Ryan Gill is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill, he worked at Waldorf Estoria and attended Arizona State University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rick Lam is a Financial Advisor with Merrill Lynch Wealth Management. He works directly with clients to define their financial goals and develop portfolio strategies aimed at helping them achieve those objectives. Rick provides ongoing advice and adapts client portfolios as their situations change. His expertise includes college education planning, employee benefits planning, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, liquidity management, managing new wealth, personal retirement planning, tax minimization, and retirement income. Rick emphasizes communication and engagement with clients and their families to facilitate financial decision-making and educate younger generations about investments. Rick holds a Bachelor's Degree from the University of California System and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Outside of work, he enjoys billiards, chess, pickleball, reading, spending time with his family, swimming, and traveling.