Kevin Beckwith is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on helping clients connect all aspects of their financial lives to prioritize and pursue goals that matter most to them. Kevin's experience gained throughout his career at Merrill directly applies to managing risk and navigating today's complex market environment. His expertise includes college education planning, family wealth management strategies, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. Kevin holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Stetson University. Kevin is active in his church, family, and community. He participates in Wesley Monumental United Methodist Church and has personal interests that include adventure sports, music, and running.

Jason Jones is a Series 66 licensed advisor with Merrill in Savannah, GA, with nine years of industry experience. He has worked at Merrill and Bank of America since 2017 and previously spent six years at TMX Finance. Outside of his advisory role, he assists his father with enhancing the web presence and social media accounts of the family law firm. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, with portfolio implementation tailored by strategy and client needs.

James Buchman is a Financial Advisor and the Team Financial Advisor for the Sipple Buchman Cairns Reeves team at Merrill Lynch Wealth Management. In this role, he primarily focuses on providing goal-based wealth management planning and works to expand client care and outreach within the team. James assists clients by offering investment advice and solutions that align with their life's goals, risk tolerance, time horizon, and liquidity needs. His areas of expertise include family wealth management strategies, liquidity management, retirement income, tax minimization, philanthropic planning, and services for endowments, foundations, and non-profits. He holds a Bachelor's Degree from Clemson University and professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). James is engaged with professional and community organizations, including Park Place Outreach, Inc and United Cerebral Palsy of South Carolina. Outside of his professional activities, he enjoys camping, gardening, soccer, and spending time with his family.

Robert Howard is a Wealth Management Advisor at Merrill Lynch Wealth Management. He provides goals-based wealth management services, assisting clients with asset management, planning needs, and access to lending solutions from Bank of America. Robert's approach emphasizes achieving above-average risk-adjusted returns while recognizing that life and legacy goals require personalized strategies beyond industry benchmarks. Robert has been in financial services since graduating from the University of Georgia, continuing a family tradition spanning five generations in the field. He specializes in family wealth management strategies, legacy planning, and personal retirement planning. He holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment (SE). He has been recognized on the Forbes | SHOOK® "Best-in-State Wealth Advisors" list from 2018 through 2026. Robert has been involved in various professional and community organizations such as the Hancock Day School Board of Trustees, Leadership Georgia, Leadership Savannah, Savannah Estate Planning Council, Savannah Philharmonic, St. John's Church, St. Joseph's/Candler Foundation, The Rotary Club of Savannah, and serves as a Troop 57 Committee Leader for the Boy Scouts of America. His personal interests include boating, golfing, hiking, reading, running, skiing, spending time with family, tennis, and traveling.

Jennifer Grayson is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has over 20 years of financial experience, including managing and approving budgets for construction loans at SunTrust Bank and working with clients on insurance needs at State Farm prior to joining Merrill Lynch in 2009. Jennifer holds the CERTIFIED FINANCIAL PLANNER® (CFP) certification awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Certified Plan Fiduciary Advisor® (CPFA) designation from the National Association of Plan Advisors (NAPA). She graduated from Georgia Southern University with a Bachelor's degree in Business and Finance. Her approach focuses on helping clients develop personalized financial strategies by identifying and prioritizing their needs and objectives, while seeking missing elements to strengthen their overall wealth. A native of Savannah, Jennifer supports local organizations such as the Savannah Junior League and Junior Achievement. She and her family attend St. James Church, where she volunteers regularly. In her personal time, Jennifer enjoys playing tennis, boating, photography, running, traveling, and spending time with her family.

John Walsh IV is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 66 designation and has been with both Merrill and Bank of America, N.A. since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brian Coulter is the Senior Resident Director and a Portfolio Manager at Merrill Lynch Wealth Management. He began his financial services career at Morgan Stanley in 2000 before moving to Banc of America Investment Services as a financial advisor in 2003. In 2008, he transitioned to Merrill Lynch following its acquisition by Bank of America, N.A. In his current role, Brian leads the Merrill Lynch Wealth Management Skidaway Island office and works with clients and other advisors to provide consistent care and financial guidance. Brian is a former Captain in the U.S. Army and holds a Bachelor's degree from Western Kentucky University. He is a Personal Investment Advisor (PIA) and a member of the Sigma Chi fraternity. His client focus includes college education planning, divorce transition planning, employee benefits planning, liquidity management, managing new wealth, retirement planning, and portfolio management services. Outside of his professional work, Brian is active in the community through his involvement with The Josh Reddick Foundation and Team Bank of America. His personal interests include baseball, basketball, bowling, football, golf, and spending time with his family in Savannah.

Vivian Butler is a financial advisor at Merrill with 18 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party teams.

Roland Towery III is a Wealth Management Advisor at Merrill Lynch Wealth Management. He leads the Beckwith, Towery & Associates team, providing comprehensive financial guidance to a diverse group of clients. His expertise includes managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Utilizing the resources of Bank of America and Merrill Lynch, the team focuses on delivering value through simplicity, ease of access, and a wide range of capabilities. Towery holds a Bachelor's Degree from Armstrong Atlantic State University and is a Certified Financial Planner (CFP) and Personal Investment Advisor (PIA). He is involved professionally with organizations such as the Marine Corps League of Savannah Georgia and the Salvation Army of Savannah Georgia. Outside of his professional role, he serves as a husband and father to three sons, is a member of Hope Bible Church, and serves on the board of The Salvation Army. His personal interests include boating, camping, chess, golfing, hiking, racquetball, and running.

Jaden Coulter is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in assisting high-earning medical sales professionals by turning variable income into lasting wealth through strategies that include cash flow and income planning around on-target earnings and commission cycles, equity compensation strategy across RSUs, ESPPs, and ESOs, tax-efficient investing strategies, and retirement planning tailored to actual income patterns. Jaden holds a Bachelor's Degree from the University of Alabama and has earned the professional designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA). He is also a member of the Sigma Chi - Iota Iota professional organization. Outside of his professional work, Jaden enjoys hiking, pickleball, and running.

Steven Stein is a financial advisor at Merrill with 42 years of industry experience. He holds Series 63 and Series 65 designations and has been with Merrill since 1990, also working with Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Alastair Cairns is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been working in financial services since 1994 and joined Merrill Lynch in 2007. With over 20 years of experience, Alastair focuses on providing tailored financial advice and guidance to multiple generations of families, including family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, tax minimization, and retirement income. Alastair’s expertise includes trust and estate planning services, working closely with clients, accountants, attorneys, and utilizing the resources of Bank of America and Merrill to help clients transfer wealth, minimize taxes, and secure their family’s legacy through various trust structures. He places a strong emphasis on building long-term, multigenerational relationships based on integrity, consistency, and transparency. Additionally, he is committed to educating clients and their families on their investments and financial decisions to promote informed planning for the future. Alastair earned a bachelor’s degree and a Master of Science in financial planning from the University of Georgia. He holds the Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA) designations. Outside of his professional work, Alastair serves as the President of the St. Andrew's Society of Savannah and is a board member of the Grandfather Mountain Highland Games. He enjoys golfing, hiking, and skiing, and resides on Skidaway Island in Savannah with his wife, Kristi, and their two children.

Marshall Coleman is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in goals-based financial planning and investment management. He focuses on helping families, professionals, and business owners align their financial strategies with their long-term objectives. Marshall works collaboratively with clients, leveraging the resources of Merrill and Bank of America to develop personalized solutions aimed at building, preserving, and transferring wealth. Marshall began his career at Merrill Lynch Wealth Management in 2013 after graduating from the University of Georgia's College of Family and Consumer Sciences with a degree in Financial Planning. While at the university, he was active in the Student Financial Planning Association, volunteered as a tax preparer through the Volunteer Income Tax Assistance program, and completed a summer internship with Merrill Lynch in Albany, Georgia. Since 2015, he has served on the Wealth Management Team at Sotus McCullough, where he also acts as a Senior Portfolio Advisor managing custom investment strategies on a discretionary basis. He holds the CERTIFIED FINANCIAL PLANNER® and Certified Plan Fiduciary Advisor® designations. Outside of his professional role, Marshall serves on the Board of Directors for Park Place Outreach Inc. He enjoys spending time outdoors hunting and fishing, as well as traveling with his family.

Jessica Barry is a financial advisor at Merrill with 16 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2009, also working with Bank of America since 2024. Outside of her advisory role, she volunteers as a parent team coordinator for the Richmond Hill Soccer Club in Georgia. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Lindsey Holland is a financial advisor with Merrill, holding a Series 66 designation and 14 years of industry experience. She has been with Merrill since 2016. Outside of her advisory role, she owns and operates a sole proprietorship selling products on Amazon. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Richard Brooks is a Wealth Management Advisor based in Las Vegas, Nevada, serving clients throughout the United States through Merrill Lynch Wealth Management. He is a CERTIFIED FINANCIAL PLANNER™ professional and holds the Chartered Life Underwriter® designation. Richard works with select high net worth individuals, families, businesses, and institutions to help manage risk, govern assets and liabilities, and pursue their financial goals. Richard's approach to wealth management begins with understanding his clients' financial needs and objectives, gathering comprehensive financial information, and conducting a detailed wealth analysis. He evaluates various scenarios to assist clients in making informed decisions over time. His services include college education planning, family wealth management strategies, services for endowments, foundations, and non-profits, liquidity management, tax minimization, and retirement income planning. He holds a Bachelor's Degree from Indiana University and has earned the Personal Investment Advisor designation. Outside of his professional work, Richard enjoys biking, reading, and spending time with his family.

Vernon Buchman II is a financial advisor at Merrill with 20 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2005 and Bank of America, N.A. since 2011. He also serves as a co-trustee for the J J B SR. Marital Trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Kaleena Hale is a financial advisor with Merrill in Savannah, GA, holding Series 63 and Series 66 designations. She has 17 years of industry experience and has been with Merrill since 2007. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal teams and third-party managers.

Erik Zimmerman is a financial advisor with Merrill in Savannah, GA, holding a Series 66 designation and 13 years of industry experience. He has been with Merrill since 2007 and also has experience at Bank of America, N.A. since 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Coleman Meyer is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. Before joining Merrill and Bank of America in 2026, he held various roles in education and real estate from 2019 to 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Jessica Bates is a financial advisor at Merrill with two years of industry experience. She holds a Series 66 designation and has been with Bank of America N.A. Merrill Lynch, Pierce, Fenner & Smith Inc. since 2005. Prior to her career in finance, she attended Georgia Southern University from 2013 to 2016. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage execution services. The firm emphasizes manager selection and tax-efficient investment strategies, supported by its integration with Bank of America affiliates and a broad capital markets platform.

Amanda King is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has been with Merrill since 2011. Outside of her advisory role, she serves as a Girl Scout Troop Leader in Savannah, Georgia, where she hosts meetings and plans activities for youth leadership development. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Jacqueline Hunt is a financial advisor at Merrill with 16 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2015. Outside of her advisory role, she owns and markets for H2 Energy INC, a fuel distribution company based in Richmond Hill, Georgia. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robin Pulaski is a financial advisor with Merrill in Savannah, GA, holding Series 63 and Series 66 licenses and with 14 years of industry experience. She has worked at Merrill since 2011. Outside of her advisory role, she is employed part-time handling bookkeeping for a landscaping and hardscaping business in Bluffton, SC, and serves as power of attorney for her parents. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Chris Sotus is a Wealth Management Advisor with over 39 years of investment experience, having served as a Financial Advisor and firm principal, including a role as Resident Director of the Merrill Lynch Wealth Management Savannah branch. He holds the Certified Private Wealth Advisor® (CPWA®) designation through the Investments & Wealth Institute® and the Certified Plan Fiduciary Advisor® (CPFA®) designation. Chris is also a qualified Portfolio Manager who provides traditional advice and builds and manages personalized investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. In the firm's Investment Advisory Program, he may manage client strategies on a discretionary basis. Additionally, Chris has earned the designation of Retirement Accredited Financial Advisor (RAFA) and Retirement Benefits Consultant (RBC). His focus includes services for defined contribution and defined benefit plans, family wealth management strategies, legacy planning, liquidity management, portfolio management, and retirement income planning, leveraging the firm's resources to provide personalized services including ERISA 3(21)(A)(ii) fiduciary advisory services to various organizations. Chris holds a Bachelor's Degree from Georgia State University. A resident of Savannah since 1999, he is a graduate of Leadership Savannah. He has volunteered with several nonprofit organizations and served on the Executive Board of Directors for Park Place Outreach, a youth emergency shelter serving at-risk youth and their families in Savannah and the surrounding area. Chris has been recognized with the PPO 2018 Volunteer of the Year Award and the 2019 Vicki Loughery Volunteer Advocacy Award by EmployAbility.

Thomas Reeves is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career in wealth management in 2011 after graduating from Furman University in Greenville, SC. Over his 15-year career, he has worked at multiple large investment firms, joining Merrill Lynch in 2015. Thomas focuses on goals-based wealth management planning, combining asset and liability management, investment and income planning, and risk management. He prioritizes client interests and maintains a high standard of care, ethics, and integrity. He serves clients in areas such as education planning, family wealth management, legacy planning, retirement income, and tax minimization. He holds a bachelor's degree from Furman University and completed his secondary education at Savannah Country Day School. Thomas has earned the Professional Investment Advisor (PIA) designation.

Matthew Amman is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in 2011, bringing 15 years of professional experience serving high-net-worth clients in the construction industry's land development sector. His approach to financial advising centers on building long-lasting personal relationships with affluent clients to provide tailored investment advice. He creates portfolio recommendations that balance clients' immediate financial needs with their long-term investment goals, leveraging strategic partnerships and access to industry research. Matthew holds a Bachelor of Science in Civil Engineering from the University of Central Florida and a Master's degree from Florida State University. He has earned several professional designations including Certified Private Wealth Advisor (CPWA), Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is also a registered professional engineer and a licensed U.S. Coast Guard Captain. Matthew resides in Savannah, Georgia with his wife, Catherine, and their three daughters. He has served on the Board of the Islands YMCA and is a member of the Professional Baseball Players Association. He participates in community volunteering activities and has personal interests that include baseball, boating, fishing, football, golfing, running, skiing, surfing, and traveling.

Donna Minor is a financial advisor with Merrill in Savannah, GA, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. She has been with Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.