Corinne Heiberger is a Private Wealth Manager with Merrill Private Wealth Management. She specializes in providing tailored financial strategies to high-net-worth individuals and families. Corinne holds the professional designation of Personal Investment Advisor (PIA), demonstrating her commitment to professional development and expertise in investment advisory services. She earned her Bachelor's Degree from George Mason University. Corinne applies her education and credentials to deliver comprehensive wealth management solutions to her clients.

Mary Beth Chavez is a financial advisor at Merrill with 28 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 1998, overlapping with her tenure at Bank of America since 2010. Outside of her advisory role, she is employed as a retail associate at Anthropologie in Reston, VA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Reza Khadiri is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 1999 in the Washington, D.C. metro area. He focuses on establishing strong relationships with a select group of high-net-worth families, providing comprehensive financial planning services that include tax-efficient strategies for concentrated stock positions, retirement and education planning, and the development of wealth management plans tailored to grow and preserve clients' assets. Reza collaborates closely with clients' tax and legal advisors and conducts regular plan reviews to ensure alignment with clients' evolving financial goals and market conditions. Reza holds a Bachelor's degree from George Mason University and has earned several professional designations including Chartered Retirement Planning Counselor™ (CRPC™) and Certified Plan Fiduciary Advisor® (CPFA®). His expertise spans areas such as divorce transition planning, education planning, employee benefits, family wealth management strategies, philanthropic planning, portfolio management services, and retirement income. Outside of his professional role, Reza enjoys a variety of outdoor activities, photography, live music, and theater. He is also involved in community initiatives including Jill's House and The Last Well. Additionally, he is a member of the Christian Business Men's Connection (CBMC) and regularly attends McLean Bible Church.

Christine Papadopoulos is a financial advisor at Merrill with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill since 2017, following prior roles at JP Morgan Securities LLC and JPMorgan Chase Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts, supported by internal Chief Investment Office teams and third-party managers.

Joseph Robinson is a financial advisor with Merrill in Reston, VA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2008 and with Bank of America since 2009. Merrill serves a diverse client base including individuals, retirement plans, corporations, pension and profit-sharing plans, charities, and institutional clients. The firm offers managed account programs, third-party manager selection, discretionary portfolio management, and brokerage execution and custody services, supported by extensive platform integration with Bank of America affiliates.

Michael Long serves as the Resident Director and Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill Lynch in 2008 after six years at Smith Barney. In his role, he works closely with individuals and businesses to define and achieve their financial goals, providing personalized recommendations in areas such as retirement income planning, trust and estate planning, business transition planning, and wealth preservation strategies. Michael emphasizes a hands-on approach to ensure clients' financial strategies are effectively implemented and their needs are consistently addressed. Michael holds a Bachelor's Degree from Shippensburg University and maintains several professional designations, including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His career focuses on developing and implementing comprehensive wealth management strategies that support clients through every stage of their financial life cycle. Outside of his professional responsibilities, Michael is involved with the Big Fish Foundation and engages in personal interests such as adventure sports, football, hiking, running, and spending time with his family.

Jennifer Abate is a Senior Financial Advisor with Merrill Lynch Wealth Management. With nearly 20 years of experience, she has spent a significant portion of her career at Morgan Stanley before joining her current team in 2021. Jennifer serves multiple generations of families across the United States, focusing on helping clients achieve their financial objectives including retirement planning, income strategies, and wealth management. Jennifer holds a Bachelor of Arts degree with honors from the University of Virginia and an MBA from the AB Freeman School of Business at Tulane University. She has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Her practice emphasizes long-term investing, tax-efficient income strategies, Social Security planning, and considerations for insurance needs. Residing in Fairfax, Virginia, Jennifer is involved in her local community as a volunteer first responder with Ashburn Volunteer Fire & Rescue. She is a certified Firefighter and EMT in Loudoun County. Additionally, Jennifer speaks Spanish and English and enjoys running, lifting weights, and spending time with her family.

Melanie Kelly is a Financial Advisor at Merrill Lynch Wealth Management, where she has been practicing since 2005. She works with individuals, families, and businesses to develop strategies and provide advice through a goals-based planning process. Her client focus areas include education planning, family wealth management strategies, personal retirement planning, women and wealth, and tax minimization. With over 20 years of experience in the financial services industry, Melanie applies a comprehensive approach to wealth management that begins with listening to her clients' needs and priorities. She specializes in creating personalized, goals-based strategies and collaborates with clients' tax and legal advisors to facilitate clear communication and understanding, especially concerning estate planning. Melanie holds a Bachelors Degree from the University of Delaware and the CERTIFIED FINANCIAL PLANNER® (CFP) certification. She is a member of the CFP Board. Residing in Clifton, Virginia, Melanie enjoys spending time with her husband and two daughters, participating in family activities such as hiking, soccer, swim team, and dance.

Kanad Tiwari is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been a member of The Greene, Metcalfe, Cole, and Associates Team since 2007 and initially started his career at Merrill in 2001 as an intern. In his current role, Kanad serves as a key point of contact for business development, client relations, and trade activities related to client portfolios. He also supports The Greene, Metcalfe, Cole, and Associates Team with their syndicate portfolios. Kanad holds an Accredited Certificate from George Mason University and maintains the designation of Personal Investment Advisor (PIA). Outside of his professional responsibilities, he is engaged in charitable and nonprofit organizations including the US India Security Forum and Pratham USA. Kanad lives in Washington, DC with his wife, Seema, and they share interests in traveling, playing tennis, snowboarding, and spending time with their families. He is also active in his homeowners association in Reston, VA.

Jaclyn Hackett is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. She has worked at Merrill and Bank of America since 2016, following earlier roles at Ameriprise and Avantax Advisory Services. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Morrison is a Wealth Management Advisor with Merrill Lynch Wealth Management, serving affluent clients through personalized and responsive wealth planning. As a Senior Vice President and CFP®, he specializes in designing, implementing, and managing equity and debt portfolios tailored to individual financial goals. His expertise includes college education planning, corporate benefits, executive compensation, family wealth management strategies, and retirement income planning. With many years of experience advising corporate executives and decision-makers, Richard provides comprehensive recommendations on securities selection, succession planning for private and public companies, and working capital management. He holds a Bachelor's Degree from Old Dominion University and a High School Diploma from Groveton. Richard maintains professional designations as a CERTIFIED FINANCIAL PLANNER® and Personal Investment Advisor. Committed to community involvement, Richard volunteers with organizations such as First Tee - NoVA, Kent's Foundation for Child Life, and Reston Little League, also participating in coaching activities. His personal interests include adventure sports, baseball, billiards, boating, cooking, fishing, golfing, scuba diving, spending time with family, and watching movies.

Serena Dupuy serves as a Senior Resident Director at Merrill, where she leads a nine-person team focused on delivering tailored financial solutions to clients with complex financial lives. In her role, she advises clients on asset and liability management as well as trust and estate planning strategies. Additionally, Serena manages an office of ten advisors who provide comprehensive advisory services to their clients. With extensive experience working closely with ultra-high net worth individuals, families, and business owners across the United States, Serena concentrates on areas including corporate executive services, executive compensation, family wealth management, legacy planning, liquidity management, philanthropic planning, portfolio management, and tax minimization. Her approach embraces a broad range of strategies such as investment and risk management, concentrated stock strategies, credit and lending services, insurance, family office access, private banking, and alternative investments. She collaborates with attorneys, CPAs, valuation experts, and real estate specialists to create integrated and customized plans addressing the complexities of wealth management. Serena holds a Bachelor’s Degree from Western New Mexico University, a certificate from New York University’s Accredited Certificate Program, and an MBA from the University of Chicago. She holds professional designations including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Beyond her professional responsibilities, Serena lives in Scottsdale, Arizona with her wife and three daughters and is actively involved in community organizations such as the City of Scottsdale Planning Commission, Scottsdale ARTS AG2 (Young Professionals), Scottsdale Museum of Contemporary Art, and Scottsdale Prevention Institute. Her personal interests include boating, cooking, horseback riding, reading, spending time with family, traveling, and practicing yoga.

Patrick Bischoff is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2002 after beginning his career on the annuity desk at Manulife in Stamford, CT. Patrick and his team assist individuals and families in developing strategies to preserve, grow, and transition their wealth, utilizing a goals-based planning approach to structure customized asset allocation strategies aligned with clients' unique financial objectives. They leverage resources from Merrill and Bank of America and collaborate with local partners such as Walker & Associates to provide comprehensive financial guidance. Patrick holds a B.S. in Finance from George Mason University and an M.S. in Finance from Colorado State University – Global. He has earned several professional designations, including Certified Investment Management Analyst (CIMA), Retirement Management Advisor (RMA), and Retirement Income Certified Professional (RICP). His expertise encompasses college education planning, liquidity management, managing new wealth, retirement planning, portfolio management services, tax minimization, and retirement income. Residing in Leesburg, VA with his wife Sarah, their three sons, and a golden doodle, Patrick stays active in the community through youth athletic coaching and participation in initiatives such as Keep Loudoun Beautiful. Outside of work, he enjoys golfing, ice hockey, running, skiing, and spending time with his family.

Christian De Falco is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior experience includes roles at Morgan Stanley Smith Barney LLC and Morgan Stanley, as well as various positions related to teaching and service at Virginia Tech. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Kramer is a Senior Financial Advisor at Merrill Lynch Wealth Management. He collaborates with a team of Merrill and Bank of America banking specialists to develop and customize disciplined strategies for individuals and companies aiming to reach their financial goals. His focus areas include investment management, wealth planning, banking, and corporate retirement plans such as 401(k), profit sharing, and defined benefits plans. Michael holds a B.S. in business management with a minor in economics from George Mason University. He has earned professional designations including Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and is a Retirement Benefits Consultant (RBC). Residing in Loudoun County, VA, Michael enjoys outdoor activities such as playing golf and is involved in charity and volunteer work. He is an avid sports fan and values the opportunity to make a positive impact on the financial lives of his clients.

Harold Vorndran III is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on developing long-term relationships with companies and executives in the technology and government services sectors, assisting them with liquidity events, exit planning strategies, and wealth growth. Harold designs customized strategies for entrepreneurs, venture capitalists, and private equity partners. His approach emphasizes comprehensive wealth planning strategies, including asset and risk management, cash management and lending solutions, alternative investments, tax management planning, and navigation of concentrated equity holdings. Harold facilitates connections to Merrill's resources such as the Bank of America Securities team for emerging growth company planning, and provides expertise in treasury management, corporate retirement plans, and lending solutions. He leverages investment research and capital markets expertise to address complex financial challenges through personalized strategies. Harold holds a Personal Investment Advisor (PIA) designation and earned a degree in Business Management from the Pamplin School of Business at Virginia Tech. He communicates professionally in English, French, and Polish.

Joseph Buchy is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He works with individuals, families, and business owners to provide customized comprehensive wealth management solutions. His role involves helping clients articulate, plan, and achieve their unique financial goals by leveraging the investment resources of Merrill and banking services of Bank of America. Mr. Buchy has been in the financial services industry since 2015 and joined Merrill Lynch Wealth Management in 2018. His areas of expertise include college education planning, services for endowments, foundations and non-profits, LGBT wealth planning, liquidity management, managing new wealth, personal retirement planning, socially responsible and ESG investing, sports and entertainment, tax minimization, and retirement income strategies. He holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). He earned a Bachelor's degree in Integrated Science and Technology from James Madison University in 2004 and a Master's in Business Administration from George Mason University in 2014. Mr. Buchy is involved in community activities, including volunteering with the organization Love.Futbol. His personal interests include cooking, golfing, music, soccer, and spending time with his family.

David Mead is a Wealth Management Advisor and managing team partner of Mead & Associates at Merrill Lynch Wealth Management. He has over 30 years of experience in the financial industry, beginning his career in 1988 as a Financial Consultant for PaineWebber, Incorporated. In 1996, he joined Merrill, where he has developed a planning-based wealth management team that provides customized advice and guidance to individuals, families, and foundations. Mead & Associates, headquartered in Reston Town Center, Virginia, collaborates with clients on various aspects of their financial lives, including asset management, cash management, liability management, education planning, retirement planning, and insurance planning. David has also contributed to the training of Merrill financial advisors through the National Faculty Program and the Advisor Growth Network. David graduated from The Catholic University of America with a bachelor's degree in finance in 1985 and earned a master's degree in financial management from the same institution in 1987. He holds the Certified Investment Management Analyst (CIMA) designation. David resides in Vienna, Virginia, with his wife Sheila and their three children.

Christopher Neary is a Financial Advisor at Merrill Lynch Wealth Management. He serves clients by helping them develop strategies to pursue their short-, mid-, and long-term financial goals. His areas of expertise include family wealth management strategies, legacy planning, and managing new wealth. He also provides guidance on general investing, retirement planning, and saving for the unexpected, with access to Bank of America specialists for banking, credit, home financing, and small business solutions. Christopher combines his background as a second-generation Merrill advisor with insights into the financial opportunities and challenges faced by today's professionals and families. He holds a Bachelor's Degree in Economics from the Pennsylvania State University System and has earned the Accredited Asset Management Specialist (AAMS), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA) designations. Outside of his professional work, Christopher enjoys golfing, spending time with his family, and traveling.

Khalil Andraos is a Wealth Management Advisor with Merrill Lynch Wealth Management, a role he has held since 2006. He focuses on assisting a select group of individuals and institutions in developing disciplined approaches to comprehensive wealth planning, investment management, and corporate benefit plan management. His work emphasizes understanding clients' values, goals, and concerns to develop customized strategies. Khalil is also a Senior Retirement Benefits Consultant, representing retirement programs for companies nationwide. He holds a B.S. in commerce with a concentration in finance and accounting from the University of Virginia's McIntire School of Commerce and an M.B.A. from the McDonough School of Business at Georgetown University. He has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP®), Chartered Retirement Planning Counselor (CRPC), Certified Investment Management Analyst (CIMA®), and Certified Plan Fiduciary Advisor (CPFA). Khalil's expertise encompasses corporate benefits, executive services, equity compensation, institutional consulting, and services for defined benefit and contribution plans. Khalil's personal interests include baseball, basketball, biking, camping, chess, football, golfing, hiking, skiing, and spending time with his family. He enjoys pairing unique wines with food, collecting global coins and currency, learning history, and traveling with his family.