Benjamin Nowicki is a financial advisor with Merrill in Phoenix, AZ, holding a Series 66 designation and bringing 13 years of industry experience. He has been with Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Henry Villeda is the Senior Resident Director at Venture Services Group, where he oversees the team's daily operations and serves as the internal liaison for compliance-related matters. He has played a key role in establishing the VSG Client Services office in Phoenix, AZ, which functions as a central onboarding hub for VSG clients. Henry joined Venture Services Group as an Associate in August 2007 and has since developed experience in compliance and team management. He holds a Bachelor's degree in Sociology from the University of California at Berkeley. He is also a Personal Investment Advisor (PIA). Henry was born and raised in Los Angeles. He speaks fluent Spanish and currently lives in Scottsdale, AZ with his wife Michelle and their two children, Arianna and Brandon.

Brian King is a Wealth Management Advisor with Merrill Lynch Wealth Management. He holds the CERTIFIED FINANCIAL PLANNER® (CFP) and Certified Exit Planning Advisor® (CEPA) designations, focusing on comprehensive financial planning that addresses both individual and business financial health. Brian's expertise centers on providing tax-efficient strategies tailored to corporate executives and business owners, including executive compensation, equity compensation services, retirement income strategies, and business exit planning. He works closely with clients to develop personalized financial strategies designed to help them pursue their long-term goals, emphasizing wealth preservation and smooth business transitions. He earned his Bachelor's degree from Southern Methodist University and completed his high school education at Brophy College Preparatory. Outside of his professional work, Brian enjoys baseball, music, running marathons, skiing, traveling, and spending time with his family.

Sean Waltz is a Wealth Management Advisor and Managing Director at Waltz-Walker & Associates within Merrill Lynch Wealth Management. He has over 30 years of experience advising ultra-high-net-worth individuals and families, focusing on sophisticated, customized financial strategies that address complex wealth needs, including investment management, multi-generational planning, business transition strategies, and access to alternative investments. Sean holds a Bachelor's degree from Michigan State University and a Master's degree in Finance with a specialization in Economics from Arizona State University. He has earned the Certified Exit Planning Advisor (CEPA®), Certified Investment Management Analyst (CIMA®), Certified Private Wealth Advisor (CPWA®), and Personal Investment Advisor (PIA) designations. His approach emphasizes personalized service, enduring client relationships, and objective advice. Beyond his professional work, Sean serves on the Board of Directors for the Boys and Girls Club of Metropolitan Phoenix, where he contributes to fundraising and financial strategy. He enjoys skiing and mountain biking in Park City, Utah, values that inform both his personal and professional outlook.

Kenneth Riley is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined Merrill in 1999 after holding financial management positions at Boeing Corporation and Citigroup. Ken brings over thirty years of experience in corporate finance and investment to his advisory role. Ken holds a Master’s degree in International Management (Finance) from the Thunderbird School of Global Management, a Master’s degree in Business Administration from Arizona State University, and an undergraduate degree from the University of Arizona. He also holds the CERTIFIED FINANCIAL PLANNER (CFP®) designation and is a Personal Investment Advisor (PIA). Ken primarily serves clients who are retired or nearing retirement, focusing on capital preservation and long-term income strategies. He also emphasizes strategies aimed at preserving purchasing power amid global geopolitical and economic challenges. While his office is located at 26th Street and Camelback, Ken serves clients across twenty-four states in the United States.

Walter Fielder is a Wealth Management Advisor at Merrill Lynch Wealth Management. In his role, he provides personalized financial strategies tailored to help clients pursue their long-term goals. Walter focuses on delivering a comprehensive approach to wealth management, ensuring clients receive customized planning and investment advice. His areas of expertise include family wealth management strategies, managing new wealth, personal retirement planning, and small business strategies. Walter is committed to working closely with clients to understand their needs, goals, and concerns, aiming to provide financial confidence through disciplined, goal-based wealth management processes. He conducts regular reviews to update retirement plans and adjust strategies as needed. Walter holds a Bachelor's Degree in Finance from the University of Arizona and maintains the Personal Investment Advisor (PIA) designation. He is involved with professional organizations such as ChildHelp, NotMyKid, Phoenix Children's Hospital, and United Way. Additionally, he participates in community activities with NDP High School. In his personal time, Walter enjoys hiking, skiing, and spending time with his family.

Rizwan Shah is a Senior Financial Advisor specializing in wealth management strategies that align with clients' long-term financial goals. He leverages the investment insights of Merrill and the banking services of Bank of America to provide comprehensive financial solutions. Shah emphasizes a personalized approach, focusing on understanding each client's unique needs to develop strategies that respond to changing market conditions. He holds a Bachelor's Degree from California State University East Bay and a Master's Degree from the University of Phoenix. Shah's professional designations include CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). His expertise centers on delivering tailored wealth management solutions while maintaining a commitment to excellent client service. Shah follows the Merrill tradition of community involvement and dedicates time to volunteering with local organizations. Outside of his professional responsibilities, he pursues interests in adventure sports, hiking, music, and running.

Lisa Kubica is a Senior Financial Advisor with Merrill Lynch Wealth Management and serves as the business manager for The Friedman Group. She has been with Merrill Lynch since 2000 and has over 35 years of experience in the financial services industry. In her role, she focuses on team management and deepening relationships with current clients, particularly working closely with families who have complex needs and unique circumstances. Lisa's expertise includes family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, women and wealth, and retirement income. She holds the Personal Investment Advisor (PIA) designation and earned her High School Diploma from Arizona Lutheran Academy. Lisa resides in Peoria with her husband and their two children. She enjoys spending time with her family and engages in activities such as baseball, biking, football, hiking, and traveling.

Cody Darling is a Financial Advisor with Merrill Lynch Wealth Management. He collaborates with busy professionals and business owners to help them achieve their unique financial goals, providing a range of financial planning strategies including investment and risk management, trust and estate planning, concentrated stock strategies, credit and lending, access to family office services and private banking, alternative investments, and philanthropy. Darling draws on the resources of Merrill Lynch and Bank of America to support his clients' financial planning needs. Darling holds a Bachelor's Degree from Southeastern Oklahoma State University and holds multiple professional designations, including Certified Financial Planner (CFP), Certified Exit Planning Advisor (CEPA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He focuses on areas such as college education planning, managing new wealth, personal retirement planning, tax minimization, and retirement income. An Arizona native and former collegiate golfer, Darling lives in Scottsdale with his wife, Karly, and their dog, Zorro. His personal interests include football, golfing, hiking, and spending time with his family.

Robert Boschee is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been active in the financial services industry since 1988 and joined Merrill Lynch in 1998. He focuses on developing strategies and providing investment guidance to individuals, families, and businesses, addressing both short and long-term financial objectives. His expertise includes areas such as college education planning, family wealth management strategies, legacy planning, and philanthropic planning among others. Bob holds the Chartered Financial Analyst (CFA) designation and the Personal Investment Advisor (PIA) certification. He earned both his Bachelor of Science in Justice Studies and his Master of Business Administration in Finance from Arizona State University. He has served as a past president of the Phoenix Chartered Financial Analyst Society, and participated in various leadership roles including as an executive board member and Treasurer of the Arizona State University Alumni Association and as a member of the Arizona State University Foundation Investment Committee. He is also a graduate member of the Phoenix Valley Leadership Institute. Outside of his professional duties, Bob is involved in philanthropy and community organizations such as the Arizona Kidney Foundation, St. Mary's Food Bank, and the Free Wheel Foundation. He engages in biking, skiing, golfing, and adventurous sports, and resides in Central Phoenix with his wife and two sons.

Brendan Trossen is a Wealth Management Advisor with Merrill Lynch Wealth Management. He holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Brendan provides financial guidance and wealth management services to clients through Merrill Lynch. He earned a Bachelor's Degree from The College of William and Mary. Brendan’s expertise includes comprehensive financial planning and investment advisory services consistent with his professional certifications.

Warren Black is a Financial Advisor with Merrill Lynch Wealth Management, focused on helping business owners, senior professionals, and families create clarity around their wealth to support confident decision-making and build meaningful legacies. He offers personalized strategies that address retirement planning, business transitions, tax-efficient wealth transfer, investment and portfolio management, education and multigenerational planning, and liquidity access, incorporating resources from Merrill and banking solutions from Bank of America. He holds a Bachelor's Degree from the University of Arizona and has earned the Personal Investment Advisor (PIA) designation. Warren's client focus includes areas such as college education planning, family wealth management strategies, legacy planning, liquidity management, small business strategies, special needs planning, and women's wealth. Beyond his professional commitments, Warren contributes to his community as a Yellow Jacket Committee Member of the Fiesta Sports Foundation, supporting local events and charitable initiatives connected to Arizona's sports tradition. His personal interests include boating, football, golfing, ice hockey, music, reading, skiing, spending time with his family, tennis, and traveling.

Grace Bentivegna is a financial advisor at Merrill with 23 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill since 2019. Prior to joining Merrill, she worked at Wholesale Floors for one year and spent 11 years as a homemaker. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Zack Gieszler is a financial advisor with Merrill in Phoenix, AZ, holding a Series 66 designation and 12 years of industry experience. He has been with Merrill since 2010. Outside of his advisory role, he is the owner and manager of Fairway Fetch LLC, an online retail business for golf equipment and accessories. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Joseph Ledesma is a Senior Financial Advisor with Merrill Lynch Wealth Management and Co-Founder of the Ledesma McNaughton Group. Since joining Merrill in 2007, he has worked closely with clients and their families to address their short- and long-term financial needs, focusing on building and preserving wealth through customized, goal-based strategies. His expertise includes servicing small business and corporate retirement plans, structuring individualized asset allocations, and incorporating socially responsible and values-based investing approaches. With nearly 27 years of experience, Joseph and his team support affluent multi-generational families, physicians, executives, young professionals, and business owners. Their services encompass retirement income planning, executive equity compensation diversification, business owner succession and growth strategies, estate and legacy planning, and coordinated work with clients’ CPAs and attorneys. Joseph holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Joseph earned a Bachelor of Science degree in Economics from the University of Arizona after initially attending Oregon State University, where he was a member of the baseball team that participated in the 2005 College World Series. He resides in Phoenix with his wife and two daughters. Outside of work, he stays active by coaching his children’s sports, practicing yoga, biking, golfing, and traveling. Joseph is also involved with the Arizona Hispanic Chamber of Commerce.

Lindsay Morganstein is a financial advisor at Merrill with Series 65 and Series 66 credentials and 10 years of industry experience. She has previously worked at Ameriprise, Anacapa Advisors, and Wise World Investment Planning, among other firms. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gavin Porter is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in financial planning and investment management strategies, focusing on understanding clients' personal perspectives and priorities to develop tailored short-, mid-, and long-term goals. Gavin provides guidance in areas such as family wealth management strategies, legacy planning, liquidity management, retirement income, portfolio management, and tax minimization. He holds a degree in Economics from Eastern Washington University and is designated as a Personal Investment Advisor (PIA). Gavin serves as a resource for a wide range of financial needs, including retirement planning, saving for unexpected expenses, and investment strategies. He also offers clients access to Bank of America specialists for banking, credit, home financing, and small business solutions. Outside of his professional work, Gavin enjoys basketball, football, pickleball, cooking, spending time with his family, traveling, and watching movies. His approach emphasizes creating personalized strategies based on what matters most to each client and their family.

Frank Mancuso is a financial advisor with Merrill in Phoenix, AZ, holding a Series 66 designation and six years of industry experience. His background includes roles at Merrill Lynch Wealth Management and involvement with multiple educational institutions such as Pittsburg State University and Kansas State University. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Joseph Dever is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works directly with clients to develop personalized financial strategies focusing on retirement planning, investing, and long-term wealth management. Joseph provides comprehensive financial guidance and ongoing advice to help clients address their goals and adapt to changing needs. His expertise includes family wealth management strategies, personal retirement planning, portfolio management services, and tax minimization. Joseph emphasizes understanding what matters to his clients and their families to create tailored strategies that pursue their financial objectives. Joseph holds a Bachelor's Degree from Arizona State University and has earned the Personal Investment Advisor (PIA) designation. Outside of his professional work, he has interests in adventure sports, baseball, and boating.

Brian Carlin is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in areas including college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, and tax minimization. Brian holds the professional designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from Arizona State University.