Joshua Wisotsky is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since joining Merrill Lynch in 2006, he has worked alongside his partners to provide personalized service to business owners, families, and individuals. His approach centers on helping clients define their financial goals and develop customized strategies to achieve them, simplifying and coordinating their financial lives by leveraging resources and expertise within and outside of Merrill. He delivers periodic reviews and adjustments to accommodate changes in markets and clients' lifestyle needs. Josh's expertise spans long-term strategies such as retirement income projection and multi-generational planning, as well as short-term financial needs including tax minimization strategies, credit, and liability management. His client focus includes college education planning, corporate executive services, family wealth management strategies, liquidity management, and small business strategies. He holds a Bachelor's degree from Queens and the Personal Investment Advisor (PIA) designation. Residing in Bergen County with his wife and four children, Josh participates actively in community initiatives including fundraising organizations and mentoring programs. He volunteers with Meals on Wheels and as an MS Swim Volunteer, and is also a Balloon Handler in the annual Macy's Thanksgiving Day Parade.