Jeffrey Kirk is a Wealth Management Advisor at Merrill Lynch Wealth Management. He assists clients in preparing for retirement and aims to make the transition smooth and stress-free. He collaborates closely with clients' tax, legal, and real estate professionals to ensure alignment and progress toward shared goals. Supported by a team specializing in investment management, lending, and estate planning strategies, Jeffrey works to coordinate the various aspects of clients' financial lives. Jeffrey holds professional designations including Accredited Wealth Management Advisor (AWMA), CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned his Bachelor's Degree from the University of California, Berkeley. His client focus areas include college education planning, equity compensation services, personal retirement planning, small business strategies, and tax minimization. He is involved with the Human Rights Campaign and serves as a volunteer champion for Better Money Habits through Bank of America. Outside of his professional role, Jeffrey's personal interests include cooking, dancing, hiking, music, reading, running, spending time with family, traveling, watching movies, and yoga.

Charles Regan is a financial advisor with Merrill in Seattle, WA, holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney LLC, Wells Fargo Advisors, LPL Enterprise, and Raymond James Financial Services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to fiduciary clients, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm employs model-based and discretionary strategies developed by internal and third-party managers, with portfolio implementation tailored to investors’ tax sensitivity and investment restrictions.

Jennifer Wynn is a financial advisor with Merrill in Seattle, WA, holding Series 63 and Series 65 credentials and accumulating 34 years of industry experience. She has been with Merrill since 1993. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies constructed by internal and third-party managers.

Michael Miller is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2019 and at Bank of America, N.A. since 2020. Prior to his advisory roles, he was employed at Sand Valley Golf Resort for three years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Zachary Joss is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. He has worked at Merrill since 2022 and is also affiliated with Bank of America. Outside of finance, he has experience in small business operations, including time at Delfino's Chicago Style Pizza. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Tran Cao is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has worked at Merrill since 2020 and previously held positions at Ann Taylor Inc., American Eagle Outfitters Inc., and J Crew. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Brendon Wu is a financial advisor at Merrill with a Series 66 designation and seven years of industry experience. Prior to joining Merrill, he spent eight years at Christ Covenant Church and took a one-year sabbatical in 2019. He serves as a trustee for a fiduciary rule entity based in Bellevue, Washington. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, utilizing model-based and discretionary strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Michelle Tran is a financial advisor with Merrill in Seattle, WA, holding Series 65 and Series 66 designations and two years of industry experience. She has been with Merrill since 2019 and previously worked at the University of Minnesota for five years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, and institutions.

Dylan Abrams is a financial advisor at Merrill with seven years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2019. His prior experience includes a role at Foresters Financial Services, Inc. and involvement with Edge West LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Micahl Ong is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over two decades of experience in financial advising. He specializes in working with successful individuals who value high-quality service, integrity, and a goal-oriented wealth planning approach. Micahl focuses on areas including executive compensation, equity compensation services, family wealth management strategies, personal retirement planning, portfolio management, and socially responsible, values-based, and ESG investing. His financial planning process prioritizes clients’ unique goals, providing customized strategies that align with their needs. Before joining Merrill Lynch as a Financial Advisor in 2002, Micahl gained experience as a management consultant advising financial institutions at Booz Allen & Hamilton, a corporate strategist at Morgan Stanley Asset Management, and Vice President of Global Corporate Strategy at Merrill Lynch Investment Managers. His diverse professional background equips him with a broad perspective that informs his personalized approach to client advisory. He holds the CERTIFIED FINANCIAL PLANNER™ certification, the Chartered SRI Counselor™ designation, and the Personal Investment Advisor designation. Micahl earned a Bachelor of Science degree cum laude in Finance from New York University’s Stern School of Business and an MBA from Columbia University. He completed an executive course in Pensions and Investment Management at the University of Pennsylvania’s Wharton School. Outside of work, Micahl is passionate about travel, having visited over 57 countries, and maintains an active lifestyle with hiking, biking, pilates, barre, and competitive badminton. He is conversant in several languages including English, Chinese (various dialects), Spanish, Italian, Malay, and Thai. Additionally, Micahl founded and chaired the community organization CBS Gives Back to Boston from 2008 to 2021.

Thomas Witte is a financial advisor with Merrill based in Seattle, WA, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has worked at Merrill since 2010 and has also been with Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Amanda Wiener is a financial advisor at Merrill in Seattle, WA, holding a Series 66 credential with one year of industry experience. Her background includes roles at Merrill Lynch, Pierce, Fenner & Smith Incorporated/Bank of America since 2019, as well as positions at the University of Washington Tacoma and Tacoma Art Museum. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Barbara Mitchell Briner is a financial advisor at Merrill with 10 years of industry experience. She holds the Series 63 and Series 66 designations. Prior to joining Merrill in 2020, she worked at JPMorgan Securities LLC and Jpmorgan Chase Bank NA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jonathan Ellis is a financial advisor with Merrill in Seattle, WA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Merrill since 2009 and concurrently at Bank of America, NA since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model‑based and discretionary investment strategies for individuals, high‑net‑worth clients, and institutional investors.

Kelli Walsh is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. She has worked at Merrill since 2019 and previously spent nine years with Securities Compliance Management, Inc. and two years at Bank of America, N.A. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model‑based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, supported by strategic asset allocation and tax-aware options.

Brian Wineke is a Series 66 licensed financial advisor with 24 years of industry experience. He has been with Merrill since 2009 and is also associated with Bank of America, N.A. outside of Merrill. Wineke serves as a trustee of the Seattle Art Museum and is involved in several real estate ownership activities. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services primarily for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of individual and institutional clients.

Kevin Kralman is a financial advisor with Merrill in Seattle, WA, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has worked at Merrill since 2009 and has been affiliated with Bank of America, N.A. since 1997. Outside of finance, he performs as a paid vocalist for occasional recording sessions and serves as a section leader and singing member with Seattle Pro Musica, a nonprofit choral organization, as well as a Finance Committee member for the Seattle Tennis Club. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sam Bergida is a financial advisor at Merrill in Seattle, WA, holding a Series 66 designation with eight years of industry experience. He has worked at Bank of America and Merrill since 2016 and 2017, respectively. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Laura Robert is a Wealth Management Advisor and Vice President at Merrill Lynch Wealth Management, where she has been serving clients since 2009. She holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation as well as the Personal Investment Advisor (PIA) credential. Laura works with individuals, women, couples, families, retirees, business owners, and entrepreneurs to develop customized wealth management strategies tailored to their financial goals and values. Her approach begins with understanding each client’s unique situation to provide investment guidance that aligns with both short- and long-term objectives. Laura and the RGR Wealth Management Group emphasize a disciplined, goals-based planning process with a focus on sustainable and responsible investing that reflects clients' values. Through Merrill Lynch, she has access to extensive resources including planning expertise, investment insights, and banking solutions through Bank of America. Her client focus areas include college education planning, family wealth management, LGBT wealth planning, retirement income, socially responsible and ESG investing, tax minimization, and women and wealth. She earned her bachelor's degree from Central Washington University. Outside of her professional work, Laura enjoys boating, gardening, and swimming.

Erin Reil is a financial advisor at Merrill with a Series 66 designation and seven years of industry experience. She has been with Merrill since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.