Michael Hempfling is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his career in the financial services industry in 1995, initially working in securities regulatory supervision before joining Merrill Lynch. His role involves providing investment advisory services and portfolio management to individuals, families, and business owners. Michael holds the Chartered Retirement Planning Counselor (CRPC) designation and is certified as a Senior Portfolio Advisor through Merrill Investment Advisory Program. He has also completed the Series 63 and Series 65 regulatory exams. His expertise includes retirement planning, investment strategy development, portfolio management, and wealth preservation. He earned both a Bachelor's degree in Mathematics and a Master's degree in Business Administration from the University of Missouri. In addition to his professional experience, Michael is a United States Army Veteran. Outside of work, he enjoys cooking, football, soccer, traveling, and watching movies.

Frederick De Groot is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 30 years of experience in the financial services industry. Based in Houston for the past 20 years, he specializes in executive compensation, personal retirement planning, portfolio management services, individual and corporate investment strategy, and tax minimization. Frederick applies a disciplined and balanced approach to portfolio management, helping clients navigate market volatility and focusing on strategies tailored to their unique financial goals. Frederick holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation and the Personal Investment Advisor (PIA) certification. He earned his bachelor's degree from LaSalle University and his MBA from The University of Chicago Graduate School of Business. His extensive experience includes working with corporate executives and professionals through various economic climates, emphasizing proactive communication and accountability. Outside of his professional work, Frederick enjoys reading, running, and spending time with his family. He is involved in community organizations including EYBL Basketball, The John Cooper School, Texas Torque, and The University of Chicago.

Joshua Vessell is a Financial Advisor at Merrill Lynch Wealth Management. In this role, he works one-on-one with clients to define their financial goals and develop portfolio strategies aimed at helping them reach those objectives. He provides ongoing advice and adjusts portfolios as clients' situations change. His areas of expertise include executive compensation, investment consulting for defined contribution plans, individual and corporate investment strategy, and retirement income. Joshua emphasizes a detailed, analytical approach to financial planning and investment management, supported by data and research, to improve client outcomes. Joshua holds the Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA) designations. He earned a High School Diploma from The Woodlands College Park High School and attended Houston Baptist University. Outside of his professional work, Joshua enjoys cooking, running, spending time with his family, and traveling.

Redenjohn Canlas is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career at Merrill Lynch in 2005 after graduating from The University of Texas at Austin. Redenjohn holds the CERTIFIED FINANCIAL PLANNER (CFP) designation, the Chartered Retirement Planning Counselor (CRPC) designation, and is a Personal Investment Advisor (PIA). Throughout his career, Redenjohn has focused on providing customized wealth management plans to clients including corporate executives, business owners, and managers. His areas of expertise include corporate executive services, education planning, employee benefits, equity compensation services, legacy planning, managing new wealth, personal retirement planning, portfolio management, women and wealth, and individual and corporate investment strategy. Redenjohn is recognized for his work, having been named to the Forbes "Best-in-State Wealth Advisors" list multiple times and also featured as one of "America's Top Next-Generation Wealth Advisors." Outside of his professional role, he enjoys spending time with his family, traveling, playing golf, and supporting his sons in their activities.

David Mc Lellan is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior roles include positions at Blackhawk Energy, AEGIS Hedging, and Conroe ISD, among others. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lex Shinn is a financial advisor at Merrill with 33 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked at Bank of America, N.A. since 2012 alongside his role at Merrill Lynch, Pierce, Fenner and Smith Incorporated since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sean Mccullough is a Financial Advisor with Merrill Lynch Wealth Management, dedicated to serving entrepreneurs, executives, and retirees by providing wealth management services, solutions, and advice. His team's mission is to act as a trusted resource, helping clients bring clarity and organization to important decisions affecting their family and legacy. Sean brings expertise in areas including college education planning, equity compensation services, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, tax minimization, and retirement income. Leveraging the combined resources of Merrill Lynch and Bank of America, he assists clients with banking and credit needs, retirement planning, business succession, and multigenerational wealth transfer strategies. He holds a Bachelor of Business Administration in Finance from Texas State University, San Marcos, and is a CERTIFIED FINANCIAL PLANNER (CFP) and a Personal Investment Advisor (PIA). Sean is involved in the Coastal Conservation Association, Texas Northeast Houston chapter, and the Koinonia Life Group at United City Church. He resides in Kingwood with his wife and three children, and enjoys fishing, football, reading, traveling, watching movies, and spending time with his family.

Timothy Hickman is a Senior Financial Advisor and Managing Director with Merrill Lynch Wealth Management. Since joining Merrill in July 2009, he has led a wealth management advisory group delivering a family office-like experience for high-net-worth private clients and corporate executives. His practice emphasizes risk and portfolio management, estate planning, tax minimization strategies, and wealth structuring tailored to the needs of affluent individuals and families. With over 30 years of experience in financial services, Timothy previously served as a Senior Vice President at UBS, where he specialized in executive financial planning for Fortune 500 company executives and managed stock benefit programs for corporate employee financial services teams. His areas of expertise include corporate executive services, executive compensation, family wealth management strategies, legacy planning, philanthropic planning, portfolio management services, and retirement income. Timothy holds a Bachelor's Degree from Lamar University and the Personal Investment Advisor (PIA) designation. Outside of his professional work, he is involved with Special Olympics Texas and enjoys reading, refereeing, and spending time with his family. His approach centers on integrity, collaboration, and care, guided by the principles of doing the right thing, telling the truth, and working hard for the clients he serves.

Jodi Alsobrook is a financial advisor with Merrill in The Woodlands, TX, holding a Series 66 designation and bringing nine years of industry experience. She has been with Merrill since 2019 and previously worked there from 1997 to 2019. Outside of her advisory role, she serves as the secretary for the La Porte High School Tennis Booster Club. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional entities.

Charles Johansen is a Series 66 licensed financial advisor with Merrill in The Woodlands, TX, possessing three years of industry experience. His prior roles include positions at Fidelity Investments and Bank of America, N.A., alongside earlier work at Baylor University and Heb. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ty Williams is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work experience includes roles at Bank of America and Wells Fargo, as well as various positions outside the financial industry. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Trevor Faulkner is a Financial Advisor with Merrill Lynch Wealth Management. Since beginning his career as a financial advisor in 2020, he has focused on creating personalized financial strategies that align with his clients' goals. Trevor works closely with clients to consider their risk tolerance, time horizon, and liquidity needs, helping them make important financial decisions. Trevor's expertise includes wealth management, retirement planning, risk management, college savings, and tax planning. He holds several professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor's Degree in Finance from Sam Houston State University and holds a certificate from the College of Financial Planning. Trevor is involved with the Woodlands Chamber of Commerce and participates in community work with Habitat for Humanity. He resides in Spring, Texas with his wife Annie and their two dogs. In his free time, he enjoys golfing, hiking, hunting, traveling, and spending time with his family.

Dawn Schricke is a financial advisor with Merrill in The Woodlands, TX, holding a Series 66 designation and 14 years of industry experience. Prior to joining Merrill in 2015, she worked at Ameriprise and Morgan Stanley. Outside of her advisory role, she owns a rental property unrelated to her client work. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Denise Westbrook is a financial advisor with Merrill in The Woodlands, TX, holding Series 63 and Series 66 designations and with 29 years of industry experience. She previously worked at Oppenheimer for 15 years before joining Merrill in 2022. Outside of her advisory role, she serves as an executor and holds power of attorney responsibilities for a private entity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Scott Lile is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has over 25 years of experience in the financial services industry, beginning his career with Merrill Lynch in 1995. Scott specializes in comprehensive wealth management strategies, including corporate executive services, family wealth management, legacy planning, personal retirement planning, and tax minimization. He leads a team focused on developing investment strategies, goals-based planning, and wealth transfer solutions, emphasizing communication, goal tracking, and portfolio review to create personalized experiences for clients. Scott holds a Bachelor's degree in Finance from Hardin-Simmons University and maintains the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is involved with the Will Herndon Research Fund as a Hope Ambassador, contributing to efforts aimed at eradicating juvenile Batten Disease. Residing in The Woodlands, Texas, Scott balances his professional commitments with personal interests that include biking, golfing, reading, traveling, and spending time with his family.

Katheryn Coleman is a financial advisor at Merrill with five years of industry experience and holds a Series 66 designation. She previously worked at HFG Wealth Management before joining Merrill and Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm employs model-based and discretionary investment strategies constructed by internal Chief Investment Office teams and third-party managers.

Jeff Jin is a financial advisor with Merrill in The Woodlands, TX, holding a Series 66 designation and 25 years of industry experience. He has worked at Merrill since 2019 and previously spent six years with Cetera Investment Services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Charles Johansen III is a financial advisor with Merrill in The Woodlands, TX, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has worked at Merrill since 1992 and Bank of America, N.A. since 2011. Outside of his advisory role, he owns and operates small businesses including a honey-producing farm and a sports card sales enterprise. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Monica Breaker is a financial advisor at Merrill with 18 years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2008, including a role at Bank of America, N.A. starting in 2023. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Scott Gross is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping individuals, families, and business owners pursue financial confidence through personalized wealth management strategies tailored to their unique goals, values, and aspirations. Scott works closely with clients to develop thoughtful and flexible financial plans that address various aspects of their financial lives, including investments, retirement planning, risk management, estate considerations, cash flow needs, and legacy objectives. With a family background in financial planning, Scott brings a collaborative and proof-based approach to advising. Alongside his brother Gary at Gross and Associates, he combines technical expertise and interpersonal skills to provide strategies supported by financial modeling. His areas of focus include college education planning, family wealth management strategies, personal retirement planning, portfolio management services, tax minimization, and retirement income. Scott holds a Personal Investment Advisor (PIA) designation and earned his education from the University of North Texas and Klein Forest High School. Outside of his professional role, he has interests in adventure sports, ice hockey, scuba diving, and soccer.