Lisa Gonzalez is a financial advisor at Merrill in San Antonio, TX, holding a Series 66 designation with six years at Merrill and a total of five years in the industry. Prior to joining Merrill in 2020, she worked for 17 years at Educational Testing Service. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Angell is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 66 credentials and over 25 years of industry experience. He has worked at Merrill since 2009 and has been with Bank of America, N.A. since 1991. Angell serves as an advisory board member for Tarrytown United Methodist Church of Austin, providing volunteer guidance on governance and operating matters. Merrill, alongside its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm delivers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Vincent Barron is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 65 licenses and 11 years of industry experience. He previously worked at Raymond James in various roles from 2016 to 2021 before joining Merrill in 2021. Outside of his advisory role, he owns and operates a micro-farm. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michael Heaney is a financial advisor with Merrill in San Antonio, TX, holding Series 63, 65, and 66 licenses and bringing 16 years of industry experience. He has been with Merrill and its affiliate Bank of America, N.A. since 2016. Merrill, together with Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Caley Cunningham is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and seven years of industry experience. Prior to joining Merrill, Cunningham worked at the University of Texas at Austin and Heb. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bruce Irick is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 66 registrations and two years of industry experience. His prior roles include positions at The Bank of Austin, Texas Partners Bank, and Wells Fargo. He serves on the board of Central Texas Folds of Honor, a nonprofit providing scholarships to children of military veterans. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, utilizing model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jacqueline Von Schulenburg is an International Wealth Advisor at Merrill Lynch Wealth Management. She joined the firm in 2021 and is fully registered, supporting clients with their financial management and investment needs. Jacqueline holds a high school diploma from CUM Centro Universitario Mexico and an associate's degree from the CBM School of Business. She is designated as a Personal Investment Advisor (PIA). She works alongside her father, Manuel H von Schulenburg, leveraging their combined expertise to serve corporate executives, business owners, and their families, focusing on navigating financial markets and international regulations. In her personal time, Jacqueline is involved in family activities such as boating, water sports, and bicycle riding.

Christopher Belsjoe is a financial advisor at Merrill with Series 63 and Series 65 credentials and 10 years of industry experience. He has held positions at Bank of America, USAA Investment Management Company, USAA Financial Planning Services, USAA Financial Advisors Inc, and CitiBank. He is based in San Antonio, TX. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lisa Reyes is a Series 66-licensed financial advisor with Merrill in San Antonio, TX, where she has worked since 2006. She has 11 years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Rebecca Gonzalez is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and 1 year of industry experience. She has worked at Merrill since 2012 and was previously affiliated with Texas AM International University for 12 years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Malchoff is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and seven years of industry experience. He has been with Merrill since 2019 and concurrently affiliated with Bank of America since 2016. Outside of his advisory role, he is a guitarist in a local cover band called Bittersweet Band. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual, corporate, and institutional clients.

James Moon serves as a Wealth Management Advisor with Merrill Lynch Wealth Management. In his role, he and his team assist clients in achieving their financial objectives through a holistic, goals-based approach. Leveraging the full banking resources of Bank of America, James provides clients with comprehensive financial solutions encompassing investments, banking, and lending. He partners with senior financial advisors to address the unique financial needs of multi-generational families, business owners, and professionals. Before joining Merrill, James worked as an analyst with J.P. Morgan’s Private Bank in Houston. There, he provided strategic financial and investment advice to private business owners, corporate executives, and family offices while collaborating with the lending team on securities-based and custom collateral loan portfolios. His client focus includes executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, and portfolio management services. James earned a Bachelor’s degree in Finance from Texas Christian University, graduating Magna Cum Laude. He holds the Certified Investment Management Analyst® (CIMA®) designation awarded by the Investments & Wealth Institute™ in conjunction with the Yale School of Management, as well as the Personal Investment Advisor (PIA) designation. Residing in San Antonio, James is a member of TCU’s Junior Clark Society and the San Antonio Country Club. Outside of work, he enjoys cooking, playing golf, traveling, and spending time with his wife Jillian and their golden retriever Luna.

Jaqueline Bernal is a Series 66-licensed financial advisor with 14 years of industry experience. She is currently affiliated with Merrill and Bank of America, where she has worked since 2019. Her prior experience includes roles at Mass Mutual Investors Services, AXA Advisors, San Diego Credit Union/LPL, and Northwestern Mutual Investment Management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Austin Burt is a Financial Advisor working within the Merrill Lynch Wealth Management line of business. He contributes to investment decision-making as a member of the investment committee at NWG/VMT & Associates, where he collaborates with colleagues to conduct investment analysis, economic research, and due diligence on private funds. Austin holds a bachelor's degree from Texas A&M University's Mays Business School, where he studied Finance and Entrepreneurship. His professional designation includes Personal Investment Advisor (PIA). He focuses on client areas such as family wealth management strategies, liquidity management, managing new wealth, and portfolio management services. Outside of his professional role, Austin engages in activities including golfing, hunting, reading, running, spending time with family, and tennis.

Tram Garcia is a Financial Advisor at Merrill Lynch Wealth Management based in San Antonio. She works closely with individuals and families to develop personalized financial strategies that align with their short-, mid-, and long-term goals. Her areas of focus include retirement planning, wealth management, college education planning, employee benefits planning, family wealth management strategies, legacy planning, small business strategies, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. Tram provides ongoing guidance to help clients stay on track as their financial needs evolve. Tram holds a Bachelor's Degree from the Royal Melbourne Institute of Technology (RMIT) and holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She is fluent in English, Vietnamese, and Spanish. In addition to her advising role, she participates in the Bank of America Volunteers Program. Outside of her professional responsibilities, Tram enjoys activities such as billiards, music, pickleball, singing, soccer, spending time with her family, swimming, traveling, volleyball, and watching movies.

Adolfo Estrella Jr. is a Financial Advisor with Merrill Lynch Wealth Management, based in San Antonio. He works with individuals, families, business owners, and retirees to organize, grow, and preserve their wealth. Adolfo focuses on comprehensive financial planning, investment management, retirement planning, and workplace retirement plans, helping clients coordinate various aspects of their financial lives, including investments, retirement savings, business interests, and legacy planning. Originally from South Texas, Adolfo began his career in McAllen, later working in Corpus Christi before establishing his practice in San Antonio. He earned his bachelor's degree in Business Administration from the University of Texas Pan American and completed his MBA at Webster University. Adolfo holds several professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Accredited Wealth Management Advisor (AWMA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is bilingual in English and Spanish and is a member of the San Antonio Hispanic Chamber of Commerce. Adolfo aims to build lasting relationships by providing straightforward advice, personalized service, and ongoing guidance tailored to each client's unique goals and priorities. His client focus areas include divorce transition planning, employee benefits planning, family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, tax minimization, and retirement income. Outside of his professional work, Adolfo has interests in adventure sports, fishing, football, golfing, hiking, music, running, soccer, tennis, and traveling.

James Norman Deitrich Jr. is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. He has been with Merrill and Bank of America, N.A. since 2015. Outside of his advisory role, he is involved with a business named J. Norman Deitrich based in Tybee Island, Georgia. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Beatriz Doak is an International Wealth Advisor with Merrill Lynch Wealth Management. In her role, she focuses on connecting clients to the appropriate people, plans, and processes to address their unique financial ambitions. She assists clients with a range of personal financial goals, including education funding, retirement lifestyle planning, and managing potential health care costs, while creating tailored strategies to support long-term family objectives. Beatriz holds a bachelor's degree from the University A of Guadalajara and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Her approach emphasizes simplicity and transparency in wealth planning, aiming to integrate all aspects of a client's financial life to help prioritize and pursue their most important goals.

Stephen Miranda is a financial advisor with Merrill based in San Antonio, TX, holding Series 63 and Series 66 licenses and seven years of industry experience. He previously worked at JP Morgan Securities LLC and JP MORGAN CHASE Bank N.A. from 2018 to 2022, as well as AllState Insurance and Urban Access Properties. Miranda serves as a board member for the Greater Houston Gay & Lesbian Chamber of Commerce and participates on the Harris County Loan Review Committee, providing oversight to the County Opportunity Fund. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Erik Munson currently serves as a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. He specializes in providing guidance on a range of financial areas including college education planning, corporate benefits, executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, and retirement income. Erik's approach centers on understanding his clients' unique priorities to develop personalized financial strategies. Erik holds a Bachelor's Degree from Texas AandM University System and has earned several professional designations including Accredited Wealth Management Advisor (AWMA), CERTIFIED FINANCIAL PLANNER (CFP), and Chartered Retirement Planning Counselor (CRPC). He is also affiliated with the Pi Kappa Alpha Fraternity. Outside of his professional career, Erik is involved in his community through organizations such as the Central Texas Food Bank, RBI Austin, the SIFMA Foundation, and the Terrell Heights Neighborhood Association. He enjoys a variety of personal interests including cooking, fishing, football, gardening, golfing, hunting, music, reading, scuba diving, and spending time with his family.