Baldwin Chin is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining Merrill Lynch in 1992 following his graduation from UCLA, he has held various office management leadership roles within the firm. Baldwin’s expertise encompasses a wide range of client focus areas including education planning, family wealth management strategies, liquidity management, retirement income, socially responsible and values-based investing, tax minimization, and serving clients in sports and entertainment. Baldwin holds a Bachelor's Degree in Economics and Political Science from UCLA and maintains professional designations as a Certified Investment Management Analyst (CIMA), Personal Investment Advisor (PIA), and in Sports & Entertainment (SE). He is committed to developing personalized financial strategies designed to help clients pursue their long-term goals through a detailed understanding of each client’s unique financial picture. In addition to his advisory work, Baldwin participates actively in community organizations such as Brentwood School, Culver City Rotary, and Jonathon Club. Outside of work, he enjoys spending time outdoors with his family and engages in activities including baseball, basketball, football, golfing, gymnastics, skiing, and softball.

Todd Kornguth is a Wealth Management Advisor with Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). Todd earned his Bachelor's Degree from the University of California. He applies his education and credentials to support clients in managing their financial portfolios.

John Mulcahy is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on developing personalized wealth management strategies tailored to clients' individual financial goals. He leverages insights from Merrill and the banking services of Bank of America to create flexible approaches that adapt to changing market conditions. John holds the Professional Investment Advisor (PIA) designation and earned a Bachelor's Degree from Georgetown University. He is also engaged in community activities, dedicating time to volunteering with local organizations in line with Merrill’s tradition of community involvement.

Sherry Grant is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has been with Merrill Lynch since November 1992, progressing through roles including Client Associate, Senior Client Associate, Investment Associate, and Relationship Management Analyst before assuming her current position. Since 2000, she has worked professionally alongside her husband, J. Geoffrey Grant. Sherry’s areas of focus include Family Wealth Management Strategies, Managing New Wealth, Personal Retirement Planning, Special Needs Planning Strategies, and investing approaches such as Socially Responsible, Values-Based, and ESG Investing. She holds the CERTIFIED FINANCIAL PLANNER (CFP) designation, is a Chartered Retirement Planning Counselor (CRPC), and a Personal Investment Advisor (PIA). She earned her bachelor's degree from the University of California system. Outside of her professional work, Sherry's personal interests include cooking, hiking, photography, scrapbooking, scuba diving, skiing, yoga, spending time with her family, traveling, and watching movies.

Logan Lanier is a financial advisor with Merrill based in Santa Monica, CA. He holds a Series 66 designation and has six years of industry experience. His prior work includes a role at Dick's Sporting Goods and a contractor position with Corporate Brokers supporting Merrill Lynch. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

David Guyette is a Wealth Management Advisor with Merrill Lynch Wealth Management, having joined the firm in 1997. He provides personalized strategic advice and develops strong client-advisor relationships by offering clients preferential access to financial resources. David works with business owners, high-net-worth individuals, families, and retirees, consulting on various aspects of their financial lives. His expertise encompasses advising on corporate 401(k) plans, profit sharing plans, defined benefit plans, retirement planning, stock option analysis, alternative investments, non-profit and endowment strategies, philanthropic strategies, life insurance analysis, residential lending, and liability management. David creates customized wealth management plans aimed at optimizing clients' financial goals while collaborating with tax and legal advisors when necessary to develop tax-efficient financial strategies. His disciplined investment approach focuses on protecting clients' standard of living, maintaining their lifestyle, and taking measured risks to enhance their financial outcomes, seeking consistent returns by minimizing downside risks and volatility. David holds a Bachelor's Degree from the State University of New York System at Oswego and carries professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified 401(k) Professional (CKP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He lives in Santa Monica with his wife, Janet, and their two sons, Jake and Sam. David is also involved in community activities, reflecting the Merrill tradition of local engagement.

Nelly Garcia is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has been serving clients since joining the firm in 2017. She began her financial services career in 2004 and has experience assisting clients with significant life transitions such as retirement, inheritance, and business sales. Throughout her career, she has worked at JPMorgan Chase for eleven years, including five years at Chase Private Client, and at a boutique investment firm for two years. Nelly's approach to financial advising emphasizes understanding clients' values, visions, and what they find meaningful for themselves and their families. She collaborates with clients to build personalized plans aligned with their goals and aspirations, focusing on areas such as college education planning, family wealth management, retirement income, and socially responsible investing. She holds a Bachelor's degree in Business from the University of Redlands and the Personal Investment Advisor (PIA) designation. In addition to her professional work, Nelly is Co-director of Programming for Merrill's Greater Los Angeles Chapter of LEAD for Women, promoting education and professional development for women. She also volunteers with her high school's alumni association to support scholarships and student activities. Nelly and her husband, Lionell, enjoy spending time with their baby boy, two rescue dogs, and exploring the outdoors.

James Fletcher is a financial advisor with Merrill in Santa Monica, CA, holding Series 63 and Series 65 credentials and offering 42 years of industry experience. He has been with Merrill since 1979 and Bank of America since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of investors including individuals, high-net-worth clients, and institutional entities.

Shania Motruk is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and possessing 36 years of industry experience. She has been with Merrill since 1981 and has concurrently worked at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gilbert Tong is a Senior Vice President and Senior Resident Director at Merrill Lynch Wealth Management in the Beverly Hills office. He leads the Merrill office in Santa Monica and has more than 30 years of experience serving complex clients. Gilbert specializes in advising ultra-high-net-worth individuals, multigenerational families, senior corporate executives, entrepreneurs, financial professionals, and institutional clients with substantial balance sheets and sophisticated financial needs. He focuses on developing customized, objective-driven wealth strategies to preserve, grow, and transition capital across market cycles and generations. Gilbert holds several professional designations, including Certified Private Wealth Advisor® (CPWA®), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). His expertise includes liquidity and exit planning, business valuation and monetization strategies, advanced estate and legacy planning, asset protection, philanthropic and family foundation structures, tax-efficient wealth transfer, and fiduciary guidance for corporate and nonprofit retirement plans. He also serves as a Retirement Benefits Consultant to institutional plan sponsors and advises foundations and endowments. A graduate of the University of California, Los Angeles, Gilbert is involved in various community and professional organizations. He co-chairs the Los Angeles Asian Leadership Team at Bank of America and leads integration efforts for the firm's Southern California Asian employee network. He serves on the advisory council for the Los Angeles Chamber Orchestra and has participated in local charities in board and advisory capacities. Gilbert resides in Southern California with his wife, Grace, and their three children. Outside of work, he competes in endurance sports such as Ironman triathlons and serves as the Malibu Triathlon Team Captain.

Sonia Yearian is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has been working in financial services since 1988, initially serving as a Vice President and International Trust Officer in Private Client Services. Since joining Merrill Lynch in 2005, Sonia has held various roles including International Financial Advisor, Assistant Vice President, Financial Solutions Advisor, and Bank Team Financial Advisor before assuming her current position. Sonia’s expertise encompasses family wealth management strategies, personal retirement planning, portfolio management services, small business strategies, women and wealth, as well as individual and corporate investment strategy. She is a Personal Investment Advisor (PIA) and is fluent in both Spanish and English. Sonia earned her High School Diploma/GED from Pima Community College. Residing in Tucson with her husband and two children, Sonia prioritizes giving back to the community through involvement with local schools, charities, and communities. In her spare time, she enjoys outdoor activities such as skiing, traveling, watching movies, and spending time with her family.

Oliver Grant is a Financial Advisor with Merrill Lynch Wealth Management, focusing on business development and client relationship building. He works closely with clients to develop customized financial strategies tailored to their individual goals and circumstances. Oliver’s approach emphasizes trust, transparency, and thoughtful guidance to deliver personalized solutions. Since joining Merrill Lynch Wealth Management in October 2024, Oliver has specialized in areas including college education planning, family wealth management strategies, LGBT wealth planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and ESG investing, and special needs planning strategies. His experience is supported by a degree in Economics from the University of California, Santa Cruz, where he was actively engaged as president of the club water polo team and a member of the Slug Fund Investment Group. He also began his college education at San Jose State University, participating as a walk-on to the Division 1 water polo team. Oliver holds the Personal Investment Advisor (PIA) designation. Outside of his professional work, he enjoys baseball, basketball, camping, cooking, photography, scuba diving, swimming, traveling, watching movies, and spending time with his family.

Blake Anthony is a Wealth Management Advisor at Merrill Lynch Wealth Management, a position he has held since 2017. He works alongside Senior Financial Advisor Nicholas Anthony as part of a team that provides personalized strategies supported by the firm's resources. Blake focuses on helping clients define and pursue their financial goals through thoughtful planning and guidance. His areas of expertise include divorce transition planning, education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and individual and corporate investment strategy. Blake holds the CERTIFIED FINANCIAL PLANNER® certification along with designations as a Personal Investment Advisor (PIA) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He earned his Bachelor's Degree from the University of Oregon. Blake follows a disciplined process that begins with understanding each client’s unique financial situation and priorities to develop a personalized financial approach. Outside of his professional work, Blake enjoys playing tennis, football, hiking, music, traveling, watching movies, and spending time with his family. He previously competed as a Division 1 tennis athlete at Indiana University and the University of Oregon, and he brings the same focus to his advisory role.

Nicholas Anthony is a financial advisor with Merrill in Santa Monica, CA, holding Series 63 and Series 65 registrations and bringing 37 years of industry experience. He has been with Merrill since 2010 and Bank of America, N.A. since 2011. Outside of his advisory role, he is an owner of a trust that manages a second home. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, and institutional investors, providing managed account programs, discretionary portfolio management, and brokerage execution services. The firm integrates investment management through various program strategies and manager-constructed approaches, supported by its affiliation with Bank of America’s broader capital markets platform.

Jonathon Brauer is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA), reflecting his expertise in investment management and client advisory services. Jonathon earned his Bachelor's Degree from Columbia University. His role involves providing tailored financial guidance and wealth management strategies to clients, utilizing his educational background and professional qualifications.

Layne Tally serves as a Wealth Management Advisor and lead of The Tally/Saltzman Group at Merrill Lynch Wealth Management, based in Santa Monica. He works closely with business owners, executives, professionals, and their families to pursue financial goals through tailored strategies and precise implementation. His approach emphasizes integrity and transparency in client relationships. Since beginning his career in financial services in 2007, Layne has held positions at Morgan Stanley, Trust Company of the West, and Transamerica before joining Merrill Lynch in 2011. His expertise encompasses investment management, cash-flow analysis, retirement strategies, trust and estate planning services, education savings, and access to lending solutions through Bank of America. He offers a tax-sensitive perspective on investing, retirement, and wealth transfer, collaborating with clients' external advisors. Layne holds a Bachelor's Degree from the University of Southern California and holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). In addition to his professional work, he engages in community involvement as the Resource Development Committee Chair at the Boys & Girls Club of Venice and serves as an Executive Board Member of the Boys & Girls Clubs of Metro Los Angeles. Outside of work, he enjoys golfing, music, spending time with family, and traveling.

Maria Sanudo is a Wealth Management Advisor with Merrill Lynch Wealth Management, where she has worked since 2010. In her role, she focuses on developing tailored financial strategies to assist high-net-worth individuals, their families, and their businesses in achieving both short- and long-term financial goals. Maria leverages the investment insights available through Merrill Lynch and the banking services of Bank of America to provide comprehensive financial guidance. She collaborates closely with clients' attorneys, accountants, and other advisors to offer advice that aligns with their overall financial situations and objectives. Before joining Merrill Lynch, Maria worked with BBVA Compass Investment Solutions, serving affluent families, particularly from Latin America. She also has experience as a project manager for a medical device company in Wurzburg, Germany. With a background shaped by living in various countries, Maria is fluent in Spanish, French, German, and Portuguese. She holds a Bachelor of Science in International Business Economics and a Bachelor of Arts in French, both from the University of Arizona, and maintains Series 7 and 66 FINRA registrations, as well as Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA) designations. Maria is involved in community service, including volunteering and fundraising for organizations such as Yoga Gives Back. Her personal interests include cooking, genealogy, hiking, and practicing yoga. She emphasizes understanding clients' life priorities to create personalized financial plans designed around their unique goals and aspirations.

Vineeta Koshy is a financial advisor at Merrill with 22 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill since 2010. Outside of her advisory role, she is an owner of a nonprofit organization based in Las Vegas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Cooper is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in family wealth management strategies, personal retirement planning, and serves clients in the sports and entertainment sectors. He applies a team-based approach to wealth planning, focusing on creating and servicing personalized strategies that respect the individuality and relationships of his clients. Michael has extensive experience working with clients navigating various life transitions, including retirement, job changes, divorce, illness, and loss. He serves a clientele comprising professors, researchers, professionals in the entertainment field, and professional practices. His approach involves immersing himself in each client's situation and motivations, encouraging balance in life and investment portfolios, and maintaining transparency. He holds multiple professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Market Technician (CMT), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His educational background includes attendance at Cleveland State University and Cuyahoga Community College without degree conferral, a High School Diploma from Normandy, and completion of a Non Accredited Certificate Program from the College for Financial Planning. His personal interests include hiking, music, and reading.

Nicholas Grose is a Senior Financial Advisor at Merrill Lynch Wealth Management. He provides comprehensive and holistic wealth management services, focusing on creating bespoke strategies tailored to the evolving needs and priorities of his clients. His approach integrates asset purchases, income streams, lending, and tax considerations to develop investment plans aligned with clients' values. With close to two decades of experience in wealth management, Nicholas has a background that includes serving as Vice President and Wealth Advisor at J.P. Morgan. His expertise encompasses education planning, executive compensation, family wealth management strategies, institutional investment consulting, endowment and foundation services, legacy and philanthropic planning, socially responsible investing, and individual and corporate investment strategy. Nicholas holds a Bachelor of Arts degree in Economics from the University of Colorado at Boulder. He is a Personal Investment Advisor (PIA) and resides in Venice, California. His personal interests include boating, cooking, gardening, music, reading, skiing, swimming, traveling, writing, and yoga.

Ryan Foley is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 credential and has worked at Bank of America and Merrill Lynch since 2018. Prior to his current roles, he was employed at Construction Testing Services, Inc. and spent time at California Polytechnic State University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jacob Guyette is a Financial Advisor at Merrill Lynch Wealth Management. He provides clients with advice and guidance tailored to their life goals, risk tolerance, time horizon, and liquidity needs. His approach centers on understanding clients and their families, financial situations, and priorities to create customized, flexible wealth management strategies. Jacob's expertise includes college education planning, personal retirement planning, and tax minimization. He utilizes the global investment resources of Merrill and the banking and lending services of Bank of America to address the comprehensive financial needs of his clients. He holds the Personal Investment Advisor (PIA) designation and earned Bachelor's degrees in Economics and Computer Science from the University of California System. Jacob and his team actively participate in community service, supporting organizations such as Heal the Bay and Children's Hospital Los Angeles. Outside of work, Jacob enjoys biking, camping, chess, cooking, fishing, golfing, hiking, running, skiing, and swimming.

Kenneth Mirch is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing 35 years of experience in providing wealth management services to corporations, foundations, and high net worth individuals. His expertise encompasses developing investment strategies that address personal and business financial needs, focusing on areas such as divorce transition planning, family wealth management strategies, services for endowments, foundations, and non-profits, portfolio management, individual and corporate investment strategy, tax minimization, and retirement income. Ken holds a Bachelor of Arts degree in Economics from UCLA and maintains several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He has been featured in Merrill Lynch’s national advertising campaign, "Total Merrill," which emphasizes the importance of developing comprehensive financial strategies. Committed to his community, Kenneth Mirch actively participates in volunteer work with local organizations, reflecting the Merrill tradition of community involvement. His approach focuses on collaborating one-on-one with clients to develop personalized financial strategies tailored to their long-term goals.

Robert Maguire is a Senior Financial Advisor with Merrill Lynch Wealth Management. He holds the designation of Personal Investment Advisor (PIA) and brings his expertise to helping clients pursue their personal financial goals. Robert focuses on areas such as planning for education funding, retirement lifestyle and healthcare cost preparation, and developing personalized plans to support long-term family objectives. Robert takes into account each client’s unique perspectives and priorities, aiming to simplify the complexities of investing and wealth management. He received his high school diploma from Marinette High School.

Mathew Saltzman is a Senior Financial Advisor with Merrill Lynch Wealth Management's exclusive Santa Monica office in Los Angeles. Leveraging his extensive knowledge and experience in the hospitality industry, Mathew assists high net worth individuals, hospitality executives, and business owners in managing their financial lives. With a background in running million-dollar grossing restaurants across Las Vegas, Los Angeles, and New York, he understands the complexities associated with operating such businesses. This experience enables him to utilize Merrill's global resources effectively, focusing on clients' families, work, and enterprises. Mathew holds a Bachelor's Degree from Cornell University and is a Personal Investment Advisor (PIA). He has previously served on the Board of Directors for the Cornell Club of Los Angeles. Fluent in English and Spanish, Mathew's client focus areas include college education planning, executive compensation, equity compensation services, defined benefit plan services, legacy planning, liquidity management, retirement income, portfolio management, small business strategies, and managing new wealth. He also dedicates time volunteering with community organizations.

Brandon Jones is a Financial Advisor with Merrill Lynch Wealth Management, where he is part of the Jones Fletcher Group in Santa Monica. He joined Merrill Lynch Wealth Management in late 2022, transitioning from Bank of America where he began his career in retail banking in 2020. Brandon serves individuals, families, and business owners, focusing on family wealth management strategies, legacy planning, personal retirement planning, and retirement income. Brandon is committed to providing clients with customized, personal wealth plans centered on investment guidance. He emphasizes building long-term relationships and tailoring strategies to align with each client's unique circumstances and goals. Working collaboratively within his experienced team, he helps clients navigate the complexities of wealth management, investment decisions, and risk management. He holds a Bachelor's Degree from California Lutheran University, where he studied Business Administration and participated in the university's golf program. Brandon has earned the Personal Investment Advisor (PIA) designation. In his free time, he enjoys baseball, basketball, cooking, football, golfing, ice hockey, music, pickleball, softball, and spending time with his family.

Alejandro Sardon is a financial advisor at Merrill with Series 66 credentials and one year of industry experience. He previously held roles at First Citizens Bank and studied finance at Vienna University of Economics and Business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Jasmine Grajeda is a financial advisor at Merrill with 16 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2016. Outside of advising, she serves as a brand ambassador for beverage company Havas Street. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Henry Raimi is a financial advisor at Merrill with six years of industry experience. He holds the Series 66 designation and has worked at Bank of America, JP Morgan Securities, Equitable Advisors, and AXA Advisors. Raimi’s background includes roles in the financial services and entertainment sectors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christina Pallan is a financial advisor with Merrill in Santa Monica, CA, holding Series 63 and Series 66 designations and 19 years of industry experience. She has been with Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

J. Geoffrey Grant is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been serving clients since December 1983. He focuses on areas including college education planning, retirement income, legacy planning, philanthropic planning, tax minimization, and services for endowments, foundations, and various defined benefit and contribution plans. Geoff's expertise encompasses wealth and estate planning, money management, account performance analysis, alternative investments, corporate cash management, corporate credit, insurance, and real estate. Geoff earned a Bachelor's Degree in Business with an emphasis on Finance and Economics from the University of Southern California. He has completed continuing education in financial strategies, estate planning, and advanced statistical analysis and performance measurement, including being part of the firm's inaugural course in this area. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Beyond his professional pursuits, Geoff helped found and chaired several child-focused charitable organizations and remains involved in community activities such as Scout Troop 67 in Santa Monica. He resides in Pacific Palisades with his wife, three sons, two dogs, and three cats. The family enjoys outdoor activities such as skiing, scuba diving, camping, sailing, and nature photography.

Joseph Kimura is a financial advisor at Merrill with Series 63 and Series 65 credentials and 48 years of industry experience. He has been with Merrill since 2008 and has concurrently worked at Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.