Jin Park is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has more than 20 years of experience in the financial services industry, beginning his wealth management career in 2000. Before joining Merrill Lynch in 2015, he gained knowledge as a CPA and worked on Wall Street in New York City. Jin earned a Bachelor's degree from Salisbury State University and holds an MBA in Finance from the University of Texas at Austin. He holds the Personal Investment Advisor (PIA) designation. Jin specializes in areas including equity compensation services, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. He works with a client base primarily located in Virginia, California, Nevada, Texas, and Tennessee, offering tailored, customized financial plans and portfolios for each client. Jin collaborates with clients' attorneys and accountants to help ensure alignment in financial and legacy plans. Outside of his professional work, Jin enjoys basketball, football, golfing, hiking, and reading. He values spending time with his daughter and is also an active participant in managing his own investments.

Richard Holland is a Private Wealth Advisor and partner of the Popera, Overholt and Holland Group at Merrill Private Wealth Management, based in Tysons, Virginia. He has over 20 years of experience assisting owners and founders of private government contracting firms, privately held businesses, and senior executives of public corporations in the Washington, D.C. area. His primary responsibilities include initiating the group’s goals-based wealth management approach, serving as the team's investment banking and venture capital liaison, and developing legacy planning and liquidity event strategies to support business transitions and wealth transfer for his clients. Rich holds a Bachelor’s degree in Business Management from North Carolina State University and the Chartered Retirement Planning Counselor™ (CRPC™) designation. He is a Personal Investment Advisor (PIA) and a member of the Middle Atlantic Golf Association. He previously served on the executive board of the National Capital Area Council of the Boy Scouts of America. Rich volunteers through various committees at his church and resides in Bethesda, Maryland with his wife, Peggy. They have two adult children, Patrick and Elizabeth. In his personal time, Rich enjoys golfing, biking, camping, drawing, hiking, reading, skiing, yoga, and spending time with his family.

Zachary Depont is a Senior Financial Advisor with Merrill Lynch Wealth Management based in the Tysons Corner office. Since beginning his career at Merrill Lynch upon graduating from Virginia Commonwealth University in 2014, he has also gained experience working in various bank branches across Northern Virginia. His areas of expertise include family wealth management strategies, personal retirement planning, and retirement income. Zachary emphasizes the importance of clear communication in financial planning within families and assists clients in navigating these conversations while offering tailored strategies to meet individual and family financial goals. He holds the Personal Investment Advisor (PIA) designation. Outside of his professional work, Zachary has interests in music, swimming, and spending time with his family. His personal philosophy is that it is never the wrong time to meet with an experienced financial advisor.

Tong Wu is a Financial Advisor at Merrill Lynch Wealth Management. In this role, Tong focuses on connecting all aspects of clients' financial lives to help prioritize and pursue the goals that matter most to them. Tong provides clients access to a full range of investment and wealth management strategies, supported by the resources of Merrill and the banking services of Bank of America. Tong's expertise includes areas such as college education planning, equity compensation services, family wealth management strategies, legacy planning, LGBT wealth planning, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, and tax minimization. Tong approaches wealth management by gaining a deep understanding of each client's full financial picture and creating flexible strategies that adapt to changing market conditions. Tong holds a Bachelor's Degree from Fudan University and a Master's Degree from DePaul University. Professional designations include Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Tong is fluent in Mandarin, English, Chinese, and Spanish and is involved with the Asian American Chamber of Commerce, Capital Area Food Bank, Susan G. Komen Breast Cancer Foundation, and The National Museum of Asian Pacific American History and Culture.

Alexandra Paxton is a financial advisor with Merrill in Vienna, VA, holding Series 63 and Series 65 licenses and five years of industry experience. Her prior work includes roles at Bank of America N.A., MML Investors Services, LLC, and McAdam Financial LLC. Outside of finance, she is involved as a consultant and independent contractor for an entertainment-related venture, participating in challenge-based competitions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Albert Merchent is a Senior Vice President and Senior Resident Director - Wealth Management Advisor at Merrill in Fredericksburg, VA. With a career spanning over four decades since 1982, he has dedicated more than 25 years to financial, wealth, and asset management. Albert focuses on helping clients develop personalized financial strategies aimed at pursuing long-term goals, including college education planning, personal retirement planning, tax minimization, and retirement income. He holds a Bachelor of Science degree in Business Administration from the University of Richmond's Robins School of Business and a Master of Business Administration with a concentration in Finance and Investments from George Washington University's School of Business. Albert has earned several professional designations, including Certified Investment Management Analyst® (CIMA®), Chartered Retirement Planning Counselor™ (CRPC™), and Personal Investment Advisor (PIA). His approach is informed by extensive experience navigating market cycles and the power of compounding returns. Beyond his professional work, Albert is active in his community as a member of the Rotary Club of Rappahannock-Fredericksburg and has held various positions at Trinity United Methodist Church. His personal interests include basketball, cooking, football, music, and spending time with his family.

Colin Plaisance is a Client Experience Advisor with Merrill Lynch Wealth Management. In this role, he works with clients to assess their current financial situations and introduces them to solutions available through Merrill and Bank of America. Colin focuses on helping clients develop and pursue their short-, mid-, and long-term financial goals by providing ongoing advice and guidance tailored to their evolving needs. Colin's areas of expertise include college education planning, family wealth management strategies, LGBT wealth planning, special needs planning, women and wealth, and sports and entertainment. He serves as a resource for investing, retirement planning, and saving for unexpected events, while also providing access to Bank of America specialists for banking, credit, lending, and small business solutions. He holds a Bachelor's Degree from the Louisiana State University System and a Master's Degree from George Mason University. Colin has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He is a member of Tau Kappa Epsilon and has participated in the United States Peace Corps.

Kathryn Stegmann is a financial advisor at Merrill with 17 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2007, including time affiliated with Bank of America since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program. The firm serves individual, high-net-worth, and institutional clients using model-based and discretionary investment strategies developed by internal and third-party managers.

Brian Murray is a financial advisor at Merrill with 26 years of industry experience. He holds a Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1997. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Luis Mantilla is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2017, with prior experience at Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Melanie Kelly is a Financial Advisor at Merrill Lynch Wealth Management, where she has been practicing since 2005. She works with individuals, families, and businesses to develop strategies and provide advice through a goals-based planning process. Her client focus areas include education planning, family wealth management strategies, personal retirement planning, women and wealth, and tax minimization. With over 20 years of experience in the financial services industry, Melanie applies a comprehensive approach to wealth management that begins with listening to her clients' needs and priorities. She specializes in creating personalized, goals-based strategies and collaborates with clients' tax and legal advisors to facilitate clear communication and understanding, especially concerning estate planning. Melanie holds a Bachelors Degree from the University of Delaware and the CERTIFIED FINANCIAL PLANNER® (CFP) certification. She is a member of the CFP Board. Residing in Clifton, Virginia, Melanie enjoys spending time with her husband and two daughters, participating in family activities such as hiking, soccer, swim team, and dance.

Darby Huffines is a Financial Advisor with The Dettra, Wedel & Leygraaf Group, where she focuses on team growth and client relationship building. She joined the team in 2022 as a Wealth Management Specialist following her tenure as an Analyst at The Federal Reserve Bank of Richmond. Darby's client focus areas include education planning, family wealth management strategies, and personal retirement planning. She holds a Bachelor of Science degree in Business Administration with a concentration in Finance and a minor in Economics from Longwood University, graduating in 2020. During her time at university, she was a sister leader of the Kappa Delta sorority, Alpha Chapter. Darby has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). A native of Northern Virginia, Darby currently resides in Reston with her husband, Will. Outside of work, she enjoys following D.C.'s sports teams, traveling, spending time with family and friends, as well as participating in activities such as football, golfing, skiing, volleyball, watching movies, and yoga.

Alejandro Castellanos is a Financial Advisor at Merrill Lynch Wealth Management. He holds FINRA Series 7 and 66 registrations and has earned the Chartered Retirement Planning Counselor™ (CRPC™) designation as well as the Personal Investment Advisor (PIA) credential. Alejandro's approach to wealth management focuses on education and personalization, ensuring clients understand the rationale behind their investment strategies and long-term financial plans. He has expertise in areas including family wealth management strategies, retirement planning, personal retirement income, education planning, and managing new wealth. Alejandro's professional experience involves helping clients develop strategies to pursue short-, mid-, and long-term financial goals, providing guidance across various areas such as wealth management, concentrated stock positions, cash management, retirement plans, and executive financial services. Alejandro holds a Masters of Business Administration (MBA) and an Accredited Certificate Program in Marketing from Pontifical Catholic University of Peru, a Master's Degree in Finance from EADA Business School, and an Accredited Certificate Program in Neuroscience from the University of Monterrey. He is bilingual in Spanish and English. Outside of work, Alejandro lives in Vienna, VA, is a father of two daughters, and enjoys playing tennis, pickleball, and soccer, as well as designing and building custom terrariums and aquariums.

Sarah Cammiso is a Wealth Management Advisor and the senior partner of The Cammiso Group at Merrill Lynch Wealth Management. She has been with Merrill Lynch since 1993 and has gained over 35 years of experience in the financial services industry. Sarah has worked with hundreds of families, helping them pursue their financial goals by creating customized investment strategies aligned with their immediate priorities and long-term aspirations. She holds several professional designations, including Certified Investment Management Analyst® (CIMA®), Certified Plan Fiduciary Advisor® (CPFA®), Chartered Retirement Planning Counselor™ (CRPC™), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Sarah earned her Bachelor of Business Administration from The College of William & Mary and studied internationally at the Rossall School in Lancashire, England. She has also served on the faculty of Merrill Lynch University in Princeton, New Jersey for fifteen years and has been a frequent lecturer on retirement planning, wealth management, professional money management, and portfolio diversification. Sarah lives in Vienna, Virginia, with her husband, Marty. She is involved with the Church of the Holy Comforter.

Michael Reyes serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with a diverse client base including entrepreneurs, professionals such as venture capitalists, private equity and technology executives, attorneys, physicians, government employees, and contractors. Michael's approach emphasizes understanding clients' unique financial goals and responsibilities to provide tailored wealth strategies. Since beginning his financial services career in 1999 at Deutsche Bank Alex Brown, Michael has accumulated experience in wealth accumulation, capital preservation, income and retirement planning, concentrated stock transactions, corporate cash management, 401k plans, initial public offerings, mergers and acquisitions, and corporate and executive services. He assists business owners with succession and exit planning strategies and develops solutions that optimize assets, working capital, and liabilities. Michael holds a Bachelor's degree from George Washington University and has earned professional designations including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is affiliated with the Association of Corporate Growth - National Capital Region and the Tower Club of Tysons. In the community, Michael is involved with organizations such as AALEAD, Alexandria Chamber of Commerce, HBI-DC, The Women Center, and Warrior Ethos. He lives in the Washington Metropolitan area with his wife and two children and enjoys basketball, golfing, running, soccer, and spending time with his family.

Esther Tobbin is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in providing personalized financial planning and portfolio management services to individuals and families at various life stages. Esther's approach involves collaborating with clients to define their financial goals and adapt strategies as their needs evolve. She focuses on areas such as family wealth management, retirement planning, philanthropic planning, portfolio management, special needs planning, and tax minimization. With over 10 years of experience in the financial services industry, Esther combines her professional expertise with sincere care in client relationships. She began her career in financial management and operations at Tobinco Pharmaceuticals in Ghana and later worked at Navy Federal Credit Union in the United States, providing financial counseling. Prior to joining Merrill Lynch, she was a financial advisor at the Global Advisor Group at LPL Financial. Esther earned a Bachelor's Degree in Banking and Finance from the University of Ghana and an MBA in Finance from George Mason University. She holds the Accredited Asset Management Specialist (AAMS), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA) designations. Outside of her professional role, she is involved in the Washington D.C. chapter of the Women's Caucus for Art and enjoys activities such as cooking, dancing, music, photography, running, sewing, singing, traveling, watching movies, and writing.

Karl Loehle is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works alongside his team to serve a select group of high net worth individuals and families. Their focus is on planning and managing all aspects of clients’ financial lives, including banking services, credit and mortgage provision through Bank of America, and investment and portfolio management. Karl and his advisory group collaborate with clients to develop and manage personalized strategic wealth management plans aimed at providing financial confidence and helping clients live well within their means. Karl’s areas of expertise include executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. He holds the following professional designations: Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA). Karl maintains FINRA Series 7 and Series 66 registrations as well as life, accident, sickness, and variable products insurance licenses. He earned a Bachelor's Degree in Business Management and Entrepreneurship from The University of Alabama and also attended Drexel University. Originally from Virginia, Karl currently resides in Gainesville. He enjoys Alabama football, traveling, music, and spending time outdoors. His personal interests include adventure sports, billiards, fishing, football, golfing, hunting, reading, and family activities. Karl is open to connecting with individuals and families seeking a family-oriented financial services team, those preparing for retirement or recent business sale, clients navigating market volatility, or individuals looking to incorporate new inheritances into their financial plans.

James Mcnamara is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 15 years of experience in the financial services industry, including work with Merrill Lynch Trust Company and the Private Bank as an internal trust specialist. He specializes in trust, estate, gifting, and charitable planning, serving clients such as business owners planning exit strategies, young couples building wealth, and individuals focusing on legacy creation and comfortable retirement. Jim earned a Bachelor's degree in Political Science with an International Affairs concentration and a minor in Economics from Gettysburg College. He holds professional designations including Personal Investment Advisor (PIA) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). His approach emphasizes learning and customized planning to help clients and their families manage wealth across generations. Beyond his professional role, Jim has been active in coaching youth sports and holds involvement in various community organizations, including the Hopewell Post 339 American Legion Baseball and the Mercer County American Legion League. He remains engaged with alumni activities at Gettysburg College and spends time coaching his children in local youth soccer, softball, and baseball leagues. His personal interests include baseball, basketball, football, ice hockey, running, softball, swimming, traveling, and spending time with his family.

Sam Sayyad is a Senior Vice President and Wealth Management Advisor at Merrill Lynch Wealth Management with experience in the financial services industry since 1997. He earned a Bachelor of Arts from the University of Oklahoma and a Master of Business Administration from Johns Hopkins University. Sam holds the Certified Private Wealth Advisor® designation and is a qualified Portfolio Manager capable of creating and managing personalized investment strategies that may use individual stocks and bonds, Merrill model portfolios, or third-party investment strategies. He leads The Sayyad Group, focusing on serving high net worth families, senior-level executives, entrepreneurs, and business owners with services that include investment management, concentrated stock management, hedging and monetization, trust and estate planning, and custom lending. Prior to his financial career, Sam served four years in the US Army, stationed both domestically and overseas. He resides in Northern Virginia with his wife and two children. Outside of his professional commitments, Sam is an aviation enthusiast holding a Commercial Pilot's license and is a member of the Aircraft Owners and Pilots Association (AOPA). He is also involved in community service through the Boys and Girls Club. His personal interests include adventure sports, chess, football, reading, and traveling.

Peter Nguyen is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been developing financial strategies for individuals, their families, and their businesses since 2018. He focuses on areas such as executive compensation, services for endowments, foundations, and non-profits, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and socially responsible, values-based, and ESG investing. Before joining Merrill Lynch Wealth Management, Peter spent over two decades on the trading floors of global investment banks including Morgan Stanley, Merrill, and Credit Suisse. From 2004 to 2015, he served as a Managing Director leading teams that advised institutional investors in fixed income derivatives sales and trading. Peter holds a bachelor's degree in Systems Engineering from the University of Virginia and an MBA from Cornell University. He also holds the Personal Investment Advisor (PIA) designation. A native Virginian, Peter returned to the Washington D.C. metropolitan area to raise his family and pursue his work advising individual investors. He serves as a Board Member for the Northern Piedmont Community Foundation and the Thomas Jefferson Partnership Fund. His personal interests include billiards, fishing, golfing, painting, rock climbing, skiing, soccer, surfing, table tennis, and tennis.