Francesca Lefrancois is a Financial Advisor at Merrill Lynch Wealth Management. She joined Merrill full-time in 2022 after completing an internship with the firm during college. In her role, she focuses on financial planning, client communication, and ongoing relationship management, working closely with her team to ensure that recommendations align with each client's evolving priorities. Francesca graduated from the University of Virginia with a degree in Economics and double minors in Data Analytics and Psychology. She holds FINRA Series 7 and 66 registrations, as well as the Certified Financial Planner® (CFP®) certification and the Chartered Retirement Planning Counselor™ (CRPC™) designation. Her expertise includes areas such as college education planning, legacy planning, liquidity management, and personal retirement planning. Born and raised in Vienna, Virginia, Francesca serves clients in her hometown community. She is involved with organizations including The Women's Center and Vienna Youth Volleyball. Outside of work, Francesca enjoys biking, cooking, playing pickleball, reading, traveling, and spending time with her family.

Elizabeth Burnette is a Wealth Management Advisor at Merrill Lynch Wealth Management. She works with individuals and families to develop personalized financial strategies that align with their goals, values, and family dynamics. Her approach focuses on helping clients pursue both short-term and long-term objectives through comprehensive wealth management. Elizabeth's areas of expertise include college education planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, individual and corporate investment strategy, and retirement income. She holds professional designations as a Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA). She earned a Bachelor's Degree from Ohio State University. Outside of her professional role, Elizabeth enjoys cooking, scuba diving, spending time with her family, traveling, and practicing yoga.

Maurice Tawil is a Senior Financial Advisor with Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA), reflecting his commitment to providing tailored investment advice. Maurice earned a bachelor's degree from George Mason University. His academic background supports his expertise in financial planning and wealth management.

Clarice Link is a Financial Advisor at Merrill Lynch Wealth Management. She supports clients with a focus on areas including college education planning, family wealth management strategies, investment consulting for defined contribution plans, liquidity management, personal retirement planning, small business strategies, women and wealth, tax minimization, and retirement income. Clarice emphasizes personalized advice, strategic planning, and trusted guidance to help clients achieve financial confidence. Clarice holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). She completed an Accredited Certificate Program at MacFatter Tech. Fluent in English, Portuguese, and Spanish, she is committed to understanding each client's unique financial goals and developing tailored strategies to pursue them. Outside of her professional work, Clarice enjoys cooking, dancing, football, horseback riding, music, pickleball, soccer, spending time with her family, tennis, and volleyball. Her approach involves taking the time to learn what matters to her clients, assisting them in navigating financial decisions to support their objectives.

Mary Brennan is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has been with Merrill since 2019 and previously worked at Bank of America, NA from 2014 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Sherine Nabhan is a Senior Financial Advisor with Merrill Lynch Wealth Management. She joined the firm in 2007 and works closely with individuals and families to develop customized financial strategies tailored to their unique goals. Sherine follows a disciplined wealth management process that begins with understanding each client’s specific needs, concerns, and priorities to align financial strategies accordingly. Her areas of expertise include education planning, employee benefits planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, socially responsible and ESG investing, and women and wealth. Sherine holds a Bachelor’s degree in Finance from George Mason University and a Master’s degree in Finance from Johns Hopkins University. She has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Sherine is fluent in English and Arabic.

Mike Harber is a Wealth Management Advisor with Merrill Lynch Wealth Management, serving clients in the Washington D.C. area since 2014. He specializes in developing customized investment strategies that address clients’ short- and long-term financial goals while managing volatility. His approach includes assessing assets, liabilities, insurance, and cash flows to help clients navigate financial challenges. Mike provides personalized recommendations in several areas, including retirement planning, individual wealth preservation and insurance strategies, company-sponsored retirement plans, business transition planning, and business banking. His client focus areas also encompass college education planning, family wealth management, liquidity management, managing new wealth, personal retirement planning, and portfolio management services. Prior to joining Merrill Lynch, Mike served over 20 years in the U.S. Navy as an FA-18 pilot, retiring at the rank of Captain. He holds a Bachelor's degree from Western Michigan University and has held the Chartered Financial Analyst (CFA) designation since 2018, as well as the Personal Investment Advisor (PIA) designation. Mike is involved with charitable organizations supporting veterans and resides in Potomac Falls, Virginia, with his wife and children. His personal interests include fishing, football, running, skiing, woodworking, and spending time with his family.

Melissa Sanders is a financial advisor at Merrill with 5 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a mix of model-based and discretionary investment strategies.

Muhammad Khalid is a financial advisor at Merrill with 16 years at the firm and eight years of industry experience. He holds a Series 66 designation. Outside of his advisory role, he operates an online eBay store selling wire rope accessories through a for-profit LLC called Priority Hardware. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a wide range of individual and institutional clients.

Bryce Leygraaf is a Wealth Management Advisor and Senior Portfolio Advisor with Merrill Lynch Wealth Management, where he is a partner in the Dettra, Wedel & Leygraaf Group. He began his career as a financial advisor in 2016 and joined the group in 2018. Bryce specializes in creating comprehensive retirement and cash flow plans, alternative investment analysis and implementation, and wealth preservation planning. He works closely with individuals and families to develop financial plans that extend beyond investments and savings, helping clients illustrate achievable and sustainable retirement lifestyles. Bryce holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification and is also a Certified Private Wealth Advisor® (CPWA®) professional. He earned his Bachelor's degree in Applied Economic Management from Virginia Polytechnic Institute & State University. Throughout his education, he was actively involved in the Financial Planners Association student chapter, the Society of Individual Investors club, and served as Finance Chairman of his fraternity. Residing in Vienna, Virginia, Bryce has lived his entire life in the Northern Virginia area. Outside of his professional role, he enjoys traveling, golfing, hiking, swimming, and spending time with his family. He is also involved in community organizations such as Big Brothers Big Sisters of America, Ducks Unlimited, and The Association for Frontotemporal Degeneration.

Martin Cammiso is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been part of the firm since 2005 and specializes in investment management and retirement planning. His work focuses on providing strategies for clients addressing complex financial issues. Prior to his current role, Martin worked for 14 years at Ford Motor Company in various roles including Business Management, Franchising, Operations, and Retail Development. He also served in the U.S. Army. Martin holds a Bachelor's degree in Business Administration and Marketing as well as an MBA, both from the University of Illinois. He holds professional designations including CERTIFIED FINANCIAL PLANNER™ (CFP®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His client focus areas include college education planning, corporate benefits, executive compensation, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, investment strategy for individuals and corporations, tax minimization, and retirement income. Martin's personal interests include biking, boating, fishing, golfing, and skiing.

Christopher Macnamara is a Managing Director, Wealth Management Advisor, and Senior Portfolio Manager at Merrill Lynch Wealth Management. Since joining Merrill in 1995 as a Financial Advisor, he has been a founding member of the MacNamara, Tran, Mason, Harting, Burnette & Krashin group, which focuses on managing investment portfolios using low cost, tax-efficient Exchange Traded Fund (ETF) indexes. He concentrates on the development and management of tax-efficient strategies designed to grow and preserve wealth while helping clients reach their financial goals. Chris holds a Bachelor of Science degree in Finance from Ithaca College and earned his Certified Investment Management Analyst® (CIMA®) designation after completing the educational requirements at the Wharton Business School, University of Pennsylvania. In 2010, he was selected as one of 35 Merrill Financial Advisors nationwide to attend an executive study program at Harvard Business School. He has also earned the Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA) designations. He is involved with the professional and community organization AALEAD. Outside of work, Chris enjoys boating, gardening, hiking, skiing, and traveling.

Omar Chami is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their financial goals and develop strategies to help them pursue their short-, mid-, and long-term objectives. His services include general investing, retirement planning, saving for unforeseen events, and providing access to Bank of America specialists for various financial solutions. Omar's client focus areas include college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, small business strategies, tax minimization, and retirement income. He holds professional designations such as Certified Exit Planning Advisor (CEPA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned his High School Diploma/GED from George Mason University. Outside of his professional work, Omar enjoys activities such as adventure sports, boxing, cooking, football, hiking, music, pickleball, running, traveling, and watching movies.

Kharisma Gooden is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in helping individuals and families manage their financial goals by developing personalized portfolio strategies and providing ongoing guidance to reflect evolving priorities. Her areas of expertise include college education planning, family wealth management, retirement income, legacy planning, tax minimization, and supporting small business strategies. Kharisma holds a Bachelor's Degree from Clark Atlanta University and holds professional designations such as Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She is fluent in English and Spanish. Outside of her professional work, Kharisma is involved with organizations such as March of Dimes and NAWBO. Her personal interests include cooking, dancing, music, photography, reading, and yoga.

Samer Skooti is a Financial Advisor at Merrill Lynch Wealth Management specializing in business and personal financial strategies with a focus on values-based investing. He works with business owners to help them clarify complex financial decisions by creating disciplined, tax-efficient plans that support growth and build lasting options for the future. With more than 15 years of experience working with companies and advisors, Sam integrates advanced planning frameworks with practical business understanding. He holds professional designations including Certified Exit Planning Advisor (CEPA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Sam’s educational background includes a Master of Business Administration from the University of Phoenix and a Bachelor's Degree from the University of Baghdad. Sam's approach involves providing holistic financial advisory services that combine cash management, customized credit solutions, tax-efficient strategies, estate planning, and trust services. He leverages resources from Merrill and Bank of America to help clients anticipate and prepare for financial opportunities and challenges. Outside of his professional work, Sam enjoys adventure sports such as bungee jumping, horseback riding, and playing pickleball and soccer, along with spending time with his family and traveling.

Nedra Agnew is a Wealth Management Advisor at Merrill Lynch Wealth Management and the founder of The Agnew Group. She provides personalized financial strategies tailored to clients such as physicians, attorneys, engineers, scientists, tech entrepreneurs, traditional and non-traditional families, as well as women and minority-owned businesses. Her approach involves connecting deeply with clients to understand their unique needs and goals, often coordinating family meetings and maintaining ongoing communication to address complex matters like trusts, business succession, and health situations. With a background that informs her perspective on geopolitical and social issues, health care, and public companies, Nedra has extensive experience assisting clients through major life events including employment changes, education funding, retirement, and health transitions. She holds certifications as a CERTIFIED FINANCIAL PLANNER (CFP), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Nedra earned a Bachelor of General Studies and a Master of Health Services Administration from the University of Michigan. She is involved in various professional and community organizations, including the Girl Scouts Nation's Capital and the James Renwick Alliance. Her personal interests include biking, camping, cooking, dancing, gardening, hiking, interior decorating, music, and sewing.

Amy Burchett is a Financial Advisor with Merrill Lynch Wealth Management, where she has built a practice focused on assisting individuals, families, and business owners with important financial decisions. She brings over a decade of experience in financial services and is part of a Merrill team recognized by Forbes. Amy provides clients with personalized advice supported by the resources of Merrill and Bank of America. Amy's expertise includes college education planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, small business strategies, socially responsible and ESG investing, women and wealth, tax minimization, and retirement income. She approaches wealth management by understanding each client's unique circumstances and goals, aiming to develop tailored strategies and offer guidance throughout various life stages. A native of Virginia, Amy earned her Bachelor of Arts degree from James Madison University. She holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Outside of her professional work, Amy enjoys cooking, gardening, hiking, music, photography, reading, spending time with her family, traveling, and yoga.

Karen Reisinger is a Series 66 licensed financial advisor with Merrill in Vienna, VA, where she has worked since 2009. She has 18 years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies constructed by internal and third-party managers.

Michael Ottomanelli is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he leads a specialized wealth management practice focused on Exit and Succession Planning for Technology and Government Contracting business owners. Leveraging over 15 years of executive experience in the tech industry, he works closely with clients and their professional advisors, including CPAs, Trust & Estate attorneys, and M&A advisors, to provide comprehensive strategies for business owners preparing for the sale of their businesses. Michael has developed a 12-point Exit Planning Framework designed to increase enterprise value and mitigate taxes throughout all phases of a transaction: pre-transaction, transaction, and post-transaction. He is regularly invited to speak at Exit Planning events in the Washington DC region. His expertise includes family wealth management strategies, legacy planning, managing new wealth, philanthropic planning, small business strategies, and tax minimization. He holds a Bachelor's Degree from Binghamton University and professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Michael is a Certified Mentor with SCORE Washington DC Chapter and has been named to the Forbes "Best-in-State Wealth Advisors" list consecutively from 2022 through 2025.

Matthew Johns is a Financial Advisor at Merrill Lynch Wealth Management and a member of The Johns Group. He has a background in consulting and has joined Merrill after gaining experience over five years in the consulting field. Matthew works closely with individuals and families to navigate various financial decisions including retirement planning, tax planning, education funding, estate strategies, and family legacy planning. He holds a Bachelor's Degree from the University of South Carolina System with majors in Finance and Insurance and Risk Management. Matthew has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He focuses on helping clients create strategies aligned with their financial goals and providing clarity amid changing markets and economic headlines. Outside of his professional role, Matthew enjoys activities such as football, golfing, pickleball, running—including running marathons—skiing, traveling, and reading.