Kristen Lybrand is a financial advisor at Merrill with six years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2020, with prior roles at RBC Capital Markets, Bank of America, Coach, Tapestry, and Office Depot. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Mary Spence is a Wealth Management Advisor with Merrill Lynch Wealth Management. She specializes in areas including college education planning, liquidity management, managing new wealth, personal retirement planning, socially responsible and values-based investing, women and wealth, and tax minimization. Mary holds a bachelor's degree from the University of Richmond. She has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). In her personal time, Mary enjoys cooking, hiking, rock climbing, skiing, traveling, and practicing yoga.

Scott Edmonds is a Private Wealth Manager with Merrill Private Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). Scott earned both his Bachelor's Degree and his Master of Business Administration (MBA) from the University of Delaware.

Justin Kroplin is a Private Wealth Advisor with Merrill Private Wealth Management. He has focused his career on helping corporate executives, technology professionals, and families manage their financial lives, particularly those with complex equity compensation and stock option packages. Since 1998, Justin has provided hands-on support that helps clients understand their financial options and connect their professional growth with broader life objectives. His experience includes assisting clients with 10b5-1 planning and offering lifelong wealth management strategies aimed at uniting assets, aspirations, and values while working towards financial independence. Justin holds a Bachelor of Science degree in Communications from the University of Colorado and holds the Personal Investment Advisor (PIA) designation. He lives in San Francisco and Sonoma with his wife, Athinela, and they share interests in fitness and travel.

David Le Brun is a financial advisor with Merrill in San Francisco, CA, holding Series 63, 65, and 66 licenses and bringing 32 years of industry experience. He has worked at Merrill and Bank of America since 2019 and has previous experience at Thrivent Financial, Allstate Insurance Co, and J S Paluch Company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Taylor Ally is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Prior to joining Merrill in 2021, Ally worked at Express Tax Service, Worden Capital Management LLC, Santander, and held roles at CUNY Queens College and CUNY Baruch College. Ally also has experience with NYC Basketball from 2014 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Brunwin is a Private Wealth Advisor with Merrill Private Wealth Management. He joined Merrill in February 2020, bringing experience from roles in London and the United States, including positions at BNY Mellon Wealth Management, Northwestern Mutual, Tilney Bestinvest, and Mazars. He serves on the portfolio strategy committee for his practice. Matthew’s expertise includes strategic wealth management planning, investment management, retirement planning, pensions, estate planning, and tax minimization strategies. He focuses on helping clients manage new wealth, plan for retirement, and pursue socially responsible and values-based investing approaches. His professional designation is Personal Investment Advisor (PIA). He earned a Bachelor of Science degree in economics and accounting with law from the University of Bristol in the United Kingdom. Originally from Cambridge, England, Matthew currently resides in Newport Beach, California with his two children. His personal interests include soccer and travel.

David Finci is a Senior Financial Advisor at Merrill Lynch Wealth Management. He supports individuals and families in managing their assets and liabilities through a holistic, goal-based planning approach. His client focus includes education planning, managing new wealth, socially responsible and values-based investing, ESG investing, and retirement income. David works primarily with high-tech executives and engineers in the Bay Area, providing tailored strategies for corporate stock option plans, including exit, hedging, and diversification methods. David has been in the financial industry since 1987, with experience spanning financial planning and institutional taxable fixed income sales. Prior to joining Merrill Lynch Wealth Management in 2014, he held positions as Vice President and Financial Advisor at Morgan Stanley from 2007 to 2014, Smith Barney from 2000 to 2007, and as Vice President in Institutional Taxable Fixed Income at Citicorp from 1990 to 1999. He holds a Bachelor's Degree from Boston University and the Personal Investment Advisor (PIA) designation. Outside of his professional work, David is a member of the SF Rotary Club in SOMA and holds the PADI Advanced Open Water Diver certification. His personal interests include scuba diving, tennis, and traveling.

Stephen Grobecker is a financial advisor with Merrill in San Francisco, CA, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with Merrill since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Grinnell II is a Series 66-registered financial advisor with Merrill in San Francisco, CA, with 11 years of industry experience. He has been associated with both Merrill and Bank of America since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Christine Koh Wong is an International Wealth Advisor at Merrill Lynch Wealth Management. She joined Merrill Lynch in 1993 and has over 25 years of experience in the financial services industry. Christine focuses on developing tailored strategies to assist global high-net-worth individuals, their families, and their businesses in pursuing both short- and long-term financial goals. Her approach includes leveraging the investment insights of Merrill and the banking services of Bank of America, while collaborating closely with clients’ other trusted advisors. Christine holds a Bachelor of Arts in Economics from UCLA and a Master of Business Administration in Finance and International Business from New York University. She is a Certified Financial Planner® and a Personal Investment Advisor. Fluent in English and Korean, Christine works with clients on areas such as family wealth management, international wealth management, legacy planning, retirement income, tax minimization, and college education planning. In addition to her professional work, Christine is involved in community service, including volunteering with the YMCA in San Francisco. Her personal interests include gardening, hiking, and yoga. She emphasizes the importance of understanding clients’ priorities to create personalized, flexible wealth management plans tailored to their individual goals and aspirations.

Thomas Catanese is a Private Wealth Advisor with Merrill Private Wealth Management, focusing on advising entrepreneurs, executives, and investors primarily in technology and life sciences sectors. His client base includes officers and directors of publicly traded companies as well as general partners of private equity and venture capital firms. He provides guidance on various financial areas such as investments, trust and estate planning, tax minimization strategies, lending needs, equity planning, and retail banking services. Before joining Merrill, Thomas accumulated over 10 years of experience advising executives of Fortune 1000 companies on executive compensation plans, worked for five years in corporate development at Advent Software, a publicly traded fintech company, and held various roles at asset management firms including Northern Trust, Fidelity Investments, and Charles Schwab. He also has had education in financial disciplines at Haas Business School and holds a Personal Investment Advisor (PIA) designation. Thomas holds a bachelor's degree in Political Science from Vanderbilt University. He resides in Tiburon, Marin County, and has volunteered with organizations such as Hands on San Francisco, Junior Achievement, Juvenile Diabetes Research Foundation, Leukemia & Lymphoma Society, and Marin County Food Bank.

Peirui Lin is a financial advisor at Merrill with four years of industry experience. Lin holds Series 63 and Series 66 credentials and has worked previously at Bank of America, JPMorgan Chase Bank, and J.P. Morgan Securities. Based in San Francisco, Lin’s career includes roles spanning both U.S. and international institutions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Elizabeth Murphy Jinich is a Series 66-licensed financial advisor with Merrill in San Francisco, CA, where she has worked since 1990. She has 38 years of industry experience. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Moyne is a Private Wealth Advisor with Merrill Private Wealth Management. He has been with Merrill since 1994, when his team was among the first hired to help establish the firm's high net worth client division, formerly known as the Private Banking and Investment Group. His client focus areas include Corporate Executive Services, Family Wealth Management Strategies, Legacy Planning, Liquidity Management, Managing New Wealth, Philanthropic Planning, Portfolio Management Services, Special Needs Planning Strategies, Individual and Corporate Investment Strategy, and Tax Minimization. David has been working in wealth management since 1983, beginning his career after being selected for Morgan Stanley's MBA training program. He holds a Personal Investment Advisor (PIA) designation and earned a Master's Degree from UCLA Business School, a Master's Degree from Mount Holyoke College, and a Bachelor's Degree from the University of Massachusetts. In college, David lettered in three varsity sports and continues to have a strong interest in athletics. Outside of his professional life, David is active in his community and has served on several nonprofit boards. He is married and has three teenage boys. His personal interests include football, painting, running, scuba diving, skiing, surfing, and spending time with his family. David also plays the saxophone, guitar, and piano professionally.

Matthew Lehrmann is a financial advisor with Merrill based in San Francisco, CA. He holds a Series 66 designation and has 17 years of industry experience. His prior work includes roles at AllianceBernstein L.P. and Citigroup Global Markets before joining Merrill and Bank of America in 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Reeve Ghiass is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He previously worked at Morgan Stanley, U.S. Bancorp, and Comerica Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Scott Buoy is a Private Wealth Advisor with Merrill Private Wealth Management, specializing in advising entrepreneurs and C-suite executives. He focuses on helping individuals plan for potential company exits through IPOs or acquisitions and has extensive experience delivering tax minimization and estate planning strategies to optimize clients' personal balance sheets. Scott and his team provide a range of services, including investment, credit, trust, estate, and philanthropic strategies. Scott began his career in 2003, advising high net worth clients and families, with previous experience at Goldman Sachs and JP Morgan. He holds an inactive CPA license and has experience as an operating executive in enterprise software companies, as well as having launched an entrepreneurial venture in the alternative energy industry. Scott earned a Bachelor of Science degree in accounting from Oregon State University and a Master of Business Administration from The Kellogg School of Management at Northwestern University. He resides in Marin County with his wife and two children.

Joseph Denoga is a financial advisor at Merrill with a Series 66 designation and a year of industry experience. His career includes roles at Bank of America and Merrill, with prior employment spanning from 2008 to the present, excluding a two-year period of unemployment. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jenny Yun Hunter serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, where she co-founded Chang Hunter and Associates. She collaborates with businesses, organizations, and institutions to develop roadmaps aimed at guiding individuals to and through retirement. Her work emphasizes education and strategy in retirement planning. With over 20 years of direct experience in retirement planning, strategy, investments, and education, Jenny focuses on areas including 401(k), 403(b), and defined benefit plans. She has been with Merrill Lynch since 2008 and began her career in financial services in 2003. Jenny holds a bachelor's degree from the University of Tennessee System and professional designations including Certified 401(k) Professional (CKP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of her professional role, Jenny enjoys traveling with her husband, scuba diving, playing golf, catch-and-release sport fishing, and hiking. She has explored locations such as Machu Picchu, Mount Kilimanjaro, the Grand Canyon, and Everest Base Camp. She supports an inclusive environment at work as a Bank of America Ally within the LGBTQ+ Pride Network.