John Ventura is a financial advisor at Merrill with 25 years of industry experience. He holds the Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1995. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Manoj Muraleedharan is a financial advisor with Merrill in Philadelphia, PA, holding Series 63 and Series 65 credentials and three years of industry experience. Prior to joining Merrill in 2026, he worked at J.P. Morgan Chase and Primerica Advisors. Before entering financial services, he spent 14 years at Cognizant Technology Solutions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jarrod Howard is a Financial Advisor with Merrill Lynch Wealth Management, specializing in helping individuals and families grow, preserve, and manage their wealth through a risk-based approach. He focuses on a range of client needs, including college education planning, family wealth management, legacy planning, personal retirement planning, philanthropic planning, portfolio management, small business strategies, tax minimization, and retirement income. Jarrod holds a Bachelor's Degree from Hampton University and holds the designation of Personal Investment Advisor (PIA). He works with families and institutions to implement customized strategies that align with their unique financial goals, bringing clarity and transparency to the complexities of wealth planning. Jarrod is fluent in English and Spanish and contributes to the community by supporting organizations such as Sponsors for Educational Opportunity. Outside of his professional role, Jarrod enjoys boating, fishing, running, skydiving, and surfing.

Geoffrey Thomas is a financial advisor at Merrill with 42 years of industry experience. He holds Series 63 and Series 65 designations and has been with Merrill since 1983, also working at Bank of America since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Emily Hepburn is a Wealth Management Advisor with Merrill Lynch Wealth Management and serves as the head of The Sterrett Hepburn Group. She works with individuals, couples, and families to help them deploy, grow, and transfer their wealth more effectively. Emily advises clients from diverse backgrounds, including executives, business owners, and professionals, with particular sensitivity to those experiencing significant life transitions such as marriage, divorce, retirement, or the sale of a business. Emily earned a Bachelor's degree in business with a concentration in finance from Boston University and holds the CERTIFIED FINANCIAL PLANNER™ designation. She has been with Merrill since 2009 and continues a family legacy in financial advising, following in the footsteps of her mother, Barbara Sterrett, who was a Merrill Advisor for 39 years. Emily's approach emphasizes education, empowerment, and a consultative process aimed at helping clients pursue their financial goals and establish their desired legacy. Outside of her professional work, Emily is involved with the Big Brothers Big Sisters of Massachusetts Bay. She enjoys spending time with her family, engaging in activities such as boating, cooking, gardening, golfing, running, and skiing.

Robert Murray is a financial advisor at Merrill with 20 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2005. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Katrina Mc Nairy is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has previously worked at Stifel Nicolaus & Co Inc, Equitable Advisors, AXA Advisors LLC, Axa, American Heritage, and Randolph-Brooks Federal Credit Union. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sean Volz is a Financial Advisor at Merrill Lynch Wealth Management and a member of The Mallach Group in Philadelphia. He partners with clients to provide comprehensive, goals-based wealth management services through every life stage. Sean began his journey at Merrill Lynch as an intern and has built his career supporting retail and mass affluent clients aligned to local Bank of America financial centers. Sean holds a Bachelor's degree from Dickinson College and has earned several professional designations, including CERTIFIED FINANCIAL PLANNER®, Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). His expertise spans education planning, equity compensation services, family wealth management strategies, legacy planning, retirement income, socially responsible and ESG investing, among other areas. Beyond his professional role, Sean is involved in his community through volunteer work with Swarthmore Presbyterian Church. He enjoys personal interests such as cooking, fishing, gardening, golfing, hunting, ice hockey, reading, running marathons, skiing, and woodworking.

Kieran Cannon is a Financial Advisor at Merrill Wealth Management. He provides guidance to individuals and families, helping them understand complex financial decisions and their broader impacts. His clients include business owners, corporate executives, professionals, retirees, and families facing significant financial decisions or transitions, such as retirement preparation, investment management, career or business changes, concentrated stock planning, and overall financial organization. Kieran holds a Bachelor of Science degree in Economics from Hofstra University. He has earned the Chartered Financial Consultant® (ChFC®) and Chartered Retirement Planning Counselor™ (CRPC™) designations, and maintains FINRA Series 7 and 66 registrations as well as a Life, Accident & Health insurance license for Pennsylvania. His expertise covers investments, retirement, taxation, insurance, and estate planning. Originally from Delaware County, Pennsylvania, Kieran now resides in South Jersey with his wife and their dog. Outside of work, he enjoys fitness and maintaining an active lifestyle, including boating, fishing, golfing, pickleball, and surfing. He values understanding clients' priorities to collaborate on personalized financial plans centered on their goals and aspirations.

Margaret Disammartino is a financial advisor with Merrill based in Philadelphia, PA. She holds a Series 66 designation and has 18 years of industry experience. She has been with Merrill Lynch since 1991. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies managed by internal teams and third-party style managers.

Samantha Talecki is a Client Experience Advisor at Merrill Lynch Wealth Management. In her role, she works with clients to understand their current financial situations and introduces them to solutions available through Merrill and Bank of America. She aims to empower clients with the knowledge and tools needed to take control of their financial lives and choose the platform that best fits their needs. Samantha holds professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). She earned a Bachelor's Degree from Lafayette College. Her professional philosophy involves helping clients uncover what matters to them and their families to create a strategy for pursuing their financial goals.

Zachary Duymich is a financial advisor at Merrill in Philadelphia, PA, holding a Series 66 designation with nine years of industry experience. He has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2017 and previously held roles at Bank of America and Centenary University. Outside of finance, he was involved with JCZ Cleaning Service from 2011 to 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, and institutional investors.

Justyn Caccese is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His background includes roles at Bank of America and involvement with JetServices. Outside of finance, he has held positions in various sectors including education and food service. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tyrone Hart Jr. is a financial advisor at Merrill Lynch Wealth Management, focusing on providing personalized investment strategies and comprehensive financial guidance. He collaborates with individuals, families, and business owners to develop tailored financial plans that incorporate investment management, risk mitigation, cash-flow strategies, and long-term wealth planning. Tyrone utilizes the extensive resources of Merrill Lynch and Bank of America to support his client-first philosophy, emphasizing clear communication and proactive advice. His areas of expertise include divorce transition planning, family wealth management strategies, international wealth management, legacy planning, personal retirement planning, portfolio management services, small business strategies, and sports & entertainment. He holds a Bachelor's degree from Temple University and an MBA from the University of Maryland. Tyrone is a Personal Investment Advisor (PIA) and an active member of Kappa Alpha Psi Fraternity, Incorporated.

Jameel Addison is a financial advisor at Merrill with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Northwestern Mutual in various capacities from 2015 to 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Neftali Jimenez Castro serves as a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he works with clients to understand their current financial situations and introduce them to available solutions through Merrill and Bank of America. His work focuses on helping clients gain the knowledge and tools to manage their financial lives effectively. He holds the Personal Investment Advisor (PIA) designation and has completed his education at New Hope-Solebury High School, earning his High School Diploma or GED, followed by an Associate's Degree from Bucks County Community College.

Stephen Hudacek III is a financial advisor with Merrill in Philadelphia, PA, holding a Series 66 designation and 17 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2010 and has been affiliated with Saint Joseph's University since 2005. Outside of his advisory role, he is a silent partner in a family-operated restaurant business and serves as a committee member for the Anthracite Scholarship Fund, which awards scholarships to students involved in local golf. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, charities, and institutional investors, offering managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and tax-efficient investment strategies and benefits from deep integration with Bank of America’s capital markets and banking platforms.

William Mccormack is a Private Wealth Advisor at Merrill Private Wealth Management. He works with a select group of ultra-high-net-worth individuals and families, providing tailored advice and investment strategies aligned with their financial goals and priorities. His approach incorporates a tax-sensitive perspective, considering estate, wealth transfer, and philanthropic factors, with an emphasis on wealth structuring and asset location. Mr. Mccormack has over 25 years of experience in the financial services industry. Prior to joining Merrill in 2015, he was a Director with Barclays Wealth and Investment Management and an Executive Director with J.P. Morgan Private Bank, where he led the Mid Atlantic Investments Team. He has been recognized on Forbes' "Best-in-State Wealth Advisors" and "Best-in-State Wealth Management Team" lists multiple times. He earned a bachelor's degree from Princeton University, a Master's degree in International Affairs from Georgetown University, and an MBA from the University of Virginia Darden School of Business. He holds professional designations including Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). Outside of work, he is involved with organizations such as Manna, Germantown Friends School, and Princeton University. He lives in Haverford, Pennsylvania, with his family and enjoys fitness, horseback riding, and raising chickens.

Benjamin Johnson is a financial advisor with Merrill in Philadelphia, PA, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has been affiliated with Merrill since 1996 and also works with Bank of America since 2009. Johnson serves on the advisory board of the Please Touch Museum and is a board member of Habitat for Humanity. Merrill provides a range of investment services to individuals, retirement plans, corporations, and institutional clients, including managed account programs, third-party manager selection, discretionary portfolio management, and brokerage execution. The firm emphasizes manager-constructed strategies and tax-efficient investment solutions, supported by integration with Bank of America’s broader banking and capital-markets platform.

James Altieri is a financial advisor with Merrill in Philadelphia, PA, holding Series 63 and Series 66 licenses and possessing 33 years of industry experience. He has been with Merrill since 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.