John Negrete III is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in 401(k) and 403(b) plan consulting, focusing on designing and improving retirement plans to assist business owners and employees in becoming retirement-ready. John works with CFOs, HR Directors, and Executive Directors to evaluate workplace retirement plans and provide fiduciary advisory services. His expertise includes succession and exit planning, benchmarking, market analyses for service providers and investments, fund screening, and employee education in English and Spanish. John holds a bachelor’s degree from the University of California, Los Angeles (UCLA) and has earned several professional designations, including Certified 401(k) Professional (CkP), Certified Exit Planning Advisor (CEPA), Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His career began in individual wealth management and employee retirement education, fostering skills in public speaking, business development, and advocacy. John is involved with various community organizations such as Adventures Ahead, Boyle Heights Community Partners, the Doug Flutie, Jr. Foundation for Autism, Easter Seals Bay Area, Greater Northwest Soccer Association, Junior Achievement, Toastmasters International, and Trail Life USA. Originally from San Diego, he lives with his wife and four children, and he contributes to raising awareness for Autism Spectrum Disorder and cognitive disabilities.