Sami Guindi is a Senior Financial Advisor and Vice President with Merrill Lynch Wealth Management, serving as a partner with The MSG Wealth Management Group in Orlando, Florida. In this role, he focuses on integrating all aspects of clients' financial lives to help them pursue their most important goals. By leveraging Merrill's resources and specialists, as well as managing clients' personal and business banking services through Bank of America, he designs customized strategies to grow, preserve, and distribute wealth efficiently with regard to costs and taxes. Sami began his career in this capacity in 2015 and brings expertise in wealth management planning, emphasizing a dynamic process that adapts to the evolving financial landscape. He aims to relieve client stress, save time, and make confident adjustments suitable to individual financial situations regardless of age, wealth, experience, or complexity. He holds a Bachelor's Degree in Finance from the University of Central Florida and has earned the Personal Investment Advisor (PIA) designation. Sami is based in Orlando, Florida.

Bradford Malloy is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he collaborates with Merrill clients to understand their current financial situations and introduces them to solutions offered through Merrill and Bank of America. His approach focuses on empowering clients with the knowledge and tools needed to manage their financial lives effectively. He holds the designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from Mercer University. Bradford's professional philosophy centers on helping clients identify what matters most to them and their families to develop strategies that pursue their financial goals.

Gretell Romero Rosa is a financial advisor at Merrill in Orlando, FL, holding a Series 66 designation with 11 years at the firm and one year of industry experience. Outside of her advisory role, she is the owner of a small rental property business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional clients.

Khristian Soto Sanchez is a Financial Advisor based in Orlando, serving clients in Clermont, Central Florida, and Puerto Rico. He holds certifications as a Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). His expertise includes exit and transition planning for business owners, focusing on preparing the owner, the business, and the family for liquidity events well in advance. He provides wealth management services geared towards families seeking to understand the reasoning behind each financial decision. Khristian collaborates with CPAs, attorneys, and other specialists to ensure cohesive financial planning. Khristian is fluent in English, Spanish, and Portuguese. He obtained his Associate's Degree from Valencia College and holds a High School Diploma from Timber Creek High School.

Grace Chehansky is a financial advisor with Merrill in Orlando, FL, holding Series 63 and Series 65 licenses and 17 years of industry experience. Her prior roles include positions at JPMorgan Chase Bank NA, JPMorgan Securities LLC, and CSM Capital Corporation. She serves on the boards of Heart of Florida United Way, Lake Highland Preparatory School Board of Visitors, and the Lake Nona Ladies Association. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Magee is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since joining the firm in 2011, he has focused on building enduring relationships with individuals, families, and small businesses by providing advice and guidance grounded in time-tested investment and planning principles. James brings experience from prior management roles within a global hospitality company following his graduation from Wake Forest University in 2004, where he earned a Bachelor of Science degree in Business. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation as well as the Personal Investment Advisor (PIA) credential. His client focus areas include college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management, small business strategies, women and wealth, and retirement income. James is involved with the Boys & Girls Clubs of Central Florida and is active in supporting this organization.

Steven Gorman is a financial advisor with Merrill in Orlando, FL, holding Series 63 and Series 65 licenses and having 41 years of industry experience. He has worked at Merrill since 1984 and at Bank of America since 2011. Outside of his advisory role, he is involved in a family-held LLC that manages timeshare rentals. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Yihe Luo is a Financial Advisor affiliated with Merrill Lynch Wealth Management, based in Orlando, Florida. He works closely with individuals and families to understand their financial goals and assist with the development of short-, mid-, and long-term financial plans. Yihe provides guidance on a range of financial matters including family wealth management strategies, personal retirement planning, portfolio management services, individual and corporate investment strategies, and retirement income. Yihe holds the Chartered Financial Analyst (CFA) and Personal Investment Advisor (PIA) designations. Fluent in English and Chinese Mandarin, he leverages his cultural understanding to better serve clients from diverse backgrounds, particularly Chinese families. He acts as a resource for general investing, retirement planning, and saving for unexpected expenses, and can facilitate access to Bank of America specialists for banking, credit, lending, and small business solutions. Outside of his professional role, Yihe is actively involved in the Orlando pickleball community and enjoys playing pickleball, skiing, and tennis.

Pedro Lugo is a financial advisor with Merrill in Orlando, FL, holding a Series 66 designation and 11 years of industry experience. His career includes positions at Bank of America, Fidelity Investments, MassMutual, Charles Schwab, and Northwestern Mutual Investment Services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Yolanda Mc Leod Terry is a financial advisor at Merrill with 10 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2016, including through its affiliation with Bank of America. She serves as a board member for the Second Harvest Food Bank of Central Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anthony Giamanco is a Financial Advisor at Merrill Lynch Wealth Management, where he works with individuals, families, and business owners to develop personalized financial plans. His approach involves understanding clients' financial situations, risk tolerance, time horizons, and liquidity needs to help them prioritize and pursue their most important goals. Anthony specializes in areas such as college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He began his career with Merrill Lynch Wealth Management in 2019 and is a Personal Investment Advisor (PIA). He earned a Bachelor's Degree in Finance from the University of Central Florida in 2017. Outside of his professional work, Anthony enjoys golfing, traveling with his family, and remains active with the University of Central Florida alumni association. He resides in Conway with his wife, Erica.

John Maxwell is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been working in the financial industry since 1999 and focuses on providing tailored wealth management services to individuals, families, and businesses. John's areas of expertise include college education planning, corporate executive services, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, special needs planning strategies, and individual and corporate investment strategy. He leads a wealth management team that emphasizes exceptional client care and customized strategies aligned with clients' values and complex financial needs. He is a graduate of the University of Florida with a degree in Business Finance. John holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). An Orlando native, he lives in Orlando with his two daughters, Sienna and Karsyn.

Kelly Dwyer is a Wealth Management Advisor with Merrill Lynch Wealth Management, focusing on helping clients achieve their financial goals through personalized wealth management strategies. Kelly works to preserve and grow clients' current wealth, offering flexible strategies tailored to individual needs. Kelly earned a Bachelor's degree in Finance with a minor in Economics from Wofford College in Spartanburg, South Carolina, where she also competed at the Division 1 level in the Southern Conference for the Women's Basketball team. She holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). In addition to her professional work, Kelly is active in the community as a volunteer with Come Out With Pride Orlando, Embrace Families, and Heart of Florida United Way. She serves as a High School Basketball official and contributes to the Wofford College Terrier Club. Kelly resides in Orlando, Florida.

Viviane Melkonian is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior roles include positions at Family First Life, NYLIFE Securities LLC, New York Life Insurance Company, and Walt Disney Parks and Resorts U.S., Inc. Outside of her advisory work, she has been involved with Shield General Services LLC since 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Samuel Mattei is a Financial Advisor with Merrill Lynch Wealth Management, specializing in helping high-net-worth families and business owners develop goals-based wealth planning strategies. He focuses on areas including Family Wealth Management, International Wealth Management, and Sports & Entertainment. Fluent in English, Portuguese, and Spanish, he assists clients with complex financial considerations across borders. With over a decade of experience, Mr. Mattei works closely with business owners and individuals to align their financial resources with their long-term ambitions. He aims to bring clarity to financial complexity, preserve wealth, and create opportunities for clients and the causes important to them. His expertise encompasses wealth planning that extends beyond traditional investing, addressing transitions, legacy planning, and international interests. Mr. Mattei holds a Master of Business Administration from Universidade Pitagoras Unopar, a Bachelor's Degree from the same institution, an Associate's Degree from Universidade Do Sul De Santa Catarina, and a High School Diploma from Escola de Ensino Medio Sarandi. He has earned professional designations including Personal Investment Advisor (PIA) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). His personal interests include fishing, golfing, music, soccer, and tennis.

Luis Alvarez is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works one-on-one with clients to define their financial goals and choose portfolio strategies designed to help them achieve these objectives. Luis provides ongoing advice and adapts clients' portfolios as their situations change. He has expertise in areas including general investing, retirement planning, and saving for unexpected events. Luis takes the time to understand what is important to each client in order to help develop a strategy that pursues their financial goals. He holds a Bachelor's Degree from the University of Central Florida and an Accredited Certificate Program from Kaplan University. His professional designations include Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Luis speaks both Spanish and English. Outside of his professional work, Luis is involved with several community organizations including the American Cancer Society, Boys and Girls Club of Central Florida, Keep Orlando Beautiful, Inc., and Second Harvest Food Bank of Central Florida. He enjoys activities such as baseball, biking, bowling, cooking, fishing, music, running, soccer, and tennis. Luis is a proud father and is married.

Loseli Daza is a Client Experience Advisor at Merrill Lynch Wealth Management. In her role, she works with Merrill clients to understand their current financial situations and introduces them to financial solutions available through Merrill and Bank of America. Her approach focuses on helping clients uncover what matters to them and their families in order to create strategies to pursue their financial goals. Loseli holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. She earned her Bachelor's Degree from the University of Central Florida.

Matthew Joy is a financial advisor with Merrill in Orlando, FL, holding a Series 66 license and 18 years of industry experience. He has worked at Bank of America, N.A., Merrill, Chase Investment Services Corp., PRUCO Securities, LLC, and Ameriprise. Joy serves as an advisory board member for the charitable organization Christian Help. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Schafer is a financial advisor at Merrill in Orlando, FL, holding a Series 66 designation with two years of industry experience. Prior to joining Merrill, he worked at Rocket Auto and has experience in various service roles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Shane Baker is a Financial Advisor at Merrill Lynch Wealth Management, a role he has held since joining Merrill in 2019. He specializes in areas including college and education planning, family wealth management strategies, managing new wealth, personal retirement planning, individual and corporate investment strategies, and retirement income. Shane holds the Professional Investment Advisor (PIA) designation. Originally from Satellite Beach, Florida, Shane earned a Bachelor's Degree in Finance with a Concentration in Economics from McNeese State University in Lake Charles, Louisiana. He provides financial advice and guidance focused on uncovering what matters most to clients and their families to create strategies tailored to their financial goals. Fluent in English and German, Shane's personal interests include golfing, surfing, and tennis.

Nichole Katsanis is a financial advisor at Merrill in Orlando, FL, holding Series 63 and Series 66 licenses with seven years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lynda Siegel Smith is a Series 66-licensed advisor with Merrill in Orlando, FL, where she has worked since 1999, accumulating 24 years of industry experience. Outside of her advisory role, she consults part-time with Younique LLC, a direct sales company specializing in makeup and beauty products. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Adad Bauger serves as a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he collaborates with clients to understand their financial situations and introduces them to the solutions available through Merrill and Bank of America. His focus is on empowering clients with information and tools to manage their financial lives effectively. Adad holds the professional designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from the University of Central Florida. His approach centers on assisting clients in identifying their priorities to develop strategies aligned with their financial objectives.

Isabelle Otero is a financial advisor at Merrill with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Bank of America, N.A., Merrill, SunTrust Bank, and SunTrust Investment Services, Inc. during her career. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal CIO teams and third-party managers for a range of clients including individuals and institutions.

Hannah Turner is a financial advisor at Merrill with 12 years at the firm and holds a Series 66 designation. She has two years of industry experience and is based in Orlando, FL. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Craig Kopp is a financial advisor with Merrill in Orlando, FL, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has been with Merrill and its affiliate Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jared Yule is a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, he focuses on creating personalized wealth management strategies that consider clients' full financial pictures and evolving market conditions. He leverages the investment insights of Merrill and the banking and lending solutions of Bank of America to help clients pursue their long-term financial goals. Jared's areas of expertise include college education planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He holds a Bachelor's Degree from Roanoke College and has earned the Personal Investment Advisor (PIA) designation. Committed to community involvement, Jared participates in volunteer activities within the communities he serves. Outside of work, he enjoys biking, boating, camping, chess, fishing, golfing, music, skiing, spending time with his family, and traveling.

Justin Moreno is a financial advisor with Merrill in Orlando, FL, holding Series 63 and Series 66 licenses and having two years of industry experience. His prior work includes roles at Bank of America, Charles Schwab, and TD Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Courtney Leone is a financial advisor at Merrill in Orlando, FL, holding a Series 66 designation with four years of industry experience. She has worked at Bank of America, N.A. and Merrill since 2021, and previously spent 12 years at RUE21. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Taylor Brown is a financial advisor at Merrill in Orlando, FL, holding a Series 66 designation with nine years of industry experience. He has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2015 and at Bank of America, N.A. since 2019. Merrill provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm combines internal Chief Investment Office teams and third-party managers to implement portfolio management, trading, and custody support.

Alexander Maitski is a Client Experience Advisor at Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their financial situations and introduce solutions available through Merrill and Bank of America. Alexander holds the designation of Personal Investment Advisor (PIA). He earned his High School Diploma from Liberty High School and attended the University of Central Florida without receiving a degree. He is a member of the Winter Park Rotary Club and participates in community activities with Habitat for Humanity and Second Harvest Food Bank.

William Jordan is a Financial Advisor at Merrill Lynch Wealth Management, specializing in personalized wealth strategies that focus on performance, clarity, and long-term success. He works with individuals, families, and business owners, including attorneys, healthcare professionals, corporate executives, and business owners, to develop tailored financial plans that address complex financial decisions. William's practice emphasizes building long-term relationships and delivering comprehensive guidance across investment management, financial planning, tax-efficient strategies, legacy planning, and retirement income. William holds a Bachelor's Degree from the University of Central Florida and is designated as a Personal Investment Advisor (PIA). His approach centers on understanding each client's unique goals, family dynamics, values, and financial opportunities and challenges to create customized roadmaps aligned with their long-term objectives. He assists clients in areas such as portfolio management, estate planning, business succession, risk management, cash flow, and wealth preservation. Outside of his professional role, William participates in the Maitland Rotary Club. He enjoys baseball, chess, golfing, and spending time with his family.

Matthew Sloan is a financial advisor with Merrill in Orlando, FL, holding a Series 66 designation and 25 years of industry experience. He has worked at both Merrill and Bank of America, N.A. since 2009. Outside of his advisory role, he is a sole owner of a rental property. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes manager selection and tax-efficient strategies, leveraging its integration with Bank of America affiliates and a comprehensive platform supporting trading and lending activities.

Austin Holloway is the Resident Director and Wealth Management Advisor at Merrill. In his role, he focuses on providing a comprehensive approach to managing wealth by listening closely to clients' needs and ensuring strategies align with their financial goals. He integrates the investment insights of Merrill with the banking services of Bank of America to address various aspects of his clients' financial lives. Austin's areas of expertise include college education planning, family wealth management strategies, legacy planning, liquidity management, retirement income, socially responsible and ESG investing, among others. He holds professional designations including Chartered Financial Consultant (ChFC), Chartered Life Underwriter (CLU), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Austin earned his Bachelor's degree from the University of Central Florida. Outside of his professional endeavors, Austin is an active volunteer at the Down Syndrome Association of Central Florida. His personal interests include boating, gardening, music, and traveling. Originally from Apopka, he enjoys spending his weekends on the Windermere chain of lakes, often playing guitar.

Suzanne Magee Fleming is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has worked since the summer of 1977. Prior to joining Merrill Lynch, she was employed at another financial services firm in New York City. Suzanne works with affluent families, individuals, and women in transition, focusing on areas such as college education planning, family wealth management strategies, personal retirement planning, women and wealth, and retirement income. She helps clients prioritize their needs and establish quantifiable goals through personal consultation, subsequently developing and implementing customized strategies using a wide variety of financial instruments. Suzanne leads a team of seven, including her son James, who joined in 2011. Suzanne holds a Bachelor of Science Degree in Business Management from Bucknell University and is a Personal Investment Advisor (PIA). She is active in her community as a board member of the Pet Alliance of Greater Orlando and is also a member of the Collaborative Family Law Group of Central Florida. Suzanne and her husband, Mike, reside in Bay Hill. Her personal interests include boating, gardening, and traveling.

Jeneve Dluzneski is a Financial Advisor with Merrill Lynch Wealth Management. She focuses on helping clients develop personalized financial strategies tailored to their unique ambitions and priorities. Jeneve works with clients on a range of financial planning needs, including family wealth management, legacy planning, LGBT wealth planning, liquidity management, retirement planning, portfolio management, small business strategies, women and wealth, and tax minimization. Jeneve holds a Personal Investment Advisor (PIA) designation and has completed her education with an Associate's Degree from Pasco Hernando State College and a Bachelor's Degree from the Pennsylvania State University System. She also attended the University of Utah and graduated from Viewmont High School. In her role, Jeneve serves as a resource for general investing, retirement planning, and addressing unexpected financial needs, often collaborating with specialists in banking, credit, home financing, and small business solutions. Additionally, she is a member of the American Kennel Club. Outside of her professional work, Jeneve has personal interests in antiquing, horseback riding, reading, and spending time with her family.

Sarah Skibo is a financial advisor with Merrill in Orlando, FL, holding Series 63 and Series 65 licenses and eight years of industry experience. Her prior roles include positions at Bank of America, PNC Bank, Fifth Third Securities, and Fifth Third Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Traci Avila is a Senior Financial Advisor at Merrill Lynch Wealth Management and a founding member of the Magee, Avila & Associates team since 1999. She began her career with Merrill Lynch in Florida in 1993 after earning a Bachelor's Degree in Finance from Illinois State University. With over three decades of experience, Traci specializes in areas such as college education planning, divorce transition planning, managing new wealth, personal retirement planning, portfolio management, women and wealth, tax minimization, and retirement income. Traci holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She is committed to building long-term client relationships by providing personalized advice and access to the broad resources available through Merrill and Bank of America. Her client-first approach, attention to detail, and dedication have established her as a trusted advisor. Residing in Longwood, Florida, Traci lives with her husband, Alex, and their daughter, Caroline. Their older daughter, Cate, is a collegiate softball player at the University of South Carolina Beaufort. Outside of her professional work, Traci remains active in the youth travel Fastpitch Softball community and volunteers for the softball team at Lake Brantley High School. She also enjoys baseball, football, genealogy, music, and spending time with her family.

Daniel Womack is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has previously worked at Edward Jones, Park Avenue Securities, Guardian Life Insurance Company, and Hillsborough County School Board. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Samuel Heise is a financial advisor at Merrill with Series 63 and Series 65 licenses. He is based in Orlando, FL, and has one year of industry experience. His prior work includes roles at Bank of America, Florida Financial Advisors, and positions in the education and fitness sectors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Juan Pino is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he collaborates with clients to understand their financial situations and introduces them to solutions available through Merrill and Bank of America. He aims to provide clients with the knowledge and tools necessary to manage their financial lives effectively. Juan holds a Bachelor's Degree from the University of Florida and maintains several professional designations, including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). His work is informed by his philosophy of helping clients uncover what matters to them and their families to develop strategies for pursuing their financial goals. Beyond his professional responsibilities, Juan is involved with the East Orlando Chamber of Commerce and the Hispanic-Latino Organization for Leadership & Advancement (HOLA). He also participates in community organizations such as Nathaniel's Hope and Second Harvest Food Bank.

J Peterson is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in serving wealthy families. In his role, he collaborates closely with clients to develop personalized financial strategies aimed at pursuing their long-term goals. J holds a Bachelor's degree from the University of Central Florida and an Associate's degree from Valencia College. He also attended the University of Florida and graduated from W R Boone High School. He holds the Personal Investment Advisor (PIA) designation. He maintains a professional approach focused on individualized client service and supports community involvement through volunteer activities.

Natalia Rios is a financial advisor at Merrill with 11 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2015, based in Orlando, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Steven Alch is a financial advisor at Merrill with 25 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2001. He serves as a director on the Orlando Economic Development Commission, a nonprofit organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional clients.

Luke Chauncey is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he collaborates with individuals and families to define their financial goals and develop personalized investment strategies. He provides ongoing guidance to help clients navigate various financial decisions and life changes. His areas of focus include education planning, legacy planning, personal retirement planning, and tax minimization. Luke holds the Personal Investment Advisor (PIA) designation and earned his Bachelor's Degree from Florida Gulf Coast University. Outside of his professional work, Luke enjoys golfing, spending time with his family, and traveling.

Christine Cyrus serves as a Resident Director at Merrill, where she applies her expertise as a financial relationship advisor. Since entering the financial services industry in 2008, she has developed a client-service focused investment model that emphasizes strong relationships to assist individuals and families in achieving their short-term and long-term financial goals. Her approach to wealth management is tailored to each client's unique financial situation, preferences, and objectives. Christine specializes in areas including college education planning, family wealth management strategies, employee financial health, legacy planning, managing new wealth, portfolio management services, small business strategies, women and wealth, and retirement income. She is dedicated to helping clients build and preserve wealth, enjoy a comfortable retirement, and views her role as a financial concierge committed to personalized service. Christine holds a Master of Business Administration (MBA) from the University of Florida and a Bachelor's Degree from the University of North Florida. She has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Christine is an active member of professional organizations such as the Council of 101 at the Orlando Museum of Art, the Junior League of Greater Orlando, and the Rotary of Orlando. Outside of her professional life, she enjoys cooking, football, gardening, golfing, interior decorating, pickleball, reading, running, skiing, and spending time with her family.

Naveed Shujaat is a financial advisor with Merrill in Orlando, FL, holding a Series 66 credential and over 10 years of industry experience. He has been with Merrill since 2006, totaling 20 years at the firm. Outside of his advisory role, he serves as a board member and Chair for Heart of FL United Way, providing advisory support on human services in Central Florida, and he is involved in managing administrative matters for his wife's eye care business. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Paul Steven Sumulong is a financial advisor with Merrill in Orlando, FL, holding Series 65 and Series 66 licenses and three years of industry experience. He has been with Merrill since 2009. Outside of his advisory role, he serves as a general partner and managing member of Yarnfrog LLC, a small business supporting his daughter's handcrafted products, and is a committee member for the Fellowship Foundation Inc, assisting with fundraising and ministry activities related to youth programs and golf. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mynor Mejia is a financial advisor at Merrill with 12 years of industry experience. He has held roles at Merrill and Bank of America since 2015 and holds the Series 66 designation. Based in Orlando, FL, Mejia serves clients within a large institutional firm. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.