Markku Happonen is a CFP® and ChFC® with 16 years of experience in the financial services industry. He is currently with Modern Wealth Management, LLC, where he has worked since 2024. Prior to this, he was with Wealth Management Solutions LLC and Mutual Securities, Inc. Modern Wealth Management provides investment advisory and integrated planning services to individuals, trusts, pension and retirement plans, charitable organizations, broker-dealers, and corporations. The firm employs a centralized portfolio management model with an Investment Committee, utilizing model portfolios and third-party managers, and offers a range of services including discretionary investment management, financial and tax planning, estate-planning assistance, and insurance solutions.

Andrew Cortese is a CFP® with five years of industry experience, currently serving as a financial advisor at Modern Wealth Management, LLC. He previously worked at Modera Wealth Management, MassMutual, The Vanguard Group, and held roles outside the investment industry, including at The Franklin Institute and Moog Components Group. Modern Wealth Management, LLC is a multi-team SEC-registered adviser managing approximately $10.9 billion in assets through about 94 advisors. The firm provides discretionary and non-discretionary investment management, financial planning, and modular services to individuals, high-net-worth clients, trusts, estates, and employer-sponsored retirement plans, supported by a centralized Investment Committee and a range of investment tools and strategies.