April Ylvisaker Tardiff serves as a Resident Director and Wealth Management Advisor with Merrill Lynch Wealth Management. In this role, she develops personalized financial strategies for individuals, families, and business owners, focusing on areas such as retirement planning, wealth transfer strategies, and investment management. Beginning her financial services career in 2004, April holds several professional designations including Accredited Asset Management Specialist (AAMS), Chartered Retirement Plans Specialist (CRPS), and Certified Plan Fiduciary Advisor (CPFA). She earned her Bachelor's Degree from the University of Maine System and is affiliated with Merrill Lynch Wealth Management. Outside her professional duties, April dedicates time to supporting organizations such as Opera Maine, Portland Ovations, Portland Symphony Orchestra, and the University of Southern Maine Alumni Association.

Martin Madden is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he works closely with clients to develop personalized financial strategies aimed at helping them pursue their long-term goals. His approach includes creating flexible plans that accommodate changing market conditions and clients' evolving needs, with a focus on retirement planning and income strategies. He brings expertise in serving endowments, foundations, non-profits, and defined benefit and contribution plans. Martin utilizes cash flow projections and comprehensive financial modeling to help professionals transition their retirement accounts and equity into financial freedom that supports their personal and professional aspirations. Martin holds a Bachelor's Degree from Providence College and a Master's Degree from DePaul University. He has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is also a board member of SMCC and volunteers with Junior Achievement in Maine. In his personal time, Martin enjoys chess, golfing, hiking, skiing, and spending time with his family.

Gary Rubin is a Financial Advisor with Merrill Lynch Wealth Management and Co-Founder of The Six Bridges Group. With thirty years of experience, he offers expertise in managing complex wealth situations for wealthy families and business owner clients. Gary has guided clients through multiple market cycles, maintaining a focus on discipline and long-term outcomes. He is known for his calm and thoughtful approach, helping clients navigate uncertainty with clarity and confidence. Central to his work is a commitment to building lasting relationships based on trust, listening closely, simplifying complexity, and guiding families through important financial decisions over time. Gary holds a Bachelor's Degree from Northwood University and a Personal Investment Advisor (PIA) designation. He resides outside of Portland, Maine, with his wife Carolyn and their dog, Layla. He participates in swimming, cycling, and pickleball, and serves on the board of the Orr's and Bailey Island Fire Department.

Leah Bartley is a Financial Advisor with Merrill Lynch Wealth Management. She has been providing personalized financial guidance since becoming a Financial Advisor in 2003. Leah focuses on building long-term relationships with individuals, families, retirees, business owners, and retirement plan sponsors, offering expertise in areas such as retirement planning, wealth management, executive compensation, and philanthropic planning. Leah holds multiple professional designations, including Chartered Retirement Planning Counselor™ (CRPC™), Accredited Wealth Management Advisor™ (AWMA®), Accredited Asset Management Specialist™ (AAMS®), Chartered Retirement Plans Specialist™ (CRPS™), Certified Plan Fiduciary Advisor® (CPFA®), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She completed her education at the University of New England with a High School Diploma/GED. Her approach emphasizes understanding clients' unique priorities and creating strategies aligned with their financial goals. Leah's personal experiences, including caring for her parents, have influenced her commitment to compassionate and thoughtful financial planning. Outside of her professional role, she has been recognized with the Presidential Volunteer Service Award for her community involvement.

Jaime Clark is a Senior Financial Advisor at Merrill Lynch Wealth Management. She works closely with individuals and business owners to develop personalized financial strategies aimed at pursuing their long-term goals. Jaime focuses on managing new wealth, personal retirement planning, women and wealth, and retirement income. Her approach emphasizes understanding client goals and motivating factors to design and implement plans that address these priorities. Jaime regularly reviews progress toward these goals and collaborates with a dedicated specialist to assist clients with lending needs, providing comprehensive service through access to Bank of America financing, banking, credit, and lending solutions. Jaime holds a Bachelor's Degree from Arizona State University and is a Personal Investment Advisor (PIA). She participates in community activities such as volunteering with Scarborough Little League and serving as the Scarborough Youth Football Flag Coordinator. Outside of work, Jaime enjoys gardening, music, running, swimming, and spending time with her family.

Benjamin Singer is a financial advisor at Merrill in Portland, ME, holding a Series 66 credential with less than one year of industry experience. His prior work includes roles at Bank of America and Merrill Lynch, along with teaching positions at Bryant University and experience at educational institutions such as Holderness School and Greely Middle School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Owen Elliott is a Financial Advisor with Merrill Lynch Wealth Management. He works with individuals, families, and business owners to develop personalized financial strategies aimed at helping them pursue their long-term goals. His approach emphasizes understanding each client's unique circumstances and fostering lasting relationships through thoughtful planning, clear communication, and ongoing guidance. Before joining the financial services industry, Owen owned and operated a construction company, providing him with practical insights into the challenges of running a business, managing cash flow, and making financial decisions. He applies this experience to assist clients with wealth accumulation, retirement planning, investment management, and other significant financial decisions. His areas of client focus include college education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, and tax minimization. Owen earned bachelor's degrees in Finance and Management from the University of Maine and holds the Chartered Retirement Planning Counselor™ (CRPC™) and Personal Investment Advisor (PIA) designations. Outside of his professional work, he enjoys spending time with his wife and two boys, engaging in home improvement projects, and maintaining their property in southern Maine.

Matthew Thornton is a financial advisor at Merrill with a Series 66 designation and 4 years of industry experience. He previously worked at Identity Group for five years before joining Merrill in 2022. Outside of his advisory work, he serves as the Junior Sailing Program Committee Chairman at the Portland Yacht Club, where he is involved in program review, hiring assistance, and event management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Stoneback is a Financial Advisor with Merrill Lynch Wealth Management, bringing over 15 years of investment experience to his role. He focuses on helping clients navigate complex planning and wealth management decisions, with expertise in family wealth management strategies, managing new wealth, portfolio management services, and small business strategies. Originally from Florida, Matthew graduated from the University of Central Florida with a degree in Economics. He began his career in Chicago at a proprietary trading firm specializing in market making of exchange traded fixed income products, particularly ten-year treasury options. He traded both on the floor and electronically until 2020. During his time in Chicago, he earned an MBA from DePaul University. In 2020, Matthew shifted his career to assisting large-scale agriculture producers with hedging risks through exchange traded options, futures, and insurance products. After relocating to Portland, Maine in 2022, he continues to serve clients with a focus on personalized financial planning. Matthew holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of work, he has personal interests in cooking, hunting, and traveling.

Steven Green is a financial advisor at Merrill with a Series 66 designation and seven years of industry experience. He has worked at Merrill and Bank of America since 2018 and spent 19 years at Kamp Kohut prior to that. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Hyland is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been with Merrill Lynch since 2010, where he collaborates with a team of specialists to develop customized wealth management solutions tailored to client risk tolerance, time horizon, liquidity needs, investment goals, and cost considerations. His clientele includes entrepreneurs, venture capitalists, private foundations and endowments, privately controlled corporations, and ultra-affluent families. He integrates access to Merrill Lynch Wealth Management’s open architecture and the global resources of Bank of America into his advisory services. Mr. Hyland’s investment approach is grounded in a macro perspective with a strong focus on capital preservation, emphasizing research, diversification, and risk review. He provides guidance on investment management, tax minimization, use of entities and trusts, concentrated stock risk management, sophisticated asset allocation, and access to institutional alternative investments such as private equity, hedge funds, and managed futures. He aims to streamline clients’ financial lives, safeguard family financial independence, structure meaningful family legacies, and align capital deployment with family values. He holds the Personal Investment Advisor (PIA) designation. Christopher Hyland earned a Bachelor of Science degree in Business and Finance from the University of Vermont in 2002. Residing in Kennebunkport, Maine, he volunteers within the local community and spends personal time sailing, saltwater fishing, and skiing.

Noah Safraniec is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in creating personalized wealth planning strategies that align with his clients' goals, focusing on areas such as college education planning, divorce transition planning, employee benefits and financial health, family wealth management, retirement planning and income, philanthropic planning, tax minimization, and managing new wealth. Noah approaches his clients as an extension of his family, prioritizing relationships based on trust, transparency, and care. Since entering the financial services industry in 2020, Noah has emphasized lifelong learning to navigate the evolving financial landscape and provide informed guidance. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Noah earned a Bachelor's degree from the University of Iowa, where he studied Business Management. In addition to his professional responsibilities, Noah is involved in his local community and supports initiatives aimed at strengthening local communities and preserving the natural environment. His personal interests include camping, cooking, football, hiking, music, reading, skiing, tennis, and traveling.

Michael Bono is a Private Wealth Advisor at Merrill Private Wealth Management and a founder and leader of the Bono & Kline Group. He provides a holistic approach that integrates asset allocation, trust and estate planning, charitable giving, and access to customized credit through Bank of America, N.A. His work includes collaborating closely with clients' accountants, attorneys, and investment bankers to support cohesive financial strategies. Mike started his career in 1988 in the technology sector, specializing in supercomputer design, hardware and software consulting, and big data analysis and reporting. In 2001, he transitioned to private wealth advisory roles, first at Sanford C. Bernstein (now AllianceBernstein) and later at Barclays Wealth Management, before joining Merrill Private Wealth Management in 2015. He holds a B.S. in Electrical Engineering from Pennsylvania State University and is a Personal Investment Advisor (PIA). He resides in Virginia and Maine with his wife Robin and their two children. Outside of work, he enjoys playing the drums, fishing, and exploring new technology.

Andrew Sinclair is a Financial Advisor with the Sirois Group at Merrill Lynch Wealth Management. He works alongside Senior Financial Advisor Scott Sirois to assist individuals and families in developing tailored investment and financial strategies aligned with their long-term goals. Andrew specializes in disciplined portfolio guidance, retirement planning solutions, and ongoing advice delivered through a collaborative approach. Andrew began his career at Merrill in 2019, initially serving as a Financial Service Representative with Merrill Edge in Jacksonville, Florida. He later transitioned to the Wealth Management side, working in Operations at the Merrill Lynch branch in Downtown Jacksonville. In 2022, he relocated to Portland, Maine to be closer to family and joined The Sirois Group as a Registered Client Associate. After three years, he was promoted to Team Financial Advisor. He holds Series 7 and 66 FINRA registrations and the Personal Investment Advisor (PIA) designation. Andrew graduated from the University of Southern Maine with a Bachelor's Degree in Communications. He resides in Portland, Maine with his dog, Louie. Outside of work, he enjoys hiking, soccer, and traveling internationally.

Frederick Stucker is a Senior Financial Advisor with Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA), demonstrating his expertise in investment management and financial planning. Frederick earned his High School Diploma from Bishop Eustace and attended the University of Maryland, although he did not pursue a degree there. His background and professional training support his role in providing wealth management services to his clients.

Derek Clark is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2011. With over 24 years of experience in financial services, Derek specializes in areas including college education planning, divorce transition planning, family wealth management strategies, employee financial health, managing new wealth, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, and retirement income planning. He works closely with individuals to preserve and grow investments in alignment with their risk tolerance and financial objectives, and assists clients approaching retirement with income planning and cash management strategies. Derek is a Certified Plan Financial Advisor (CPFA), a Personal Investment Advisor (PIA), and a Retirement Accredited Financial Advisor (RAFA). He holds a Bachelor's Degree from the University of Maine System. Throughout his career, he has maintained a focus on comprehensive financial planning, including reviewing credit needs and borrowing practices to offer suitable solutions. Born and based in Maine, Derek resides in Scarborough with his wife and two sons. He participates in local community activities, including volunteering with Scarborough Little League and Scarborough Travel Basketball. Derek enjoys spending time with his family, engaging in sports, and exploring the Maine woods and waters through activities like boating, fishing, hunting, baseball, basketball, genealogy, and photography.

Jonathan Singer is a Wealth Management Advisor at Merrill Lynch Wealth Management. With over 30 years of industry experience, he provides clients with individualized financial and investment management strategies. Jonathan advises individuals, families, and organizations on wealth accumulation, preservation, and transfer through a process that includes portfolio development, liability management, and asset preservation, with a particular focus on creating and maintaining lifetime retirement income streams. Jonathan holds a Bachelor of Arts degree in Economics from Hobart & William Smith Colleges and has earned several professional designations including Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is a member of the Maine Estate Planning Council and works closely with clients' other trusted advisors to address tax, trust, philanthropic, and estate planning matters. A lifelong resident of Maine, Jonathan lives in Cumberland with his wife and two children. He serves on the Advisory Board of the Salvation Army and is involved in the community through his roles with the Salvation Army and the United Way of Greater Portland. His personal interests include ice hockey, biking, boating, cooking, golfing, music, tennis, traveling, and yoga.

Teena Bourque is a Senior Financial Advisor with Merrill Lynch Wealth Management. She brings extensive experience in the financial services industry, having begun her career in 1993 and worked across operations, management, and client services. Teena specializes in a comprehensive wealth management approach that starts with understanding her clients' family dynamics, financial situations, and priorities. She develops personalized strategies designed to be adaptable to changing needs and market conditions, leveraging the investment insights of Merrill and banking solutions from Bank of America to support her clients' diverse financial objectives. Teena's areas of expertise include college education planning, investment consulting for defined contribution plans, employee financial health, small business strategies, women and wealth, tax minimization, and retirement income. Her professional credentials include the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) designation, Chartered SRI Counselor (CSRIC), and Personal Investment Advisor (PIA) certification. She earned her high school diploma from Sanford High School. Outside of her professional responsibilities, Teena is actively involved in community service, supporting organizations such as Girls On The Run, St. Thomas Consolidated School, and Strategies for a Stronger Sanford. She dedicates time to volunteering and has coached youth sports teams. Her personal interests include biking, dancing, running, yoga, and spending time with her three daughters.

Scott Sirois is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill in 1999, initially performing equity research with a team in North Carolina. In 2003, he transitioned to the Portland, ME office, where he partnered with a colleague to advise clients. Scott's practice focuses on providing financial advice to high net worth families, retirees, businesses, and organizations. His work encompasses the entire investment process, including designing and implementing customized asset allocation strategies, analyzing various investment options, and utilizing analytical tools to comprehensively assess clients' financial situations. He also involves screening and meeting with outside money managers and individual stock selection and tracking to support client portfolios. Scott holds several professional designations, including the Chartered Retirement Planning Counselor (CRPC), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He uses Merrill's forecasting tools to develop tailored investment strategies aimed at helping clients achieve their financial goals. Scott graduated summa cum laude from Methodist University with a Bachelor's Degree in Business Administration and minors in Finance and Economics. Residing in Falmouth, Scott spends time with his wife Christina and their children, Samuel and Jacquelin. His personal interests include antiquing, baseball, golfing, ice hockey, and family activities.

Laurel Lane is a financial advisor at Merrill based in Portland, ME, holding a Series 66 designation with eight years of industry experience. She has been with Merrill since 2007. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal CIO teams and third-party managers.

Jennifer Biette is a financial advisor at Merrill with 12 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2017, following three years at RBC Capital Markets. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Andrew Farkosh is a Senior Financial Advisor with Merrill Lynch Wealth Management, a role he has held since joining Merrill in 2015. He provides customized advice and guidance to affluent families and business owners, focusing on areas such as college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, tax minimization, and retirement income. His team operates as a small boutique within a global bank, offering a suite of family office type services and leveraging over 50 years of combined experience at Merrill focused on planning, investment advisory services, and tax minimization strategies. Andrew earned a bachelor's degree in Quantitative Finance with a concentration in Risk Management from James Madison University, complemented by minors in Economics and Mathematics. He holds the professional designation of Personal Investment Advisor (PIA). Born and raised in Gilbertsville, Pennsylvania, Andrew is a graduate of The Hill School and currently resides in Fredericksburg, Virginia with his wife and two dogs. He is an active member of the Fredericksburg Chamber of Commerce Committee of Young Professionals. In his advisory role, Andrew emphasizes the importance of active wealth management over static financial plans, helping clients create dynamic financial solutions that adapt to market fluctuations and life changes. His approach encompasses multiple priorities, including family, health, career, and philanthropy, supporting clients in their pursuit of engaged and fulfilled lives. Outside of work, he has interests in cooking, fishing, football, golfing, hiking, ice hockey, skiing, spending time with family, tennis, and woodworking.