empire, and volunteered with youth athletic programs. Outside of his professional work, Tino enjoys cooking, fishing, football, reading, running, swimming, and adventure sports. He is married with one child.

Jason Roxby is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been working in the financial services industry since 1996. Jason is a graduate of the University of California system and holds the Personal Investment Advisor (PIA) designation. In his role, he serves as the team’s investment analyst, focusing on providing family office–style services to select ultra-high net worth families. Outside of work, Jason enjoys mountain biking and coaching youth soccer and baseball. He lives in Laguna Niguel, California with his wife and son.

Jason Griffin is a Senior Financial Advisor and holds the designation of Retirement Accredited Financial Advisor. He is affiliated with Merrill Lynch Wealth Management, where he specializes in managing wealth through investment allocations and Trust, Estate, and Tax planning strategies tailored to clients' short-term and long-term goals. Jason employs a comprehensive approach that begins with understanding each client's unique needs, ensuring that every financial solution is grounded in their individual objectives. With over 25 years of experience in the financial services industry, Jason provides personalized wealth planning and advice for clients, business owners, and their families. He focuses on Family Wealth Management Strategies, Personal Retirement Planning, Small Business Strategies, Socially Responsible and ESG Investing, Women and Wealth, and Retirement Income. He emphasizes revisiting wealth plans at least every six months or following any major life changes to stay aligned with clients' goals. Jason holds a Bachelor's Degree from the University of California, Los Angeles (UCLA) and professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is involved in his community through organizations such as the Carmel Valley Rotary and the Monterey Peninsula College Community College Foundation, reflecting his commitment to service. In his personal time, he enjoys cooking, hiking, reading, spending time with family, playing tennis, and traveling.

Jonathan Chow is a financial advisor with Merrill in Newport Beach, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has been with Merrill and Bank of America since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

John Acierno is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management. He began his career in 1996 and joined Merrill Lynch in 2008. In his role, he assists clients by managing their individual wealth through various and complex market cycles, helping them address a wide range of financial challenges. John's approach emphasizes a comprehensive wealth management strategy that starts with understanding each client's goals and needs. John studied finance at California State University, Fullerton, and holds a Personal Investment Advisor (PIA) designation. He is active in his community of Corona Del Mar. Outside of his professional work, John is engaged in boating and fishing, having earned his US Coast Guard Merchant Mariner License. He also enjoys golf, tennis, music, and traveling.

Alexander Kissee is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 66 designation and has been with Bank of America and Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to fiduciary clients. The firm offers model-based and discretionary strategies developed by internal and third-party managers and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kevin Hilderman is a financial advisor at Merrill with 18 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Merrill and Bank of America, N.A. since 2010 and 2011, respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lucian Ursan is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in financial strategies tailored for high net worth clients and executives. Since beginning his career in financial services in 2010, he has held various roles within Merrill Lynch, focusing on assisting families and individuals in developing customized wealth management plans. His areas of expertise include college education planning, executive compensation, legacy and family wealth management, personal retirement planning, tax minimization, and services for endowments and non-profits. Lucian provides comprehensive advice covering financial strategies, cash flow and retirement planning, trust and estate services, insurance, as well as banking and lending solutions through Bank of America. Lucian holds a Bachelor's degree from the University of California system and maintains the CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA) credentials. As a first-generation Romanian-American raised in Southern California, he and his wife, Grace, live in Brea where they remain active within the Romanian community and their local church. In his free time, Lucian enjoys outdoor activities such as hiking, traveling, and playing soccer, reflecting his commitment to community participation and a balanced lifestyle.

Robert Kacer is a financial advisor at Merrill with 16 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has been with Merrill and Bank of America since 2014. He is based in Newport Beach, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Victoria Cacciamatta is a Series 66 licensed financial advisor with 22 years of industry experience. She is currently with Merrill and has previously worked at Morgan Stanley Private Bank, Morgan Stanley, Wells Fargo Clearing, and UBS Financial Services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Luis Najar is a financial advisor with Merrill in Newport Beach, CA, holding a Series 66 designation and three years of industry experience. He has worked at Bank of America, N.A. since 2023 and has been with Merrill since 2015. Outside of his advisory role, Najar serves as successor trustee for two family trusts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Amrish Kurani is a Financial Advisor with Merrill Lynch Wealth Management, specializing in wealth management advice for affluent individuals, families, small businesses, and institutions. His practice offers comprehensive services, including personal wealth management planning, investment management, insurance planning, college 529 plans, estate and gift planning, philanthropy, tax minimization strategies, and risk management. Additionally, Amrish and his team provide a range of lending solutions through Bank of America, such as mortgages, equity lines, auto loans, business financing, refinancing, and debt consolidation services. Amrish holds a Personal Investment Advisor (PIA) designation and has completed his education with a high school diploma from Cerritos High School, a bachelor's degree from the California State University System, and a master's degree from the University of Denver. He is fluent in Gujarati and English and actively participates in professional organizations, including the Business Networking International - Money Makers Chapter. Outside of his professional commitments, Amrish spends time volunteering in his community and enjoys activities such as biking, music, photography, traveling, watching movies, yoga, and spending time with his family.

Catherine Cheung is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in developing personalized wealth management strategies that connect all aspects of her clients' financial lives to help prioritize and pursue their most important goals. Catherine leverages the investment insights of Merrill Lynch combined with the banking and lending solutions of Bank of America to provide customized, actionable financial plans. Her expertise includes college education planning, executive and equity compensation, family wealth management, retirement income, tax minimization, and personal retirement planning. Catherine is committed to building and maintaining strong client relationships through effective and thoughtful communication, ensuring clients feel confident in their evolving financial plans. Catherine holds a Bachelor's Degree from the University of California system and holds the Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA) designations. She is affiliated with Kappa Kappa Gamma and the UCLA Alumni Association. Outside of her professional role, Catherine spends time volunteering with St. Jude Children's Research Hospital and enjoys antiquing, cooking, gardening, hiking, interior decorating, reading, traveling, watching movies, yoga, and spending time with her family.

Lisa Dorsey is a financial advisor at Merrill with eight years of industry experience. She holds Series 63 and Series 66 licenses. Prior to her current role, she was with Bank of America and Merrill from 2012 to 2020. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Christopher Klecka is a financial advisor at Merrill with 14 years of industry experience. He holds Series 65 and Series 66 licenses and has previously worked at CitiGroup, F-Star Property Management, Citigroup Global Markets, and Banc of America Investment Services. Klecka serves as a board member for the nonprofit organization St. Joseph the Worker in Phoenix, AZ. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Patrick Bulubenchi is a financial advisor with Merrill in Newport Beach, CA, holding a Series 66 designation. He has one year of industry experience and prior work history includes roles at Bank of America, Chapman University, Wishon Company Inc., California State University San Marcos, Fullerton Union High School, and Beechwood Middle School. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Scot Benefiel is a Senior Financial Advisor at Merrill Lynch Wealth Management in the Phoenix area. He founded The Benefiel Group, a multi-generational team that provides customized wealth management strategies tailored to the unique needs of high net worth clients and their families. The group offers a broad range of financial services including portfolio development, estate and family legacy planning, business owner transaction advice, and structured credit through Bank of America for financing needs. Scot graduated from Indiana University in 1982 with a B.S. in Accounting and began his career at Price Waterhouse Phoenix. He served as a Certified Public Accountant from 1984 to 1988 before joining Merrill Lynch in 1988. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He and his wife Mary have been active in the Phoenix community for over 40 years, with Scot serving on the Executive Council of the Phoenix Boys and Girls Clubs and on an Advisory Board of the Hoyt Foundation. He has also coached high school basketball in Scottsdale for many years. Scot enjoys spending time with his family, which includes two children and five grandchildren, and has interests in basketball, golfing, hiking, skiing, and swimming.

Ryan Tuverson is a Wealth Management Advisor with Merrill Lynch Wealth Management. He partners with business owners, professional practitioners, executives, and families to provide a coordinated, tax-efficient financial system that helps maintain and optimize their financial plans over time. Ryan's approach focuses on delivering ongoing guidance akin to a coach's support to a professional athlete, ensuring clients' plans remain on track through market cycles, tax changes, and life events. He specializes in assisting physicians, attorneys, and business owners in building, preserving, and transferring wealth with confidence. His expertise encompasses tax-efficient planning, retirement readiness, business succession, investments, legacy planning, college education planning, divorce transition planning, executive compensation, family wealth management strategies, liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income. Ryan also brings a multigenerational perspective, helping clients ensure future generations receive consistent financial stewardship and guidance. Ryan holds a bachelor's degree from the University of Southern California and has completed the Wealth Management Theory & Practice Certificate Program at Yale School of Management. He carries professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). Residing in Manhattan Beach with his wife, Julia, and their two daughters, Ryan is involved in the community through AYSO. He enjoys football, reading, spending time with his family, surfing, and tennis.