Jefferey Redford is a financial advisor at Merrill with 25 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Merrill since 2021. His prior experience includes roles at RBC Capital Markets and Morgan Stanley. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies supported by internal and third-party investment teams for a range of clients including individuals, high-net-worth clients, and institutions.

John Van Wagoner is a Wealth Management Advisor with Merrill Lynch Wealth Management. In his role, he provides personalized wealth management strategies aiming to help clients pursue their long-term financial goals. He emphasizes a comprehensive approach that begins with understanding each client's unique needs and objectives. Leveraging the investment insights of Merrill Lynch and the banking and lending solutions of Bank of America, he addresses various aspects of clients’ financial lives. John holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). His educational background includes a High School Diploma from Sleepy Hollow High School, a Bachelor's Degree and a Master’s Degree from Pace University, as well as an Accredited Certificate Program from the State University of New York System. Committed to the tradition of community involvement upheld by Merrill, John actively volunteers with local organizations. This participation reflects his dedication to the communities he serves.

Holly Rampertab is a financial advisor at Merrill with six years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Equitable Advisors LLC and AXA Advisors. Holly is based in Salt Lake City, UT. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Ashley Pantone is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she works with high-net-worth individuals, families, and closely held business owners. She focuses on comprehensive wealth strategies that include retirement planning, liquidity events, exit planning, fiduciary guidance, and multigenerational wealth considerations. Ashley emphasizes a goals-based planning philosophy that prioritizes clarity, discipline, and a long-term perspective. Ashley began her career as a financial advisor in 2014 after eight years as a Marketing Director. She holds several professional designations, including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). She earned her bachelor's degree from the University of Utah. In addition to her advisory work, Ashley is actively involved in community and nonprofit leadership. She serves as Board Vice President of Neighborhood House, an organization dedicated to providing affordable childcare and care for the elderly. She is also a member of the University of Utah Business Alumni Association and participates in the YWCA.

Heidi Lingle is a Senior Financial Advisor with Merrill Lynch Wealth Management. She joined the firm in 2019 and works alongside her husband, Brian, as part of the Lingle Group. Heidi focuses on relationship management and specializes in family wealth management strategies, managing new wealth, personal retirement planning, women and wealth, and retirement income. Heidi's experience includes a transition from the fitness industry, where she served as a Fitness Director, bringing transferable skills to her financial practice. She holds the Professional Investment Advisor (PIA) designation and has a High School Diploma from the University of Alaska System. Born and raised in Alaska, Heidi relocated to Salt Lake City in 2015 with her husband and their two daughters. Outside of her professional career, Heidi enjoys an active lifestyle that includes biking, hiking, running marathons, swimming, yoga, and spending time with her family and dogs.

Cynthia Burt is a financial advisor at Merrill with credentials including the Series 63 and Series 66 licenses and six years of industry experience. She has worked at Merrill since 2021 and previously held a position at Fidelity Brokerage Services LLC. Outside of finance, she has experience with the Kaiserslutern Landstuhl Spouses Association. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bruce Tynan is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on empowering high-net-worth professionals to integrate wealth, purpose, and tax efficiency in planning for their financial next chapter. With over 13 years of industry experience, Bruce has worked with hundreds of investors on areas including education planning, legacy planning, liquidity management, personal retirement planning, portfolio management, small business strategies, and tax minimization. He emphasizes building meaningful relationships by understanding clients' priorities, values, and long-term goals to create personalized investment strategies and provide ongoing financial planning support. Bruce holds a Bachelor's Degree from the University of Utah and carries professional designations including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA). He is proficient in both English and Russian. Outside of work, his personal interests include camping, chess, football, golfing, hiking, music, pickleball, reading, skiing, and watching movies.

Andrew Patch is a financial advisor at Merrill with Series 66 and Series 63 credentials and four years of industry experience. He has previously worked at Fidelity Investments, Morgan Stanley/E*TRADE, and Target. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Roy is a financial advisor with Merrill in Salt Lake City, UT, holding a Series 66 designation and seven years of industry experience. He previously worked at RBC Capital Markets, LLC from 2016 to 2024 before joining Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Judson Jennings is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 2019, following a career in business management and entrepreneurship. Judson focuses on helping clients simplify the complexities of investments and finances to grow their wealth and protect their lifestyle. His areas of expertise include family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, special needs planning strategies, individual and corporate investment strategy, tax minimization, and retirement income. Judson holds a Bachelor's degree from the University of Utah and earned an MBA from Western Governors University. In 2022, he obtained the CERTIFIED FINANCIAL PLANNER(CFP) certification, which enhances his ability to perform financial analyses tailored to clients' unique circumstances. He also holds the Personal Investment Advisor (PIA) designation. Outside of his professional responsibilities, Judson enjoys spending time with his wife and four children. His personal interests include golfing, playing pickleball, BBQ grilling on his pellet grill, attending little league events, serving in his local church, camping, fishing, hunting, and watching movies. He is involved with The Church of Jesus Christ of Latter Day Saints and has participated in missionary work.

Douglas Howard is a financial advisor with Merrill in Salt Lake City, UT, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Merrill and Bank of America since 2015. Outside of his advisory role, he has interests in several partnerships and LLCs involved in real estate development and management, including a limited partnership engaged in condo development in Kauai. Merrill, in conjunction with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through model-based and discretionary strategies. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with a range of investment and custody support solutions.

Brenner Sinquefield is a Series 66-licensed financial advisor at Merrill with nine years of industry experience. He has been with Merrill since 2017 and previously worked at Reynolds & Reynolds from 2015 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Elijah Smith is a financial advisor at Merrill with six years of industry experience and holds a Series 66 designation. His prior roles include positions at Fidelity Investments and Capital Wealth Advisors, LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Darrah IV is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 37 years of Wall Street experience. He began his career as a middle markets futures trader and has spent the past 28 years working with individual investors, institutions, and trusts. John holds the Certified Private Wealth Advisor (CPWA) designation and is a qualified Portfolio Manager, capable of managing personalized or defined investment strategies on a discretionary basis. John focuses on the life cycle of wealth, including accumulation, preservation, and distribution. He develops customized strategies for both the asset and liability sides of clients' balance sheets, leveraging custom lending capabilities through Bank of America and Merrill Private Wealth Management to support wealth creation. His services include tax minimization strategies and identification of appropriate investment avenues. John earned a Bachelor of Science degree in Finance with distinction from the University of Maine in 1989. He holds Series 7, 65, 63, and 3 FINRA registrations. He divides his time between New York City and Park City, Utah, where he resides with his wife.

Brian Lingle is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been serving in the financial advisory role since 1999 and joined Merrill in 2009. Brian specializes in areas including family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and ESG investing, individual and corporate investment strategy, and tax minimization. Brian comes from a military family and has lived in various locations prior to settling in Alaska. He became an alpine ski racer while attending a racing school in Girdwood, Alaska. He met his wife Heidi during college, and after living in Juneau, they relocated with their two daughters to Salt Lake City in 2015. Brian actively participates in fundraising events both locally and in Alaska and enjoys golfing, paddle boarding, and supporting his wife in triathlon events. He holds a High School Diploma from the University of Alaska System and is designated as a Personal Investment Advisor (PIA). Brian's approach emphasizes a goals-based, risk-adjusted strategy to help clients pursue their financial objectives.

Adam Elder is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping individuals and families pursue their financial goals through comprehensive strategies that address investing, retirement planning, and unexpected savings. Adam's client focus areas include college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, sports and entertainment, individual and corporate investment strategy, tax minimization, and retirement income. Adam holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He attended Utah Valley University without degree completion and earned a High School Diploma from Skyview High School. Adam is originally from Mesa, Arizona, and has professional experience from Newport Beach, California, before settling in South Jordan, Utah. Family and community play an important role in Adam's life. He is a member of The Church of Jesus Christ of Latter-day Saints and enjoys spending time with his family, which includes five children. His personal interests include baseball, basketball, boating, cooking, football, golfing, pickleball, surfing, and traveling.

Jonathan Adams is a financial advisor at Merrill with 20 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2004, concurrently serving with Bank of America, N.A. since 2012. Outside of his advisory role, he is the owner of Beech's Bar A Ranch, a limited liability company involved in horse breeding. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Britney Barney is a financial advisor with Merrill in Salt Lake City, UT, holding a Series 66 designation and 10 years of industry experience. She has worked at Merrill since 2015 and is currently affiliated with Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Mori Paulsen is a financial advisor at Merrill with 43 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Merrill since 2010, following prior roles at Morgan Stanley and its affiliates. He serves as an advisory board member for the American Cancer Society, participating in a nonprofit capacity. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Katelyn Hancock is a Senior Financial Advisor with Merrill Lynch Wealth Management based in Salt Lake City. She has over a decade of experience working with individuals and families to identify and pursue their wealth management goals effectively. Her approach includes active listening and meeting clients where they are in their financial journey, whether they are new to investing or seeking to evaluate long-term financial objectives. Katelyn emphasizes integrity and transparency in her advisory services. Her areas of expertise include working with women undergoing significant life transitions, such as the death of a spouse or divorce, as well as advising working women and clients in the LGBTQ+ community. She holds the Personal Investment Advisor (PIA) designation and has a Bachelor's degree from the University of Utah. Prior to her role at Merrill Lynch, she worked in banking and the legal field. Beyond her professional responsibilities, Katelyn is engaged in community service, including involvement with the Division of Child and Family Services. She also dedicates time to local charitable organizations and nonprofit boards. Outside the office, she enjoys spending time with her family, engaging in outdoor activities, and pursuing interests such as playing the piano and following basketball.