Juan Carlos Bustos Mares serves as a Private Wealth Advisor with Merrill Private Wealth Management, specializing in the Spanish-speaking markets within the USA and internationally. He brings over 15 years of experience to his role, providing tailored financial strategies designed to meet the unique needs of clients across borders. Juan Carlos is fluent in both English and Spanish, which supports his ability to serve a diverse client base effectively. He holds a master's degree in finance and economics from ITESM University, Mexico City, and a bachelor's degree from the same institution. His expertise spans a broad spectrum of financial services, including corporate executive services, executive compensation, family wealth management strategies, institutional consulting, international wealth management, and tax minimization strategies. He also holds the Personal Investment Advisor (PIA) designation. Outside of his professional activities, Juan Carlos enjoys playing tennis, traveling, and volleyball.

Richard Johnson is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Merrill since 1999 and also has a longstanding association with Bank of America, N.A. since 2011. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients, offering a range of managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and tax-efficient investment strategies, leveraging its integration with Bank of America’s broader financial platform.

Margaret Walker is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 2009. Her prior experience includes a long tenure at Bank of America, N.A. Outside of her advisory role, she serves on the Board of Trustees for the United Way of San Antonio and is Vice Chairman and Endowment Campaign Co-Chair of the Witte Museum. She is also a board member of Saint Luke's Episcopal School’s Endowment Board and acts as a guardian of an incapacitated person. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, institutions, and charitable organizations.

Andrew Becerra is a financial advisor at Merrill with Series 63 and Series 66 credentials and four years of industry experience. His prior roles include positions at J.P. Morgan Securities and Bank of America. Outside of his advisory work, he participates as a bass player in the worship teams at Familia Church and Summit Christian Center, and works as an Uber Eats driver. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Grace An is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has prior experience in education, having worked at Texas Christian University and Mustang High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Armando Echeveste is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and business owners to create personalized financial strategies that address their full financial picture, including building wealth, managing risk, planning for retirement, and establishing meaningful legacies. His areas of expertise include Divorce Transition Planning, Managing New Wealth, Personal Retirement Planning, Portfolio Management Services, Tax Minimization, and Retirement Income. Armando holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He completed his high school education at John Paul Stevens. Armando communicates fluently in both English and Spanish. Outside of his professional role, he enjoys basketball, billiards, chess, golfing, and spending time with his family.

David Kiolbassa is a Senior Vice President and Senior Financial Advisor affiliated with Merrill Lynch Wealth Management. He serves as a managing senior partner for K & I and Associates, a team dedicated to delivering high-quality service, products, and advice to affluent clients. David's approach focuses on creating personalized financial strategies to help clients pursue their goals, with a commitment to acting in their best interest. With over 32 years of experience in the financial services industry, David joined Banc of America Investment Services in 1994, which later merged with Merrill in 2009. He specializes in managing wealth for successful individuals and their families, emphasizing consistency and a high level of care throughout the client experience. David is a fifth-generation Texan who has lived in San Antonio since 1986. He graduated Cum Laude from the University of Texas at Dallas with a Bachelor of Science degree in Business Management. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He has been actively involved in the community, serving in roles such as Chairman of the March of Dimes Walk America, board member of the San Antonio Zoological Society, member of the Investment Committee for the Catholic Community Foundation, Leadership San Antonio class XXVIII participant, YMCA soccer coach for 10 years, officer in the Knights of Columbus, Chair of Seton Home San Antonio, board member of Catholic Charities, and youth ministry core member at his church.

Patrick Bitter is a financial advisor at Merrill with 27 years of industry experience. He has been with Merrill since 1996 and holds Series 63 and Series 66 registrations. Outside of his advisory role, he serves as secretary and treasurer of the Sursum Corda Foundation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Manuel Von Schulenburg is an International Wealth Advisor and Senior Vice President at Merrill Lynch Wealth Management. He began his financial services career in 1988 and has held positions with several firms, including Shearson Lehman Brothers before joining Merrill Lynch in 1992. In his current role, Manuel serves corporate executives, business owners, and their families in the U.S. and Mexico, focusing on managing wealth through evolving financial markets and international regulations. He also functions as a Portfolio Manager, managing personalized investment strategies for his clients. Manuel’s educational background includes a high school diploma from CUM Centro Universitario Mexico and an associate degree from the CBM School of Business in San Antonio, Texas. He holds the designation of Personal Investment Advisor (PIA). His professional approach centers on understanding clients’ values and goals through one-on-one conversations to assist in pursuing life objectives and legacy planning. Outside of his advisory work, Manuel has been active in community service along with his wife, Ericka. They have volunteered in various capacities since 2005, including organizing retreats and fundraising. Manuel and his family enjoy boating, water sports, and bicycle riding. His daughter Jacqueline, who has worked with him at Merrill Lynch since 2021, is fully registered and part of his professional team.

Antonio Carias is a financial advisor with Merrill based in San Antonio, TX, holding a Series 66 designation and 15 years of industry experience. He has worked at both Bank of America, N.A. and Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brenda Garza is a financial advisor at Merrill with Series 66 credentials and two years of industry experience. She previously worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. before joining Merrill. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Antony Prokopiou is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. He previously worked at First Republic Bank and SmartBiz before joining Merrill in 2021. Outside of his advisory role, he owns Meauxkopiou LLC, a limited liability company. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Amanda Perkins is a financial advisor with Merrill based in San Antonio, TX, holding Series 63 and Series 66 licenses and five years of industry experience. Her work history includes roles at Bank of America, Merrill Lynch, and Huntington National Bank. Perkins also has an ongoing affiliation with Western Governors University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Shelby Bracho is a Financial Advisor affiliated with Merrill Lynch Wealth Management. In this role, Shelby collaborates directly with clients to develop personalized investment strategies aligned with their individual goals and life circumstances. Shelby provides ongoing advice and works to adapt clients' portfolios as their situations evolve. Shelby specializes in helping clients manage a variety of financial priorities, including purchasing a home, saving for education, caring for elderly family members, and planning for healthcare needs. Shelby holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. Shelby earned a Bachelor's Degree from the California State University System.

Christopher Flannery is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 66 designations and over 29 years of industry experience. He has been with Merrill since 1992. Outside of his advisory role, he serves on several advisory boards, including the San Antonio College Financial Management Services Committee and the San Antonio Sports Foundation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ashleigh Henderson is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Her prior work includes roles at Bank of America and Camp Gladiator. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Hector Nino is a Wealth Management Advisor with Merrill Lynch Wealth Management. He utilizes the wealth planning process to develop financial strategies focused on clients' goals and objectives. His approach includes implementing, reviewing, and communicating the effectiveness of these strategies and making adjustments as needed. Hector specializes in assisting families, individuals, and business owners in creating robust, long-term financial plans. Through a detailed discovery process, he helps clients articulate and prioritize their short and long-term goals, factor in risk tolerance, time horizons, and liquidity needs, and build strategies tailored to each objective. His services encompass education planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management, small business strategies, individual and corporate investment strategy, and tax minimization. He holds a Bachelor's Degree from the University of Texas at Austin and has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Hector is a member of professional organizations such as the Financial Planning Association, HeartGift San Antonio, Rotary International, St. Peter St. Joseph's Children's Home, and The Texas Exes Alumni Association.

Diann Montemayor is a Series 66-licensed financial advisor with Merrill in San Antonio, TX, with three years of industry experience. She previously worked for six years at Antonian College Preparatory High School before joining Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Raul Riojas is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he works directly with clients to assess their current financial situations and introduce solutions available through Merrill and Bank of America. He aims to empower clients with knowledge and tools to manage their financial lives effectively. With expertise in helping clients address various financial priorities—such as purchasing a home, saving for college, caregiving, and healthcare planning—Raul collaborates one-on-one to define goals and select portfolio strategies suited to individual needs. He provides ongoing advice to adapt portfolios as clients' circumstances evolve. Raul holds the Personal Investment Advisor (PIA) designation. He earned his high school diploma from William Taft and attended Baylor University without obtaining a degree.

Anthony Quintanilla is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in creating personalized wealth management strategies that reflect his clients' financial priorities and adapt to evolving market conditions. Anthony provides access to investment insights through Merrill and banking and lending services through Bank of America, aiming to help clients pursue their long-term financial goals. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Texas System. Anthony is committed to the Merrill tradition of community involvement and dedicates time to volunteering with local organizations.