Thomas Bidwell is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley and its Private Bank since 2009. Outside of his advisory role, he serves as an adjunct instructor at the University of Dayton. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning using firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional offerings with specialized investment and advisory services.

Jay Otto is a financial advisor at Morgan Stanley with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its affiliated entities since 2014. Outside of his advisory work, he owns Javajig, LLC, a coffee processing business. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs and financial planning services supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers various investment solutions including wrap programs and private funds.

Shannon Lance is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. Prior to joining Morgan Stanley in 2022, Shannon worked at The Kroger Co, UES, Inc., and Cayman Chemical. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services under both direct agreements and Corporate Financial Planning arrangements.

Rebecca Schweller is a financial advisor with Morgan Stanley in Centerville, Ohio, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. She has been with Morgan Stanley since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

Keith Ruxer is a Series 66-licensed financial advisor at Morgan Stanley with 14 years of industry experience. His prior work includes ten years at PNC Investments and four additional years at PNC Investments, LLC. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including customized financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Robert Davis is a financial advisor with Morgan Stanley in Centerville, Ohio, holding a Series 66 designation and 28 years of industry experience. He previously worked at Bank of America and Merrill, with a combined tenure of over 30 years before his current roles at Morgan Stanley and Morgan Stanley Private Bank. Outside of advising, he is the sole proprietor of Roaring Fork Enterprises. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and investment committee insights to develop tailored financial plans while serving a broad client base through extensive retail and institutional offerings.

Nathan Bracci is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2024. Prior to his career in finance, he held various roles including at SOW Plated and Firebirds. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer that provides a range of advisory services to individuals and institutions, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools as part of its advisory process.

Sandra Higgins is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a wide range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Chris Landis is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He previously spent 15 years at PNC Investments before joining Morgan Stanley in 2024. Morgan Stanley Wealth Management provides a broad range of advisory services to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Their planning process utilizes structured discovery and firm-approved tools, without providing individual security recommendations as part of standalone plans.

Daphne Warner is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds a Series 63 designation and previously worked at PNC Investments for 11 years before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured assessment tools and modeling techniques but generally acts in an advisory capacity without providing individual security recommendations as part of standalone planning.

Donald Reynolds Jr. is a financial advisor at Morgan Stanley with 23 years of industry experience. He has held various positions within Morgan Stanley and its private bank subsidiary since 2014. He holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using approved tools and modeling techniques.

Michael Smith is a financial advisor with Morgan Stanley in Centerville, OH, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Amy Meredith Green is a financial advisor with Morgan Stanley, holding a Series 66 designation and 20 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers its services through Financial Advisors and specialized estate planning groups.

John Glueckert is a financial advisor at Morgan Stanley with Series 63 and Series 65 credentials and 49 years of industry experience. He previously worked at Bank of America and Merrill, accumulating 30 years at those firms before joining Morgan Stanley in 2019. In addition to his advisory role, he serves as an arbitrator for FINRA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates tools like Monte Carlo simulations and Secular Return Estimates from its Global Investment Committee.

Barbara Luttrull is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing 30 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2015. Outside of her advisory role, she serves as an executor and co-executor for estates, handling estate administration in Dayton, Ohio. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and strategies supported by its Global Investment Committee.

Jennifer Larue is a financial advisor with Morgan Stanley in Centerville, OH, holding a Series 66 designation and 14 years of industry experience. She has worked with Morgan Stanley Private Bank, N.A. since 2015 and has been associated with Morgan Stanley Smith Barney LLC since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and sophisticated modeling tools to assist clients in their investment and estate planning needs.

Sydney Cotton is a financial advisor at Morgan Stanley with eight years of industry experience. Prior to joining Morgan Stanley in 2018, Cotton worked for three years at Wells Fargo Advisors. Cotton holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through both direct individual plans and Corporate Financial Planning agreements.

Tanya Munn is a financial advisor with Morgan Stanley in Centerville, OH, holding a Series 63 designation and 25 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and previously worked at Citigroup Global Markets beginning in 2005. Outside of her advisory role, she is involved with Intele Travel Inc in a sales and marketing capacity. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning utilizing firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services that include relationships with investment companies and private funds.

Steven Ryan is a CFP® with 27 years of experience in the financial services industry. He is currently a financial advisor at Morgan Stanley, having joined the firm in 2026 after 15 years at PNC Investments. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Gerard Walsh is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 66 designations and has been with Morgan Stanley Smith Barney since 2009, previously working at Citigroup Global Markets. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by proprietary tools and firm-developed investment models. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and corporate financial planning arrangements.

Courtenay Kull is a financial advisor with Morgan Stanley in Centerville, OH, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. Prior to joining Morgan Stanley in 2024, Kull worked at PNC Investments for three years and Fifth Third Securities for 21 years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets, employing a structured planning process supported by proprietary tools and research.

Jessica Reynolds is a financial advisor at Morgan Stanley with seven years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2018, following four years at Wright Patt Credit Union. Prior to her financial services career, she was associated with The Pub from 2011 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its advisory approach.

Keith Meyer is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Morgan Stanley. He has held roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2017, and previously worked at Bank of America and Merrill. Outside of his advisory work, Meyer is an adjunct professor at the University of Dayton and operates a vending business in Dayton, Ohio. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, with a focus on tailored financial planning supported by structured discovery and firm-approved tools.

Russell Clark is a financial advisor at Morgan Stanley with six years of industry experience and holds a Series 66 designation. He has been with Morgan Stanley since 2019 and also works at Morgan Stanley Private Bank, N.A. outside of regular business hours, Clark is active as an entertainer on the Twitch platform. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to both individual and institutional clients. The firm offers tailored financial planning services supported by structured discovery processes and advanced modeling tools.

Jill Bracci is a Certified Financial Planner (CFP®) with 45 years of industry experience. She has worked at Morgan Stanley and its Private Bank division since 2017 and previously held roles at Bank of America and Merrill Lynch. Outside of her advisory work, she owns Bracci Renovate and Sell LLC, a real estate property management business in Ohio. Morgan Stanley Wealth Management serves individuals and institutional clients with a wide range of advisory programs and financial planning services. The firm employs structured planning tools and modeling techniques, managing approximately $2.74 trillion in client assets.

James Stuart III is a financial advisor with Morgan Stanley in Centerville, Ohio, holding Series 63 and Series 65 licenses and having nine years of industry experience. He has worked at Morgan Stanley since 2016 and was involved with James Stuart Audio, L.L.C. from 2015 to 2022. He also serves as a board member for the Springboro Clearcreek Baseball nonprofit organization. Morgan Stanley Wealth Management offers advisory programs to individual and institutional clients, providing tailored financial planning that utilizes firm-approved tools and modeling techniques without offering individual security recommendations as part of standalone plans.

Michael Balsom is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Bank of America, including Merrill Lynch. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses firm-approved tools and models to guide its planning process.

Max Plunkett II is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and its Private Bank since 2014. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process utilizes structured discovery and firm‑approved tools, offering a range of investment and advisory services.

Gail Plunkett is a financial advisor at Morgan Stanley with 44 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 1993. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and model-based analyses within its financial planning process.