Jaime Aguilera is a Financial Advisor with Merrill Lynch Wealth Management. In this role, Jaime works one-on-one with clients to define their financial goals and develop personalized portfolio strategies designed to help achieve those goals. Jaime focuses on building long-term relationships through trust and communication, providing ongoing advice as clients' situations evolve. Jaime's expertise includes areas such as college education planning, employee benefits planning, equity compensation services, family wealth management strategies, liquidity management, personal retirement planning, portfolio management services, small business strategies, and retirement income. Jaime holds a Bachelor's Degree from the University of Arizona and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Jaime provides services in both Spanish and English. Outside of work, Jaime has interests in baseball, basketball, bowling, cooking, and running.

Fook Hin Teoh is a Wealth Management Advisor with Merrill Lynch Wealth Management who joined the firm in 2007. He specializes in wealth planning and investment needs for individuals, families, and small businesses, focusing on legacy planning, personal retirement planning, and retirement income. Teoh develops personalized financial strategies by evaluating clients’ risk tolerance, time horizon, liquidity needs, overall investment goals, and associated costs. Teoh graduated magna cum laude from San Francisco State University in 2004 with a Bachelor’s degree in Business Administration and a concentration in Information Systems. He holds the CERTIFIED FINANCIAL PLANNER® (CFP) certification awarded by the Certified Financial Planner Board of Standards, Inc., and is also designated as a Personal Investment Advisor (PIA). He is a member of the Asian Leadership Network and is licensed through Merrill Life Agency in California. Born and raised in Malaysia, Teoh has lived in the Bay Area for over 20 years. He speaks English, Mandarin, and Yue (Cantonese). Outside of his professional role, he enjoys spending time with his family, watching movies, and practicing yoga.

Jing Wang is a financial advisor at Merrill with 15 years of industry experience. Wang holds the Series 66 designation and has worked at both Merrill and Bank of America. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by offering managed accounts, third-party manager selection, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and monitoring through multiple program strategies and benefits from deep integration with Bank of America affiliates.

Shannon Tan is a financial advisor at Merrill with 25 years of industry experience and holds the Series 66 designation. Prior to joining Merrill and Bank of America in 2024, Tan worked at JP Morgan Chase bank and J.P. Morgan Securities from 2023 to 2024, and spent eight years at First Republic Investment Management. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Alexander Kong is a financial advisor at Merrill with a Series 66 designation. He has less than one year of industry experience and has held positions at Merrill and several educational institutions, including Southern Methodist University and Saint Ignatius College Preparatory. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Shellin Young is a financial advisor at Merrill with 34 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Chelsea Spenser is a financial advisor at Merrill with 11 years of experience at the firm and holds a Series 66 designation. She owns a small business called All Wrapped Up, which sells handmade flannel blankets on Etsy. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients, offering a range of model-based and discretionary investment strategies for individuals and institutions.

Joshua Fiedler is a Private Wealth Advisor with The Shuhda Group at Merrill Private Wealth Management. He serves clients with significant wealth and complex financial needs, including founders, entrepreneurs, executives in technology and energy sectors, real estate developers, private equity principals, and multigenerational families. Joshua delivers a family office style approach that emphasizes intergenerational and philanthropic planning, tax minimization, estate strategies, and liability management. With over 20 years of experience in capital markets, investment banking, and wealth management, Joshua brings specialized expertise in financial strategy and portfolio design. His prior roles include positions at Morgan Stanley, Robert W. Baird & Co., Deutsche Bank, and Bank of America Securities, focusing on investment banking, capital markets, and fixed income transactions. Joshua holds the Certified Private Wealth Advisor® (CPWA®) and Certified Investment Management Analyst® (CIMA®) designations, both administered by the Investments & Wealth Institute. He earned a Bachelor of Science degree in Finance and International Studies from the Indiana University Kelley School of Business. Outside of his professional work, Joshua enjoys adventure sports, biking, music, skiing, traveling, and yoga.

Brianna Karsseboom is a Senior Financial Advisor at Merrill Lynch Wealth Management, working as part of the Murphy Fort Advisory Group. She collaborates with high net worth individuals, families, and business owners at various life stages to develop long-term financial strategies. Her focus areas include college education planning, corporate benefits, executive compensation, legacy planning, women and wealth, tax minimization, and retirement income. Brianna holds a Bachelor's degree in Managerial Economics from the University of California system and is a Chartered Retirement Planning Counselor (CRPC) as well as a Personal Investment Advisor (PIA). She brings to her advisory role the principles learned as an NCAA Division I scholar athlete at UC Davis, emphasizing determination, hard work, communication, and collaboration to build client relationships and create customized wealth management solutions. Born and raised in the Bay Area, Brianna currently resides in Danville, California. Outside of her professional work, she is involved in coaching girls' youth volleyball and enjoys hiking, golfing, running, and playing volleyball.

Jeremy Yuster serves as a Managing Director and Senior Financial Advisor within Merrill Lynch Wealth Management. He leads a team working with ultra-high net worth clients to identify their financial priorities and develop tailored strategies aimed at advancing their wealth management goals. His approach emphasizes a comprehensive understanding of each client’s financial picture to create personalized strategies that align with their risk tolerance, liquidity needs, and long-term objectives. Jeremy has extensive experience in investment management, particularly in traditional and alternative investments for institutional clients. He brings a deep, hands-on knowledge of capital markets and has substantial expertise in the technology sector, having evaluated emerging technology investments as a director of diversified investment funds and as a financial analyst. Jeremy has developed strong relationships with corporate executives to assist in crafting appropriate financial strategies, covering areas such as executive compensation, retirement income, philanthropic planning, and tax minimization. He holds a Bachelor’s Degree from Northwestern University and holds the Personal Investment Advisor (PIA) designation. Jeremy is actively involved in his community, volunteering with local educational organizations including the Kentfield School District and San Domenico School, as well as coaching youth sports. He also participates in interviewing incoming Northwestern University students. Residing in Marin County, he enjoys basketball, boating, football, tennis, music, and spending time with his family.

Jack Hoelzer is a Financial Advisor with the Hoelzer Steele Group, a wealth management team within Merrill Lynch Wealth Management. He joined the team in 2021 and works with affluent families across the country to develop comprehensive and goals-based financial plans. Jack collaborates closely with clients' tax and legal advisors and leverages a wide array of investment and banking resources to help simplify clients' financial lives. Jack's expertise includes education planning, employee benefits planning, family wealth management, legacy planning, retirement income strategies, portfolio management, tax minimization, and managing new wealth. He focuses on building multi-generational relationships and next-generation client development, helping clients pursue their goals through customized wealth management strategies that adapt to changing needs and market conditions. Jack received his Bachelor of Arts degree in Economics, with a minor in Film and Media Culture, from Middlebury College, where he also played varsity lacrosse. He holds FINRA Series 7 and 66 registrations, SIE certification, licenses in life, health, and annuity insurance, and the Personal Investment Advisor (PIA) designation. Jack is involved in the community through organizations such as Futures Ignite and Harlem Lacrosse. He lives in Manhattan and enjoys adventure sports including surfing, skiing, golfing, as well as other recreational activities.

Brendan Gallagher is a financial advisor with Merrill in San Francisco, CA, holding a Series 66 designation and eight years of industry experience. He has worked at Merrill since 2017 and was previously employed at Bank of America N.A. from 2023 onward. He completed his education at Saint Joseph's University between 2013 and 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm integrates internal Chief Investment Office teams and third-party managers to implement customized portfolio solutions.

Daniel Cutter is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in financial strategies for families and individuals with special needs or disabilities. He is a key contributor to the development of Merrill's Special Needs Team, a group dedicated to assisting clients through collaborative planning, investment management, and fiduciary services, with offices in California. Daniel holds a Bachelor's Degree from Northern Illinois University and a Master's Degree from the University of San Francisco. He maintains professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His expertise encompasses working with families and private professional fiduciaries to define goals and establish wealth management strategies that adapt to life changes, specifically addressing the financial complexities faced by society's vulnerable populations. Active in his community, Daniel participates in organizations such as Autism Speaks, Albany Little League, Disability Affinity Network, The Arc, and YMCA. Outside of work, he enjoys camping, hiking, running marathons, skiing, soccer, spending time with family, and practicing yoga.

Seamus Bruner is a financial advisor with Merrill in San Francisco, CA, holding a Series 66 designation and 24 years of industry experience. He has worked at Merrill since 2009 and is also associated with Bank of America, N.A. Bruner is involved in art production and sales, and serves as a director of the HANA Foundation, a charitable organization focused on selling art to donate proceeds to other charities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors, combining internal and third-party management with customized portfolio implementation.

Jonathan Leach is a Private Wealth Advisor at Merrill Private Wealth Management, where he provides tailored advice and guidance to ultra-high-net-worth clients. He specializes in corporate executive services, executive compensation, equity compensation services, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and tax minimization. Jonathan has extensive experience working with officers and directors of public and private companies, particularly in managing concentrated stock positions, executive compensation techniques, hedging strategies, and restricted stock trading requirements. Before joining Merrill in 2008, Jonathan spent approximately six years at Morgan Stanley as a Senior Vice President and Portfolio Manager within the Custom Portfolio Program, focusing on portfolio construction, mean-variance optimization techniques, and implementing estate planning and tax-sensitive strategies. Earlier in his career, he worked at J.P. Morgan's Private Bank as a Sales Trader, assisting high-net-worth clients with investment strategies across equities, fixed income, options, hedging, and alternative investments. Jonathan began his professional career at Riordan, Lewis & Haden, a boutique private equity firm, where he was responsible for financial modeling, sensitivity analysis, industry research, and peer group comparisons. Jonathan earned a Bachelor of Science in Business Administration with an emphasis in Entrepreneurship from the University of Southern California and a Master of Business Administration with an emphasis in Finance and Accounting from the Anderson School at UCLA. He holds the Personal Investment Advisor (PIA) designation. Outside of his professional work, Jonathan enjoys spending time with his family and engaging in activities such as surfing, tennis, and volleyball.

Alex Kennedy is a financial advisor with Merrill in San Francisco, CA, holding a Series 66 designation and four years of industry experience. He has worked at Merrill since 2017 and previously was employed at EdPlus at Arizona State University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Oerman is a financial advisor with Merrill based in San Francisco, CA, holding Series 63 and Series 65 licenses. He has 13 years of industry experience, including roles at Western Growers Financial Services and multiple positions within Bank of America and Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

John Myers is a Private Wealth Advisor with Merrill Private Wealth Management. He collaborates with high-net-worth clients and their families, focusing on executives, founders, and investors in the technology and life sciences sectors. His work centers on building customized investment portfolios aligned with clients' long-term wealth management goals and managing concentrated and restricted securities holdings. John leverages his professional network and Merrill resources such as research analysts, investment bankers, and the Venture Services Group to provide specialized expertise to his clients. With over 30 years of experience in finance, John began his career in the Corporate Executive Services group at Prudential Securities. Before joining Merrill in 2002, he was a principal in the Private Client Group at Robertson Stephens, managing assets for corporate executives, venture capitalists, and founders of emerging growth companies. He holds the Chartered Financial Analyst (CFA) designation and is a member of the CFA Institute and the Society of Security Analysts of San Francisco. John earned a Bachelor of Arts degree in economics from Princeton University. John supports Merrill's tradition of community service through his role as a trustee and chair of the finance committee at the University of San Francisco, where he also serves on the executive committee. Outside of his professional commitments, he enjoys hiking, music, swimming, and yoga.

Thomas Brusca is a Financial Advisor at Merrill Lynch Wealth Management, serving clients primarily in the Westlake Village and Ventura County area. He focuses on building meaningful, long-term relationships with individuals and families by understanding their priorities and delivering personalized financial strategies. Thomas works closely with clients to navigate important financial decisions with clarity and confidence. With experience that began in banking and further developed through earning an MBA with an emphasis in Financial Planning from California Lutheran University, Thomas supports clients in areas such as retirement planning, executive compensation, family wealth management, and tax minimization. He holds the Personal Investment Advisor (PIA) designation and is fluent in both English and Spanish. Outside of his professional work, Thomas enjoys activities including cooking, football, hiking, music, reading, rock climbing, running, sewing, spending time with his family, and watching movies. He is also involved in community activities with Wolf Connection.

Gloria Cuadra is a financial advisor at Merrill with 20 years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2018. Prior to that, she was employed at Citigroup Global Markets, Inc. and CITI Private Bank from 2010 to 2017. Outside of her advisory role, she serves as a successor trustee for a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.