Megan Rooney is a Financial Advisor with Merrill Lynch Wealth Management, specializing in working with individuals and families to simplify their financial lives through strategic planning and dedicated service. Since joining Merrill in 2019, she has focused on areas including retirement and education savings, portfolio management, tax minimization, philanthropic planning, and legacy planning. Megan holds the Chartered Retirement Planning Counselor™ (CRPC™) designation and the Personal Investment Advisor (PIA) designation. Raised in West Palm Beach, Florida, Megan earned her Bachelor's Degree from Georgetown University, where she studied American Studies with a minor in Psychology. She is involved with professional organizations such as Georgetown University Global Irish Studies and the International Honor Society in Psychology. Megan currently resides in Washington, DC. Outside of her professional work, Megan enjoys hiking, photography, yoga, spending time with her family, and watching movies. She also volunteers with animal rescue organizations including the Brandywine Valley SPCA and the Peggy Adams Animal Rescue League.

Ronya Corey is a Wealth Management Advisor and Managing Director with Merrill Lynch Wealth Management. She is the founding partner of The Corey Group in Washington, DC, which develops wealth management and investment planning strategies for families, businesses, executives, and non-profits to help them achieve their long-term objectives while minimizing risk. Ronya has been with Merrill Lynch since 1993. She holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP4), Chartered Retirement Planning Counselor (CRPC4), Chartered Financial Consultant (ChFC4), and Certified Plan Fiduciary Advisor (CPFA4), as well as FINRA Series 7 and Series 66 registrations. Her education includes a High School Diploma from Charleston Catholic High School and a Bachelor's Degree from the University of Kentucky. Ronya serves on the National Symphony Orchestra Association Board of Trustees and is on the Board Emeritus of DC Scores. She is also involved with The Langley School. Her client focus areas include college education planning, corporate executive services, family wealth management strategies, legacy planning, personal retirement planning, and specialized services for women, sports, and entertainment professionals.

Catherine Voorhees is a Financial Advisor at Merrill Lynch Wealth Management. She works with individuals, families, and business owners to organize, grow, and protect their wealth through customized financial strategies. Her team provides access to investment insights from the Merrill platform, trust and fiduciary services from the Bank of America Private Bank, and credit and lending solutions from Bank of America. Her expertise includes retirement plan design and exit planning for business owners, education planning, multigenerational wealth strategies for families, and other client focus areas such as divorce transition planning, employee benefits planning, liquidity management, and tax minimization. Catherine holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Catherine has a Bachelor's degree from Elon University. Outside of her professional role, she enjoys hiking, reading, and playing tennis.

Maurice Goins II is a Financial Advisor at Merrill Lynch Wealth Management who works with individuals, families, executives, and business owners to help them make informed financial decisions and pursue their long-term goals. He engages clients through a personalized planning process that addresses investment management, retirement planning, tax-efficient strategies, business transitions, and wealth transfer planning. Maurice focuses on delivering guidance that aligns clients' wealth with the life they want to live. Prior to joining Merrill Lynch, Maurice held leadership roles with The Walt Disney Company, the Federal Aviation Administration (FAA), and Camden. He earned a Bachelor's degree in Business Administration and Finance from Morehouse College and studied internationally at Universidad de Cádiz in Spain. Maurice holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Maurice is passionate about building lasting relationships and helping clients turn financial complexity into clarity and confidence. He speaks English, Spanish, Italian, and Mandarin. Outside of work, he enjoys activities such as billiards, bowling, chess, fishing, golfing, hiking, painting, pickleball, traveling, and spending time with his family.

Timothy Twitchell is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since beginning his career in Northern Virginia in 1998, Tim has developed extensive experience collaborating with individuals, families, accomplished professionals, and business owners to define and pursue their financial goals. He focuses on creating customized, goals-based wealth management strategies that address areas including college education planning, family wealth management, personal retirement planning, portfolio management, tax minimization, and retirement income. Tim employs a disciplined and structured process to develop tailored financial plans. This includes analyzing clients’ needs and goals, evaluating their overall financial situation, determining time horizons and investment risk tolerance, and establishing asset allocations appropriate to their objectives. He works closely with Merrill specialists to advise on wealth accumulation, preservation, transfer, liability management, insurance planning, and strategies related to concentrated stock positions and company stock options. Tim holds the Chartered Retirement Planning Counselor (CRPC) designation and the Personal Investment Advisor (PIA) credential. He earned his bachelor's degree from SUNY Albany and a high school diploma from Ward Melville High School. Outside of his professional role, Tim enjoys spending time with his wife Shana and their three children. He participates actively in the Fairfax Station, Virginia community where they reside. His personal interests include basketball, football, cooking, music, traveling, and following New York sports teams. Tim’s approach is centered on helping clients build financial foundations that allow them to make confident decisions aligned with their unique priorities throughout life’s stages.

Adrienne Delibert is a financial advisor with Merrill in Washington, DC, holding a Series 66 designation and nine years of industry experience. She has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a variety of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christopher Beanland is a financial advisor with Merrill in Washington, DC, holding a Series 66 designation and 13 years of industry experience. He has worked at both Bank of America, N.A. and Merrill since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Ty Stepner is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His career includes roles at TD Bank and GWN Securities, as well as a position at Salty Mermaid Bar & Grille. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Shane Cooke is a Senior Financial Advisor at Merrill Lynch Wealth Management in Washington, DC. He focuses on helping government relations executives, former government employees, and adoptive families pursue their financial goals through personalized wealth management strategies. Shane works closely with clients to navigate important financial decisions with clarity, discipline, and a long-term perspective. He offers expertise in areas including family wealth management strategies, institutional and corporate benefit services, endowments, foundations, non-profit services, employee financial health, personal retirement planning, and portfolio management services. Shane takes a consultative approach to build relationships by understanding each client's unique circumstances and priorities, aiming to align investment decisions with broader financial objectives. Shane holds a bachelor's degree from the University of Virginia and is designated as a Personal Investment Advisor (PIA). He is involved in community organizations such as the Code of Support Foundation and Service Never Sleeps. Outside of work, Shane enjoys cooking, golfing, skiing, and playing soccer.

Frank Piotrkowski is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since joining Merrill Lynch in 2004, he has provided personalized financial strategies designed to assist clients in pursuing their long-term goals. His approach emphasizes communication, goal tracking, ongoing portfolio management, and advice, with a focus on delivering a tailored experience supported by a dedicated team. Frank's expertise spans retirement income planning, wealth building strategies for individuals and families, and company retirement plans including 401(k), 403(b), and defined benefit plans. He utilizes goals-based planning, tax-minimization strategies, portfolio risk management, and disciplined portfolio construction and rebalancing to help clients manage and grow their wealth. His client focus areas include divorce transition planning, employee benefits planning, LGBT wealth planning, managing new wealth, personal retirement planning, small business strategies, tax minimization, and retirement income. He holds a Bachelor's Degree from Georgetown University and has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Frank is fluent in English and French. Outside of work, he spends time running, skiing, and traveling with his family, and participates in community volunteer activities aligned with Merrill's tradition of community involvement.

Christopher Cunniff is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has over 35 years of experience helping individuals and families navigate significant financial decisions such as retirement planning, business transitions, legacy planning, and wealth transfer. Christopher works closely with clients to integrate investments, retirement income, lending and liquidity needs, estate planning strategies, and legacy goals into coordinated financial plans. His approach emphasizes understanding clients’ priorities to create personalized strategies that address their unique goals and family circumstances. He collaborates with other professional advisors when necessary to ensure comprehensive support for his clients. Christopher earned a Bachelor's Degree in Economics from Villanova University. He holds professional designations as a Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). Throughout his career, he has engaged in many multigenerational client relationships, helping families prepare for opportunities and responsibilities associated with wealth. Outside of his professional role, Christopher resides in Bethesda, Maryland with his wife, Emily. They have four children. His personal interests include playing tennis and golf, spending time with his family, following college sports and Washington-area teams, and being involved in community activities. He was born and raised in the Washington, D.C. area and graduated from the Bullis School in Potomac.

James Oscar Lonaeus is a financial advisor at Merrill with a Series 66 designation. He has been with Merrill since 2023 and has prior experience working at the University of Vermont, Cottrell Pier Association, and Walsh Works LLC. His background includes roles in both educational and organizational settings. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kenneth Kline serves as a Private Wealth Advisor and is a founder and leader of the Bono & Kline Group at Merrill Private Wealth Management. He works with ultra-affluent individuals, families, and institutions to develop tailored financial strategies. His approach integrates investment management, trust and estate planning services, philanthropic planning, and access to customized credit and lending through Bank of America, N.A. Within his team, he oversees wealth transfer initiatives and has specialized expertise in philanthropic strategies including family foundations, donor-advised funds, and charitable trusts. Kline began his professional career as the founder and owner of an interstate mortgage and construction company operating in the Mid-Atlantic and Midwest regions. In 2001, he transitioned to wealth management by joining Sanford C. Bernstein (now AllianceBernstein) as a Private Wealth Advisor. After eight years, he moved to Barclays Wealth and Investment Management where he collaborated with the Bono & Kline Group before joining Merrill Private Wealth Management in 2015. He holds a Bachelor of Business Administration with a concentration in Real Estate and Economics from the University of Wisconsin, Madison, and a Master of Business Administration in Finance from the University of Maryland. Kline previously served on the Finance Committee for the Children’s Inn at the National Institute of Health and is a past president of the Estate Planning Council of Montgomery County, Maryland. He lives in Potomac, Maryland with his wife and three children and enjoys skiing, running, hiking, reading, and researching future investment trends.

William Moran Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has spent his entire career helping clients develop sophisticated, customized financial solutions. He is a partner of the Evolve Wealth Management Group at Merrill Lynch, a practice built on the belief that people deserve to live free of significant financial stress through deep relationships and unbiased advice. Moran emphasizes transparency, candor, and investment strategies tailored to each client's goals, time horizon, and risk tolerance. Moran joined Merrill Lynch in 1986 after graduating with honors from Hiram College in Ohio. He holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Moran serves as the Director of Merrill's nationwide LGBT Financial Services Team, the first such initiative on Wall Street focused on the financial needs of the LGBT community. His leadership has been recognized by awards such as Bank of America's Global Diversity and Inclusion Award in 2014 and the Business Leadership Award from the Capital Area Gay and Lesbian Chamber of Commerce. He is a member of Merrill's Global Wealth and Investment Management Diversity and Inclusion Council. Having lived in Washington, DC for over 30 years, Moran has been involved with several community organizations. He is an honorary board member and former president of the board at Food & Friends, a nonprofit providing meals to people with HIV/AIDS and other life-threatening illnesses. He is also the chairman of the board of the Gay Men's Chorus of Washington DC. His professional work has been cited in media outlets including The Washington Post, Fox Business, Reuters, and NBC Washington.

Herbert Friese is a financial advisor with Merrill who holds Series 63 and Series 65 credentials and has 39 years of industry experience. He has been with Merrill since 1987 and has concurrently worked at Bank of America since 2009. Friese serves as an advisory board member for the Carlyle Home Owners Association and owns a limited liability company associated with a beach house in Ocean City, Maryland. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Cheronda Albury is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and 25 years of industry experience. She has been with Merrill since 2010. Outside of her advisory role, she owns a business selling new and used items on online platforms such as eBay and Poshmark. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pensions, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

J. Rice Jr. is a Senior Financial Advisor and Partner with The Group AG at Merrill Lynch Wealth Management. He began his financial services career in 2013 and joined Merrill Lynch in 2014. In his role, J. Rice Jr. follows a disciplined and client-first approach, focusing on collaborative planning, multigenerational experience, and committed stewardship to help clients pursue their financial goals. He holds the Chartered Financial Analyst (CFA) and Chartered Retirement Planning Counselor (CRPC) designations, and is a member of the CFA Society. J. Rice Jr. graduated from Virginia Military Institute with a bachelor's degree in economics and business, concentrating in financial management. He also contributed as an analyst in the Cadet Investment Group during his time at VMI. J. Rice Jr. works closely with a select group of families, retirement plan sponsors, and institutional clients, developing tailored financial strategies that consider risk tolerance, time horizon, liquidity needs, and financial objectives. His areas of expertise include employee benefits planning, executive compensation, equity compensation services, family wealth management strategies, personal retirement planning, portfolio management services, sports and entertainment, individual and corporate investment strategy, tax minimization, and retirement income.

Samuel Myers is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he collaborates with clients to understand their current financial situations and introduces them to solutions available through Merrill and Bank of America. Samuel aims to provide clients with the knowledge and tools to manage their financial lives and select platforms that best fit their needs. He holds a Bachelor's Degree from the University of Maryland and has earned the Personal Investment Advisor (PIA) designation. Outside of his professional responsibilities, Samuel is involved with the Maryland Food Bank.

Cole Andreadis is a Financial Advisor at Merrill Lynch, based in the Washington, DC office. He works with individuals and families to develop tailored wealth management strategies aimed at protecting and growing their assets across generations. His areas of focus include college education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. Cole graduated from Wake Forest University with a Bachelor of Science degree in Finance. After completing his degree in 2021, he worked for four years in New York City at UBS in the Private Wealth Management division, where he advised high-net-worth clients and received advanced training in investments and financial planning. In 2024, he earned his CERTIFIED FINANCIAL PLANNER® (CFP®) certification and holds the Personal Investment Advisor designation. Originally from Darnestown, Maryland, Cole currently resides in Washington, DC. Outside of work, he enjoys skiing, golfing, surfing, hiking, running, photography, music, traveling, and spending time with his family.

Brett Brenner is a Senior Financial Advisor with the VBC Group and a member of Merrill Lynch Wealth Management. He supports ultra-high-net-worth clients by addressing a variety of financial needs, including banking, account transfers, investment implementation, and performance reporting. In addition to his advisory responsibilities, Brett manages operations for the team to ensure its effective functioning. Brett began his financial services career in 2007 as a Group Administrator with Citi Smith Barney and joined Merrill Lynch in 2008. He holds a Bachelor of Arts degree from the University of Maryland and holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His client focus areas include corporate executive services, executive compensation, liquidity management, personal retirement planning, portfolio management services, and tax minimization. Residing in Potomac, Maryland, Brett lives with his wife and their two children. Outside of work, he is interested in football, music, table tennis, watching movies, and spending time with his family. Banking products and services are provided by Bank of America, N.A.