Jeffrey Gage is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021, following a 14-year tenure at Rochdale Investment Management. He is based in Beverly Hills, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools supported by the Global Investment Committee to model client outcomes.

John Bunzel is a CFP® and holds a Series 66 license with Morgan Stanley in Beverly Hills, CA, bringing 21 years of experience in the financial industry. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of his financial advisory work, Bunzel is involved with several nonprofit organizations, serving on finance committees for Henderson-Norwester Camp, The Shakespeare Center of Los Angeles, and TreePeople. He is also an emeritus member of the Writers Guild of America, receiving residuals for past writing projects. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, emphasizing structured financial planning supported by proprietary tools and offering access to broad retail and institutional investment options.

Ari Shandling is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Maria Shtabskaya is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has worked within Morgan Stanley’s various divisions since 2009, including the Private Bank since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, providing tailored financial planning supported by firm-approved tools and investment research.

Byuzand Adzhikosyan is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has previously worked at UBS Financial Services, UBS International Inc., and HSBC Securities (USA) Inc. since 2007. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and research.

Allison Hogan is a financial advisor with Morgan Stanley in Beverly Hills, CA, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. She has worked at Morgan Stanley and its Private Bank since 2019, with prior experience at Merrill and USAA Financial Planning Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm‑approved tools and economic modeling.

Benjamin Goebert is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including J.P. Morgan Securities, J.P. Morgan Chase Bank, Bank of America, and Merrill. He is currently based in Beverly Hills, CA. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery conversations and firm-approved tools, with services generally provided in an advisory capacity.

Brett Zatulove is a financial advisor with Morgan Stanley in Beverly Hills, CA, holding Series 63 and Series 65 licenses and having 40 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process supported by firm-approved tools.

Emilia Pirro is a financial advisor with Morgan Stanley in Beverly Hills, CA, holding Series 63 and Series 66 credentials and bringing 45 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2010 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers a wide array of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process supported by firm-approved tools and modeling techniques.

Ruoyi Li is a financial advisor with Morgan Stanley in Beverly Hills, CA, holding a Series 66 designation and seven years of industry experience. Prior to joining Morgan Stanley Smith Barney LLC in 2021, Ruoyi worked at Merrill Lynch and UBS Financial Services. Their background also includes roles outside finance, including experience with Panda Express and Sun Shop. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved planning tools and analyses. The firm manages approximately $2.74 trillion in client assets and serves clients directly as well as through corporate partnerships.

Troy Razeggi is a financial advisor with Morgan Stanley in Beverly Hills, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. His career includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2019, as well as Bank of America and Merrill from 2016 to 2019. He is associated with a for-profit corporation named WECC, though he holds no active role or responsibilities there. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages significant client assets and provides both direct and corporate-related financial planning services.

Louis Ruta is a financial advisor with Morgan Stanley in Beverly Hills, CA, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has worked at Morgan Stanley since 2009, including a role with Morgan Stanley Private Bank since 2015, and previously worked at Citigroup Global Markets from 1993 to 2009. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Alice Guo is a financial advisor at Morgan Stanley with seven years of industry experience. She holds a Series 66 designation and has previously worked at several firms, including LPL Financial and multiple Cetera entities. Guo has been with Morgan Stanley since 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.

Leor Tzour is a financial advisor at Morgan Stanley with 26 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2019, and previously at UBS Financial Services Inc. from 2011 to 2019. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and models, managing approximately $2.74 trillion in client assets.

Warren Cohn is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that employs structured discovery processes and firm-approved tools.

Kiana Molitor is a financial advisor at Morgan Stanley with seven years of industry experience. She holds a Series 66 designation and has worked in various roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, Merrill Lynch, and other firms. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and analytical models. The firm manages approximately $2.74 trillion in client assets and provides services both directly to individuals and through corporate financial planning agreements.

Ryan Sprague is a financial advisor with Morgan Stanley in Beverly Hills, CA. He holds Series 63 and Series 65 licenses and has one year of industry experience. His prior work includes roles at CBRE, JUMP Investors, and Puritan Bakery, among others. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and a variety of advisory programs, managing approximately $2.74 trillion in client assets.

Jennifer Regev is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and Wells Fargo Clearing, among other firms. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Nina Pawlyshyn is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds a Series 66 credential and has previously worked at Bank of America, Merrill, and Wells Fargo Clearing. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and the Global Investment Committee’s return estimates.

Tanya Hekimian is a financial advisor with Morgan Stanley in Beverly Hills, CA, holding a Series 66 license and eight years of industry experience. She has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2019 and serves as CEO of Open Point Capital LLC, where she operates a personal finance blog. Her background also includes roles at Aflac, Transamerica Financial Advisors, and involvement with several other business ventures. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individual and institutional clients, incorporating structured financial planning tools and services. The firm manages approximately $2.74 trillion in client assets and provides tailored planning through its Financial Advisors and Estate Planning Strategies Group.