Lambros Violaris is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing 30 years of experience in assisting individuals and institutions with wealth management and income generation. His client focus areas include college education planning, divorce transition planning, executive compensation, institutional investment consulting, personal retirement planning, portfolio management services, women and wealth, sports and entertainment, individual and corporate investment strategy, and retirement income. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Bob Jones University. Outside of his professional work, Lambros enjoys adventure sports, baseball, biking, chess, drawing and sketching, hiking, spending time with his family, traveling, and watching movies.

Allison Gaudio is a financial advisor at Merrill with 14 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal and third-party teams for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michelle Nolen is a financial advisor at Merrill with 26 years of industry experience. She has been with Merrill Lynch since 1999 and holds the Series 66 designation. Outside of her advisory role, she serves as Corporate Secretary for MG Graphix Inc., a manufacturing company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

George Decker Jr. is a Senior Financial Advisor and Assistant Vice President at Merrill Lynch Wealth Management. He joined Merrill in 2021, bringing over 45 years of experience in the financial industry. In his role, he focuses on creating personalized wealth management strategies tailored to clients' individual goals and changing market conditions. George holds a Bachelor's Degree in Business Administration from Marist College in Poughkeepsie, New York, and holds the Personal Investment Advisor (PIA) designation. He is involved in community service, serving on the Board of Directors for Angels of Light and having previously served on the boards of Lucky Orphans Horse Rescue, Hope on a Mission, and New Horizons Resources. He resides in Millbrook, New York, with his wife Lori and is the father of six children and grandfather to ten grandchildren.

Kara Gadonniex is a financial advisor with Merrill based in Poughkeepsie, NY, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Merrill since 1993 and has worked at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Marianne Naughton is a financial advisor at Merrill with Series 63 and Series 65 credentials and 41 years of industry experience. She has been with Merrill since 1984. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Marc P. Cassalina is a Senior Vice President and Wealth Management Advisor based in the Poughkeepsie, NY office of Merrill Lynch Wealth Management. He has dedicated over 35 years to Merrill Lynch, including a decade serving as Senior Resident Director of the Poughkeepsie office. Marc holds a Bachelor's degree from Marist College and the CERTIFIED FINANCIAL PLANNER (CFP) designation. His areas of expertise encompass retirement planning, asset management, tax minimization strategies, charitable giving, and estate planning services. Marc develops strategies to help clients manage risk while pursuing their financial goals, focusing on building and preserving wealth for current and future generations. He works with Merrill Lynch and his team to provide personalized service combined with the global strength of Merrill and the banking convenience of Bank of America. Marc and his wife Margarete are committed to supporting the Cystic Fibrosis Foundation, motivated by personal experience with the disease. Marc has served as a Board Member and Board President of the Greater New York Chapter and currently co-chairs the National Individual Giving Committee. He and his wife received the Breath of Life Award in 2022 for their dedication. Additionally, they support the Culinary Institute of America and the African Missionary Health Organization. Marc and Margarete reside in Milton, New York, and enjoy travel, golf, and their roles as grandparents.

Lisa Preudhomme is a Financial Advisor at Merrill Lynch Wealth Management. She focuses on working closely with clients to understand their individual needs and priorities in order to develop tailored financial strategies. Her approach involves creating personalized plans to support various goals such as retirement planning, funding education, and managing unexpected expenses. Lisa holds a Bachelor's Degree from the State University of New York System and is designated as a Personal Investment Advisor (PIA). She is committed to providing ongoing advice and guidance to clients as their financial needs evolve.

Susan Murphy is a financial advisor at Merrill with 28 years of industry experience. She has worked at Merrill since 2004 and Bank of America since 2009. Outside of her advisory role, she is involved in managing family-owned commercial and residential real estate properties and serves as a trustee for a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mark Burlingame is a Senior Vice President and the Resident Director of the Merrill Lynch Wealth Management office in Poughkeepsie. Since beginning his financial services career at Merrill Lynch in 1998, Mark has focused his expertise on a broad range of client needs including college education planning, personal retirement planning, family wealth management strategies, and philanthropic planning. His approach emphasizes aligning financial plans with clients' unique priorities and long-term goals. Mark holds a Bachelor's degree in Economics from Hamilton College. He has earned several professional designations including the CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor™ (CRPC), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Beyond his professional duties, Mark serves on the board of directors for Rebuilding Together Dutchess County, demonstrating his involvement in community service. He resides in Poughkeepsie with his wife Sara, a school teacher, and their two sons. Outside of work, Mark enjoys baseball, basketball, football, and golfing, and values spending time with his family.

Matthew Nathan is a Financial Advisor with Merrill Lynch Wealth Management who focuses on helping families and businesses achieve their financial goals. He works closely with clients to understand their unique priorities and develop personalized financial strategies that address short-, mid-, and long-term objectives. Matthew provides guidance on a range of topics including investing, retirement planning, and managing unexpected expenses, and offers access to Bank of America specialists for additional financial services. His client focus areas include family wealth management strategies, services for endowments, foundations, and non-profits, as well as socially responsible, values-based, and ESG investing. Matthew holds the Personal Investment Advisor (PIA) designation and obtained his high school diploma from Bruton High School. Outside of his professional work, Matthew engages in horseback riding, hunting, rock climbing, and spending time with his family. His approach emphasizes working one-on-one with clients to create financial plans tailored to their personal and family goals.

Perry Goldschein is a Financial Advisor at Merrill Lynch Wealth Management who advises individuals and businesses on financial planning and investment strategies to help them meet their goals, minimize taxes, and mitigate risk. He has experience integrating sustainability, Environmental Social Governance (ESG), business ownership, group benefits, and charitable or philanthropic considerations into client efforts. Perry's client focus areas include corporate executive services, divorce transition planning, institutional consulting, defined benefit plans, philanthropic planning, small business strategies, socially responsible and ESG investing, individual and corporate investment strategy, tax minimization, and retirement income. Prior to his career in financial advising, Perry worked as a lawyer, entrepreneur, and management consultant, engaging with a range of clients from individual entrepreneurs and professionals to smaller iconic brands and Fortune 500 companies. In his current role, he collaborates closely with colleagues and clients primarily within the financial services industry. Perry holds a Bachelor's Degree from the University of Pennsylvania and a Juris Doctorate Degree from the University of California, Davis. He also holds the Personal Investment Advisor (PIA) designation. He is active in community initiatives and has served on the boards of two environmental nonprofits, Sustainable Hudson Valley and Wallkill Valley Land Trust. Perry resides in the Hudson Valley with his wife and daughter and enjoys hiking, running, biking, chess, photography, rock climbing, reading, traveling, writing, and spending time with his family.

Fatima Campbell is a financial advisor at Merrill with a Series 66 designation and nine years at the firm. She has three years of industry experience and previously worked at Enterprise Holdings for five years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Timothy Neilson serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. In his role, he focuses on family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, and retirement income. He emphasizes a collaborative approach, seeking to understand clients’ life priorities to develop personalized financial plans that align with their goals and aspirations. Timothy holds the Personal Investment Advisor (PIA) designation and earned his Bachelor of Arts from the State University of New York System. He is committed to community involvement, volunteering with local organizations, and following the Merrill tradition of service. Outside of his professional work, Timothy enjoys biking, hiking, music, reading, writing, yoga, and spending time with his family.

Andrew Jones is a Series 66-licensed financial advisor at Merrill with four years of industry experience. His work history includes roles at Bank of America, Merrill, One Main Financial, TD Bank, and Nike. Merrill, along with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program, offering a range of model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mary Winters is a financial advisor at Merrill with 34 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 1986. Outside of her advisory role, she owns a rental property in Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Craig P. Irwin is a Senior Vice President and Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in a wide range of financial services including family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, liquidity management, personal retirement planning, portfolio management, individual and corporate investment strategy, tax minimization, and retirement income. He is recognized for his expertise in these areas and was named to the 2024 Forbes "Top Next-Generation Wealth Advisors Best-in-State" list. Craig joined Merrill Lynch Wealth Management in 2008 following his graduation with a Bachelor of Science in Economics and Management from The University of Arizona. He holds the Chartered Retirement Planning Counselor™ (CRPC™) designation and Personal Investment Advisor (PIA) credential. Craig actively contributes to his community and serves as Vice Chair on The Foundation for Vassar Brothers Medical Center board of directors. He has also served on the boards of several non-profit organizations. He lives in Poughkeepsie, NY with his wife Amy and their daughters Bess and Annie. His personal interests include antiquing, boating, fishing, golfing, hiking, ice hockey, interior decorating, reading, running, and spending time with his family.

Ramiro Galvan is a Financial Advisor at Merrill Lynch Wealth Management. In this role, he works with individuals, families, and business professionals to help them pursue their financial goals. He focuses on building lasting relationships and providing personalized guidance to assist clients in navigating important financial decisions. Ramiro's client focus areas include Family Wealth Management Strategies, Personal Retirement Planning, Portfolio Management Services, Individual and Corporate Investment Strategy, Tax Minimization, and Retirement Income. He works closely with individuals, executives, and business owners to create customized strategies aimed at growing, preserving, and transferring wealth while helping clients stay on track toward their financial objectives. He holds a Personal Investment Advisor (PIA) designation. Ramiro has a High School Diploma from Poughkeepsie High School and an Associate's Degree from Dutchess Community College. He is fluent in both English and Spanish. Outside of his professional work, Ramiro has interests in baseball, boxing, camping, and watching movies.

Dean Marquis is a Wealth Management Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management, based in the Poughkeepsie, NY office. He joined Merrill Lynch in 2019 and works as part of a team of financial professionals focused on helping clients identify their primary financial goals and constructing tailored strategies to build and preserve current and future generational wealth. His client focus areas include college education planning, divorce transition planning, executive compensation, family wealth management strategies, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, tax minimization, and retirement income. Dean has worked in the finance industry since 2013, with experience in personal banking, private equity, and the hedge fund space. He holds a Bachelor of Science degree in Finance and Economics from The State University of New York at New Paltz and an MBA in Financial Management from Marist College, graduating both with honors. He also holds the Certified Investment Management Analyst® (CIMA®) designation. Beyond his professional career, Dean is involved with the Cystic Fibrosis Foundation, where he serves as the board chair of the Greater New York Chapter and leads the national young professional's program. He also volunteers through the mentor programs at Marist College.

Michael Mattes is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his financial services career in 2009 and currently serves as a Senior Vice President. Michael is a CERTIFIED FINANCIAL PLANNER® professional with expertise in family wealth, trusts, and corporate executive services. He works within The Mattes Group, focusing on tailored portfolio construction and comprehensive wealth management planning for high-net-worth individuals. Michael engages clients in a personalized approach to wealth management, emphasizing the importance of understanding life priorities in addition to market considerations. His areas of specialization include corporate executive services, education planning, legacy planning, philanthropic planning, retirement income strategies, and services for endowments, foundations, and non-profits, among others. He achieved the CERTIFIED FINANCIAL PLANNER® certification in 2015 and holds the Personal Investment Advisor (PIA) designation. He holds a bachelor's degree in Economics and Leadership Studies from the University of Richmond. Before joining Merrill Lynch, Michael worked at Western Union Ireland in EMEA Corporate Governance. Outside of his professional activities, Michael has interests in boating, cooking, fishing, golfing, hiking, music, rock climbing, surfing, traveling, and woodworking.

Eric Cassalina is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2013. He has been working in the financial services industry in the Hudson Valley region since 2011. In his role, Eric helps clients develop personalized financial plans aimed at achieving goals such as retirement planning, estate planning, tax minimization, and wealth preservation. He utilizes the resources of Merrill Lynch Wealth Management and his team to manage clients' investment strategies and financial planning needs. Eric holds the designation of Certified Plan Fiduciary Advisor (CPFA) and leverages his experience working with retirement plans to assist both business clients and individuals. His expertise spans corporate executive services, divorce transition planning, executive compensation, family wealth management, legacy planning, retirement income, and portfolio management. Eric uses a holistic approach to help clients project their financial future over various timelines and make informed decisions to reach their goals. He obtained his high school diploma from Marlboro High School and attended Marist College without obtaining a degree. Outside of work, Eric spends time with his family, enjoys golfing, and traveling.

Erika Sammons is a Senior Financial Advisor affiliated with Merrill Lynch Wealth Management. In this role, she provides advisory and wealth management services to a diverse client base. Erika's background includes experience supporting clients with retirement income planning, investment portfolio customization, and corporate retirement plan consulting. Her expertise encompasses retirement income strategies, portfolio management, services for defined benefit plans, and nonprofit and foundation endowment services. Erika’s professional qualifications include the Certified 401(k) Professional and Chartered Retirement Planning Counselor™ designations. She holds a Master’s degree from Saint Joseph’s University and a Bachelor’s degree from LaSalle University. She is involved in the community through participation in organizations such as the Delaware Valley Youth Athletic Association and Saint Pio Catholic School.

Mark Temple is a financial advisor at Merrill with 21 years of industry experience. He has held his current position since 2012 and holds Series 63 and Series 66 credentials. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Tomaskovic is a Senior Financial Advisor at Merrill Lynch Wealth Management. He draws on over 20 years of experience in the financial services industry to work closely with individuals, families, and businesses. He helps develop and implement financial strategies that align with each client's unique circumstances and goals. His expertise includes college education planning, family wealth management, legacy planning, personal retirement planning, and services for endowments, foundations, non-profits, and defined benefit plans. Christopher graduated magna cum laude from Fordham University with a bachelor's degree in Government and Politics, complemented by a minor in Economics. He holds professional designations such as Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Christopher is actively involved in his community through leadership and board roles with organizations including the Dutchess County Gaelic Athletic Association, the Dutchess County Ancient Order of Hibernians, the Dutchess County St Patrick's Parade Committee, the Marist Red Fox Club, St Martin's CYO Basketball, and the Notre Dame Club of the Mid-Hudson Valley. He supports charitable organizations such as the Center for the Prevention of Child Abuse and the Dutchess County 10-13 Foundation. Outside of work, he enjoys coaching youth basketball and Gaelic football, playing golf, traveling, and spending time with his family.

John Gadonniex is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with the firm since 1996, focusing on creating strategies and recommendations for individuals and families to assist in achieving both short- and long-term financial goals. John employs a consultative and objective approach to wealth management. He begins by thoroughly reviewing client financial situations, preferences, and objectives. He then proposes asset allocation recommendations tailored to reflect each client's income and growth expectations. Additionally, he engages in ongoing discussions covering a variety of financial opportunities, including investments, retirement, education, and estate planning services. John holds the CERTIFIED FINANCIAL PLANNER™ (CFP) certification awarded by the Certified Financial Planner Board of Standards, Inc., and he also holds the Personal Investment Advisor (PIA) designation. He earned his Bachelor of Science degree in Finance from the University of Central Florida in 1991.

Thomas Murphy Jr. is a financial advisor at Merrill with 13 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2013 and Bank of America, N.A. since 2014. He also serves as a trustee in a non-investment-related capacity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Stala is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his role, he focuses on understanding clients’ unique perspectives and priorities to help develop personalized financial strategies. He works with clients to pursue a range of goals including investing, retirement planning, funding education, managing healthcare costs, and addressing family long-term objectives. Christopher provides ongoing advice and guidance based on clients’ evolving needs and connects them with specialists at Bank of America for services such as banking, credit, home financing, and small business solutions. He emphasizes clear communication and transparency to simplify the complexities of wealth management. He holds a Bachelor's Degree from Columbia University and a Master of Business Administration from the Kellogg Graduate School of Management.

Lisa Vedder is a Senior Financial Advisor with Merrill Lynch Wealth Management. She focuses on creating personalized wealth management strategies that align with her clients' individual financial goals. Utilizing insights from Merrill and solutions from Bank of America, she develops flexible plans to navigate changing market conditions. Lisa holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). She earned her High School Diploma from Roosevelt High School. Committed to the Merrill tradition of community involvement, she dedicates time to volunteering with local organizations.

Allison Culley is a financial advisor with Merrill, holding Series 63, 65, and 66 licenses and 26 years of industry experience. She has worked at Merrill since 2000 and concurrently with Bank of America, N.A. since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.