Hayden Duncan is a financial advisor at Merrill in Tampa, FL, holding a Series 66 designation with less than one year of industry experience. Prior to joining Merrill and Bank of America, N.A., Hayden worked at Integrity Express Logistics and completed education at Auburn University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, pension, corporate, and charitable clients.

Zoe Cuva is a Financial Advisor with Merrill Lynch Wealth Management. She provides wealth management strategies to individuals, families, and businesses, focusing on crafting personalized financial strategies tailored to each client's unique needs. Zoe's expertise encompasses retirement and business planning, investment management, and estate planning services, all aimed at creating solutions aligned with clients' values and objectives. Zoe holds a Bachelor's Degree from Florida State University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Her approach emphasizes understanding individual goals and providing guidance to help clients achieve financial security and growth. Outside of her professional role, Zoe is involved in community organizations such as Junior League Tampa and serves as the Membership Board Chair for NAWBO. Her personal interests include skiing, swimming, traveling, yoga, and spending time with her family.

Joaquim Nally is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on understanding what matters most to his clients in order to help develop strategies aimed at pursuing their financial goals. His role encompasses providing advice on general investing, retirement planning, and preparing for unexpected financial needs. Joaquim also coordinates with specialists at Bank of America to offer services related to banking, credit, home financing, and small business solutions. He holds several professional designations including Accredited Wealth Management Advisor (AWMA), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Joaquim obtained his High School Diploma from Donald E Gavit. Outside of work, he enjoys various activities such as basketball, boating, football, golfing, music, pickleball, soccer, spending time with his family, traveling, and watching movies.

Robert Shields is a Wealth Management Advisor at Merrill Lynch Wealth Management, having joined the firm in 2015. Prior to entering financial services, he played professional baseball for six years after being drafted by the New York Mets in the third round of the Major League Baseball draft at age 21. His personal experience working with a financial advisor during his athletic career inspired him to pursue a career helping individuals and families meet their financial goals. Since beginning his financial services career in 2014, Robert has earned the CERTIFIED FINANCIAL PLANNER® (CFP®) and Certified Private Wealth Advisor® (CPWA®) designations. He works with a diverse client base, including professional athletes, business owners, and physicians, focusing on areas such as retirement planning, family wealth management, legacy planning, and managing new wealth. Robert emphasizes collaboration with clients’ professional teams to coordinate comprehensive wealth management strategies. Robert holds a bachelor’s degree from Florida Southern College, where he attended on a baseball scholarship. He is active in his community, serving on the Board of Directors for Bayshore Little League and coaching a boys’ team. His personal interests include baseball, golf, fishing, boating, cooking, and spending time with his wife and two children in Lakewood Ranch, Florida.

Alek Goltzman is a financial advisor at Merrill Lynch Wealth Management. He assists clients with a range of financial planning needs including college education planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, and tax minimization. Alek focuses on helping clients articulate their goals and creating wealth plans tailored to their unique circumstances. He holds a Bachelor's Degree in Finance from Florida State University and has earned professional designations as an Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA). Alek approaches his work with a commitment to serving others and provides guidance and mentorship throughout the financial decision-making process. Outside of his professional responsibilities, Alek is involved in community activities such as coaching high school wrestling at Berkeley Preparatory School and participating in the First Tee of Tampa Bay program. His personal interests include chess, fishing, football, golfing, and softball.

E S Martin III is a financial advisor at Merrill with 45 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Merrill since 1981, as well as Bank of America since 2009. Outside of his advisory work, Martin is involved with the Tampa Bay Buccaneers and the National Football League in part-time game day roles, and he also assists with game day operations for the Outback Bowl. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jodi Leonard Fardella is a financial advisor at Merrill with 13 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2008, also working at Bank of America, N.A. since 2024. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individual and institutional clients including high-net-worth individuals and charitable organizations.

Debra Summerlin is a financial advisor at Merrill with 28 years of industry experience and holds a Series 63 designation. She has been with Merrill since 1990, totaling 36 years at the firm. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Darrell Hawkins is a financial advisor at Merrill with 12 years of industry experience. He holds the Series 66 designation and has worked previously at J.P. Morgan Securities and Bank of America. Hawkins is currently based in Tampa, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Aiello is a financial advisor with Merrill in Tampa, FL, holding a Series 66 designation and 16 years of experience with Merrill since 2010. He has nine years of industry experience. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by its internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joseph Weston III is a financial advisor with Merrill in Tampa, FL, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Bank of America, N.A., Darden Restaurants, and self-employment, as well as work during his time at the University of Tampa. Outside of advising, he owns Brown Box Direct LLC, a small business selling household goods on Amazon. Merrill serves a wide array of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm integrates its investment management with Bank of America affiliates and emphasizes manager-selection capabilities alongside a range of program strategies.

Christine Kelley is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she leads a team of investment professionals providing comprehensive financial advice and planning services. She joined Merrill in 2019 and brings 13 years of experience in the financial services industry. Christine's expertise includes corporate benefit programs such as equity compensation, defined benefit, defined contribution, and nonqualified deferred compensation plans. She works closely with corporate executives to integrate their benefits into long-term financial strategies and offers guidance in areas including college education planning, divorce transition planning, family wealth management strategies, legacy planning, personal retirement planning, and women and wealth. Her approach emphasizes personalized, one-on-one collaboration to develop tailored financial strategies. She holds a Bachelor's Degree from the University of Cincinnati and has earned professional designations as a Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). Christine participates in community volunteer activities and pursues personal interests such as cooking, dancing, fishing, genealogy, horseback riding, interior decorating, knitting and crocheting, reading, skiing, and traveling.

Andrew Soto is a Series 66-licensed financial advisor at Merrill with one year of industry experience. Before joining Merrill in 2025, he held various roles in the service and hospitality sectors and was a student at the University of South Florida from 2022 to 2025. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Debra Cosgrave is a financial advisor with Merrill in Tampa, FL, holding Series 63 and Series 66 licenses and having 38 years of industry experience. She has been with Merrill since 1986. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a range of model-based and discretionary investment strategies.

Joy Drewior is a financial advisor with Merrill in Tampa, FL, holding Series 63, 65, and 66 licenses and bringing 24 years of industry experience. Her prior roles include positions at Wachovia Securities Financial Network and a caregiving role before joining Merrill in 2018. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Andrew Cappello is a financial advisor at Merrill with 44 years of industry experience. He holds Series 63 and Series 65 designations and has been with Merrill and Bank of America, N.A. since 2012. He is based in Tampa, FL. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm offers multiple program strategies with both client and advisor discretion, supported by a CIO-led platform and integrated capital-markets capabilities through its affiliation with Bank of America.

Joel Summerlin is a Senior Financial Advisor at Merrill Lynch Wealth Management in Tampa, Florida. He has been with Merrill Lynch since 1992 and holds the title of Senior Vice President and Portfolio Advisor. Joel brings over 30 years of experience in the financial services industry, specializing in providing clients with individualized investment guidance. He is a qualified Portfolio Advisor, offering recommendations on a range of strategies including Merrill and approved third-party investment managers’ funds and portfolios. Joel earned a Bachelor of Science degree from the University of Alabama. His approach centers on understanding clients’ life priorities and collaborating to develop personalized financial plans tailored to their individual goals and aspirations. He emphasizes providing clients with clarity around investment opportunities and market conditions to support informed decision-making. Joel is committed to offering extensive resources and service to help clients achieve their personal and financial objectives.

James Frain is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at both Merrill and Bank of America, N.A. since 2017 and 2019, respectively. Prior to his financial career, he was employed at the University of Central Florida and Oakhurst Car Wash. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using both model-based and discretionary investment strategies developed by internal and third-party managers.

Lauren Milian is a financial advisor with Merrill in Tampa, FL, holding a Series 66 designation and 8 years of industry experience. She has been with Merrill since 2007 and has also worked at Bank of America, N.A. since 2024. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michael Avadikian Sr. is a financial advisor with Merrill in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Merrill since 2008 and also works with Bank of America, N.A. since 2011. Outside of his advisory role, he serves as a director on the board of the Sarah Vande Berg Tennis Foundation, a charitable organization focused on after-school tennis and educational programs for K-12 students. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, and institutional investors, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage services. The firm emphasizes tax-focused investment strategies and leverages its affiliation with Bank of America to support a comprehensive trading, lending, and cash management platform.