Wesley Sanchez is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on offering a comprehensive approach to managing wealth by first understanding his clients' financial situations, families, and what matters most to them. Wesley helps create customized wealth management strategies that adapt to changing needs and market conditions, providing access to the investment insights of Merrill and the banking services of Bank of America. His areas of expertise include education planning, family wealth management, services for endowments, foundations, and non-profits, managing new wealth, personal retirement planning, portfolio management, tax minimization, and retirement income. Wesley holds a Bachelor's Degree from UC Santa Barbara and the Personal Investment Advisor (PIA) designation. Committed to community involvement, Wesley follows Merrill’s tradition of participating in local organizations through volunteer work. Outside of his professional responsibilities, he enjoys baseball, golfing, running, table tennis, and tennis.

John Pate is a Senior Financial Advisor with Merrill Lynch Wealth Management. With thirty-four years of experience, he focuses on assisting corporate executives and small business owners in retirement and estate planning, drawing on his expertise in liquidity management, personal retirement planning, portfolio management services, sports and entertainment, tax minimization, and retirement income. John graduated from the University of California, Santa Barbara in 1982 with a degree in Business Economics. During his time at UCSB, he was a member of the golf team and earned Academic All-American honors. After beginning his career in the insurance industry, John joined Thomson McKinnon in 1988, which was later acquired by Prudential Securities. He remained with Prudential until 2000, when he transitioned to Merrill. John holds the Personal Investment Advisor (PIA) professional designation. Committed to community involvement, John volunteers with local organizations, reflecting the Merrill tradition of engagement. Outside of work, he enjoys fishing, golfing, reading, and traveling. John has been married for thirty-six years to Susan, a real estate agent with Compass, and they have two children.

Steven Rosso is a financial advisor at Merrill with 10 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2015, previously working at Bank of America, N.A. His practice is based in Santa Barbara, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Lisa Daniel is a Wealth Management Advisor with Merrill Lynch Wealth Management. She specializes in family wealth management strategies, personal retirement planning, philanthropic planning, and values-based investing, including socially responsible and ESG investing. Lisa also focuses on supporting women and their wealth management needs. She holds the designations of CERTIFIED FINANCIAL PLANNER (CFP), Chartered SRI Counselor (CSRIC), and Personal Investment Advisor (PIA). Lisa earned an Associate's Degree/College Diploma from Orange Coast College. In addition to her professional work, Lisa is engaged in community service, reflecting the Merrill tradition of local involvement. Her personal interests include cooking, gardening, reading, yoga, and spending time with her family.

Michael Gutierrez is a Wealth Management Advisor at Merrill Lynch Wealth Management. He is a CERTIFIED FINANCIAL PLANNER® professional and holds the Certified Plan Fiduciary Advisor® (CPFA) designation, along with credentials as a Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA). His approach to wealth management emphasizes gaining a comprehensive understanding of each client's financial landscape to develop personalized strategies that align with their priorities and aspirations. Michael integrates investment insights from Merrill and banking services from Bank of America to address various aspects of clients' financial lives. His expertise encompasses areas such as college education planning, divorce transition planning, equity compensation services, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Michael is dedicated to simplifying the complexities of financial planning, allowing clients to focus on their passions and loved ones. Michael earned a Bachelor of Science degree in Financial Services Financial Management from California State University Chico. Outside of his professional work, he enjoys traveling with his wife, exploring new cultures, and spending time with his family and pets. His personal interests include gardening, woodworking, mountain biking, cooking, and quality time with family.

Michelle Perry is a Wealth Management Advisor and First Vice President at Merrill Lynch Wealth Management. She holds the CERTIFIED FINANCIAL PLANNER® (CFP®) designation and the Personal Investment Advisor (PIA) credential. Michelle works with clients to devise comprehensive financial strategies that align their wealth with their life priorities, focusing on areas such as family wealth management, legacy planning, retirement income, executive and equity compensation, tax minimization, and socially responsible investing. Michelle earned her Bachelor's degree in Communications from the University of California at Santa Barbara and completed her MBA with an emphasis in global business at Pepperdine University. Her leadership roles during graduate school included receiving awards from organizations like The Committee of 200 and advocacy work on behalf of women business leaders. Before joining Merrill in 2012, Michelle gained experience running a print and design firm and served as Junior Lifeguard Coordinator for the City of Carpinteria. In addition to her advisory work, Michelle serves as Chair of the Carpinteria Children’s Project and volunteers as a swim coach for the Carpinteria Aquatics Club. She also contributes her expertise to the Finance Committee for the Women's Fund of Santa Barbara and has held board positions with the Carpinteria Education Foundation. Michelle resides in Carpinteria with her husband and children and pursues interests including dancing, gardening, skiing, surfing, swimming, and yoga.

Lorena Boyce is a Senior Financial Advisor with Merrill Lynch Wealth Management. She initially joined Merrill in 1983 as a futures and options specialist in Capital Markets at the Sears Tower in Chicago. From 1987 to 2015, she concentrated on fixed income securities sales to insurance companies before rejoining Merrill in 2016 to focus on alternative and private equity investments. Her expertise centers on the Merrill Private Equity and Alternatives Platform, providing private equity solutions tailored for foundations, endowments, institutions, and high-net-worth individuals. Lorena’s client focus areas include divorce transition planning, family wealth management strategies, and both individual and corporate investment strategies. She holds a Bachelor's Degree and a Master of Business Administration (MBA), both from the University of Virginia. She also holds the Personal Investment Advisor (PIA) professional designation. Lorena’s professional affiliations include membership in the Illinois Society of Colonial Warriors. Outside of her professional work, Lorena has been engaged in equestrian activities throughout much of her life, having ridden hunter-jumpers and, in more recent years, participated in race-horse ownership. She also enjoys biking, horseback riding, music, and skiing. In the community, she has volunteered with Lake Forest Hospice.