Nicholas Bohn is a financial advisor at Merrill with 18 years of industry experience. He holds a Series 66 designation and has been with Merrill and Bank of America since 2012. Outside of his advisory role, he is involved with the Estate of F P B, Jr. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Tammy Pan is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2018, following prior roles at Suntrust Advisory Services, Suntrust Investment Services, and Panco Realty Company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Ni is a Financial Advisor with Merrill Lynch Wealth Management. He offers a comprehensive approach to wealth management, drawing on his background from a family of business owners to assist clients in managing both personal and business finances. Robert focuses on creating personalized wealth management strategies that align with clients' values and financial goals. He specializes in simplifying clients' financial lives by addressing questions related to retirement planning, investment strategies, asset preservation, business continuity, and wealth transfer. Robert utilizes a structured financial stress test process to help clients understand their financial situations and plan accordingly. Robert holds a Bachelor's Degree from the University of Pittsburgh and professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). In addition to his professional work, he participates in community volunteering and enjoys basketball, pickleball, and spending time with his family.

Patrick Lively is a financial advisor with Merrill, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has worked at Merrill since 1994 and has been affiliated with Bank of America, N.A. since 2009. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, charities, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and tax-efficient investment strategies, supported by its integration with Bank of America’s broader capital-markets platform.

Jacob Keller is a Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill Lynch after graduating cum laude from Penn State University's Smeal College of Business with a degree in Finance. He began his career with the firm as an intern and transitioned to a full-time advisory role following graduation, progressing through the advisor development program. Jacob holds the Chartered Retirement Planning Counselor (CRPC) and Accredited Wealth Management Advisor (AWMA) designations, as well as a Personal Investment Advisor (PIA) designation. He focuses on providing thoughtful and personalized wealth management services, assisting individuals and families with complex financial decisions. His areas of expertise include education planning, executive and equity compensation services, family wealth management strategies, liquidity management, retirement income, tax minimization, and portfolio management. Residing in the Dupont Circle neighborhood of Washington, DC, Jacob pursues various recreational interests including biking, swimming, running, hiking, and traveling to explore new countries and cultures.

Andrea Franklin is a financial advisor at Merrill with 19 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill since 2017. Prior to that, she was with SunTrust Advisory Services and SunTrust Investment Services from 2008 to 2017. Outside of her advisory role, Franklin assists with her husband’s custom woodworking business by handling accounting, social media, and participation in craft shows, and she is also involved in direct sales of make-up and skincare products through SeneGence. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Padilla is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works with families, individuals, and business owners to develop long-term financial strategies that integrate savings plans, financial goals, and business plans with retirement objectives. He serves as clients' primary point of contact and partners with a team of specialists to assist in various aspects of their financial lives. Mike graduated from Brigham Young University with a Bachelor of Arts degree in Economics and a minor in Business Management. His professional background includes owning and managing a home improvement company and working as a Personal Banker for Bank of America, where he helped clients with their checking, savings, and credit needs. He joined Merrill in 2012. Mike holds the designations of CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He lives in Montgomery County with his wife and two children and is active in his church and community. Mike spent time living in Brazil from 2002 to 2004 and is fluent in Portuguese. Outside of work, he enjoys participating in sports such as flag football, camping, hiking, and is involved with the Boy Scouts of America.

Richard Gerber is a financial advisor with Merrill based in North Bethesda, MD, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Merrill since 2009 and concurrently affiliated with Bank of America, N.A. since 1981. Gerber is also a co-owner of a rental property business in Bethany Beach, Delaware. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dawn Durbin is a financial advisor at Merrill with 24 years of industry experience. She holds a Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Reed Eliff is a financial advisor at Merrill with 12 years of experience in the industry. He holds a Series 66 designation and has been with Merrill since 2014. Merrill, in partnership with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Taryn Marshall is a Series 66 credentialed financial advisor at Merrill with one year of industry experience. Prior to joining Merrill, she worked at Victory Housing, Inc. and has experience in educational roles at Furman University and Christian Heritage School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Artur Durro is a financial advisor at Merrill with 11 years at the firm and 4 years of industry experience. He holds the Series 66 designation and is based in North Bethesda, MD. Outside of his advisory role, he is the sole owner of a rental property business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Kevin Rowe is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has worked since 1995. Prior to joining Merrill Lynch, he spent two years at Morgan Stanley. Kevin focuses on providing clients with full transparency, clear communication, and education to build strong advisor-client relationships. He holds the Chartered Retirement Planning Counselor (CRPC™) designation from the College for Financial Planning Institutes Corp and a Bachelor’s degree in History from the University of Vermont. Kevin’s areas of expertise include college education planning, divorce transition planning, liquidity management, personal retirement planning, portfolio management services, small business strategies, socially responsible and ESG investing, individual and corporate investment strategy, tax minimization, and retirement income. Kevin grew up in Rockville, Maryland, where he currently lives with his wife, Joanie, and their four children. He is an avid Washington Commanders football and University of Maryland Terrapins basketball fan. Outside of his professional work, Kevin enjoys spending time with his family—especially at the beach—coaching youth sports, playing golf, and serving on the boards of his community, church, children's schools, and the Lilabean Foundation.

Olivia Carson is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has worked at Bank of America, Merrill Lynch Wealth Management, and NewDay USA, among other roles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Brian Eliff is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm and established the Ewers | Griggs | Eliff Group in 2015. Brian's primary role within the group involves identifying and establishing new client relationships that align with both client needs and Merrill Lynch's financial solutions. He is a CERTIFIED FINANCIAL PLANNER® certificant, having earned the certification in 2020. Brian focuses on a wealth management process that integrates financial planning, investment management, banking, lending, and estate planning, with an emphasis on prioritizing client goals and implementing tailored strategies. Brian holds a Bachelor's degree from Gettysburg College and is affiliated with the Gettysburg College Alumni and Alpha Tau Omega Fraternity. He is originally from Wyomissing, Pennsylvania, and currently resides in Kensington, Maryland, with his wife Reed and son Brooks.

Daniel Eastep is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been serving individuals and families since 2004. He specializes in providing personalized retirement planning and investment management services for corporate executives, affluent individuals, families, and business owners. His approach emphasizes long-term strategies, personal attention, and consistent client experience, focusing on managing risk and creating opportunities through structured investment programs. Prior to joining Merrill Lynch, Daniel spent seven years as an accountant and auditor. He is an Army veteran and holds a Bachelor of Business Administration degree in Accounting from Radford University. Daniel is a CERTIFIED FINANCIAL PLANNER® certificant through the Certified Financial Planner Board of Standards, Inc., and has completed Georgetown University's Executive Certificate in Financial Planning program. His professional designations also include Accredited Domestic Partnership Advisor (ADPA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Daniel resides in Dunn Loring, Virginia, with his wife Heather and their two children. Outside of his professional role, he enjoys basketball, biking, camping, golfing, music, reading, spending time with family, tennis, traveling, and watching movies.

Briana Tillman is a Financial Advisor at Merrill Lynch Wealth Management, where she focuses on retirement planning, legacy building, and financial strategies for women. She works with high-net-worth individuals, business owners, retirees, and young professionals to create clear, customized financial plans that address their unique goals and priorities. Briana aims to make financial planning clear and personal, helping clients feel confident in their decisions today and for the future. Her expertise includes retirement planning, family wealth management strategies, small business strategies, tax minimization, and individual and corporate investment strategy. Briana holds professional designations such as Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She completed an Accredited Certificate Program from the University of Arkansas System. Outside of her professional work, Briana enjoys spending time with her family and traveling. Her personal interests also include adventure sports, basketball, cooking, dancing, football, music, swimming, and tennis.

Diego Dominguez is a Senior Financial Advisor at Merrill Lynch Wealth Management, based in the North Bethesda Financial Center in Maryland. He focuses on providing goal-based wealth management services to affluent families, accomplished professionals, and successful business owners. His work includes developing flexible, short- and long-term financial strategies that organize clients' personal and business finances. Diego specializes in a range of areas including investment management, defined contribution plans, commercial banking, private business sales, credit and lending, retirement planning, wealth transfer planning, and executive compensation plan management. He has expertise in Corporate Executive Services, Divorce Transition Planning, Employee Benefits Planning, Executive Compensation, Equity Compensation Services, Family Wealth Management Strategies, Institutional and Corporate Benefit Services, and Services for Defined Benefit Plans. Diego holds a High School Diploma from Reservoir High and a Bachelor's Degree from the University of Maryland Global Campus. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional role, Diego engages in biking, fishing, hiking, rock climbing, running, and scuba diving.

Jonathan Arledge is a financial advisor with Merrill and holds a Series 66 designation. He has one year of industry experience and previously played professional basketball for various international teams, including FC Porto Basket and the Lebanon National Team. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of individuals and institutional clients.

Evan Winik is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2004 after graduating from the University of Maryland, College Park, with a bachelor's degree in finance. Evan holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Chartered Retirement Planning Counselor (CRPC). Evan brings an analytical, outcome-focused perspective to his client relationships, concentrating on serving a select group of investors by placing their unique goals at the center of his work. His expertise spans college education planning, employee benefits, executive compensation, family wealth management, retirement income strategies, portfolio management, and small business strategies. Evan's approach emphasizes understanding each family's financial life to tailor support reflecting their most important needs. He also shares his knowledge through adult education programs for associations, organizations, and Fortune 500 companies in the Greater Washington, D.C. area. Originally from Long Island, New York, Evan resides in Bethesda, Maryland, with his wife and two children. Outside of his professional work, he spends time with his family and enjoys activities such as fishing, attending his children's sporting events, and traveling.