William Digman II is a financial advisor with Merrill in Tampa, FL, holding Series 63 and Series 66 credentials and bringing 13 years of industry experience. He joined Merrill in 2015 and has also been associated with Bank of America since 2026. Outside of his advisory role, he owns and operates Digmans LLC, a business focused on purchasing and training horses for competition. Merrill, in conjunction with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, and institutional investors.

Mary Chivers is a financial advisor with Merrill in Tampa, FL, holding Series 63 and Series 66 registrations and bringing 29 years of industry experience. She has been with Merrill since 2006. Outside of her advisory role, she dedicates time weekly to bookkeeping for a family-owned business specializing in interferometers. Merrill, through its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

Christie Roberts is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. She joined Merrill Lynch in July 2012 after 28 years at Smith Barney Harris Upham and the Cappello Group. Christie and her team focus on advising clients in investment management, retirement planning, and college savings, primarily serving families and generational wealth. Their investment expertise includes equity and fixed income securities, both taxable and tax-exempt. Additionally, they provide assistance with liability management, including securities-based lending and home financing products offered through Bank of America, N.A. Christie was born and raised in Tampa, Florida, and earned her Bachelor's Degree in Psychology from the University of South Florida in 1983. She holds FINRA Series 7, 63, and 3 registrations, licenses in Variable, Life & Health Insurance, and the designations of Chartered Retirement Planning Counselor™ (CRPC™) and Certified Plan Fiduciary Advisor® (CPFA®). Outside her professional role, Christie has served on the Board of Directors of the University Club of Tampa as a former President and has been a Board of Trustees member for Tampa Preparatory School.

Michael Valdes is a Private Wealth Advisor and the founder and senior advisor of The Valdes Group at Merrill Private Wealth Management. Since joining Merrill in 1985, he has directed a team of advisors who cater to the distinctive needs of ultra-high-net-worth clients. Michael specializes in developing wealth management strategies, focusing on areas such as asset allocation modeling, concentrated and restricted stock strategies, alternative investments, and portfolio diversification to help clients pursue their investment goals. Michael earned his Bachelor's degree from Loyola University in New Orleans, Louisiana. He holds the Personal Investment Advisor (PIA) designation and has been recognized nationally, including multiple listings on Forbes' "America's Top Wealth Advisors" and "Best-in-State Wealth Advisors" rankings. His expertise extends to managing the impact of macro-economic movements on investment returns, refining strategies in response to changing market conditions. Born and raised in Tampa, Michael is married and has four daughters. He is involved in community philanthropic efforts including The V Foundation for Cancer Research, The Straz Center for the Performing Arts, St. Joseph's Hospital, Jesuit High School, the Academy of The Holy Names Softball program, and Christ the King Church. He has also managed youth softball teams that have achieved significant championships.

Jessica Agostinis is a financial advisor at Merrill in Tampa, FL, holding a Series 66 designation with 12 years of industry experience. She has been with Merrill since 2012. Outside of her advisory role, she is involved in entrepreneurial activities, including developing a candy invention and co-managing an online affiliate advertising business related to home security products. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, supported by internal and third-party managers.

Velen Thompson is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been providing wealth management services since 1988, with experience supporting successful individuals and their families through customized investment planning, retirement planning, and credit solutions through Bank of America. Velen's expertise includes facilitating clients' access to financial services such as cash management, liability management, and estate planning, as well as financial education for the next generation. Velen joined Merrill in 2004 after 16 years in private banking and wealth management at national banks. She holds a Bachelor's degree in Multinational Business Operations with a minor in Spanish from Florida State University and is a CERTIFIED FINANCIAL PLANNER® practitioner. Additionally, she holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Born and raised in Tampa, Velen resides there with her family. She is actively involved in the community, serving as a founding board member of Young Catholic Professionals Tampa, a member of the board of trustees for the Academy of the Holy Names, and participating in various philanthropic and community organizations. Velen and her team have received multiple recognitions from Forbes for their wealth management services, including listings on the "Best-in-State Wealth Management Teams" and "America's Top Wealth Management Teams Private Wealth."

Michael Chrys is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He has been in the securities business since 1981 and currently serves as a Merrill Institutional Consultant professional. Michael focuses on consulting for institutional accounts, primarily Taft Hartley pension, welfare, and annuity funds, in addition to servicing the financial needs of several foundations, corporations, and high net worth individuals. Throughout his career, Michael has received numerous recognitions, including being named to Barron's "Top 1,500 Financial Advisors" list for ten consecutive years, and to the Barron's "Top 100 Institutional Consulting Teams" list as a member of the Chrys Group. He was also included in Barron's National ranking of "Top 30 Institutional Consultants" in 2015 and 2016, named to the Financial Times "Top 400 Financial Advisers" list in 2019, and repeatedly included in Forbes "Best-in-State Wealth Advisors" from 2021 to 2026. His expertise includes investment policy statement services, identifying top money managers, and ongoing oversight of these managers and accounts. Michael earned a Bachelor of Science degree in Civil Engineering from Syracuse University. He holds the Certified Investment Management Analyst® (CIMA®) designation, awarded in 2000 by the Investments & Wealth Institute® in conjunction with the Wharton Business School at the University of Pennsylvania. His FINRA registrations include Series 7, 63, 66, 3, 9, and 10, and he holds the New York State Life & Health Insurance License. Michael also maintains an Instrument Multi-Engine Private Pilots' License. Outside of his professional work, he enjoys boating, skiing, and traveling.

Cesar Centeno is a Senior Financial Advisor at Merrill Lynch Wealth Management. Originally from New York and born in Ecuador, he pursued his passion for finance by earning a Bachelor's Degree from the University of Tampa before choosing Tampa as his home. Cesar holds professional designations as a Personal Investment Advisor (PIA) and as a Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Cesar specializes in family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He leverages the resources of Merrill Lynch and Bank of America to help clients pursue their long-term financial goals through personalized wealth management strategies. In addition to his professional work, Cesar is involved in community organizations such as BNI, Tampa Business Club, The Tampa Club, and Toastmasters. He also has personal interests that include adventure sports, biking, boating, hiking, music, reading, running, skiing, traveling, and yoga.

Evelyn Rodriguez Proenza is a financial advisor at Merrill with five years of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley Smith Barney LLC and Citibank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

John Inhouse III is a financial advisor with Merrill in Tampa, FL, holding Series 63 and Series 65 credentials and 36 years of industry experience. He has been with Merrill since 1990. Outside of his advisory role, he is co-owner of Sea Suite Holdings, LLC, a charter boat business in Longboat Key, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ruben Blaya Leyva is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in creating personalized wealth management strategies that address a full financial picture, helping clients pursue their long-term goals through a flexible approach suited to changing market conditions. Ruben provides access to Merrill's investment insights combined with Bank of America's banking convenience and lending solutions. His expertise includes areas such as college education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, women and wealth, tax minimization, and retirement income. Ruben holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the University of South Florida - Saint Petersburg. Ruben is involved with professional and community organizations such as Feeding America, Feeding Tampa Bay, and New Life Warehouse. He is bilingual in English and Spanish. Outside of work, Ruben enjoys basketball, cooking, football, hiking, music, reading, running, spending time with his family, traveling, and writing.

Racheal Freeman is a financial advisor with Merrill in Tampa, FL, holding a Series 66 designation and five years of industry experience. Prior to joining Merrill in 2019, she worked at Bank of America from 2015 to 2019 and has been involved part-time in assembling repair kits for inflatables through Tearepair Inc since 2009. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Dianna Van Camp is a financial advisor at Merrill with 19 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2016, including her current role since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Avadikian II is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2015, concurrently affiliated with Bank of America, N.A. since 2019. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes a variety of investment management strategies with integrated tax-efficient services and benefits from deep affiliation with Bank of America's broader banking and capital-markets platform.

Peter Lieberman Jr. is a Wealth Management Advisor specializing in financial planning and relationship management for affluent and high net worth entrepreneurs, families, and business leaders. He is affiliated with Merrill Lynch Wealth Management and holds several professional designations, including Accredited Portfolio Management Advisor (APMA), Accredited Wealth Management Advisor (AWMA), CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned his bachelor's degree from Purdue University System. With expertise in areas such as college education planning, equity compensation services, family wealth management strategies, liquidity management, personal retirement planning, and tax minimization, Peter focuses on helping clients navigate the complexities of wealth management. His approach involves listening carefully and identifying clients' true needs and goals to develop personalized financial strategies. Outside of his professional work, Peter enjoys hobbies including adventure sports, biking, golfing, music, running marathons, skiing, swimming, spending time with his family, and traveling.

Linda Greenfield is a financial advisor at Merrill with 16 years of industry experience. She holds a Series 66 designation and has worked at both Merrill and Bank of America, N.A. since 2010 and 2011 respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Samman is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works with individuals, families, and business owners to help them navigate complex financial decisions. His role involves creating personalized financial strategies focused on wealth accumulation, retirement planning, investment management, estate considerations, multigenerational wealth transfer, and tax management strategies. David emphasizes the importance of trusted relationships and thoughtful guidance in successful financial planning. He combines industry knowledge with client service to help clients make informed decisions and maintain a long-term financial perspective. He holds professional designations including Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from Hobart & William Smith Colleges.

Frederick Burchill is a financial advisor with Merrill in Tampa, FL, holding Series 63 and Series 66 credentials and 26 years of industry experience. He has been with Merrill since 2009 and has worked at Bank of America since 2007. Outside of his advisory role, he owns and manages a small rental property business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Roberto Arteaga Vazquez is a Financial Advisor affiliated with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their financial priorities and develop strategies aimed at achieving their short-, mid-, and long-term goals. He provides guidance on a range of topics including investing, retirement planning, and preparing for unexpected expenses. Additionally, he connects clients with Bank of America specialists for services such as banking, credit, home financing, and small business solutions. Roberto's expertise lies in managing complex financial demands, including home purchases, education funding, elder care, and healthcare planning. As a Merrill Financial Advisor, he offers personalized portfolio strategies and ongoing advice, adjusting plans as clients' circumstances evolve. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's degree from the University of Tampa. Roberto is proficient in both English and Spanish.

Jacob Hudson is a financial advisor at Merrill based in Tampa, FL, holding a Series 66 license. He has one year of industry experience and previously worked at Bank of America, Spark Membership, and Bluegrace Logistics, among other roles. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.