Bennett Durkin is a Financial Advisor with Merrill Lynch Wealth Management. He holds a Bachelor's Degree from Rollins College. Further details regarding his professional experience, areas of expertise, or personal interests were not provided.

Hillary Krawczyk is a financial advisor at Merrill with 22 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2003. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Spencer Mangum is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping clients pursue their financial goals through family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, and individual and corporate investment strategy. He holds a Bachelor's Degree from Rollins College, where he also played collegiate baseball. Spencer has earned the Personal Investment Advisor (PIA) designation. He is actively involved with the Fellowship of Christian Athletes (FCA) and Forge Ministries. Outside of his professional work, Spencer enjoys playing golf, baseball, football, and pickleball, as well as spending time with family. He also volunteers in his community.

Loc Le is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2012 and works closely with clients to identify and pursue financial goals across various stages of life. Loc holds a Bachelor of Science Degree in Finance from the University of Florida. He has earned both the Certified Investment Management Analyst® designation from the Investments & Wealth Institute® in association with the Yale School of Management and the CERTIFIED FINANCIAL PLANNER™ professional certification. With six years of experience in private banking and lending, he focuses on areas such as pre- and post-retirement needs, college education planning, family wealth management, and tax minimization strategies. Outside of his professional work, Loc enjoys fishing, golfing, tennis, and volleyball. He also supports St. Philip Phan Van Minh Catholic Church and values spending time with his family.

Virginia Johansmeyer is a Series 66-licensed financial advisor with 25 years of industry experience. She has worked at Merrill since 2010 and previously held roles at Morgan Stanley and Truist Investment Services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Yadira Garrido Gonzalez is a financial advisor at Merrill with 15 years at the firm and five years of industry experience. She holds the Series 66 designation. Outside of her advisory role, she works as a delivery employee for Shipt Delivery. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies supported by internal and third-party managers.

Kerry Farr is a financial advisor at Merrill with 10 years of industry experience. He has been with Merrill since 2013 and holds Series 63 and Series 65 licenses. Outside of his advisory role, Farr serves as a part-time proctor for ACT testing. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jennifer Herzog is a Senior Financial Advisor with Merrill Lynch Wealth Management. In her role, she works closely with clients to develop personalized financial strategies tailored to their individual goals and changing market conditions. Jennifer leverages investment insights from Merrill and the banking and lending resources of Bank of America to support her clients' wealth management needs. Jennifer holds a Bachelor's and a Master's Degree from Florida State University. She has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Committed to the community, Jennifer participates in volunteer activities with local organizations, reflecting the Merrill tradition of community involvement.

Howard Harris Jr. is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing decades of experience in providing wealth management services. He began his career with Merrill Lynch Wealth Management in 1986 in Miami, Florida, before relocating to Orlando, Florida in 1993. Throughout his career, Howard has held various roles, including sales manager and Senior Resident Director in the Orlando and Winter Park offices, a position he held for over 10 years until 2009. Howard specializes in developing goals-based wealth management strategies tailored for high-net-worth individuals, their families, and their businesses. He employs a range of financial tools such as Tax Free Municipal Bond Portfolios, Managed Portfolio Strategies, Liability Management, and Estate Planning Services to offer a comprehensive approach to his clients' financial goals. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree in Finance and Business Management from the University of Miami. Residing in Winter Park, Florida with his wife Suzy, Howard is an avid golfer and is active in several local charities, including Habitat for Humanity and the Boys and Girls Club of Central Florida.

Titian Austin is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has worked at Merrill since 1981 and has been affiliated with Bank of America since 2009. In addition to his advisory role, he is an owner of WAHA LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional plans.

Rodaisis Varela is a financial advisor with Merrill in Winter Park, FL, holding a Series 66 designation and five years of industry experience. He has been with Merrill since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Maryann Mulhearn is a financial advisor at Merrill with 33 years of industry experience. She has been with Merrill since 2006 and holds the Series 63 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Maria Ramirez is a financial advisor at Merrill with 29 years of industry experience. She holds a Series 66 designation and has worked at Merrill for a total of 15 years, with a two-year gap in between. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Dhanespatti Tiwari is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he provides guidance and support to clients in managing their investment portfolios and financial strategies. Dhanespatti has experience related to business development, client relations, and trade execution for client portfolios. He has also assisted teams with syndicate portfolio management. He holds the Professional Designation of Personal Investment Advisor (PIA). He earned an Accredited Certificate from George Mason University.

John Kirchhoefer is a financial advisor with Merrill who holds a Series 63 designation and has 47 years of industry experience. He has been with Merrill since 1970 and also affiliated with Bank of America since 2009. Outside of his advisory role, he is involved in multiple aviation-related businesses, including serving as president of a courier company and holding interests in several corporations that manage and own aircraft for liability purposes. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Scott Abramson is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has over 20 years of experience in wealth management, helping individuals, families, and business owners align their financial lives with their priorities. Scott is a founding member of PAR Wealth Management, where he contributes to the mission of improving clients' lives by helping them avoid mistakes, simplify their financial lives, and achieve their goals. Scott's approach emphasizes a specialized, multi-generational perspective, offering strategies designed not only for present needs but also for future opportunities and challenges. Recognized by leading industry publications, he builds trust through collaboration, transparency, and client-first planning. He holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA), and earned his bachelor's degree from the University of Central Florida. Outside of his professional role, Scott is involved with Lake Highland, serving as an Ambassador for the school. He enjoys activities such as fitness, travel, cooking, lifelong learning, and Brazilian Jiu-Jitsu. His motivation is centered on his son, with whom he spends time exploring the world and creating shared experiences.

Julie Bolton serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. She specializes in developing and implementing goals-based wealth management strategies for successful professionals, their families, and growing businesses. Her work is focused on delivering personalized financial strategies designed to help clients pursue their long-term goals. Julie joined Merrill Lynch as a financial advisor in 2013 after seven years with Banc of America Securities. She has over 20 years of experience in the investment banking, real estate, and construction sectors. Her professional background includes managing construction projects and financing major developments such as 7 World Trade Center and One Bryant Park, as well as working in the Mission Control Center at Johnson Space Center. She holds the Chartered Financial Consultant (ChFC) designation, earned through the Accredited Certificate Program from the American College of Financial Planning. Julie is involved in various professional organizations, including the National Association of Women Business Owners and the National Association of Women in Construction. She has served on the executive board of the Orlando Chapter of NAWBO and volunteers with the Cape Canaveral Lighthouse Foundation. Additionally, she has over 20 years of experience coaching at-risk and special needs youth cheerleaders. Her personal interests include camping, fishing, genealogy, gymnastics, music, photography, running, and spending time with family.

Henry Lammert is a financial advisor at Merrill with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2016, including time at Bank of America since 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gregory Dusey is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 1998 after graduating from the University of Central Florida with a Bachelor of Arts degree in Finance. Over the years, he has held several positions within the firm, including Senior Vice President and Senior Resident Director, and currently leads The Dusey Group. Greg focuses on helping both individuals and businesses pursue their long-term financial goals through tailored, logic-driven strategies. His expertise includes portfolio guidance and management, asset allocation, employer stock and option risk management, alternative investment strategies, liability management, lending solutions, and business lines of credit utilizing Bank of America's banking services. His client focus areas encompass legacy planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, and retirement income. In addition to his professional responsibilities, Gregory is a CERTIFIED FINANCIAL PLANNER (CFP) and a Personal Investment Advisor (PIA). He is active in the community and serves on the board of the Give Hope Foundation. Gregory lives in Longwood, Florida, with his wife Krista and their three children.

Elmer Hernandez is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. His prior work includes roles at UBS, JPMorgan Chase, NBCUniversal, Florida International University, Miami Dade College, and Home Depot. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.