Chassidy Wynne is a financial advisor at Merrill with two years of industry experience and holds the Series 66 designation. Her prior experience includes roles at Wells Fargo Institutional Retirement and Trust and Extraco Banks. She has also worked in academic settings at Texas Woman University and Tarleton State University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nita Tucker is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been in the investment profession since 1997, initially starting as a Financial Advisor's assistant before becoming an advisor herself. Nita is responsible for the team's goals-based wealth management process, which includes asset allocation, investment management, and retirement income planning. Her expertise involves quantifying clients' risk tolerance, time horizon, objectives, liquidity needs, and goals. Nita has assisted clients since 1998 with their investments, emphasizing the importance of managing time, money, and priorities wisely. She holds a Bachelor's Degree from Baylor University and the Personal Investment Advisor (PIA) designation. Beyond her professional role, Nita actively participates in community service. She serves as a board member of the Christian Women's Job Corps and volunteers with organizations such as Cards for Kids, Compassion Ministries, St. Judes Research Hospital, and the Waco Humane Society. Her personal interests include fishing, gardening, painting, spending time with her family, and practicing yoga.

Cynthia Mosley Guy serves as a Resident Director at Merrill, where she specializes in developing personalized wealth management strategies tailored to clients' unique financial circumstances. She collaborates closely with clients, their attorneys, and accountants to create comprehensive plans that include investment management, insurance considerations, and legacy planning. Her expertise encompasses family wealth management, services for endowments, foundations, non-profits, retirement planning, and investment strategies for individuals and corporations. Cynthia holds the designation of Personal Investment Advisor (PIA) and completed her high school education at Troy High School. Committed to community involvement, she volunteers with the Humane Society of Central Texas. Outside of her professional work, she enjoys reading, writing, traveling, and spending time with her family.

Carter Harris is a Wealth Management Advisor with Merrill Lynch Wealth Management located in Waco, Texas. Since joining Merrill in 1988, he has focused on working with families and individuals to develop strategies designed to help their wealth achieve their aspirations. His approach centers on building relationships grounded in honesty, integrity, and respect for clients’ financial goals. Carter provides a comprehensive range of wealth management strategies and services to high-net-worth business owners and families. Utilizing Merrill Lynch's open-architecture asset management platform, he pursues both traditional and alternative investment strategies globally, aligning investment opportunities with clients’ goals, timeframes, and risk tolerances. His client focus areas include college education planning, personal retirement planning, portfolio management, and small business strategies, among others. He holds a Bachelor’s Degree from the Texas A&M University System and maintains several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional role, Carter is engaged in community volunteer efforts and enjoys cooking, music, spending time with family, traveling, and watching movies.

Stephen Arnold is a Financial Advisor with Merrill Lynch Wealth Management. He provides financial planning and advisory services to clients within the firm's wealth management sector. Stephen holds a Bachelor's Degree from the University of Arkansas and a Master's Degree from Baylor University. His educational background supports his role in delivering financial advice. Further information about his experience, areas of expertise, or personal interests is not provided.

Terry Hayes is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he focuses on client relationship management, portfolio management, and business development. He works primarily with affluent families and businesses to help manage their wealth and pursue their financial goals. His approach involves understanding clients’ complete financial situations and providing customized strategies that include retirement planning, wealth transfer, and guidance tailored for business owners and corporate executives. With a career spanning over three decades in the financial services industry, Terry began in 1986 at A.G. Edwards, where he served as Vice President and Branch Manager for 21 years. He later spent four years with a private equity firm before joining Merrill Lynch in 2011. His extensive experience enables him to help clients navigate complex market cycles by focusing on long-term objectives and minimizing the impact of short-term market fluctuations. Terry holds a Bachelor's degree in Finance from Texas State University and the Personal Investment Advisor (PIA) designation. He resides in Waco with his wife Cindy and their four children. Outside of work, he enjoys traveling to coastal or mountainous regions, playing golf, fly-fishing, and snow skiing.

Kristina Mayes is a financial advisor with Merrill in Waco, TX, holding Series 63 and Series 66 credentials and six years of industry experience. She previously worked at JP Morgan Chase Bank and J.P. Morgan Securities from 2021 to 2024. Outside of her advisory role, she assists with the operations of Wolf Island Ranch LLC, a family-owned Wagyu cattle ranch. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rose Garcia is a financial advisor at Merrill with 32 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Merrill since 1992. Based in Waco, TX, her career is solely with Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients of Bank of America through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.