Oliver Alvarado Algarate is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes roles at Deluxe Media and The Cheesecake Factory. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Oscar Alvarenga Menjivar is a financial advisor at Merrill with Series 66 and Series 63 designations and three years of industry experience. He has previously worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. Outside of his advisory roles, he has experience working at Wilmington University and College of the Canyons. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.