Herbert Medrano is a financial advisor at Merrill with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at J.P. Morgan Securities, JPMorgan Chase Bank, and Wells Fargo. Outside of his advisory work, he operates a sole proprietorship providing property maintenance services. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, featuring CIO-constructed, model-based, and discretionary investment strategies for a diverse client base that includes individuals, high-net-worth clients, pension plans, and charitable organizations.

Jay Nguyen is a financial advisor with Merrill in Garden Grove, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Merrill, he worked at Bank of America, N.A., and has a background that includes roles at UC Irvine and Coastlink Furniture. Outside of finance, he is a co-founder of Saigon Pho, a family restaurant in Houston, Texas. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.