Nicholas Termini is a Financial Advisor at Merrill Lynch Wealth Management. He works with clients to understand their priorities and develop strategies aimed at achieving their financial objectives. Nicholas holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned a High School Diploma from Burlington Central High School and has attended courses at the University of Wisconsin System and Northern Illinois University, though no degrees were conferred. Nicholas focuses on assisting clients in retirement planning and personal investment advisory services.

Dylan Kesterson is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2023. He has experience assisting clients with risk management strategies from his time at a large life insurance and annuity firm, and further developed his skills as an associate and Wealth Manager at a local Registered Investment Advisor. Dylan specializes in personal finance areas such as investments and insurance, providing clients with comprehensive financial guidance. He holds a Bachelor’s degree in Finance from the University of South Florida and has earned professional designations including CERTIFIED FINANCIAL PLANNER® and Certified Plan Fiduciary Advisor®. Dylan works with clients such as business owners, corporate executives, and professionals in fields like architecture, engineering, construction, and law. His services include organizing financial resources, tax-smart planning, retirement income design, risk management, and coordination of benefits and estate planning. Beyond his professional work, Dylan is involved in organizations such as the American Institute of Architects as an Allied Member, Florida Institute of CPAs as a Finance Professional, Midtown Tampa Kiwanis, Rotary Club of St. Petersburg Sunset, and the Tampa Bay Chamber of Commerce. Originally from Winter Park, Florida, he lives in Tampa with his family and enjoys activities including baseball, basketball, football, golf, ice hockey, soccer, and spending time with his family.

Stamatis Valaes is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he focuses on delivering customized financial strategies to clients, concentrating on retirement income planning, wealth management, and education funding. Stamatis collaborates with clients to identify their primary financial goals and develops strategies aimed at achieving their desired outcomes. He holds a bachelor's degree in Business Administration from Washington and Lee University and a master's degree from the University of Florida. Stamatis also holds the Personal Investment Advisor (PIA) professional designation.

Tammy Ferguson is a financial advisor with Merrill in Tampa, FL, holding a Series 66 designation and 16 years of industry experience. She has been with Merrill since 1993. Outside of her advisory role, she is a consultant for doTerra Essential Oils, assisting in a non-sales capacity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Jessica Llorens is a financial advisor at Merrill with 11 years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley for three years before joining Merrill in 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a range of model-based and discretionary investment strategies.

Kerry Clapper is the Senior Resident Director of the Countryside, Florida branch at Merrill, where he has served for over a decade. He began his financial services career with Merrill in 1989, starting at the Winter Park, Florida branch, and has since worked with clients to identify their personal life priorities and pursue their financial goals. Kerry collaborates with his team to design and develop customized financial strategies and maintains long-lasting relationships with a diverse client base, including many high net-worth families. Prior to his current role, he served as the Resident Director of the Lakeland, Florida branch. Kerry has been recognized on Forbes' "Best-in-State" Wealth Advisors list from 2019 through 2026. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his Bachelor of Business Administration degree from the University of North Florida, where he also played on and captained the men's tennis team on a tennis scholarship. Outside of his professional work, Kerry enjoys spending time with his wife Deborah and daughter Carly. His personal interests include tennis, golf, and cycling. He has previously served on the board of directors for the Tampa Theatre and currently volunteers with Feeding America Tampa Bay.

Stephano Mastro is a Senior Financial Advisor with The Valdes Group, which operates within Merrill Lynch Wealth Management. He is part of a team that delivers comprehensive wealth management services to individuals, entrepreneurs, families, and businesses, aiming to provide a family-office type experience through customized support and disciplined financial oversight. Stephano graduated from Mount St. Mary’s University in 2019 with a bachelor's degree in business finance, where he also played Division 1 lacrosse. He furthered his education at the University of Tampa, earning a master's degree in entrepreneurship. Prior to his current role, he worked at South Tampa Subaru, assisting with marketing campaigns, sales, and accounting. Stephano holds the Personal Investment Advisor (PIA) professional designation. In recognition of his team's performance, Stephano was part of the group named to the Forbes "Best-in-State Wealth Management Teams" list, ranking #1 in North Florida for two consecutive years, and to the Forbes "America's Top Wealth Management Teams Private Wealth" list, ranking #13 in 2023. Outside of work, Stephano enjoys boxing, dancing, music, racquetball, and spending time with his family.