Sophia Thomas is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. She has worked at Merrill since 2024 and previously held positions at Pimco, D.A. Davidson, and the University of Southern California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ravi Bhalla is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since 1997, he has focused on forward-looking wealth management strategies, with a foundation in bond markets that informs his emphasis on managing risk and cost efficiency in equity strategies. Ravi supports clients through all stages of wealth accumulation and distribution, aligning investments and services with their financial goals. He holds a bachelor's degree in Economics from the University of Arizona and has completed Executive Education courses at Harvard University and Georgetown University. Ravi also holds the professional designations of Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). Ravi lives in San Francisco with his wife and two daughters. His personal interests include boxing, cooking, football, hiking, reading, scuba diving, spending time with his family, traveling, and watching movies.

Brianna Dunn is a Financial Advisor at Merrill Lynch Wealth Management. She works alongside her father and a team of 18 professionals to provide a boutique-like, personalized experience for her clients. Brianna focuses on helping successful professionals and families navigate significant life transitions, grow and preserve their wealth, and create clear financial roadmaps tailored to their unique goals. Her expertise includes family wealth management strategies, legacy planning, personal retirement planning, investment strategy for individuals and corporations, tax minimization, and advising women on wealth matters. Brianna holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, and she earned her Bachelor's degree from Texas Christian University. She is a member of the LEAD for Women Bay Area Chapter. Outside of her professional work, Brianna enjoys spending time with her family and friends, attending local comedy shows and concerts, camping along the coast, skiing in Lake Tahoe, and exploring new restaurants in San Francisco.

Ryan Moore is a Private Wealth Manager at Merrill Private Wealth Management. He applies analytical and strategic skills to assist ultra-high net worth clients in defining and pursuing their long-term financial objectives. His role involves developing wealth strategies that begin with clarifying the purpose of a client’s wealth and extend through sophisticated investment management and multigenerational planning. Ryan has been in financial services since 2006. He began his career at Merrill as a Financial Advisor before working in Fixed Income Trading at The Capital Group. He returned to Merrill in 2014. Ryan holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He earned an M.B.A. from UCLA's Anderson School of Management, specializing in Corporate Finance & Strategy and Global Management, and a B.S. in Managerial Economics from the University of California, Davis. Based in Costa Mesa, Ryan lives with his wife and two daughters. He enjoys outdoor activities such as fly-fishing, backpacking, and skiing, as well as traveling, cooking, and exploring new restaurants.

Peter Kong is a Private Wealth Advisor and Managing Director with Merrill Private Wealth Management. He has over 26 years of experience advising wealthy families and individuals, specializing in strategies for entrepreneurs with concentrated equity positions. His expertise includes tax-efficient diversification, asset allocation, and capital preservation. Prior to joining Merrill, Peter practiced corporate tax law and estate planning, worked at Montgomery Securities starting in 1996, and later formed a partnership at Thomas Weisel Partners. He subsequently helped build the high-net-worth presence on the West Coast for Barclays Wealth Americas before joining Merrill as a managing director. Peter holds a bachelor's degree from Dartmouth College, graduating Cum Laude in 1989, and a Juris Doctor from Georgetown University Law Center, earned in 1993. He is a member of the California Bar Association and has been recognized by Forbes on their "Best-in-State Wealth Advisors" list multiple times, including 2019, 2020, and 2023. Outside of his professional career, Peter has competed in domestic and international tennis tournaments and maintains interests in adventure sports, cooking, fishing, golfing, hunting, music, reading, traveling, and watching movies.

Christopher Castro is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with a select group of high-net-worth individuals, their families, and their businesses, focusing on developing tailored financial strategies. His approach involves collaborating with clients and their other trusted advisors to provide consultative and personalized wealth management. He joined Merrill in 2015 after five years in the financial services industry. Christopher's expertise encompasses executive compensation, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and retirement income. He leverages Merrill's investment insights alongside the banking convenience of Bank of America as part of his advisory process. Christopher holds a Bachelor's Degree from the California State University System and has completed an Accredited Certificate Program from the University of California System. He has earned professional designations as a Personal Investment Advisor (PIA) and a Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of his professional work, Christopher volunteers with community organizations including the Boys and Girls Club and Church of the Roses.

Claudia Denton is a Wealth Management Advisor at Merrill Lynch Wealth Management. She works closely with select clients and their families to advise on various aspects of their financial goals and aspirations. Her practice includes portfolio construction, retirement and estate planning strategies, concentrated stock strategies, credit and banking services through Bank of America, N.A., and philanthropy. With over 25 years in financial services and more than 10 years in private wealth management, Claudia's experience spans multiple roles. Earlier in her career, she worked with financial institutions in New York and London, managed strategy development teams as a consultant at McKinsey & Company, traded fixed income products at Merrill, and structured financing arrangements for corporate clients at Chase Manhattan Bank (JPMorgan Chase). Claudia holds an MBA in Finance from Columbia Business School and a Bachelor's degree in Economics from Duke University. She has worked on projects in over 10 foreign countries and holds the Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA) designations. She lives in San Francisco with her two sons.

Arshon Harirchi is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America, he worked at San Jose State University and had roles outside the financial industry. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Thomas Kendrick is a Senior Financial Advisor at Merrill Lynch Wealth Management, based in the San Francisco, CA office. He has been with Merrill Lynch since September 1985, focusing on assisting clients with long-term financial planning. His work involves developing strategies that address retirement planning, investment management, and legacy planning to help clients effectively manage their personal and business finances. Thomas’s approach emphasizes listening to clients’ needs and ensuring that every financial strategy is tailored to their individual goals. He leverages insights from Merrill Lynch as well as banking services from Bank of America to provide comprehensive wealth management solutions. His areas of expertise include college education planning, family wealth management, defined benefit plans, tax minimization, retirement income, and portfolio management services. He holds a Personal Investment Advisor (PIA) designation and earned his high school diploma from Cheverus High School. Outside of his professional responsibilities, Thomas enjoys golfing, reading, skiing, traveling, and watching movies.

Leslie Dunn is a financial advisor at Merrill with 24 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2010. Prior to that, she was employed with Banc of America Investment Services and Banc of America Securities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Narvetta Gipson is a financial advisor at Merrill with 33 years of industry experience, having been with the firm since 1986. She holds Series 63 and Series 66 licenses. Outside of her advisory role, Gipson works as an independent beauty consultant for a for-profit skincare company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Sanjay Britto is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at firms including Goldman Sachs, Merrill Lynch, and Edward Jones. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies designed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Natascha King is a Series 66-licensed financial advisor with Merrill in San Francisco, CA, and has nine years of industry experience. She has been with Merrill since 2016. Outside of her advisory role, she serves as Vice Chair and Board Member of the Trinidad Rancheria Economic Development Corporation, overseeing economic development activities for the Cher-Ae-Heights Indian Community. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Melissa Mea Supsup is a Series 66 licensed financial advisor with Merrill, based in San Francisco, CA. She has 5 years of industry experience and has been with Merrill and Bank of America since 2019. Outside of her advisory role, she works with Wag! as a caregiver, providing dog walking and pet sitting services. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies supported by internal and third-party managers for a range of clients including individuals, pension plans, and charitable organizations.

Tyler Straeter is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in the Newport Beach office. He co-manages the Venture Services Group Distribution team and primarily focuses on fund-level monetization strategies, specializing in public stock in-kind equity distributions. Tyler works closely with venture capital and private equity fund clients, utilizing his expertise in restricted stock transactions and operational efficiencies to support both general and limited partners. Tyler joined Venture Services Group in September 2013. Before that, he worked as a market research analyst for J.D. Power and Associates in Los Angeles. He holds a Bachelor of Science degree in business administration from California Lutheran University and completed the Accredited Certificate Program from the College for Financial Planning. Tyler has earned the Accredited Wealth Management Advisor (AWMA) designation. He has been recognized in Forbes’ “Best-in-State Next Generation Wealth Advisors” list in 2023 and the “Best-in-State Wealth Advisors” list in 2024, based on evaluations by SHOOK Research®, which consider factors such as client retention, industry experience, and credentials.

Angel Gonzalez is a financial advisor at Merrill with 39 years of industry experience. He holds a Series 63 designation and has been with Merrill since 2014. Based in San Francisco, CA, Gonzalez has spent over a decade at his current firm. Merrill provides managed account services through its affiliate Managed Account Advisors LLC to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Andrew Lodoen is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in Boston. He specializes in custody services, global trading and settlement, and client development. Andrew has been part of the Venture Services team for over a decade, originally joining when the team was with Robertson Stephens. Prior to his current role, Andrew worked at State Street Corporation as a mutual fund portfolio accountant and as an associate on the foreign exchange operations desk supporting State Street’s Pacific Rim offices. He has also served as a United States Marine Corps reservist, completing training at the Marine Corps Officer Candidates School in Quantico, VA. Andrew holds a B.S. degree in economics from the University of West Florida and holds the Personal Investment Advisor (PIA) designation. He resides in Peabody, MA with his wife and two daughters.

Joseph Regan is a financial advisor with Merrill in San Francisco, CA, holding a Series 66 designation and seven years of industry experience. His work history includes roles at Merrill since 2018, Bank of America, N.A. since 2024, the National Futures Association, and Brew & CO. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Timothy Devencenzi is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and previously worked at Oak Wealth Management and Bank of America, N.A. before joining Merrill. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and organizations.

Michelle Chen is a financial advisor at Merrill with 15 years of industry experience. She holds a Series 66 designation and has been with Merrill Lynch since 2000. In addition to her advisory role, she has fiduciary responsibilities as a power of attorney for family members. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, and various institutional investors.