Daniel Schipitsch is a financial advisor at Merrill with 20 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2001. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Ashley Zarate is a financial advisor with Merrill, holding a Series 66 designation and 2 years of industry experience. She has worked at Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Marcia Schmitt is a financial advisor at Merrill with 30 years of industry experience, including 27 years at Merrill Lynch, Pierce, Fenner & Smith, Inc. She holds a Series 66 designation and is based in Oak Brook, IL. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Garrett Oakey is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior work includes roles at Marcus & Millichap and the Chicago Highlands Club. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Colin Kowalczyk is a financial advisor at Merrill with four years of industry experience and holds a Series 66 designation. His prior work includes roles in education and community service, along with managing a catering business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of clients including individuals, high-net-worth investors, pension plans, and charitable organizations.

Joanna Pasterczyk is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2017. Prior to Merrill, she was employed at TCF Bank and briefly operated a business called Anna's Maids. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nathan Link is a Wealth Management Advisor with Merrill Lynch Wealth Management. He is a member of the Suri/Link Wealth Management Group, which serves affluent families, physicians, corporate executives, and business owners. Nathan joined Merrill Lynch in 2015, bringing experience in portfolio management, customer service, and personalized wealth management strategies. He holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA), Certified Private Wealth Advisor® (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Nathan's expertise covers areas such as college education planning, executive and equity compensation services, personal retirement planning, portfolio and investment strategy, small business strategies, tax minimization, and retirement income. He works closely with his clients to develop customized wealth management plans that adapt to changing needs and market conditions. His approach emphasizes understanding clients and their goals to prioritize financial planning with appropriate risk management. He earned a Bachelor's Degree from Mercer University, where he played Division I lacrosse and served as team captain. Nathan is involved in various professional organizations including the Mercer University Investment Club, Omicron Delta Kappa, and Pi Sigma Alpha. His community involvement includes participation in the David Cooke DA Campaign, Mercer University Student Government, Naperville North Varsity Lacrosse, and The Salvation Army. In his personal time, Nathan enjoys cooking, golfing, playing music, and spending time with his family.

Brooks Lanoue is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career with Merrill in 2008 and specializes in providing wealth management strategies tailored to the unique needs of high-net-worth families, including retirement planning for corporate executives and cash flow management for entrepreneurs. His expertise extends to areas such as tax minimization, legacy planning, alternative investments, securities-based lending, personal liability, and home finance management. Brooks holds a Bachelor's Degree from Northern Arizona University with a dual major in Finance and Marketing. He is a CERTIFIED FINANCIAL PLANNER® professional and also holds the Chartered Retirement Planning Counselor™ designation. He resides in Chicago's western suburbs with his wife and two daughters. Outside of his professional work, Brooks is actively involved in the martial arts community and enjoys outdoor activities.

Tyler Moy serves as a Client Experience Advisor at Merrill Lynch Wealth Management. In his role, he collaborates with Merrill clients to understand their financial situations and introduces them to solutions available through Merrill and Bank of America. His approach focuses on helping clients identify their priorities and develop strategies to pursue their financial goals. Tyler holds a Bachelor's Degree from the University of Illinois System. He has earned several professional designations, including Accredited Asset Management Specialist (AAMS), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA).

Chelsie Brandon is a financial advisor at Merrill with nine years of industry experience. She holds the Series 66 designation and has been associated with Merrill since 2016 and Bank of America since 2017. Outside of her advisory role, she serves as a board member for Sneakers to Scrubs, an organization focused on increasing diversity among healthcare professionals through athlete engagement and educational programs. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Danieh Kasar is a financial advisor with Merrill in Oak Brook, IL, holding a Series 66 designation and eight years of industry experience. Prior to joining Merrill in 2021, Kasar held roles at Raymond James Financial Services and Merrill Lynch, Pierce, Fenner & Smith Inc., among others. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

William Blyth serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, where he provides customized wealth management planning tailored to clients' financial goals, time horizons, liquidity needs, and risk tolerance. His professional focus includes family wealth management strategies, managing new wealth, and working with clients in sports and entertainment. Prior to his career in financial advising, William earned a Bachelor of Arts in History from the University of Illinois at Urbana-Champaign and a Juris Doctor from the University of Illinois at Chicago Law School. Though he holds a law degree, he does not practice law in his role at Merrill Lynch. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA), and is affiliated with the Chicago Bar Association. Outside of his professional duties, William is involved in coaching youth sports and serves as a Bridge financial counselor. He resides in La Grange, Illinois with his wife, Beth, and their four children.

Jack Molitor is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he works with clients to understand their current financial situations and introduces solutions available through Merrill and Bank of America. His focus is on empowering clients with the knowledge and tools to manage their financial lives and select platforms that best fit their needs. Jack holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He earned a Bachelor's Degree from the University of Wisconsin. His approach centers on helping clients identify what matters most to them and their families to develop strategies aimed at pursuing their financial goals.

Megan Noga is a Wealth Management Advisor with Merrill Lynch Wealth Management and a founding member of The Theis Noga Group. She leads the team’s planning-based efforts to help clients set realistic financial goals, organize their financial lives, and prepare for both anticipated and unforeseen circumstances. Megan works with a diverse group of clients, including active and retired corporate executives, business owners considering sale or succession, and widows and widowers who benefit from her careful and considerate approach. Since joining Merrill in 2000, Megan has built trusted relationships across multiple generations by providing tax-efficient investment and income strategies, evaluating Social Security options, and coordinating with CPAs, attorneys, and trust specialists to optimize tax minimization and estate planning. Her expertise includes retirement income planning, family wealth management strategies, small business strategies, and services for endowments, foundations, and non-profits. Megan holds a Bachelor of Science degree in Finance from Millikin University. She has earned multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Plan Fiduciary Advisor® (CPFA), Chartered Retirement Planning Counselor™ (CRPC), and Certified Exit Planning Advisor (CEPA). Residing in Somonauk, Illinois, Megan coaches youth sports and is active in the local Parent Teacher Organization.

Milta Padilla is a financial advisor at Merrill with 17 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Merrill since 2017. Prior to that, she was employed by JPMorgan Chase Bank and JP Morgan Securities LLC for one year. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nancy Arango is a Senior Financial Advisor with Merrill Lynch Wealth Management who focuses on aligning her clients' financial strategies with their personal goals and life priorities. She specializes in areas such as College Education Planning, Corporate Retirement Plan Services, Divorce Transition Planning, Employee Benefits Planning, Family Wealth Management Strategies, and Retirement Income. Nancy utilizes insights from Merrill thought leaders and accesses Bank of America's products and services to provide tailored financial solutions. Nancy holds a Bachelor's Degree from Benedictine University and has earned several professional designations, including Certified Divorce Financial Analyst (CDFA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In addition to her professional work, Nancy is involved with community organizations such as Honor Flight Chicago, Komens Cancer Organization, Open Arms Free Clinic, Peoples Resource Center, and Shield 23 Foundation.

Michael Fraser is a Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2023 after serving as a Managing Director at Principal Financial Group. Previously, he worked in wholesaling, institutional sales, and advising with Securian Financial Group. Michael focuses on helping affluent individuals develop personalized financial strategies by understanding their short- and long-term financial goals. His areas of expertise include executive compensation, legacy planning, liquidity management, personal retirement planning, portfolio management services, small business strategies, socially responsible and ESG investing, individual and corporate investment strategy, tax minimization, and retirement income. Michael manages his own Personalized or Defined Strategies on a discretionary basis, incorporating individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Michael holds a Bachelor's Degree in Business Management from Rasmussen College and holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is involved with the community organization Able Gamers. Outside of his professional role, Michael enjoys cooking, fishing, football, golfing, hunting, music, singing, spending time with his family, traveling, and woodworking.

Stephen Diltz is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been advising clients since 1995 and works to develop personalized financial strategies focused on long-term goals. His approach involves a comprehensive understanding of each client's financial situation and access to investment insights along with banking and lending solutions from Bank of America. Stephen's expertise includes estate planning services, investment management with a focus on tax minimization, and portfolio management as a Managing Director and Portfolio Manager in the Investment Advisory Program. His client focus areas encompass college education planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He holds a Bachelor's Degree in Political Science with a minor in Business Administration from Arizona State University. Prior to joining Merrill Lynch Wealth Management in 1993, Stephen worked at Coopers and Lybrand for three years. He holds the professional designation of Personal Investment Advisor (PIA). Stephen resides in Western Springs with his wife, Pam, and their two children. His personal interests include football, golfing, hiking, running, scuba diving, spending time with family, tennis, and traveling.

Edward Burjek is a financial advisor at Merrill with 22 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2003, also working at Bank of America since 2009. Outside of his advisory role, he owns a rental property in Nashville, Tennessee. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Anthony Tejeda is a Financial Advisor with Merrill in Oak Brook, IL, where he assists individuals, families, and business owners in navigating important financial decisions through personalized planning and ongoing guidance. He focuses on creating strategies that align with clients' unique circumstances and long-term objectives, adapting as life changes. His client areas include college education planning, family wealth management strategies, legacy planning, personal retirement planning, small business strategies, and retirement income. Anthony holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned his High School Diploma from Glenbard North High School. His approach emphasizes understanding client goals, concerns, values, and vision to develop tailored financial strategies. Outside of his professional role, Anthony enjoys fishing, football, music, traveling, and watching movies.