Chandra Dulam is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works with affluent individuals, families, senior executives, specialized doctors, and small businesses to understand their medium- and long-term financial needs. Chandra provides strategies to help clients reach their goals by utilizing Merrill Lynch investment products, Bank of America banking services, and resources from Bank of America Private Bank specialists, tailored to clients’ financial sophistication. Chandra’s expertise includes managing investments and risks for the long term, implementing wealth preservation and transfer strategies, and offering services such as college education planning, divorce transition planning, equity compensation, family wealth management, legacy planning, retirement planning, portfolio management, socially responsible investing, and tax minimization. He combines a strong financial background with Merrill’s wealth management platform to develop customized strategies that address his clients’ unique financial situations. He holds a Bachelor's degree from Osmania University, a Master’s degree from the University of Connecticut, and an MBA in Finance from the University of Arizona. Chandra is a Chartered Financial Analyst (CFA) and a Personal Investment Advisor (PIA). He is involved in community organizations including AIM For Seva (Bay Area, CA), Foundation For Excellence (Bay Area, CA), and the Silicon Valley Rotary Club. Chandra speaks English, Hindi, and Telugu.

Paige Hovermale is a financial advisor at Merrill in Palo Alto, CA, holding a Series 66 designation with no prior industry experience. Before joining Merrill and Bank of America in 2026, Paige worked briefly at RBC PH&N and has held various positions outside the financial industry, including roles at the UBC Tennis Centre and University of British Columbia. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through model-based and discretionary investment strategies, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Erin Walsh is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. Before joining Merrill in 2025, she worked at Bank of America, N.A., and held roles at Data Axle, Aviva Stadium, Boston College, Avenir Restaurant Group, and Saint Francis High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Charles Miller III is a financial advisor at Merrill with Series 66 credentials and three years of industry experience. Before joining Merrill, he worked at T-Mobile for eight years and Foothill College for five years. Outside of his advisory role, he provides mobile notary public services and works as an independent contractor for Amazon Flex, DoorDash, and Lyft in the Bay Area. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sameera Gupta is a Wealth Management Advisor at Merrill Lynch Wealth Management. She brings over 20 years of experience in the financial services industry, having held senior executive roles with global organizations including Wachovia/Wells Fargo, Visa Inc., and Western Union. Sameera leverages her extensive background in developing and launching financial products across multiple continents to assist individuals, small businesses, and senior corporate executives with complex wealth management needs such as concentrated stock options, deferred compensation, and estate planning. Sameera holds a Bachelor's and a Master's degree from the University of Allahabad and is a CERTIFIED FINANCIAL PLANNER® and Personal Investment Advisor (PIA). Fluent in English, Hindi, and German, she has a global perspective shaped by her experience living and working on four continents. Her client focus areas include personal retirement planning, executive compensation, college education planning, legacy planning, tax minimization, and retirement income strategies. In addition to her professional work, Sameera supports nonprofits that benefit families and communities, including Minds Matter. She resides in Los Altos with her husband and enjoys interests such as boating, cooking, gardening, hiking, yoga, and spending time with her family. Sameera previously served as a board member of the Economic Development Council at the Metro Denver Chamber.

Mai Yee Marian Ting is a Wealth Management Advisor with Merrill Lynch Wealth Management. She works closely with clients and their families to help achieve financial goals and address complex financial issues by offering personalized, planning-based strategies tailored to each client’s unique situation. Marian serves a select group of affluent clients, including corporate executives, physicians, attorneys, business owners, retirees, and families with special needs children. She emphasizes a holistic approach to wealth management, which includes thorough risk management reviews and the creation of tax-sensitive investment portfolios utilizing ETFs, index-linked notes, mutual funds, annuities, and separately managed accounts. Marian focuses on intergenerational wealth transfer and works to align financial plans with each client’s vision of success. A graduate of Stanford University with a Bachelor’s degree, Marian holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Beyond her advisory work, Marian is engaged in community initiatives such as Better Money Habits. Her personal interests include cooking, dancing, gardening, genealogy, hiking, music, reading, running, traveling, and yoga.

Renee Hurni Gray is a financial advisor at Merrill with 23 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2008, following roles at UBS Financial Services and Waddell & Reed. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Carmen Ibrahim is a financial advisor at Merrill with nine years of experience, including one year at Lending Club prior to joining Merrill. She holds the Series 66 designation and is based in Palo Alto, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Weiqing Li is a Financial Advisor with Merrill Lynch Wealth Management. In this role, Li assists clients by uncovering their priorities and developing strategies aimed at pursuing their financial goals. Li holds the designation of Personal Investment Advisor (PIA) and possesses academic qualifications including a Master's Degree from the University of Science and Technology Beijing, a Master's Degree from the University of Southern California, and a Bachelor's Degree from Shaanxi University of Science and Technology. Li communicates professionally in both English and Chinese.

Jace Dela Vega is a Financial Advisor at Merrill Lynch Wealth Management, where he assists individuals and families in making informed financial decisions. He provides personalized guidance, comprehensive resources, and exceptional service to simplify complex financial matters and help clients pursue their personal and financial goals. Since joining Bank of America and Merrill in 2014, Jace has held several client-focused roles, including Personal Banker, Mortgage Lending Associate, Senior Relationship Manager, and Financial Advisor. These positions have provided him with broad experience in banking, lending, relationship management, and wealth planning, enabling him to tailor thoughtful advice to each client's unique needs. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Jace earned an Associate's Degree from City College of San Francisco and a High School Diploma from El Camino High School. Outside of his professional work, he enjoys spending time with family and friends, particularly around the barbecue, and engages in activities such as bowling, basketball, and staying active whenever possible.

Dixin Zheng is a Financial Advisor at Merrill Lynch Wealth Management. In this role, Zheng focuses on understanding clients' priorities to develop strategies aimed at pursuing their short-, mid-, and long-term financial goals. Zheng serves as a resource for a range of financial needs, including general investing, retirement planning, and emergency savings, while also providing access to specialists in banking, credit, home financing, and small business solutions through Bank of America. Zheng holds a Personal Investment Advisor (PIA) designation and earned a bachelor's degree from the University of California system. Zheng’s approach centers on helping clients identify what matters most to them and their families to create tailored financial strategies.

Morgan Baldwin is a Financial Advisor with Merrill Lynch Wealth Management. In this role, Morgan works closely with clients to understand their financial goals and develops strategies to help pursue those objectives. Morgan's approach involves taking the time to learn what matters to each individual and their family to provide tailored financial advice. Morgan's expertise spans general investing, retirement planning, and preparing for unexpected expenses. With the Professional Designation of Personal Investment Advisor (PIA), Morgan provides ongoing guidance and support as clients' needs evolve. Morgan holds a Bachelor's Degree from Sonoma State University.

Theresa Sondgroth is a financial advisor at Merrill with eight years of industry experience and holds a Series 66 designation. She has worked at Merrill since 2015 and has been affiliated with Rubin Family since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Angel Chen is a financial advisor at Merrill with 22 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Merrill since 2019, following a prior role at Citigroup from 2016 to 2019. Outside of her advisory work, she is the owner of Innovative Global Alliance, a for-profit business in Danville, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Abanti Pakrasi is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in helping individuals and families plan and achieve their life goals. With over two decades of experience, Abanti works closely with clients to create personalized investment strategies that align with their priorities, risk tolerance, time horizon, and liquidity needs. Her client focus areas include college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, women and wealth, and retirement income. Abanti holds a Bachelor’s degree from Delhi University and an MBA in Finance from the University of Southern Mississippi. She is a CERTIFIED FINANCIAL PLANNER™ (CFP®) and a Personal Investment Advisor (PIA). Fluent in English, Hindi, Bengali, Gujarati, and Punjabi, she brings a diverse cultural understanding to her practice. In addition to her professional work, Abanti participates in community volunteer activities, including her involvement with Community Seva. Her personal interests include cooking, hiking, reading, and watching movies, reflecting a well-rounded approach to both her personal and professional life.

Alexander Kahn is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in serving founders, senior technology executives, affluent families, and family offices. His practice focuses on delivering a family office-like experience characterized by trust, care, and integrity, working closely with clients to develop personalized financial strategies that clarify long-term financial roadmaps and emphasize risk mitigation, diversification, and tax-efficient liquidity management. Before joining Merrill Lynch, Alexander spent several years at UBS Wealth Management as an investment strategist. He has extensive experience evaluating both passive and active investment products to optimize returns on a risk-adjusted, net of fees, and after-tax basis, following methodologies used by leading endowments and institutional family offices. His expertise spans executive compensation, legacy planning, institutional consulting, portfolio management, and tax minimization. He coordinates closely with clients’ tax professionals and estate attorneys to support comprehensive wealth management. Alexander earned his bachelor’s degree from Indiana University and an MBA with distinction from the University of Michigan Ross School of Business. He holds the Personal Investment Advisor (PIA) designation and is registered with NMLS#1017512. Outside of his professional work, he resides in San Mateo Park with his wife and enjoys tennis, golf, traveling to unique global destinations, and spending time with family.

Jolon Staubli is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 2006 and joined Merrill Lynch in 2012. Prior to Merrill, Jolon worked as an institutional trader and financial advisor, gaining a broad range of experience within the financial sector. His expertise focuses on providing relationship-based advice to affluent clients regarding personal financial strategies and wealth management. This includes retirement planning, estate and tax planning in collaboration with clients' legal and accounting professionals, asset management, strategic lending through Bank of America, and managing liquidity events. He serves clients in areas such as college education planning, family wealth management strategies, legacy planning, liquidity management, and personal retirement planning. Jolon holds a bachelor's degree in Economics and Business Administration with a concentration in Financial Services from Saint Mary's College of California. He is a Personal Investment Advisor (PIA) and is actively involved in the Greater San Carlos and Sacred Heart communities. Jolon lives in San Jose with his wife, Nicole, their daughter, and two sons. He enjoys spending time with his family through their schools and involvement in sports such as tennis and baseball.

John Silk is a Financial Advisor at Merrill Lynch Wealth Management and a member of the GD Group. He offers personalized investment guidance tailored to clients’ goals, risk tolerance, time horizon, and liquidity needs. John focuses on areas including education planning, family wealth management strategies, legacy planning, personal retirement planning, and retirement income. He holds a Bachelor's Degree from the University of Southern California and professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). John works collaboratively with clients to develop individualized financial strategies designed to support their long-term objectives. Outside of his professional responsibilities, John enjoys golfing, hiking, fishing, baseball, football, pickleball, reading, skiing, volleyball, and spending time with his family. He actively participates in community volunteering, reflecting the Merrill tradition of engagement in the communities they serve.

Caryna Corzine is a Wealth Management Advisor with Merrill Lynch Wealth Management. She is committed to providing advice and guidance to individuals, families, businesses, and non-profit organizations through a planning-based approach tailored to their goals and priorities. Her focus includes executive compensation, family wealth management strategies, retirement income, philanthropic planning, and investment strategy for individuals and corporations. Her expertise centers on placing the investor at the center of the wealth management process, using an understanding of clients' lives as the foundation for recommending financial strategies designed to help them pursue their goals and adjust their plans over time. Caryna is aligned with the philosophy of The Eyer – Corzine – O'Connell Group, which emphasizes long-term progress and personalized financial management. Caryna holds a Bachelor's Degree from Rutgers University. Outside of her professional work, she enjoys golfing, hiking, tennis, and spending time with her family.

Richard McHugh is a Senior Vice President and Private Wealth Advisor at Merrill Private Wealth Management. He provides tailored advice and guidance to entrepreneurs, executives, and successful families, helping them invest, grow, and transfer their wealth more effectively. Rich focuses on understanding each client's financial picture and goals to offer comprehensive wealth management advice, assisting clients in advancing their personal priorities and long-term aspirations. Rich's financial services career began in 2008. Prior to joining Merrill, he was a Vice President with J.P. Morgan Private Bank, serving clients in Chicago, New York, and Seattle offices. He holds a B.A. in Political Science and Government from Purdue University and an M.S. in Finance from DePaul University. Rich is also a Personal Investment Advisor (PIA). He grew up in Chicago, Illinois, and lives in Kirkland, Washington. Outside of work, Rich enjoys cooking, football, reading, skiing, soccer, traveling, watching movies, and yoga.