Elizabeth Jarzen is a financial advisor at Morgan Stanley with 14 years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America and Merrill Lynch. She has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients with comprehensive financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and offers a variety of services including tailored financial planning supported by firm-approved tools and methodologies.

April Bush is a financial advisor with Morgan Stanley in Albany, GA, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. She worked at Merrill for 20 years before joining Morgan Stanley in 2017. Outside of her advisory role, she is involved in Bush Electric LLC, a construction and engineering business where she performs bookkeeping and administrative tasks. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and employing firm-approved tools to assist in modeling outcomes.

Julie Garwood is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Morgan Stanley since 2017, following seven years at Merrill. Outside of finance, she is a partner in Deep South Freight LLC, a transportation business based in Cordele, Georgia. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and economic modeling.