Austin Simon is a financial advisor with Morgan Stanley in Binghamton, NY, holding a Series 66 designation and two years of industry experience. Prior to joining Morgan Stanley, he was associated with firms including LPL Enterprise and The Prudential Insurance Company of America. He has also worked in other sectors such as insurance and sports management. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning approach involves structured discovery conversations and firm-approved tools, without providing individual security recommendations as part of standalone planning.

Michael Costantino is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2013 and 2015, respectively. He is based in Binghamton, NY. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes with firm-approved tools and modeling techniques.

Donald Eurillo II is a financial advisor with Morgan Stanley in Binghamton, NY, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2012. Eurillo serves on the board and finance committee of the Animal Care Sanctuary, a nonprofit based in Milan, Pennsylvania. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process includes structured discovery conversations and uses firm-approved tools and modeling techniques to help clients develop financial plans.

Loretta Macgargle is a financial advisor at Morgan Stanley with 34 years of industry experience. She has held roles at Morgan Stanley & Co., Incorporated since 2007 and at Morgan Stanley Smith Barney since 2009. She holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services that utilize structured discovery processes and approved planning tools.

Payton Villecco is a financial advisor at Morgan Stanley in Binghamton, NY, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley in 2025, Payton worked at Equitable Advisors and has experience in customer service at DoubleTree by Hilton Binghamton. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and serves clients through direct and corporate financial planning agreements.

Diane Leard is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 66 designations and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning and estate planning strategies. The firm uses structured planning tools and modeling techniques to support its advisory services, managing approximately $2.74 trillion in client assets.

Lisa Phillips is a financial advisor at Morgan Stanley in Binghamton, NY, with 25 years of industry experience. She has been with Morgan Stanley since 2013 and holds the Series 63 and Series 66 designations. Outside of her advisory role, she is the sole owner of a gas lease property in New Milford, PA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets, utilizing structured discovery and firm-approved planning tools as part of its advisory process.

Kathleen Neil is a financial advisor at Morgan Stanley with 45 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2021, following roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Eric Creveling is a financial advisor at Morgan Stanley in Binghamton, NY, holding a Series 66 designation with one year of industry experience. His prior work history includes roles at Morgan Stanley Private Bank, N.A., and sfcu. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Troy Sebeck is a financial advisor at Morgan Stanley with 28 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. He holds Series 63 and Series 65 designations and is based in Binghamton, NY. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes using firm-approved tools and modeling techniques.

D. Mark Macgargle is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds a Series 63 designation and has been with Morgan Stanley Private Bank, National Association since 2015, following prior work at Morgan Stanley Smith Barney starting in 2009. He is based in Binghamton, NY. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services, employing structured discovery conversations and firm-approved tools to develop tailored plans.