Valentina Merkulova is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has over 10 years of industry experience, providing financial advice and guidance to help clients achieve their most important financial goals. Valentina focuses on personalized wealth management strategies that consider clients' life priorities and changing market conditions. Her areas of expertise include college education planning, divorce transition planning, family wealth management strategies, employee financial health, legacy planning, personal retirement planning, portfolio management services, women and wealth, and retirement income. Valentina holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Valentina earned an Associate's Degree/College Diploma from Valencia College and bachelor's degrees from Tambov State University and the University of Central Florida. She is fluent in English and Russian. Outside of her professional work, she participates in community volunteering through Merrill's tradition and has personal interests including ice hockey, reading, and traveling.

Kevin Barry is a Wealth Management Advisor with Merrill Lynch Wealth Management. He leads the Barry Group, a team of three members with diverse skills dedicated to serving their clients. With 28 years of experience at Merrill Lynch, Kevin provides guidance to families and business owners in areas such as family wealth management strategies, personal retirement planning, small business strategies, and retirement income. He is committed to helping clients avoid financial blind spots and assisting them in establishing priorities and developing plans to achieve their financial goals. Kevin was born in the Northeast and moved to Florida at a young age. He graduated from Florida State University in 1992 with a Bachelor of Science degree in Finance. He began his career in financial services shortly after graduation and joined Merrill Lynch Wealth Management in 1996. In 2002, he earned the CERTIFIED FINANCIAL PLANNER® certification. He values consistency, loyalty, and integrity and has dedicated his career to helping people navigate wealth planning. Kevin resides in the suburbs of Orlando with his wife, Heidi, and their two children. They spend much of their time attending their children's sports activities and participating in service projects. Kevin is involved with St. Margaret Mary Catholic Church and enjoys baseball, fishing, golfing, and traveling.

Benjamin Devolve is a financial advisor at Merrill Lynch Wealth Management. He focuses on areas including college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. Benjamin began his career in New York City working with ultra-high-net-worth families, gaining experience in financial planning, investment strategy, and providing white glove service. He works alongside his parents in a business founded on trust and integrity, emphasizing the importance of building genuine relationships and earning trust through every stage of life. He holds a Bachelor's Degree from the University of Miami and is a Personal Investment Advisor (PIA). Outside of his professional work, Benjamin is involved with the First Tee community program and enjoys golfing, running, and spending time with his family.

Tamra Bell is a financial advisor with Merrill in Winter Park, FL, holding a Series 66 credential and 15 years of industry experience. She has been with Merrill since 2003. Outside of her advisory role, she owns Belle Value, a business that sells items on Amazon. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michael Dolle is a financial advisor at Merrill with 33 years of industry experience. He holds a Series 63 designation and has worked at Merrill and Bank of America, N.A. since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Cook is a financial advisor with Merrill in Winter Park, FL, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Bank of America and Merrill since 2010. Outside of his advisory role, he serves on the budget review committee for St. James Cathedral Catholic School in Orlando, focusing on budget allocation and tuition management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Dale Edwards is a financial advisor at Merrill with 28 years of industry experience. He holds the Series 66 designation and has been with Merrill since 1998. Outside of his advisory work, Edwards works part-time as a freelance professional musician. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Miller is a financial advisor with Merrill in Winter Park, FL, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He has worked with Bank of America and Merrill since 2017 and had prior roles at Wells Fargo Clearing. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Erick Mathieu Teixeirade Mello is a Financial Advisor with Merrill Lynch Wealth Management. In this role, he serves individuals, families, professionals, and business owners, focusing on areas such as college education planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Originally from Brazil and raised in Central Florida, Erick holds a Bachelor's Degree from the University of Central Florida and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is bilingual in English and Portuguese. Outside of his professional work, Erick enjoys adventure sports, camping, cooking, dancing, gymnastics, music, reading, soccer, spending time with his family, and watching movies.

Michael Dolan is a financial advisor with Merrill in Winter Park, FL, holding Series 63 and Series 65 licenses and having 32 years of industry experience. He has been with Merrill since 1997 and with Bank of America, N.A. since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Carlos Leon is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in assisting business owners with the complexities of cash management and retirement planning, developing customized strategies to support long-term financial success and security. His client focus areas include corporate benefits, divorce transition planning, family wealth management strategies, legacy planning, small business strategies, tax minimization, and retirement income. Carlos holds a Bachelor's Degree from Florida State University and has earned several professional designations, including Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is fluent in English and Spanish. Outside of his professional work, Carlos has personal interests in adventure sports and boxing, and he values spending time with his family.

Katherine Ruark is a financial advisor at Merrill with 26 years of industry experience. She holds the Series 66 designation and has been with Merrill Lynch since 2000. The firm, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ellen Fuller is a financial advisor at Merrill with 18 years of industry experience. She holds the Series 66 designation and has worked at Merrill in multiple periods since 2000, including her current tenure starting in 2024. Outside of her advisory role, she is involved with Continental Resources, a family-held business engaged in exploratory drilling for gas and oil that generates royalties from its findings. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Parker Harris is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career with Merrill in 2013, advancing to the Premier Client segment at Merrill Edge Self Directed in Jacksonville, FL. Parker currently works with the Harris Wojcik Wealth Management team in Winter Park, Florida, where he focuses on a goals-based wealth management process and utilizes global resources and online technology to assist clients in pursuing financial lifestyles meaningful to them. He holds the Chartered Financial Consultant® designation and is a CERTIFIED FINANCIAL PLANNER® certificant. Parker also has credentials as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned a Bachelor of Science degree in Applied Economics from Florida State University. Parker lives in Winter Park with his wife and four children. His personal interests include playing golf and watching Florida State athletics.

Nina Kirchhoefer is a financial advisor at Merrill with 38 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Merrill since 1988 and at Bank of America since 2009. Outside of her advisory role, she assists with administrative duties related to several family-held aviation businesses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Alecia Dupont is a Senior Financial Advisor with Merrill Lynch Wealth Management based in Orlando/Winter Park, Florida. She provides Goals Based Wealth Management strategies for high net worth clients and their families. Alecia has over 25 years of experience in wealth management, leveraging her background with Bank of America and Merrill specialists to assist families in optimizing their financial resources and achieving financial independence. Her approach to investment management is personalized to align with each client's objectives, tax situation, and preferences. Alecia holds a Bachelor's Degree and a Master of Business Administration (MBA), both from Florida State University. She holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Her expertise encompasses areas such as college education planning, divorce transition planning, employee benefits planning, family wealth management strategies, and socially responsible investing. Committed to community involvement, Alecia is an active member of the Orlando Alumnae Chapter of Delta Sigma Theta Sorority Inc. She serves on the Board of Directors and Development Committee for Opera Orlando and has held leadership roles including Co-chair of the LGBT Employee Network and previous Co-Chair for Economic Development within her sorority chapter. Alecia enjoys sports including Florida State University football and Tampa Bay Buccaneers football, practices vinyasa flow hot yoga, and values spending time with her family.

Joyce Goff is a financial advisor with Merrill in Winter Park, FL, holding a Series 66 credential and 33 years of industry experience. She has worked at Merrill since 1995. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kevin Oser is a Senior Financial Advisor at Merrill Lynch Wealth Management. He leads the Corporate Benefit Plan segment of the PAR Wealth Management Team, specializing in retirement strategies for both businesses and individuals. His role involves advising public and private companies on the development and management of their Qualified and Non-Qualified retirement programs, including 401(k) plans. Kevin’s responsibilities encompass plan design, employee education, human resource office support, compliance, and plan testing. He has earned the designation of Retirement Benefits Consultant, joining a select group of Merrill Lynch Financial Advisors focusing on corporate and institutional retirement benefits. Additionally, he holds the Certified Plan Fiduciary Advisor (CPFA) and Personal Investment Advisor (PIA) professional designations. Kevin received a Bachelor’s Degree from the University of Southern California. He is affiliated with the Zeta Beta chapter of Alpha Tau Omega and is a member of the Trojan Club of Florida. Kevin lives in Winter Park with his wife, Danielle, and their two children, Caroline and Davison.

Malcolm Baird is a financial advisor at Merrill with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1995 and Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional accounts.

Arthur Pringle is a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings nearly 25 years of experience in trading and capital markets to his role, drawing on a systematic approach to trading that emphasizes capital preservation and disciplined portfolio management. Arthur began his financial career as an independent floor trader at the Chicago Board of Trade, where he spent 17 years as both an Associate and Full Member. Following his trading career, he pursued opportunities in Private Equity and start-up technology companies. Arthur holds a Bachelor's Degree in Business Administration from Stetson University, where he attended on a baseball scholarship. He is also a Personal Investment Advisor (PIA). Arthur currently resides in Longwood, Florida, having relocated from Chicago with his four children to join Merrill Lynch in Winter Park.